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REPORTS OF 0TH ANNUAL MEETING OF ECONOMICAL FRE INS. CO. SHOW FINE PROGRESS nanagement, we are ble to show a gain in £ $45,013.18. solated .. 4ercantile Wanufacturing shich is an increas aililons over the Nith this steady in ty your Directory‘ ho amourt of, ts aain ichmnal lection if thre« «@as nut been spared in the !stribution of losses. The @ld under 311 claims was $1 sith practically no unpai @rrled over into this year. According to the Fimanclal State ment presented herewlth you wil bserve that the promium and other ecsipts have p-m:\inf:d «bout not aal. â€" After moeting the aforesail eavy claims and other eapenses of nanagement, we are nevertheles: ‘ble to show a gain in Cash Asset: om pe rarti The finan imusual int« vhile tie q ‘xceptionall: lwas then read aud accepted: xk c k4 e r 6+ + $44,126.04 ;jmé Members of the Economical Relesurance Claims .... ‘ Mutual Fire Insurance Co. i aste akniss 3B.111.01 Gentlemen: On this fiftleth anâ€" Transfer Fees .. 11.50 «dversary of the formation of the ~â€"â€"â€"â€"â€"â€"â€" ‘ompany. your Directors beg to lay «efore the policyhulders their Anâ€" $1 rual Report ovith “&le{r"fl showing Expenditures he progress inads during the past ; _ _ vaste in Canad aearl jupe <The Company mount at risk of d as follows: Uran ear. The year 1921 fsastrous one | Iso wn as occupled by thile _ General ichmals acted as ieeting al w ®s he President‘s The foilowing re dent of the Com Company Shows Balance of Nearly $50,000 in Year When Most Fire Ins. Companies Had Lossesâ€"â€"Pres. John Fennell Celebrates Half Century of Work With Economicalâ€"Directors Reâ€"elected. The ff T4 This letter points to a treatment which has been so thoroughly tried and proven so effective in the great majority of cases that you cannot afford to overlook it when cause arises for its use sy mpignw Mrs. Albert Brunet, R.R. No. 1, Ortawa, Ont., writes: "If have used Dr. Chase‘s Kidneyâ€" LinY Pills for the past two months. hay i afficted with kidney trouble. 1 use C tzos loctors‘ medicine previous to thikk withow t my good results. A friend 1614 ie 15 vie 6v. Chase‘s Kidneyâ€"Liver Pulls. and s second box made me feel a rood dal better. 1 have now used a good Un Backache s the outstanding mpigme _ of _ kadney _ disease /omen often make the mistake of uting other causes and overâ€" the derangement of the kidâ€" ~unti| seri developments made it dificult to obtain tmapent relief â€"pi In Financial Statement Backache nag ng Direct ation upt annual meeting of the ~a Insurance Company s Head Offlce on in rth promium and other mained about not ting the aforesail M ) unvaid lossus ecretary for the s again Renor rega iT zard is and m Friday. Feb ager _ \ yo ck. The ehair J. Breithaupt, h the hn Fen om pan y amoun general Mo: 1 W to fire 103.3% H 1t Commissions ness. The report, as read by Genâ€" eral Manager Schmaiz, is as follows: Balance brought _ over from 1930 .. $850,862.34 Rebates _ and _ Re THXGE sofseades wher: 3.656.07 Expensos of Munagement 46,960.66 Receipts Premtuims. Cash Bystem $148,166.19; _ Preimiums Premiums .. m ts Y.M.C.A. Subscription ... Municipal and Provincial Mortsages Real Relosurance Unadjusted aud $148,166.19; _ Preimiums Mulual _ Bystem, . $70 bTLI&; â€" Premiums, ad ditlonal. $1,670.33; tota Preinfuins, .. $220,407.7¢ Interest and ent .... Debenutres Reinsurance Reserve ... Balance over all Liabil} Balan Agent th tures and 1 ha In 63 Unknown ! 23 Adijoining and Adjacent Buildings . 30 Qverbheated Furnaces, Stoves. Grates â€" snd Stove Pipes ........ 21 Smoking s nds % Overheated machinery 8 Electric Wiring . 9 Spontaneous Combusi‘n 17 Children and mice with Re Insurance Net Losses A8iA01.2, The causes of the fires as report matches ... ME EC 82 sparks from smoke stack, chimney and CUPRI® 2222sie ol ces % Rubbish ...... 4 Oily Rags and Waste.. 45 Lightning ...