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Christmas | Greetings Waterloo Trust and SavingsCo. mas and Prosperous New Year best wishes for a tunity of extending to our many custpmers and friends our very guards to your affairs. Continuous service and financiat We desire to take this cutors of your Estate responsibility will Estates and Willis ages to be gained through apâ€" pointing the Company as There are a number of advantâ€" of One Year and upwards. dred Dollars and upwards left with the Company for periods is paid on amounts of One Hunâ€" Doliar and upwards. is paid on all accounts of One their Saving Bank business with be derived from transacting our Company. Savings Accounts of people in this community are recognizing the advantages to A constantly increasing number INTEREST INTEREST The Happy Chriet act as safeâ€" opporâ€" On the very next street she found a home where she thought she might be needed. It was a beautiful home, with great rooms aglitter and agleam, but no children‘s voices broke the brooding silence. Soft rugs cushioned the floor, and costly paintings adorned the wails, while between the folds of rich silken tapestries shone masterpieces in white marble. And in the midst of all the beauty and luxury sat a man and a woman near to each other, yetâ€"apart. A party of carol singers went up the street singing. The man looked up when he heard the music. ‘"Toâ€"morrow is Christmas Day," he said, as if he had not thought of it before. ‘‘Yes, toâ€"morrow is Christmas Day," the woman answered listlesaly. "I must write you a check, as usual," said the man, absently. ‘‘Yes, write me a check, as usual," said the woman, without interest. The man reached out his hand to take up a pen. But the Spirit of Christmas took a crimson rose from a vase nearby and put it between the man‘s fingers. â€" He lifted the rose and looked at it with wonder in his tired eyes. ‘‘What shall I do with a rose?" he said. ‘"‘Roses are for youth." ‘"Or for those with the memories of youth," whispered the woman wistfully. her memory flashed the echo of a baby‘s lisp. Then she put the garments into the basket with a smile. One child dropped in a torn pictureâ€"book, another a new top, and another something else until all had contributed to the basket. * . ‘"No work remains for me to do here," said the Spirit of Christmas, as she slipped out into the street again. ‘‘This family has more than enough goodwill in stock to see them through. They must have taken great care of the roots all through the year, insted of forgetting about them until Christmas time drew near as so many people do. I shall try a different kind of a home next. One never knows where the Spirit of Christmas may be needed." “Wemu-tahuewhtvnhve'ithomnd‘bborvhoilpoorercvmthn weam,nnd'ho,buideu,ia.ltrugerinactnngehnd,"uidthe’m.ubebepn to fill the basket. The woman went to a drawer and took out some little white woollyprmuwi:hdntmellolhvenduclincin(tothm She held them lovâ€" inglyinhumudnhmtforamomtandumiumintohqeyuum Amaud'omanud'levu;llit;lechfldmmmpedmundnricbty table,uponvbicllnood:buh_tandmybomelypumeb. mdm“flbmfiem’dhfiyu dusk on Christmas Eve.: © ho . f Mn-uhfi-k.h.nnhhgdbund»â€"hh’n’b.hq the brightly lighted streets, and the sound of children‘s voices made music on the frosty pineâ€"scented air. * Awdarimmhm.htmubmufi:w crop. And'hflficgoodwilluopklmlmdidmfim. you know. , TheSpiritolChriumup-ednponemnfldonanothlooki‘fir lhmehwfibhw.odvmmubeenp&end,futhn.nhekm, she would be needed. Mhndenoppeduoudmhmuuhmhthmmhme whole city, and entered. Smelydnemldbeuededw'orklomem'u:inmwh a home! It was so small it seemed as if there would hardlw ha eaae. an Lu.lll 2222 a home! ltmnmflitnefieduilthueml&hrdly;l;;;t;;:n;;; ncropo!aoodviflâ€"andgwdwifl.umhov,uhupvuylitfiemm.w theuomaofit_-prudon long, long way. Â¥A @7 The -Sp‘ir'hi‘t of Christmas O:O THE PAIREST FLOWER TRAT GROWS The providing of Christmas cheer for those whose Christmas would otherwise be cheerless is becoming one of the finest of Canadian habits. It is done in many ways: through churches, through Sunday school classes, through charitable organizaâ€" tions, through other organizations which are not constituted primarily for charâ€" itable purposes. Nowadays everyone takes a hand in this work. Canada is fortunâ€" ately situated in having a relatively small proportion of its population in actual