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The Waterloo Chronicle BEquitable Life Block ® Waterloo. Oni $5200, coal oil lantern $2,860 and other causes $6,513. The principal features of the new insurance law which became effective January 1st, 1925, are the new three year term of insurance with minimum rate of 80 cents per hundred on all frame agricultural buildings and contents. the premiums to be paid in advance or at time of writing the insurance This rate must be maintained unti the company has created a reserve of $2500 for every $1,000,000 insurâ€" ance. ‘The company is allowed to carry: only $5000 insurance under amny roof but provision has been President Jos. H. Woods submitt\ ed the report of the directors for the year which showed that the comâ€" pany had still a substantial surplus on hand after paying heavy fire lossâ€" es amounting to $39,255.71. The loss by lightning was $3605.20, livestock $1409.50, spontaneous â€" combustion $11,013.77, threshing machine $5,654, bon fires $3000, gasoline engine fire losses for 1924 were abnormally high amounting to $39,000. Several of the directors referred to the new insurance law which went into efâ€" fect the first of the year which wil. enable the company to do business in future on a cash basis. The retirâ€" ing directors, J. H. Woods, Samuel Cassel, J. H. Campbell and Josiah Stauffer were reelected. tharacter were presented at the 51st annuat meeting of the North Waterâ€" 100 Furmers‘ Mutual Fire Insurance @ompany held in the public library hall at Waterlop on Tuesday afterâ€" Woods presided and submitted the directors‘ t wort for the year while the financial statement showing that the company had made excelâ€" ‘The new president elect of the company is Jacob C. Haliman of Petersburg and Leander Bowman, Conestogo, the new vice president. Regular Editorial Column Containing comment on matters of local and current interest. Here again the reader is kept informed as to Canadian and World Events of imâ€" portance which is also another readable feature. Current Events and World News F A complete summary of Kitchener and Waterloo news appears regularly every week in its columns and includes a specially written Twin City Social and Personal column. Its big staff of competent correlpoi\d- ents ensures a particularly thorough coverâ€" ing of the happenings in every district and keeps its readers posted as to what is going on. Kitchener and Waterloo News Fire Losses Heavy Complete News Service of County Which Make it a Welcome Visitor in so Many Homes SUBSCRIPTION PRICE :â€"$2.00 per year mailed to any point in Canada. $2.50 per year to any place in the United States. ‘ Mutual Fire Ins. Be a Reader of the Newsiest and Most Widely Read Weekly Newsfiafie{ | in the County. Waterloo Chronicle "whor Special Fectures _ _ |every precaution to lessen the :.r“.Wfil ous fire waste. k for new insurance reduc 8. | _ During the year 2220 policies were,to 30 cents. He congratulated | h-umm:-mt-fmmmm .|the amount of $9.281,184 bringing its splendid showing for 1924 . the total amount of insurance carâ€"| Mosers. J. H. Hartioib, J. Caz ried to $27,494.117 diviged among bell, Mr. Helpel and Mr. Burnett _ _| 1123 policy hoiders. . |Wiors also spoke briefly. 