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?: h answer to those who point to the high mortality in the *‘hefica‘n military camps, Dr. Doty says that this does not touch the validity of the argument, because many of the recruits were ” no means healthy and strong, but underâ€"fed and anemic. They Were accepted, not for what they were when drafted, but for what fiey could become when trained. The epidemic came before good fi)d and intelligent exercise could have their effect. This contenâ€" fin, whether it be the true explanation or not, is at least worthy ‘df careful consideration. . *# A point of special interest in Dr. Doty‘s article is the stl'ong‘ “position shown to measures usually considered protective. Thus: p believes it was a mistake to close schools, churches and places df amusement, because people in such places are less in danger of Stifection than in less supervised places where they assemble when ed from the centers mentioned above. _ According to Dr. Doty, & would have been better to examine those who were present and once to segregate all light cases of illIness which usually distriâ€" " infection. Dr. Doty condemns the wearing of face masks, regards the fumigation and disinfection of houses and public iveyances as mostly waste of time and money. Disease, in his w, is never carried by things, but always by persons. ~Ragâ€" #iÂ¥e® are also advised to list their weekly tasks and decide day each can best be performed. "List also daily tasks, definiite time for each task, and plan difficult tasks for hours Aisturbance is least likely." Planning ahead, especially is said to make for economy of both time and money. Howâ€" t this may be, there can be no doubt about the advisability of | ping a family budget. It is surprising what economies can be id by adhering to a regular schedule of expenditure. The( has prepared specimen tables showing the appropriate unts to be set aside under the various headings of ordinary igehold expenses, arranged according to the size of the income. Â¥ile is laid down that the smaller the income is, the greater be the proportion spent on food. .,fl the family income is only $900 a year, for instanceâ€"or $75 hhâ€"â€"m of this should go for food, in the case of a family $wo; for a family of five, $40.50. House rent and heat for a w of five is put at $16.50. â€" It would be difficult to secure this Kitchener, it is to be feared. Clothing is allowed $12.75 for a Hl'y of five ; household expenses $3 or $4. It would be possible F a family of five to save only about $2.25 a month out of the in me of $75. The minimum income sufficient to provide a satisâ€" etory standard of living for a family of five in the United States, wever, has been set by the statistical authorities at from $1,300 $1,500. f § _ Out of an income of $1,500, the league recommends an exâ€" thditure of $53.75 for food in the case of a family of five; rent 6ut $30 ; clothing around $21. . Household expenses would be in e neighborhood of $10, and it would thus be possible to save Â¥out $10 monthly from the income. These figures are not, of furse, exactly applicable to local conditions; but théy may serve ¢ a useful guide. Those who have been in the habit of living in Raphazard manner are strongly recommended to start a family figet system along the lines suggested by the Maine league. The Mer the income, the greater the necessity for regulating expenâ€" itures. â€" System is of the very essence of economy. Unusual interest is being taken in Canada and United States an article in the current number of The New York Medical Reâ€" rd, written by a leading authority, Dr. A. H. Doty, and based on é@e knowledge and large experience, expressing some important d iluminating opinions on the high mortality of the influenza idemic. The physician ca‘â€"s attention to the fact that the trouâ€" e came whon several years of high nervous tension, combined th a reduced and inadequate diet, had seriously affected the reâ€" sting power of very large numbers of people. ckers are said to be as healthy as any other class of people, and is pointed out that treasury employes, who handle great quantiâ€" s of unclean paper, suffer no illâ€"effects from it. Some of the opinions expressed go cuite contrary to many ual ideas, and vet though novel and revolutionary they will unâ€" ubtedly receive the attention their author‘s eminence deserves. bst critics, however, will agree with Dr. Doty that all the safety om infection which can be obtained will come from the education ‘ the people in the true methods of safeguarding against it. ealth teaching properly given and well distributed is the best Ratective. ‘The mysterious character of ihe scourge which fell pon the world several months ago naturaily leads authorities to scuss