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NB In the older settlements the great need is buildings, and large numbers, of settlers are able to comply with ! the terms of the legislation. Hav~, ing got their land from the Crown in most cases, there is no morl;nse‘ against it. . Having 40, 50 or 60 acres under cultivation, they now‘ have a substantial equlty. If tbere! are seed grain liens or mortgages they are usually small, and come’ under the 40 per cent. clause tori removing encumbrances. Subject to individual | inspection, they _ are, therefore, eligible for loans. There are also a number of cases where money is needed to help buy land lo‘ emable a young man to start rorl himself. Interest rates are higher in New Ontario. Eight and nine ber' cent. are quite common, while r&! ports have been heard of 10 to 12 per cent. being charged. In the orâ€" dinary course, therefore, money for these essential development purâ€" poses is not available, or not availâ€" able on terms which make its use practicable. Applications have acâ€" cordingly been received from every €istrict in the north countryâ€"more from some sections than from others â€"and it is probable these applica: tions will greatly increase as the Act becomes better known. Already there are many evidences to indicate that the new system of longâ€"term loans will go to a considerâ€" able distance in meeting that need. Not Assuming Heavy Load From the Bar River seotion of the Algoma district came a request for & loan of $5,000 to build a dairy barn. This looked like a pretty subâ€" stanllal dairy barn, but it was shown the farm included 90 acres of exâ€" ceptionally rich sofl, 20 acres of which two years ago produced oats which averaged 100 bushels to the mcre and stood five to six feet all over the field. From twelve miles from Sudbury came another $5,000 applicationâ€"$3,000 to pay off the mortgage and the bailance to put a foundation under the barn and erect a stable. The farm was valued at $17,000, and it was stated it would readily rent for $1,000 per annum. Similar stories come from Temileâ€" kaming, Rainy River, Dryden and Thunder Bay, but many are for small leans of $1,000 or less, and the averâ€" age will, therefore, be between $2,000 and $3,000. This wiil mean an annual payment of around $200. This is one striking conclusion submitted to the Agricultural Develâ€" opment Board by one of its staff in spectors after a careful and detailed survey of two or three important sections of New Ontario early this summer, This conclusion Is confirmed | by the reports of other inspectors, the opinions of other men of the north er familiar with the north, and by the evidence of the large number of applications for loans being received by the Board. Moreover, it is only what anyone who gives the \subject thought would expect. Here is a vast domais, where nature has storâ€" ed great wealth in the rocks and in the trees and in the soil. But the wealth yields itself reluctantly and only after struggle to those who seek. Those who seek are, in the nature of things, men and women who have little capital, but strong arms and stout hearts. When capt tal is added, even in small amounts, it means more rapid development to the country and greater comfort and satisfaction to the individual. "Money is the greatest need of the whole Northern district at the preâ€" sent time." Tea, as staple as our daily bread The Creat Ship BUFFALO â€"Daily, May 1st to Nov, 15th â€"CLEYELAND Leare Rurvaro _ â€" Omr.l.