1 Favors Cash System Director Samuel Cassel stated that he liked the cash system of insurâ€" ance which he advocated some years ago, and which has now been put !into effect. During the past number of years a sub:tcnticl sum of money was lost through the company not being able to collect the p:mlums. The principal of having a surplus | was good but Mr. Cassel believed hho amount required by the new ‘law of the government was higher than necessary for company the size of the North Waterloo Farmers‘ | Mutual. Cause of Fires Mr. J.. C. Hallman said the cause of many fires was spontaneous comâ€" bustion. . A citizen of the United States who hbad made a siudy of the question had informed Mr. Hallâ€" man that he was satisfied that the fires were caused by storing large quantites of grain in barns, the pressure forming heat which later broke into fire. Years ago. when barns were lower little was heard. of fires through combustion. Mr Halliman believed that good adflce‘ to farmers was not to put any grain on top of grain vrop that was damp| when taken into barn. Mr. Hagey, one of the new direcâ€" tors, was introduced by Mr. Cassel and spoke briefly. President Woods briefly referred ._""* !â€"@ona ©098 to criticism heard regarding hign P%2rnger §0, Airin Bs salaries paid by this company and S‘®%0 Martin 61. stated that of 27 companies vmhq, Jr. HML.â€"Alvin Schmidt. busfhess this company had the low.. 8. IL.â€"Vera Good 92, ( est salary list with one exception, !"&®" 83, Annie Martin while some paid twice the amount Pr%u1 69, Abram Braun 66 of s@laries of the local company. [ _ '_“t'_u' _"'!?‘f‘h Mart tor‘s report was approved year was read by managing directâ€" tor J. Stauffer which with the audiâ€" Manager A. L. Easton of the \yr Finalitlal Atiteiment Read Salary List Low oJ iRre Auction Sales, an Bxclusive Feature The Chronicle is recognized aa Indis putably the leading medium for auction sales and it carrles the announcement of practically every sale held in this district. Its wide circulation in the immediate rural districts surrounding Kitchener and Water loo ensures a particularly thorough coverâ€" ing* of this territory with corresponding results to the advertiser, In this column will be found the latest prices in effect in Canadian and other markets including those on five stock, grain‘ and produce. These furnish an exâ€" cellent guide to the farmer in hls buying and selling. Upâ€"toâ€"Date Market Reports For the entertainment of Its readers there is run each week an abeorbingly interesting serial story by a well known author and also a humor column which will help to chase the blues way,. F Serial Story and Humor Column for Primerâ€"Gordon Dietrich (hon.), Anna Dietrich (hon.), Kenneth Roth (hon.), Loretta Oesch (hon.), Linus Straus, Jerome Dietrich, Lioyd Wagâ€" ner, FREIDA C. WARD, Teacher. Jr. I.â€"Lorretta ‘Dietrich (hon.). Laura Wagler (hon.), Loretta Kien: appel (hon.), Manetta Wagner, Cornâ€" iel Stoeser, Seraphim Laurence, Alâ€" vin Everatt. Jr. I1.â€"Theress Kittel (hon.), Priscilla Roth (hon.), Marie Kliert (hon.), Jerome Wagner, Alfred Kienâ€" appel. Sr. II.â€"Nora Pletch (hon.), Lay ina Straus (hon.), Leander Straus, William Roth. January Report of §.8. No. 20, Wilmot a Sr. IV.â€"Sarah Wagner@(non), Rita Kittel (hon.). Sr. III.â€"Verna Wagier (hon.), Clatilde Wagner (hon.), Egidius Krabeling (hon.), Joseph Roth, Vera Waglor, _ Albort â€" Straus, â€" Freida Jr. IV.â€"Harry Stoeser (hon.), Wil liam Wagner (hon.), Cletus Kittel (hon.), Edna Pletch (hon.) inger, Primerâ€"Doris Bearinger, © Sarab Martin, Clayton Weber. Perfect in spellingâ€"Bouleh Bearâ€" Sr. II.â€"Vera Good 9%, Olive Bearâ€" inger 83, Annie Martin 83, Peter Braun 69, Abram Braun 66. Jr. II. â€" Noah Martin, Eiton Sr. I.â€"Erma Good, Anna Schmidt Mildred Schmidt, °i!!ford Knarr, El January Report of 8.8. 28 \ (Bearinger‘s School) Sr, IV.â€"Boulah Bearinger 81, Herâ€" bert Knarr 76. Jr. IV.â€"Alice Bauman 60, Joseph cents. He congratulated th#! ‘The weather was very changesbie, Waterioo Farmers‘ Mutual on| nad some snow falls, and therefore OLIVE HUNTER, Teacher T1 BEEF, CALF AND HORSE HIDPES WANT ED Highest prices paid for becf hides, calf skins and horse hides. Phone 784r6, Kitchener. Geo. Whitham, at Kitchener Market every Saturday morning. 