â€" 2 Bush Fires 11 Coal Oil Lamps and nvest ank, Current ink, Savings ish at Head tatemenis ihmit We Th ve hbeen consideralily Th« M are as follows M H {einsuranc azardou f th ding i reantil tate Balanc Head Oif rding to the abstract Inspector‘s Repo ut Deposit .. Auditor‘s Report President. â€" Dire rewith ve found the san ni W & War Loan§642.298.85 seus s acuss . 129,085.00 ou485 cvics sns (69,000.900 AfiGO® culuusc H.1ndss it Account .. 5,915.47 { first mortgag® nd d an In im ful s Risk Risks unting f the mical Mutual Assets Pr t ir Company for t] M liected Risk ot report H. De ne unt miums inv holds turned regular monthly eml Ont 1i heet which Auring the {â€"account ully the mitted th $1,134,127.19 $1.134,127 $1.119 £1 $1 Company Dir 27 $278,251.85 $901 presen rtl £101 018 101,003.86 $101,003 86 13.112.61 207 N9 13,.370.06 4,000.00 100,947.11 1921 al ]0 §87.891.25 §33.2 .298 2.62 ind th hi 16,395 32 rt that S.08 7.796 87 6,476.10 £.378.53 6,251.01 3.881.91 3,390.86 3,257.44 2.682.04 2.570.174 1,290.00 3,496.31 156.94 443.87 374.63 247 166.23 219.00) 6t n th 46 19.02 tat M ich the 19 (hY 10 ot February Building M8 Starts Off in A Promising Manner 0 81 Hazardous.â€"â€"2 Chopping Mills and Wells, he drev Grain Elevators, $4,500; Planing the various pri Mill, $3,000; Seed Cleaning Plant, to be dealt with $2.041.66; Saw Miil, $1,500; Puning OU the year. Stativn, $1500; Muchine Shop, gi,| b!s opinion th 300; Lumber and Cord Wood, $1,204. | PASt few years fecisted.â€"J Iiweliiugs, spu35 5q |active in the) The unknown column still contains have been and . | cere desire to a large percentage of the losses, but | an active part 1 am pleased to state that the perâ€"| the town cour centage is being reduced from year | havi s a | with unemploy e uÂ¥ 2 Ge: so .\';:d‘r‘ 4\1:15 ropped from 43.2% so to solve the s ns fies i is y in 1920 to 32.99%, in 1921.. The 1M joms that are provement is no doubt due to th® jore the count strict instructions sent out by the Offic Fire Marshal‘s Department, that SPC were elected, cial efforts must be made to discover are as follows the cause of each and every fire. > Our indirect losses during the year. that is losess on surplus lines received from reâ€"insuring Companâ€" ies. numbered 105 for a total of $21, During the course of the meeting department. Miss Irma Shoemaker: much approval | was expres8®d DÂ¥ suyperintendent of temperance | deâ€" those presont at the excellent showâ€" partment, H. D. Huber ing the company hbad made during The conference which was well at the vear. the various reasons given tended by a representative number ol for this result being the able manâ€". the pastors,. superitienidents | and agement of the directors and the:wu(‘hers, was in every way satisfwct Head Office management. the faithâ€" ory. In the afternoon group work was ful service of the 225 agents throughâ€" done after the department had proâ€" out the province and the perfect sented a very gratityving report on harmony which has at all times been the year‘s work manifest in the workings of the The work of the children‘s depar Company, together with the envi. ment was reviewed by Miso Bertha able record which has been estabâ€" Lane of Toronto and | much assist lished for prompt and full payment ance was derived by the local work OW ies Nee mesnie The new nl 311 Stuck In Printing Office, $2.000; Ice lMouse, $1,666.66; Btock of Electrical UGoods, $1,500; Stock of Men‘s Furâ€" nishings, $1,500; Public Garage, $1, 000; Grocery Stock, $1,000; Boot and Shoe Stock, $1,000; Rink, $800 In my rounds of inspecting risks und adiusting losses 1 have called upon «nost of the agents during the year und am glad to say found them wl infereated in the splendid sucâ€" vess of the Company and well pleasâ€" ed with the treatment received by the management. Respectfuliy submitted. A. H. Devitt, Inspector. The â€" three â€" retiring _ Directors, Messrs. L. J. Breithaupt, W. H. Schmals and H. Krug, were then reâ€" elecied to office. . This proceeding is one that bas been followed withâ€" out a single exception in the halfâ€" sifled as follows $44,183.32 Mercantiie.