‘ Lamem {l-m- * mr.l. Artive Comyeiamp â€" 7:80 A. M. Stampazo Toge . \ Arire Burraro « A. M. Honoctiont ts Cireran fls oo hn ie on io bay, Priede, D ._ Ruflroad n omee oo en e oi en enc iss 'I!!Alnlil' The Farm Loan System 3 MAGNIFICENT STERAMERS 3 Also ark for our In Operation In New Ontario By W. B. Roadhouse â€"â€" "CITY OF ERIE" â€" "CITY OF BUFFALO® a n T w ® ‘ North of the height of land in the Temiskaming district the newer settlement is taking place, very largely FrenchCanadian. As the clearings are not yet so great, values for agricultural purposes are not so well established, and great care is necessary in individual application. Land Values High Reports from all quarters Indicate that land values in the older settled sections already mentioned are high. Frices up to $100 per acre for land, with only moderate buildings, are very common. This is due to seyâ€" eral factors. In some sections the land is in pockets between the rocks. Such land is limited in area, but very rich in fertility. A strikâ€" ing iDustration of this is the Bar River Valley, in Algoma district, comprising about 4,000 acres. Then, too, there are growing cities, subâ€" stantial towns, or lumber or mining camps adjacent to all the agriculâ€" tural districts, and these offer a ready market for hay, oats and potatoes, which are the three crops most gemerally grown. Old Ontario prices, plus transportation costs, which means an advance of 10 to 15 per cent., are pald. These marâ€" kets would absorb more live stock and live stock products than are proâ€" duced, and making available money for bulldings essential to the winâ€" tering of stock, will help in developâ€" Ing agriculture along stable lines. Whether present land values will be maintained is problematical, and the inspectors recommend a maxiâ€" mum of $60 per acre as far as loans by the Board are concerned. It is probable the average valuation wili not exceed half that figure. Systematic Inspection Necessary. It is evident, therefore, that the bulk of applications from the North will be for building purposes and a smaller number for acquiring land. Some requests have been received for loans for clearing lind, but these do not come under the Act and therefore must be excluded. Many of the applications will be for amounts under $2,000. _ Inspection involves considerable expense and it is evident some plan will have to be adopted so that inspection may be made â€" systematically â€" without covering the same ground too often. No inspection can be made when snow is on the ground. Little building is done in the winter, though timber for building purposes is often takem out. It is, therefore, probable that a plan will be adopted Good as Old Ontario When these applications began coming in the Board decided it would be desirable to have a careful sur vey made. Accordingly two staff inâ€" spectors spent several weeks going over the different districts, and their reports contain much valuable inâ€" formation. They are of opinion that in the old settled sections of New Ontario loans may be placed with as great a sense of security as in Old Ontario. They found, in fact, that sections such as Algoma, New Liskeard, Dryden, Rainy River and Thunder Bay, where settlement has been in progress for 25 years or more, development is taking place very similar to that of Old Ontario. In the Sudbury district good agrlcul-! tural progress is being made. About 80 per cent. of the population !a]; Frenchâ€"Canadian, the balance being made up of Finlanders, Polacks from Central Europe, and a few of Scotch and English descent. So it will be seen settlers are not rushing to assume impossible burâ€" dens. 23a. 8 §$5 Bandits, making grim eapital of the city‘s distaster, are reported to have raided homes and robbed pedâ€" estrians in the native section. The police who flood the quarter scout reports that Ko Low‘s murder means a reâ€"opening of the wars of the past that swept Chinatown, leayâ€" ing dozens of Tongmen dead along the boundary line that once separâ€" ated On Leong territory from that Forged money recently discovered In France had been burled in the ground for several weeks to give iti a used, dirty look. . Shortage of food may prove anâ€" other menace. British in Hong Kong already have sent $10,000 for relief to the British consul at Swaâ€" tow. Rice is being shipped from the British colony. The Swatow Municipality Charitable Association has organized â€" a â€" relief fupd, to which _ subscriptions _ are â€" being sought. Benevolent societies in Hong Kong are uniting in relief measures for the sufferers. New York‘s Chinatown was in mourning, while the body of