the situation and to take steps to prevent, if possible, a reâ€" irrence of the dire trouble. a ‘Food prices on the farms have doubled in less than ten years. In 1910 wheat growers got 95 cents a bushel; toâ€"day they rage $2.20. Corn then brought 66 cents a bushel. now the rage bushel brings $1.76. Potatoes went from 40 cents the hel to $1.28. Sweet potatoes rose from 75 cents to $1.59. Apâ€" § wertt for 94 cents in 1910, and nine years later sold for $1.97 in orchard. Then butter makers got 23 cents a pound ; now the rage price paid on the farm is 47 cents. Eggs soared from 18 ts to 36 conts a dozen ; and chickens, from 12 cents to 25 cents PROTECTION AGAINST INFLUENZA EPIDEMIC. The United States department of agric=!ture has given out i food figures which made it clear that not a little of the inâ€" sed cost of things that is consumed goes into the grower‘s to of changes must be left at this officeâ€"not later than What‘s the matter with Parliament recommending the Prince [ales for the office of Governorâ€"General when the proper time State Agricultural and Industrial league of Maine is urgâ€" the public the advantages of a "home budget" _oystem. ANEAGES OF THE #HOME BUDGET" SYSTEM. all farm : oducts have doubled in value to the producâ€" Aw ho pa= nine years. That may be why there is less rural Of the high cost of food than one meets within cities, wages and salaries have not doubled since 1909. INCREASED COST OF FARM PRODUCE. WATERLOO, ONT. every Thursday mording in Canada and United States BOTH POLITICAL PARTIES That the North Riding of Waterloo County is to feel the influence politiâ€" cally of a united farmers‘ movement was demonstrated on Tuesday evening at St. Clements when a monster crowd of farmers representing every part of the Riding, met for the purpose of disâ€" cussing the advisibility of nominating a UF.O. candidate for North Water loo, for the Legislature and concluded with the unanimous decision to place Large Meeting of Farmers Held at St. Clements Tues: day Evening Decides to Call Cathe of Delegates of Farmers‘ ‘Organizatio ns at Which Zn&bu wit Be Namedâ€" Stirring A ddresses Delivered by Chairâ€" man J. G. Hurst, Gordo n Lamb, of Goderich, W. L. Smith, Toronto, and Oth er Speakers. a candidate in the field. The spirit| of the meeting was one of enthusiasin and determination and by those preâ€" sent it was considered one of the most successful meetings ever held in the rural districts of North Waterloo. Large Crowd Attend. j Before the meeting started the hall was packed to capacity and shortly after it was opened the stairs leading to the hall were jammed as well as the entrance on the outside of the buildâ€" ing. By the time the meeting was unâ€" derway there were crowds standing ‘oumme seeking to gain admission to the hall. : The meeting was called to order by Secretary 8. C. Spiess of Floradale, who introduced J. G. Hurst as the chairman of the meeting. The speakâ€" ers of the evening were W. L. Smith, editor in chief of the Farmers Sun and Gordon Lamb .of Goderich. Dr. J. E. Hett, representing â€" the â€" Independent labor Party, was present with a deleâ€" gation representing Waterloo and Kitâ€" chener isborites. There was also a delegation present from Waterloo, |'9-} presenting the Waterloo Labor Club. Dr. Hett is Heard. Dr. Hett was given an opportunity to address the meeting and in the course of his remarks asked that the United Farmers get together with the Independent Labor Party for the purâ€" pose of uniting on a candidate whom both organizations could support. This suggestion received a fair hearing from the meeting but there was no definite â€" action taken. It is underâ€" stood that the general feeling prevailâ€" ing among the farmers is that the orâ€" ganization will accept the coâ€"operation of labor. Ladies Also Present. There was a goodâ€"sized delegation nf’ ladies present at the meeting to \\m(-h the various speakers referred as an indication of the spirit being manifestâ€" ed by the women in the coming elecâ€" tions. This they declared was quite in order as the women are to be the balancing influence in the political life of Canada in the furure. Looking for Election. In opening the imneeting (‘hnirnuml Hurst declared that he was highlyi pleased to see such a representative gathering of farmers. He said the nhv‘ ject of the meeting was a broad nne: as it covered the entire Riding. He was looking forward to the Provincial eloctions and expected that the date would be somewhere between October 1 and October 22. He stated that |m-‘ litics in Canada at present are in ai rather peculiar situation. The farmâ€" ers were active along political lines while the old line parties are in a quandary as to which way to turn. "l‘! referred to the action of Mackenzic ‘King in calling on Sir Robert Borden immediately after his election as leadâ€" er of the Liberal Party to avrange for a "sawâ€"off" in connection with secur x‘lng a seat for himself and a seat for. ‘the new Finance Minister as an inciâ€" ident that smacked too much of the: Iold party traditions and an incident that could never happen in connection with the U.F.O. There would be no "sawâ€"offs" once the UF.O. began to Ibe felt as a preponderating influence in the political life of Canada. _ The day of "saw offs" was done, Mr. Hurst declared and would never come back, if the farmers were to have any say in future elections. Ie declared that it was not fair to the voters of Canada that two or three men could sit down and determine: who. would represent constituencies in parliament. Daylight Saving in U.S. ‘That the farmers are now a strong influence on this continent was de monstrated by the fact that the repeal of daylight time in the United States was catrled over the veto of President Wilson. simply because, while the Unit ed States Congress did not have a maâ€" jority of farmers in the House, the teâ€" i presontatives realized that the farmâ€" ers were bringing pressure to hbear upon them that they could not disreâ€" gard. This was because the farmers in the United States stuck together and it would be only by a similar spirâ€" it of cooperation in Canada and On tario that the farmers would come into their own. No Special Privileges. Mr.Hurst emphatically declared that the U. F. 0. as a political organizaâ€" tion is not asking for anythiing at the expense of any other class of people in the Dominion. They were not look ing for special privileges. They mereâ€" ly wanted legialation that will be di rectly beneficial to the country as a whole and therefore beneficial to them The political parties have fooled the farmer long enough. It was now uj to the farmers to shake off the old parties. The farmers have a definite platform and were independent of the political perties. The piesent was a teating time for farmera with Grit and Tory affiliations. The U.F.O. Platform. He declared that he was highly amused at an editorial in the Canadâ€" fan Journal of Commerce which was written by its editor, the Hon. Mr Fielding, in which Mr. Fielding reforrâ€" ed to the party platform in the swie THE ONTARIO LEGISLATURE CRITICIZED BY SPEECHâ€" MAKERS manner in which a negro porter referrâ€" ed to the car platform. â€"It was someâ€" thing to get in on and not to _-_t-nd on. in other words to quote Mr. Fieldâ€" ing platforms were to be taken with "interpretations _ and _ reservacions." The platform of the United Farmers was a definite one not only to get in on but also to stand on, and the farâ€" mers, he declared, were prepared to stand on their platform. * Are Becoming a Power. Mr. Gordon Lamb, of Goderich, was the next speaker. He declared that the farmers are doing something that they never did before. The farmers were not just now becoming a power. They never were anything elso but a power. He was glad to see so many ladies present and declared that the movement could never get along with cause all shades of political opinion register dissatisfaction with the Govâ€" ernment. â€" He was not present to throw mud at the Government because he realized that the Government was his Government. The fault did not rest with the Governinent but with the peoâ€" ple who voted the Government into power. ‘Those who are dissatisfied must look home for the answer of their problem. He declared that no one should run away with the fdea that the farmers are saints. No one should expect that the members of the Govâ€" ernment are saints. The Goverrment can never be any better than it is so long as farmers and other classes are too busy with their personal affairs to attend to their first duty of citiâ€" zenship and poll an intelligent vote. ‘While there is such a great percentâ€" rge of indifference in the matter of voting there could be little wonder that the farmers are led into all sorts of snares by politiciars. He declared that it has long been a claim that the farmers are the last resource of the country. When the last struggle comes the farmers will be the last to be able to bear it. Should the country be swept with famine the farmers would be the last people to whom the country could appeal. He regretted the outpouring of the sons of the soil into the cifies. (This, he stated, had lined up against the farmâ€" ers some of their best sons who had been absorbed by the urban influencâ€" the war had been paid the country went behind on an average of $20,000.