â€"$ General Stores and Stocks, $11,900; _ Machinery and century of the company‘s life, no director eligible for reâ€"election ever having been replaced except at his ing were Incu J Breithaupt Schmalz, H t. Lackner, I IL. Devitt, Ge on Fairview avenue. C. E. Morrell is having a $4700 dwelling of simâ€" islat specifications built on the same street. 6 Only three permits have been issued during February but these have a valuation greater than all those of Jannuary They total $29,400. Toâ€" day two permits were isaued. C. E Kay is having a $4700 dwelling built Am-mg,(hnf-‘e' present at the meet ing were included: John Fennell, L J Breithaupt, . Krug. w. O H. Schmalz. H. L. Janzen, Sheriff H. t. Lackner, P. 8. Lauteschlager, A. 11. Devitt, Geo. Bray. . J. Sims, .1 Bo Weaver, OF. W. Snyder, _ Carl Kranz. V. W. Cromman and L. Pelne. B Chimmey Wires ::.00;c;: 1 Chicken ‘Fhieves ::;cc: » Imeendlery ::ilc; :i;;; 1 Natural Gas Explosion 5 Wileetric Heater, lrons and Bulbs .... 2 Steriliser ....... 1 Hot Ashkes ..... # Candles ........ 1 Plumber‘s Torch 1 Defective Moter 1 Bed Warmer ; :. 1 Burstin Pipe ... 3 Gas Jets c2k 4 3 Coal Gas ....... 1 Gasoline Stotve 1 Japanuing ..... Ask For It! here wn request Of these, 38 were total losses, Clas Tm ued Mercantile Hazardous Iswlated _. SCOTT‘S EMULSION â€"â€"â€"â€"â€"ALSO MAKEKRS O Expect to find the H Fisherman, the ‘"*Mark of Supremacy,"‘ on every bottle of emulsion that you buy. This means that you will always ask for ror* INDIGESTION KIâ€"MOIDS n# by the city (Tablate or Oramutes) the month of January nine building _ permits he city engineer‘s departâ€" total valuation of $20.245. I N AI $101,003.86 $21,366.66 14,091.66 6,825.00 1| 85991 850.00 36.65 630.00 880.10 81.14 $0.00 18.97 67.91 46.18 83.68 £5.00 82,27 20 20 7.80 20.00 1.32 $ T "_4: ’f"; T .fi'fl > CHRONICLEâ€"TELM&APH, W ATERLOO, ONTARIO"s. _ __. ; C.W WELLSISPRESIDENT _ _ WATERLOO BO ARD OF TRADE; WELLâ€"ATIENDED MEETNG i President‘s Address. |\ In the address delivered by the ‘newlyâ€"appointed â€" president, . C. W Wells, he drewâ€"up a brief sketch of the various problems that will have to be dealt with by the board through out the year. He stated that It was his opinion that the boards of the past few years had not been quite as ;ucllve in their work as they may | have been and that it was his sinâ€" lrere desire to have the board take }nn active part in coâ€"operating with the town council in order to cope 1!lllh uneimnployment question and alâ€" The Religious Educationa Council â€" Elect Officers The annual meeting of the Waterâ€" Presidentâ€"C. W. Wells. luo Board of Trade was held in lhs' First Viceâ€"Presidentâ€"A. K. C couneil chambers of the Waterlico man Town Hall on Monday about thirty Second Viceâ€"Presidentâ€"G. Gr five members belng present. umuns‘ Financial â€" Committee â€"â€" C. them & pumber of new faces. Sev Schiedel, R. H. Edmonds and C eral maiters were brought up 1mu't‘oll§ne discussion which greatly 1mpreesed’ Printing Committee ~Câ€" 8. B upon the board the necesslty of ¢Oâ€" [, shuh and A. Bechtel operation in dealing with the num ' Kallway Commilissâ€"A. H. erous problems that will appear beâ€" der. 1. Kakitings, A. Bauet C fore the board throughout the new Scheide!. . W. snyder, W. Kult term. Altogether the spirit throughâ€" R. HRoschman out the whole meeting augers well o . for the varlous works that they wilt| _ Manufacturing Committeeâ€"J. have to be considered during the enâ€" Roos, E. F. Seagram, A. Baue suing year. Bechte!, J.. Bahnser, H. M. Sn HOLD COUNCH _ CONFERENCE Officers Elected were elected, the results meeting at King church on Thursday President. J. B. Pomeroy; Vice president, E. D. Lang; secretary