Ko Low, National President of the Hip Sings, lay in state in the Tong‘s headquarters in Pell street. Ko Low died last Tuesday after Chinese gunment toppled hi minto the gutter with a bullet in his back as he left a Chinese restaurant within the bounds of Hip Siug/errltory across from his home. of the Hip Sing and Bing Kong Tongs. . "We do not know what it 1s about," said Lee Yee Hing, State President of the Hip Sing Tong. ‘"When we find out who the killers are .then we will know how to act and what to do." In Hurried Graves Rude coffins have been hammerâ€" ed together with lumber salvaged from the wreck of the city. But these cannot be knocked togetha fas enough to dispose of bodies which are a sanitary menace. Gun mny sacks and mattress bags have been made into crude shrouds. Graves are hurriedly dug in the alâ€" luvial flats on which the port was built, that bodies may be interred as they are recovered from the wreckage. by which two Inspections per year will be made for loans for bullding purposes, one in the spring and one in the fall. Applications would be received up to a certain date and loans passed upon at a certain date. These dates will be fixed so as to accord with the plans and convenâ€" lence of the settlers as far as posâ€" sible. Some such plan should be very acceptable to the settlers as well as conducive of economical adâ€" minfstration. BIG CHIEF OF CHINATOWN SHOT DEAD, Bodies of 28,000 have been recov ered, a death toll that triples former estimates and cuts in halt the forâ€" mer population of the native city. These figures were given in a circuâ€" lar isswed by the Swatow Chaimbe? of Commerce from its branch in Hong Kong. Typhoonâ€"stricken â€" Swatow, near Hong Kong, a mangled and miserâ€" able caricature of the port of a week ago, doggedly goes about the frst ghastly task that falls to the survivors of the stormâ€"burial of the dead. # The caddie weakened at the @ & end of the tenth round, but @ © braced up and finished strong. @ 9 0 0 0 6 4 0 0 0 0 % 0 0 0 o 6 *# week by Arthur E. Veiguth, % @ aged 44, a local golfer. He & made the round of the 2,826â€" # *# yard course 16 times, probab @ @ ly walking 35 miles. Then he ® went to a dance, after looking #@ @ vainly for someone with whom ¢ ® to play a few games of tennis. # % _ Veiguth took the course at # # 4 a.m., after a breakfast of four @ © raw eggs and A& halfâ€"pint of # © cream. At the end of the 13th @ ® round he ate a brownâ€"bread # ® sandwich and drank a glass of @ $ milk. He kept moving all the # # time. His score ranged from @ # 45 to 54, with an average of # © 50.31, against a par of 36. He ® fnished his play at 6 pm. He # made 805 strokes. @ # of continuous play was the 1e @ *# cord established on the Spok #@ % boles of golf in fourteen hours # 20,000 LOST IN TERRIBLE TYPHOON AT HONG KONG. Tempicton‘s Rheumatic Capsules have become the Standard Remedy if you suffer, got a bex at your ‘s toâ€"duy. Don‘t let z!'!‘mdm She nodded an assent, sceming inâ€" capable of speech, then memory hayâ€" ng returned, she threw a quick, searching look around for Loydâ€"Mosâ€" tyn but he was as completely invisâ€" Ible as though the Shamble Osk had absorbed him. She walked slowly after them, her mental lethargy seeming to have reâ€" turned. At the door of the inn she paused, watched them as they pasaâ€" "You‘d better take her home and send for a doctor, Chapman!" he exâ€" clamed huskily. "Don‘t be frightenâ€" ed old fellow. She is suffering only from the effects of the shock. Let me help you to get her home." She becanie conscious only when she felt the touch of Quintard‘s hand upon her arm and glanced up at him with a shuddering start. "We are going to get her home Chapman and I,‘ he sald gently "Will you come?" She bheaved a sigh of reliet and watched them lift the unresisting form, carrying it easily and lightly as they might a sleeping child. It seemed to strike Chapman with a peculiar force that was uncanny. He shrunk away from her with a low quickly suppressed exclamation. "My fatherâ€"my â€" father!" she moaned, closing her eyes wearily. "Poor Edwin! poor Bebe!