want. The average of prosperity is so high that there is no reason why any unâ€" fortunate one should be overlooked at the Christmas season. Well, when Mr. Dicky has pecked a berry he‘ll fly off and rub his beak up against the bark of a tree to wipe off any little bit that may still remain on his beak, and in that way, you see, he sows the seed of the mistletoe. . That little seed will sink into the bark, shoot out roots, and by next year there‘ll be a little sprout of mistletoe. As the years go on, that little sprout will become a big bunch, and thenâ€"well, then, I expect, it‘ll be cut down to be sent to the marâ€" ket for people to buy and hang up in their houses at Christmasâ€"time. letoe every winter. â€" â€" Just as you like chocolates and acidâ€"drops, so do the birds love mistletoe berries, and especially the thrushes. You‘ve heard of a misselâ€"thrush. Well, he‘s called that because he‘s so fond of these berriesâ€"mistleâ€"thrush. See? No one knows how or why it first came to grow in you how it goes on growing more and more each year orchard in which it grows, you‘ll find that the appleâ€"tre letoe every winter. in their houses at Christmas? s e Conntrychichknor.olcomu.butldon’ttuppontbuemmnymn chi:hybodo.‘Well,themhletoeminbkbundiuonm Whenyouhelpmo(herdeeontethehomon&riatmuvaithhofly-hvu ndbou‘hn.ndhugup-bunadmildemundflthechndefier,haveyonm mduedvhueitanelmbefmthegmwooldittopeoplemhngup $ uk o 00 en ki 2 "l'-'ghdlufi'datthibome,"-idtlleSpiritofClrhma,ufidipped out. ‘"One never can tell where the Spirit of Christmas will be needed." Under the spell of the Spirit of Christmas a new look came into the man‘s face flfihduyflflflmmlyfiflh”mfllbhnh-fi. He lifted the rose to his lips and closed his eyes to dream a moment of the Mdmtnummmmtbbfim cyu,udth'hiq-dm-\i:bbpqul-dq. When he passed the mm&en&wt&m&z“vmv&hhwwum before her inner vision. When she looked up again she left a tear in the heart of tbm.hnthuvmn-flcmhh ‘Tupwmwchcbâ€"mwvhtlmflymhd (mmyoumnmnâ€"â€"amudndnnn,"aied&emn.hwpfly,uthm took her hands in his. AN ALLâ€"YEAR SPIRIT. "UNDER THE MISTLETOE." first came to grow in that funny way, but I‘ll tell ach year, and why, if you‘ve got an appleâ€"trees get more bunches of mistâ€" 14 King St. W Large Assortment to Select From Order Now For Christmas The Chronicle Press days. Why not give these. They‘re useful and sensible for the little lads. A dressy shoe at ...... $2.25 styles and shapes Up. u.l 22.. 222. We have many other styles, Koseys, Kumfys and Boudoirs. In all shapes and priced from @4 AA un There are a host of useâ€" ful Gift Slippers in all FOR THE â€" CHILDREN RUBBERS â€"â€"â€"â€"We carry only No. 1 Dominion make (no seconds) in all lines of light and heavy Rubbers. Get our prices on Lumberman Rubbers and Socks â€"We‘ll save you money. The Juliet style Slipper, made of best quality felt in Grey, Red, Brown or Blackâ€" :‘Iexible Leather sole, low @el :; .s: +. $1.75 The Store with the Stock. Gifts that are truly Useful Personal Greeting Cards Will Solve Your We have a very fine range of Slippers in Felt, Wool or Leather with soft padded soles or with leathâ€" er soles They‘ll be proud A GIFT FOR MOTHER FOR DAD OR BROTHER Our stock is complete with all that is new in Slippers for Dad, Mother, Brother, Sister, Cousins and every other relative. They all use them, you can‘t go wrong. Come in and see them. We‘ll save you real moneyâ€" Sturdy Boots for STRAHL‘S MUSIC STORE 12 Big urdays until 10 o‘clock. t A deposit will hoid any article until Xmas. Christmas Gift Problem iced at s 1'56 _up Christmas Gifts That Will Be Appreci: Equitable Building, Waterloo It will be caty to make a selecton $1.00~ AGNEW‘S) evening until Christmas until 9 o‘clockâ€"Sat 26 King St. E. Kitchener GNEW Boot Novelties, Etc. quality and price. A C s iga% thy ts Boys‘ of prices. _ Our Hod(e} Women‘s.. . Men‘s We carry a complete stock of these well known skates. Every pair fully AUTOMOBILE â€" SKATES And HOCKEY SHOES Solid Cow Hide, Leather lined, a real Bag for a man, in an extra large frame. Special at 316.50 Xmas Cards and Bookicts Fancy Stationery Genuine Leather with Leather lining in Walrus or Windsor Grain, 18" size, It‘s a winner, $8.50 A CLUB BAG THE GIFT SUPREME Our range of Leather Bags is the largest in the city. Our prices are the lowest. _ See these two special. Kitchener $4.00 $3.00 $3.50 for salt i t «2 "al