treasurer, Miss 8. Wegenast; assis! ant Secretaryâ€"treasurer, A. L. Breit haupt; superintendent of adult de partment, Milton Adolph; â€" superin tendent of home departmept. Charles Ebbage: superintendent of Mission department. Miss Irma Shoemaker: superintendent of temperance . de partment, 1. D. Huber The conference which was well at Annual Meeting Brings Out Many Old Members as Well as New Faces;, Pre sidentâ€"Elect Wells Outlines Work for Coming Yearâ€" â€"â€"Plans Increased Activity. so to solve the numerous other prob lems that are bound to comeâ€"up be fore the council during the yvear. The following are the officers elected for the Twin City Religious Educational Council at the annual meeting at King street â€" Baptist The work of the childre: ment was reviewed by Mi Lane of Toronto and . m ance was derived by the i ers from her mssage. Th fers of this department man, Mrs. C. PA Miss L. Waldror Mr. €. F. Plewman, Boys V ork Serretary for the province in . the Boy‘s group voiced a stirring appe:u tn those present to interest them selves in boys‘ work, and to help the growing boy to have a religion use ful for all occasions and with which every proplem could be met The work of the Jocal board was high!y approved. The _ former ofticers Chairman, F. E. Macklin and seere tarv. P. A. Samson were reâ€"elected. The girle‘ work department wa under the leadership of Miss May C Gemmill Reports â€" were presented and the work was seen to have pro gressed favorably. Miss tGemmill ad vanced many new ideas and | Rayf valuable suggestions. The officers 0: the board were reâ€"elected as follows President, Miss L. Augustine;. vice president. Mrs. A K. Cressman; se retary, Mra. C. D Heist. freasurer Miss Jeanette Clarke T. A. Halpenny had charge adu}t department in the P session. In the evening with the President A. K. Cressman in the chair. the gon=ral meoting . Wwas opened Jus! previous to this Rev C. A. Me: ers had given an especially valuable talk on Young Peoples‘ work. the lo The charge againat W Ro Barneth. . 00 0 the Windsor stock and bond dealer, ‘“"v“ who was brought to Kitchener in b. F comnection with a transaction ariss =â€"â€" ing out the «ale of some Nukol stock pc belonging to Thomas George, & local B Bulgarian. has been dropped. R. J Bmyth, counsel for the plaintiff came to a settlement with Barnett i and the case was not heard in court. | Stock Deal Settled; Case Against Barnett Not Heard in Court mssage The new 0 department are chai Ebbage and secretar the afternoon of whici nf the W Secretary â€"Treasurer I tele, reâ€"elected with an it $10.00 to his remuneration Manufacturing â€" Committeeâ€"J. H. Roos, E. F. Seagram, A. Bauer, A Bechtel, J. Bahnser, H, M. Snyder, 8. P. Kieswetter, A. C. Moyer, W. Kutt, C. Reitzel, M. S. Suyder, A. K. Cressman and W. H. Pratt Auditorâ€"â€"P. B. Wilson, reâ€"elected. Secretary â€"Treasurer H. G. Misâ€" tele. reâ€"elected with an increase of Town Council, members added ALUMNIHOLD SQCIAL EVENT Frying Oil Blazes; Fire in Bakeshop Causes Excitement bet we fire wias the shop whereby the pr th as follow with ret Prosident M J. K. Hett H R. Brandt, Miss E Mavor and the retiring president U). Forsyth. Treasurer The ind h« ated _6 Second Viceâ€"Presidentâ€"G, Grogz. Financial Committee â€"â€" C. _ W chledel, R. H. Edmonds and C. D n& f« reretary Oflicers for the v M Railway â€" Committeeâ€"A. H. Snyâ€" r, J. Kaufman, A. Bauer. C. W heidel. C. W. Snyder. W. Kutt and 14 Prof Mr 11 Committee The elect k them back t 1 wo fine select ollow ing Ko W Ar ated p A. Foster: Deputyâ€"Neev® of the Council, was one of the new rs added to the board. Rudell dougnnuts and cream pults threatened | with destruction lay when fire broke out ‘ut K rust bokeshop. As it ime _ overs hundred dollars & was en I whon interior Rudell address w Tpful and f+ aduates . pres 1 the pocially s the general _ comm that of the individual 