‘ Hepilessly Chapman gazed upward his eyes meeting" the sympathetic ones of Charlie Quintard, who stepâ€" ped forward and placed his hand upon the shoulder of this old friend It would have been difficult to un derstand her emotions from the ex pression of ber set, cold face but wildly beating heart as if to force it her hands were clasped above her Into subjection! Mechanically Chapman acceded to the proposition, his own face scarceâ€" ly less lined and ghastly than the insensate one that rested upon his bosom. Very ailently, with fixed glassy eyes she was watching Chapman, watching him with parted, lips and bated breath, forgetful of Quintard Loydâ€"Mostyn and even Bebe, rememâ€" bernig only what she had lost by her own mad folly, her stubborn pride. For the first time the blindness of the sweet eyes became apparent to all. Virginia Beaufort, meanwhile, was forgotten, save by Quintard. Tha hatred . in his heart against Loydâ€"Mostyn was even forgotten in his hideous fear for her. She shivâ€" ered as if under the influence of inâ€" tense cold, while the terrible laugh was frozenmtosilence upon her lips. 1"Bebe," he whispered, "speak to me, little one. Tell me that you knew all this wretched story before from your father!" in was quivering with conflicting emotions, but as he lifted that ghast ly, strangely changed face to his own he forgot all but pity for the blind girl whose sweet pure life had been so suddenly broken. With a smothered sob, Chapman kneeled reverently beside the form of his prostrate wife. His whole beâ€" ASTHMA, SUMMER COLDS. You don‘t need a no-th'.}”-& ment to prove the worth RELIEF 18 IMMEDIATE. It restores normal Breathing,â€" The Lady of BR A Z ~â€"M A H! Hay â€" Fever Manufacturers and Marketers of Imperial Polarine Motor Oils and Marketers in Canada of Gargoyle Mobiloil. The Fliht of Bebe. * If you drive another make of car consult the I-m'hc.hind Recommendations to determine the grade of Imperial which you should be using. . i CHAPTER XXI Imperial Oil Limited MAKE OF AUTOMOBILE McLaughlin (44â€"50). .. . . . ““‘M'l‘odnrModnlJ Chov.nlot (lCrl.)‘.“ l * All other M 1.P.0. means Impserial Polarine L.P.M. means Imperial Polarine O LP.H. means Imperial Polarine L.P.T. means Imperial Polarins Transmission Oil. * Beaufort Park BY WENONA GILMAN in nasai The noise of the closing door seemed to arouse Bebe. She sat up suddenly and seemed to be listening intently. "No, you .fll"n. A servan would not fAnd it. Go, dear, go!" LP.H. 1.P.M. LP.H. L.P.M. L.P.0. LP.H. L.P.M. LP.H. LP.H. The domestic obeyed and the Duchess calmly locked the door Wwhen she bad passed in. With the untmost quiet she laid aside her hat and removed ber gloves, then with the weariness of despair she lifted the clustering curls from her damp forehead. "What a curios contradiction life is!" she muttered slowly. "Ah, God, how bitterly my pride has been punâ€" ished! He loved me once! I know it! I know it! But I broke his heart and he has broken mine in return. Kdwin Chapman is Erile Devereux. I see it ali now so plainly! The evening at Quintard‘s, his passionate words of pleading; but because my heart had turned from Devereux to Chapman I would not listen. Oh, God in heaven, this is punishment for all!" ‘"Do you feel better, Ange!l?" Chapâ€" man asked softly, as if afraid of startling ber. _ ‘"Yes, Angel!" he answered with a note of relief. "You have frightened me, darling. I wish you would tll me that you have quite recovered." He noticed the curious twitching meoeJ Ked MWerMile iR OE CO0 (2 00 .bo-t 'h. 