48â€"3mos. Miss Vera Lantz spent two weeks with relatives in Kitchener, Mr. and Mrs. Chas, Hackbart of the Hessen Road, Wellesley townâ€" ship, visited their son, Osear, last Friday. + Mr. and Mrs. Edward Doering spent last Sunday with relatives in Wellesley. Mr. Henry Berg and Miss Auni« Berg spent last Sunday with rel» tives at Berlet‘s Corner. Mrs. Alien and Mrs. Riward Held man of Kitchener were called t the bedside of their sick sister, Mrs Edwin Heipel. Mrs. Edwin Heipel is confined to the house through illnoss, Her many friends wish her a speedy recovery. Personals. Mr. Oscar Hackbart met with a serious accident ons day last week which might have proved fatal, He was engaged in helping to repair the windmill on the farm of E. Doering when a piece of metal beâ€" came loose, striking Mr. Hackbirt across the face and injuring his left eye. He is under the care of Dr Anderson of New Hamburg and i; doing as well as can be expected. _ These cars have been gone over carefully and are in thoroughly reâ€" liable condition. Don‘t buy a used car without seeing these, Met with Accident Mr. Jacob 8. Hallman of the W1 mot Tp. council was elected wardet of the county county for 1901. The Grave Mrs. Levi Weaver, neo Roxie Co: nell, 70 years . Sho died in Toronto but was brought to Berlin for burial Mr. Menno H. Haliman who wa the warden of the county coungi poBBIN‘G Wiss Ci A fine ice bridge at the Fall Mr. E on the 10th. , ; Mazogr Galt elected ‘its Mayor Mr. Thos.‘ NOTE Vair by acclamation, leq in w Started singing school in New , shout 1 Dundee. * Janvary Closed the sin school in the| =o few, Baptist Church, Berlin. | a grond \ ‘The Town Fathers for Berlin for} dJisappoi 1900 are: " ho had Mayorâ€"Mr. John R. Eden. | was al Councilliorsâ€"C. Braun. O. Run=| wlat. w« pel, J. Bingeman, J. M.,Staebler, A.| The io Bricker, E. Bricker‘J. W. Davey, D.| his leti Gross Jr., J. Cochrane, G. O.] Jsauury Philips. ] happene 1923 Superior Sedan 1923 Superior T ouring 1924 4â€"Passenger Coupe 1923 Star Roadster 1920 McLaughlin Tourin g 1918 Chevrolet Touring 1918 Ford Touring good sleighing. Then we had thaws ummm\:&ugu 29th it was just zero, on B1st it Quirenbach volunteered and went ‘This was a special time for Berlin. The people gaye him $100.00â€"in gold and the town gave him a $1000.00 life insurance ‘policy. On his depar ture a procession was formed head ed by the 29th Battalion band. The stores and public buildings were closed, and he in company wit» Mayor Eden seated in a Gladstone cutter were drawn by willing hands to theâ€"G:â€"T. R. station. The first pair of rubbers that were made in Berlin were made on Jan 24th, 1900. â€" . The stork made a friendly call at Mr. J. R. Stouffer‘s. A much discussed question is when does the new contury begin, some say on the ist Jan. 1900, others say on Jan. Ist 1901, but Jan 1st 1901 was the final decision. King St. WATERLOO is still going on in South and both men and horses nt from â€" Canada. Herman PHILIPSBURG PLEASED WITH ATTENDANCE AT WATERLOO MARKET Chairman Bohlender and members of the market commiftee are highâ€" ly pleased with the excellent attendâ€" arce of Yarmers and people of Watâ€" erloo and a goodly number from Kitâ€" chenes the past two weeks. There was an abundance of produce offerâ€" at last Saturday‘s market butter sellâ€" ing at 38e to 40c per pound, ©gg8 45c io 50c per dozen, chickens at 30c to 35c and other produce at usual prices. Born Born io Mr. and Mrs. Alfred Schmidt., Detroit. A son. Wedding bells are ringing in outr Mrs. George Brown is in Detroit vi@iting