1 to a higher plane it lent the Woart lerad Droâ€" W Mary Connor; J. Ho Schmidt pi on of officers resulted A. T. Delury, a genial f mathematies at the of Toronto, _ was . the the ainnual meeting of {aterloo Branch of the ration of the Universiâ€" to which was held at allegiate Institute last professor _ spoke . of ition as it affects the Country." _ declaring contributed mu . W. Shoemaker, Dr vi part of the program glected and 1. Staeâ€" chted the. graduates did â€" piano. numbers. of Waterloo render ctions on the violin in Kennedy and Dr past and gave the o becanse many of resent had known sonally during their that his presence ‘a Toronto and the D. 8. Bowlhy. Dr il L. Miltiard S Kerr; s much appre« the president iterialism that reâ€"union ntroduced the mbers elect § 42 e boardâ€"R g hm . Pratt, 3. 4 _g_ Hilliard, G. § . M. Snyder, § Ison, S. 1 \§ or G. Grosz, J 5 P. Kieswetâ€" g |s 8 Neey® of the & T of! the new ‘ nard. 99 us positions ; ZH‘ â€" 2 â€"â€"> anmoinin cream puffs reâ€"union impre 8. Bean means nunity ress m ap (ntmicunnitmmcmmtsmicriiur ECONOMICAL _ FIRE MEETS The hard time party held at the parish hall of St. Saviour‘s Anglican church Waterloo on Thursday. Proâ€" ed to be very popular, over two hun dred guests being present.. The cos tumes were unique and picturesque, some of them dating as far back as the "Victorian _ Age" when hoop skirts were worn when material was more plentiful, and the cost not so Company is Shown to be in Healthy Financial Condition The Leonomical Mutual Fire Inâ€" anran« ‘mpany, which is holding 1 > annual cting in the head office of the ccmpary on Queen | street north on Friday has experienc ed a very successful year. according to the financial stateimment presented by the president, John Fenuell an! the manager W. H. Schmalz. The receipts for the year toti}d The receipts for the year toti 61 $278,257.85 which, with the balia « of $855.869.34 brought over _ from 1220 brought the total to $1.334, 127.19. Against this were expendiâ€" tures amounting to $232.879.46, leavâ€" ing a balance on hand of $901,247.73 1: is interesting to note that among the expenditures was a substription of $4,000 to the new Kitchener Wat prion Y. M. C. A. Loases during the year amounted to $101.00% 86. The assets of the company tota«l $1.119,066.2% with liabilities of $101.â€" 046.73, leaving a balance over all liabilities of $1,018.019.50. The total krea Immensely enjored by the audience, The interpretation of | jostltutional life in Ireland was most realistic and entertaining. Mr. 6. Smith, in his reading of "Cohen in Socletyv," cans ed great merriment and was well recelved insurance by the company is listes as $33,555,219.00, the government de posit of the company being $50 000.00 . The programme consisted of solos by Mrs. G. J. A. Reany and Miss Lois Hallman _ A one act play writâ€" ten by Lady Gregory entitled "The W orkâ€"House Ward," the characters for which were Mrs. F. Thamer and Messrs. Lamb and D. March , was Parishioners Stage Hard Time Party er® ures of the evening were fashloned dances including the event The executive of the Princess of Wales Cbapter 1O.DE. were reâ€"alâ€" poted by acclamation ut the annual meeting of the chapter Thursday. The following ladiea will be in charge of the 1922 activities. Hon. Regent, Mrs. M. Bowlby, Hon. Vice Regents, Mrs. Wm. Roos Miss G. Jackson. Regont. Miss L. M. Bruce. Elect Officers For Ensuing Ye Refreshments which were served the close of the dances . brought e event to a most successful close, One c We have special prices on a large number of articles of furniture sui for the farm home. Big comfortable easy rockers made of solid oak and upholstered in quality of imitation leather. special price at $10.75. The Kitchener Furniture Co. Lt Why not tone up your living room with one of our cofmortable Chesterâ€" fields. We have them at prices from $50.00 up and they are