'Q”‘u'. mo“.' u' mâ€"â€"-’â€"â€" strangely enough, it told him nothâ€" ‘"Oold in the Head‘ ing. Her small hands opened and shut rapldly, but her voice was al| Und®r the terms of the concession most m-lv; as sahe replied: is an acute attack of Nasal Catarrh Ticu shoul! not haye been in the h.:ud?".:tfllu,flll'dmlq:::tlh;w:: tened. I am quite well. Read the|‘" © TARRH MEDICINE book to me, Rdwin." :{mll:l.:l:‘fl-(}:‘ P lc is ed up the stairs, then quietly turned the servant who was standing neat. "Will you ascertain the number of the room that has been assigned to me, and take me there?" she said quietly. "I am Miss Virginia Beauâ€" fort." "I will leave you alone with her now, Chapman," Quintard said soft ly, while his hand rested upon his friend‘s shoulder, "but I go only beâ€" cause I think you wish it. If there is anything that 1 can do, I am sure you know there is nothing that could give me greater happiness. I am stopping here, and you have only to send for me at any time that you may want me.‘ "Is it you, Edwin?" she asked vaguely the blind look returning to the pretty eyes. ; "I left dear." He looked at her curfoutly for a moment ,then answered : "I will send one of the servants for She did not cry out, or beat ber bands against the fron fate that surrounded her. She only leaned back in her chair and closed the lids of her burning eyes, her cheeks and lips deathly in their pallor. Meanwhile, Chapman and Quatard had placed Bebe upon a couch and sent a servant for the doctor. "Thanks, old fellow," returned Chapman, wringing the extended hand. "I shall ask to see you as soon as I can leaye my wife, as there are some explanations that must be made. Will you ask Miss Beaufort if I may not hayve a few words with her as well?" "I will," repiied Quintard, not without embarrassment. "But 1 think I can guess the whole story, Chapman and I am sotry for yob hoth from the bottom of my soul!" "God bless you!" mhispered Chapâ€" man as he turned again to the silent figure upon the couch. ‘"‘Then go for it. There is no time to lose now. Go at once, Rdwin will you ‘not.?" LPH. L.P.M. 1.P.M. L.P.M. L.P.O. L.P.M. L.P.M. L.P.H. L.P.M. 96 LP.T. LP.T. LP.T. LP.T. LP.T. LP.T. LP.T. LP.T. PL‘P; Â¥T. Le.1. Le.1, LP.T. LP.T. LP.T. LP.T. mouth was increasing, the nervous hands were flying, the breath came in little panting gasps. Ho felt that he must do anything to quiet her. ‘‘When he comes I must be gone," she cried pantingly. "t! would mean death: to remainâ€"death, death !I hate bim! His kiss scorched into my very scull. What is it that he has done to me? I dou‘t know, but he has set my brain on fire. I knowâ€"I know now! He never loved me. It is she he lovesâ€"that woman whp came and he means to kill me in order that he may have her. I must go to save my life." . "I shail go Angel," he said. "You wil llie here until my return?" "Yes! Ob, yes!" "Will you kiss me before } go?" She° shivered sligtly, then obedâ€" iently raised her head; but the lips were cold as those of the dead when his touched them. "You must be very quiet, Angel, until my return," he said uneasily. ‘"‘Very," she replied. "Go, please, go!" He touched her brow again then reluctantly left the room. The door had scarcely closed behind him than she sprang to her feet. She stood there in the centre of that room where she had been so happy, but no memory of it came to the poor darkened life. She listened in terrified silence intently for a mooent; then, through the opposite door to the one through which Chapâ€" man had gone, she turned and fleJ. She made a violent effort and staggered to her feet, but she had scarcely done so when her quick ear made her aware that a man was beâ€" aide her. The wild glare in the sightioss eyes ,the everâ€"increasing . twitching in the muscles of the face ,told their oun story. Bebe Chapman‘s reason was gone. Through a short, dark corridor she hastened, and down a pair of dingy stairs, her dainty mull gown torn and soiled, her hair, uncovered by any bat, blown backward; through a side door and out into a field she dashed, never once glancing back or pausing to listen, her small feet falling noiseleasly. On and on she ran, unconscious of being in a wood from the brambles that caught and sonetides detained her. but she paid little heed, unt!l at last, weary and exhausted, she samk down among the vlolets at cue side of an old log, and allowed ter throbbuig head to fall forward helpâ€" lessly. Only a moment she permitl ed herself t oremain so, then she enâ€" deavored to atruggle to her feet again "What shall i do. What shall