her daughter Mrs. Alfred Schmidt. CELEBRATED 85th BIRTHDAY On Sunday last Conrad Allendorf celebrated his 85th birthday and reâ€" celved the congratulations of his numerous friends. Nrs. Chas, McBride of Toronte spent The week end with her parâ€" onts Afr. and Mrs. Walter Vietch. Mr. Kenncth Nairp of Toronto spent the week end here. 11 Mi spen! here. by i« wide ecircke of friends. Her Anshand _ predeceased _ her . three veurs uzo. She leaves to mourn her lo«s one son Sexton who will have the docpect sympathy of the whole commanity in his sad bereavement. The funeral which was held on Sunâ€" day uffernoon was largely attended. The service was conducted by Rev. Mr. Bar}ett and Rev. Mr. Bruce of Nairn, former pastor herg. The pall bearers were: _ Henry Hamilton of Guriph, Wm. Hamilton, Robert Forâ€" res‘. John Burnett of this _ place, Aaron Pannabaker of Hespeler and Jolin Birge of Eramosa. Miss Zella Forhes of Waterloo gnent the week end at her home Nespectd Resident Passes Away <A sloom was cast over this comâ€" wiruty when it became known that o. Jas. familton had passed away ut Pridayafter a short illness Deccased who had been in ill health for some time became worse last Tnevlay night and passed away on Fridoy. â€" Deceased â€" whose maiden tmis> was Priscilla Stork was 65 wors of are and was born here and lived here practically all her‘ Ti‘>â€" =noâ€"wir nâ€"f#ithfulâ€"member _of (Chalner‘s charch and took an active piait in all matters pertaining to it.‘ For a mumber of years she conductâ€"| al + Sunday Schoot Class, She was a toue friend. and a good nefghbor wl w lling to lend a helping hand in Ciae of need and will be mourned Minard‘s Liniment used by Phy _ _Mr. Jobhn 8. Shants, Foundry 8t., 53 years. Mrs. Shupe‘s brother, . _ on the Waterico ‘Town Line a little west of Mosboro by an unexpected traim, ‘ The Newspapers for Jan., 1900, say: There are 3,500,000 people in In: dia receiving famine relief. ‘ rive in Cape Town, South Afica, on the 10th. Oshawa voted on whether or not to give the McLauglin Car Co., # bonus of $50,000, it was carried by 582 far, 10 &gainst. The Tudhope Carriage Co. of OQrillia, had a good year and disâ€" tributed $850.00 among their work ing men. _________ . . That the MWagner and Pullmaxy Palace Car Companys have amalgaâ€" mate. Mr. Pullman died Oct. 19th, 1897. 67 years. t Father iChiniquey, who died in Montreal last year, stated in his will that his coffin should not cost over ;1‘0.00. Toronto voted on whether the City Fathers should have a salary or not. It was carried by 3,981 for. Mr. E. A. MacDonald was elected Mazay of Toronto. NOTE: I was very much interestâ€" L in what the newspaper told us about the eclipse of the -l on Janvary 24th 1925, but sorry that «o few, comparatively speaking, had i good view of it. This was certainly li«xppointing to our younger people who had never seen one before. . | WWas also especially interested in' what. we read about former eclipses. The Rev. Ira Smith of Oshawa in his lefter to the Toronto Globe of Isnuary ioth, mentioned of one that iippened in July, 1869, and I think n that he may be correct as 1 can usnember of one and about that Lords Roberts and Kitchener arâ€" illy L WINTERBOURNE p ERBSVILLE e three things that I es inember: My father preâ€" ece of smoked glass for us to look through. That auliful summer‘s day and k place in the afternoon KITCHENER NOMINATIONS City Clerk Lips has issued notices for aldewinanic nominations for Friâ€" day evening February 20th. It is exâ€" pected that all the members of the last council as well as several runâ€" ners up in the last election. GAVE TALK ON ADVERTISING An interesting address was given on advertising by