serviceable and attractive. We have everything in furniture and can meet any price that any order house offers. FURNITU RL â€"21 King St. East. the most interesting feat e evening were the old ed by FOR THE COUNTRY TRADE by the audience, ot â€" jostitutional most realistic and E. Smith, in his were served MNTRMHITEELUI it C2 the lanc ted ar Stockton, Secretary, Mrs. J. P. Fennell Treasurer, Mrs. A. B. Pollock, Standard Bearer, Mrs. P. S. Pearce First Vice Regent, Mrs. J. H. Dob bie. Second Vice Regent, Mrs. J. H An election â€" was held on the councillor nominees with the follow ing results: â€"Mesdames C. Washâ€" burn, H. J. Brown, E. Erb, G. Bray, C. Elmslie, O. Hughes, J. Beeson, B. Hayward, J. B. Weaver, E. Briâ€" cker, A. Albrecht and Miss Moyer. The Princess of Wales Chapter will thus continue under | strong leadership and will doubtless go far forward in 1922. Just previous to the election three important resolâ€" utlons were dealt with, the first will be passed on to the local councll of women of this city as an c«pression of the feeling of the loâ€" e« 1O.D.E. agents CONSTANTINOPLE, Feb. 2.â€"Dr. William W. Poet, who wus recently appointed a League of the Nations‘ Commissioner here, has been electâ€" ed president of the Associat ; har Friendly Relations in the Ne.â€" ! just organized in this city. n ! 6‘ has long been one of the ch(ono; wentatives of American mMissolaty interests In Turkey. Rear Admiral Mark Bristol, Am erican High Commissioner, is honor ary chairman of the society Some _ of In in inaugural address, he ex pressed the hope that this move ment marked the beginning of an effort that might result in great good in this part of the world. He sald that the Association would be dediâ€" vated to a study bf the art of cultiâ€" vating friendly relations, social, re liglous. commerclal and political beâ€" tween individuals, communitios and nations. It was a big task, he added Dr. Reet Elected President of New Turk Association Not all of the idle are . jobless "BANK"TORONTO Niata And a Savings Account Not Yet Opened Capital, $5,000,000 Reservres, $7,000,000 BRA NCHES e e e e â€" them Waterloo it up. What about the resolution made at the beginring of 1922 to start a savings account? Is it going to be the same story at the end of the yearâ€"nothing saved fer the future? Do not continue putting it of. A smail amount will open an eccount. The asseurance, ind dence and satisfaction which Qumvkdo of something in reserve always begots will be incentive enough for buil ite government Fine large quartered oak sideb beautifully figured wood, golden ished finish, two cutlery draw linen drawer and large cupbo suitable for a large farm kite Special price $45.00. Kitchener, North Ward ANOTHER OF PRC The fiftyâ€"second annual me of the Mutual Life Assurance‘ pany of Canada wasâ€"held at the office, Waterloo, on Thursday ; noon. â€" There was a large n‘ul'l ce of policy holders to acco! whom the meeting was holfi new Assembly Hall. Y The reports prbscribed show Company to have onjoyed a m progress, with record eurplus ings. s The retiring directors, M Kerr FÂ¥sken, L. J. Breithau Hon. S. C. Mewburn were re Mr. Vincent Massey was also @ ed to succeed Mr. F. C. Brucoi retired from the i rd on acd of advancing ~ ors mite: a donl cord with the ompany. Generel Managor Chas Ruby «unced a new pension, disability « benefit scheme for the bet 52nd Annual Meeting Mutual Life Assuranct ‘ Company employes which wa# jt°d by the meeting. ~ The ‘ollowing g=ants were & Kitchener y. o v A Exteng Fund $250; Nanioucd orjum sociation $2,000 <nd Navs Lea €200 Superintendent V. 8. Mclntyr@ the Kitchener and Waterloo Li Commission returned last eveni from a trip to Philadelphia and N York where they were looking 0f street cars, with the intention securing additional cars for the l0 May Purchase Street Cars for K. and W. Li line Co. on Thursday _ Kitchener Kitchener, O