I do?" she moaned. "It is so hideously dark, He is loming! I hear his foot: steps. Oh, God in heaven, if there were only anywhere in all this great world where 1 could hide myâ€" Those subject to frequent "colds in the head" will find that the use of HALL‘S CATARRH MEDICINE will build up the system, cleanse the biood and render them less liabie to eolds. Repeated attacks of Acute Catarrh may lead to Chronic Catarrh "I must not remain bere," she moaned. "He will find meâ€"he will ind me and kill me; and I am afrald to die. I am afraidâ€"afraid! Ohâ€"" But the frail limbs were no longâ€" er strong enough to support their burden, and, with a frightened wail that she quickly suppressed with her hband, she shrank backward. She uttered a low, shrill cry of agony and despair, witile the man taken internally and act; thr®uigh| tal office in new Moisons‘ Bank the blood on the mucous surfaces of M‘”:.‘J Waterloo. _ Dentistry the system, thus reducing the inflaimâ€" _ _practiced in all its branches. _ mation and restoring normal cond‘iâ€"| DR J. A. HILLIARD, DENTIST HALL"S CATARRH MEDICINE is F. J. Cheney & Co., Toledo, Oke, MADE IN sprang forward in time to prevent her from falling. Loydâ€"Mostyn‘s Resoiution. "Oh, God, have pity upon me!" The explanation was uttered with such a wall of anguish that all the tenderness in the man‘s soul was touched. He caught her yet closer, and passed his hand quietly over the disordered curls. A threeâ€"hour battle between & giant swordfish and the Boutilier brothers of Seabright, near Halifax, which took place off Shut In Island Saturday afternoon, ended with vicâ€" tory for the fishermen, and the 400â€" pound monster was shipped to Bos: ton the next day. At the sound of the voice the terâ€" ror vanished like magic from the lovely face, new life seemed to leap through the sluggish veins. She liftâ€" ed herself and flung her arms about the man‘s neck convulsively. Loydâ€"Mostyn started. He unwound the clinging arms from his neck, and heid her from him as he gazed into the eyes grown so strangely blank within the horrible hour. She strugâ€" gled to fling herseif again upon his breast ,the old agony returning to her face. "Poor little brokenly. "Papa‘!" she gasped. "Oh, paps! thank God you have come!" DR. J. E. HETT, SPECIALTY, Disâ€" eases of the Ear, Throat and Nose King St. East, Kitchener. DR. J. J. WALTERS, 6: QULEN St. S., has resumed practice, reâ€" stricted to oftice and general conâ€" sultations, office hours 2 to 4 p.m. 7 to 8 pm. and by appointment. Phone 414. JIAMES C. HAIGHT, BARRISTER, Solicitor, Notary Public, Conveyâ€" ancer, etc. Money to loan. Office, Molsons‘ Bank Building, Waterloo. CLEMENT, CLEMENT and HAT MILLAR, SIMS and BRAY, Harve J. Sims, LL.B., George bny, g. A., Barristers, Notnriqa, etc. Ofâ€" fice ugswu Economical Block, King St. West, Kitchener. §SCELLEN and WEIR, J. A. SCELâ€" len, B.A., Lâ€"L.B.; J. J. A. Weir, Master in Chancery, Barristers, Solicitors, Ete. Money to loan Offices, Upstairs in the Hueho Block, King West, Kitchener. D. G. McINTOSB, BARRISTER, A. L BITZER, B.A., SUCCESSOR D. 8. BOWLBY, B.A., LL.B., Barâ€" rister, Solicitor, Notary Public and (fonvoyneor. Office Merchâ€" ant‘s Bank Building. _ Telephone 247, Kitchener, Ont. DR. F. G. HUGHES, DENTIST, DR S. ECKEL, LD.S., D.D.S, Graduate Chicago College of Denâ€" BATTLE WITH GIANT FISH. CHIROPRACTOR and ELECTROTHERAPEUTIST 6 Holm Apartments Young St Phones, Office 1323) H. 1323W. TIN, iaw offices, Waterloo County Loan Building, corner King and Foundry streets, Phone 77, Kitchâ€" ener, Ont. Notary, Conveyancer, etc, 18 Webâ€" er St. fl‘.ut. Kitchener. Phone 190 to Conrad Bitzer, Barrister, Soliciâ€" tor, Notary Public, etc. Money to lomp. Germas spoken. _ Office, Pequegnat Block, next to Market, Frederick St., Kitchener. Oddfellows Block, Waterloo, tal Sur Dental 'Snrr:ou of Toronto, Denâ€" tal office new Molsons‘ Bank Building, _ Waterloo. _ Dentistry practiced in all its branches. DR. A, HOLM D. C. (To be Continued.) CHAPTER XXiL MEDICINLL DENTAL LEGAL girl!" he murmured College of ‘w# w h