â€" 000 a year leaving a total debt of $80.000,000 over and above war exâ€" pense. The general feecling of the country has been one of too much inâ€" difference to financial affairs. The \Government has been sadly lacking and it will continue to be until the farmers realize that they are the peoâ€" ple who are responsible for the Govâ€" [c-rnmem and place men in power who can be trusted to run the Government on lines of rigid economy. Until there 'is a higher understanding of municipal affairs there can never be a higher standard for federal affairs. The U.F. (. movement is one to coâ€"operate in the uplifting of the community and the country. It aims to send men to parliament â€" whose â€" actions can be |checked and who can be called back .into conference once their policies are ’a' variance with the policies upon ]which they were sent to parliament. { The Labor Platform. f | Touching on the Labor movement, Mr. Lamb, stated that as far as he |muld understand the â€" Labor party. | their platform was largely buwilt on the | plank of higher wages and lesa hours. This could never appeal to the farmer ias a platform as the farmer‘s only ! chance for higher wages was to work ‘tonger hours and get more out of the , soll. The farmer‘s platform is special . privileges to none. He felt that t he imnvn-mont would receive enough syinâ€" pathy in the urban centres to help carry out the program. . For the last <decade the farmers have been fooling | themselves thinking that a panacea of ;fhe-ir illa would come from the promiaâ€" es of polftical. If things continue as they have during the last four years there is no predicting what the end will be. The interest on Canada‘s preâ€" sent debt is larger than the annual reâ€" venue. The time is at hand when the |farmers must put in their own leadéers f’:md be prepared to accept any blundâ€" @ors that may be made as their own â€"| blunders. Country Goes Behind. Mr. Lamb declared that the rulers of the country toâ€"day do not know which way to turn. During the last four years after all of the expenses of i Three Important Matters. j W. L. Smith, editordnâ€"chief of the iF’armprs' Sun, in his address declared that there were three great matters |of paramount importance to the farâ€" .iner. The first was the depopulation of the rural districts, the second is |the losa of influence of the farmers in ’crmnm‘tion with controlling legislaâ€" tion and the third is the ignoring of |agricultural interests at both Ottawa ‘and Toronto. Losing Population. In this connection Mr. Smith stated that since 1881 the rural communities have been losing population in favor of the urban centres at an alarmingly incroasing degree. From a percentage of decrease of one third of one per cent. to two and a half per cent in‘ something that needs immediate atâ€" tention. In the past two years the ruâ€" ral communitie« of Ontario have lost 32,000 inhabitants. Right in Waterloo there has been an alarming decrease in the last 15 years. North Dumfries has lost 60, Woolwich has lost 516, Well Known Crosshill Resiâ€" dent is Selected at Meetâ€" ing in $t. Jacobs. St. Jacobs, Sept. 11 â€"At a convenâ€" tion of U.F.O. delegates in Winkler‘s hall, St. Jacobs, on Saturday evening, Mr. Gavin Barbour of Crosshill was unanimously nominated as their canâ€" didate for the legislature . in the forthâ€"coming election. Four delegates were nominated, viz, Gavin Barbour, 8. C. Sptes," John Reidel, and J. G. Hurst. Messrs Hurst and Reide! withdrew their names and the ballot taken gave Mr. Barbour the nomination which was then made unanimous, Mr. Spies . moving the resolution. Every delegate appointed by . the Clubs was present as well as many others filling the hall _ to capacity Great enthusiasm prevailed and the farmers are going into the contest confident of success ‘knowing that their platform covers the _ interests of all the people, not only those of their calling. Wilmot has lost 515 and Wellesley has lost 500. This is an alarming decrease in the population of these town-hlps' in the decade and a half. The towns and villages have.also lost thl‘oushoutl Ontario and in the past two years‘ records show that the total has been 5,000. There is not one cause but seyâ€" eral to which these losses can be atâ€" tributed. The general course of legisâ€" lation in the interest of the citles is one, amalgamation of banks is a secâ€" ond, the neglect of rural communities by the railways is a third and tariff and like legislation is a fourth and alâ€" so one of the chief causes. Tariff in lravor of the large manufacturers, is so one of the chief causes. favor of the large manufac one of the reasons why the unable to get labor. The m er as a result of tariff is abl 300 per cent. on his busin er as a result of tarifl is able 10 maRC 300 per cent. on his business wholel the farmer is lucky if he makes as, much as a Toronto letter carrier after his expenses are paild. As an examâ€" ple of the manner