B. W. N. Grigg of Waterloo before a large attendâ€" ance of Kiwanians at their weekly luncheon on ‘Monday noon. ALD. C. C. HAHN FOUND NOT GUILTY; GOTTFRIED REMANDED Alderman Charles C. Hahn of Kitâ€" chener who was charged with proâ€" curing returning officers W. H. Gottâ€" fried at the last municipal clection to mark ballots in his favor was disâ€" charged by Magistrate Weir being found not guilty. Gottfried gave evi dence and declared that he had not been asked by Hahn to mark ballots for himâ€"butâ€"merely had promised to do what he could do for Hahn as an old friend. Gottfried was remandâ€" ed until Friday. PARKS CHAIRMAN Th Kitchener park board at their inaugural meeting Friday evening unanimously elected D. Alex Bean chairman for the year. Mr. Bean thanked the members for the honor ‘onferred on him and outlined briefâ€" ly the work for the year. The Old Boys‘ Committee met the board and were granted the use of the softball fold, athietic park and pavilion for the week of August 1s| That Fellow Feeling mm SEE THESE BEAUTIFUL NEW CARS D. A. BEAN ELECTED "*AN ADVERTISEMENT IS AN INVITATION" «s DOBBIN‘S springs; new and stronger front axle; new banjo type rear axle; new fully enclosed dry plate disc clutch; extra heavy brake bands on 1+ inch grums; new and easier steering mechanism; many â€" improvements on . the famous Chevrolet motor. NEW Balloon tires are standard on closed models and small additional cost on open models. Chevrolet embodies quality features such as you would exâ€" pect to find only on care of much higher price. CH All you need now is to transmit your enthusiasm to the buying public of your communityâ€"and your goods will move Out and profits roll in. ADVERTISE. For advertising makes the cus tomer feel as you do about the goods you have have to sell. Every time you talk to prospective buyers through an Advertisement in ‘"The Watâ€" erloo Chronicle," you are increasing the fellow feeling that brings business to your store. Y OU are all wrapped up in the merchandise that fills your store. You enthuse over the quality of this article and that line. You probably display the goods attractively, too. Issued by Canadian Week!y Newspapers Association Head Office : Toronto, Canada Valueâ€"new qualityâ€" Chassisâ€"with Now On Display vanadium â€"steei atronger Mr. and Mrs. Oliver Geiger were tenpdered a pleasant suâ€"vrise at the home of Dr. and Mrs. Geiger, Erb St., Waterloo, on Mondsy evening on the occasion of the fifteenth anâ€" niversary of their marriage. About a score of their friend; comprising those who had been prescnt at their wedding fifteen years ago gathered to celebrate the event, and Mr. and Mrs. Geiger were made the recipiâ€" ents of many usoful and appropriate gifts. A few happy hours were lbent during which toasts were proposed to the popular young couple. The evening concluded wih the serving of delectable refreshments. CELEBRATE THEIR 15th WEDDING ANNIVERSARY Your Eyes NEW marine blue on tower panels and dark blue on upper panelsâ€"the coupe in beautiful greenâ€"grey on lower panels and dark blue on upper panels. Optician 50 Ontario St. Phone 2777w Kitchener board. The new radiator is of more beautiful design. ‘ All closâ€" withstands such hard usage and retains its color and lustre alâ€" most indefinitely. Open models and coach are finished in rich Gord on vision VV windshield and autoâ€" matic windshield wiper. They mean more to comfort, success and health than a great many people© realize. Do not subject them to strain, dust or close application under artificial light for long periods of time. ‘"You Can‘t be Optimistic with Misty Optice" Consiaer finishâ€"ail models ars now finished in Duco, optional at Waterloo