in wkfich Governâ€" ment regulation affects the farmer he cited the recent embargo on exporting hides. This he stated will not bring down the price of shoes to the farmer, but will re§trict his hide market and bring down the price he has been getâ€" ltlng for his hides and also for his live stock. The loss of the farmer‘s influence lnl legislation is noticeable in the fact that out of 111 meinbers in the Ontario Legislature there are only 17 farmers and half of the 17 are city men who have bought farms as a hobby and who are called "joy farmers." Financial Problems. I ‘There are grave financial problems| ‘tacing the province toâ€"day. Twentyl years ago there was no provincial idebl. Toâ€"day the Province is heavily in debt and that debt has increased 200 per cent. in the last two years. The same situation prevails in the Doâ€" minion. _ The Dominion debt before the war was alarming but now the situaâ€" tion is infinitely worse. The national debt is now so great that it means that every family in the Dominion must first pay $75 a year in addition to their regular taxes. Dominion and Provincial taxes as affecting the famâ€"| ily for one year is now high enough to j keep a family in decent circumstances for the same period. The Farmer‘s Platform. The first plank in the farmers‘ platâ€" form is one of rigid economy. He pointed to the extravagance of the | Government by citing the fact that it costs $5,000 a year to heat the Governâ€" ment House, where the Lieut. Goverâ€" _ nor resides. He styled this official as the most useless official in the Proâ€" vince. It costs $17,000 to heat the mansion â€" of the Governor General. This he styled as a scandal that thel people of Canada should not stand fur.' He mentioned thea â€" Department of Agriculture as a useful department for ithc- farmer, but burden down with too many officials who merely draw | a salary for looking out of the windows& and gossiping. â€" The auditora‘ report of the Food Control Board showed such reckless expenditures as a $90 rug for the floor and a $100 hat rack. As Inngl as the farmer allows the urban centres to remain in control just so‘ long wllll such reekless extravagance continu®. The remedy must come through 'he' farmers who have learned the lesson j of rigld cconomy in their rxporicm‘a' on the township councils. Military Service. In concluding Mr. Smith criticized |the spirit being manifested both in |the British Empire and the United [States for universal military service llnml large standing armies. This, he OF THE U. B0 THEBANKO® TORONTO R. J. Tobey, Mgr. Waterloo Branch st of the of banks rural con An Inestimable Convenience i fourth and alâ€" uses. Tariff in nufacturers, is y the farmer is ‘he manufacturâ€" is able to make business whole f he makes as er carrier after . As an examâ€" Capital $5,000,000 stated, is the seed which will cause fuâ€" ture wars and is being nurtured by the owners of large munition factories and armor concerns. The evil men who would profit from the blood of their fellow citizens must be put down and the destiny of the country must be swayed by the influence of the peaceful sons of the soil. This will be one of the principal planks in the farmers‘ platform to unite all races and classes of people in the Dominion | so that the future may be one of peace, harmony and progress. J. H. BURNHAM, M.P., WILL GO OVER TO CROSS BENCHES Ottawa. Aug. 28. â€"Another occupant for the Parliamentary No Man‘s Land, the cross benches, has come to light in the annonncement made toâ€"day that J. H. Burnham, MP., for West Peterâ€" boro. will leave the Government benchâ€" es with the opening of the session on Monday. In a statement, Mr. Burnâ€" ham says he was elected as a Union ist for the period of the wit, and, beâ€" lieving that period has ended, he "will not betray those Liberals who trusted me by continuing the pretence of Unâ€" jonism." Wâ€"â€"â€"â€"â€"â€" OSL 3 MAGNIFICENT STEAMERS 3 ‘The Great Ship "SEEANDBEE" â€" "CITY OF ERIE" â€" "CITY OF BUFFALO® APUUE P SRRAV O ARCMORTTARNams) O Leare Burraro _ â€" 9:00P. M.* Easturn {lmw Curveramp > 9:00 P M. Arrive Cxvitaxp â€" 7:80 A. M. Stanparp Trux .\ Arrive Buspato â€" 7:30 A. M. Connections at Cleveland for Cedar Point, Putâ€"inâ€"Bay, Detroit and other points. Railroad tickets reading between Buffalo and Cleveland are good for transportation on our steamers. Ask x tu:::lâ€"?fll( or Amgyn llxrm Agent for tickets via C. & B. Line, New Tourist A Rat 7.50 Round Trip, with 2 days return limit, for care not excceding 127 in. wheelbase. m P W uio BUFFALO â€" Daily, May 1st to Nov. tm in onl NP ODESENE P Beautifully colored l(t{loflll&lfllle chart of five cents. . Also ask for our 2â€"page Em THE FLAVOUR LASTS So DOES THE PRICE! BY a very simple arrangement you can transfer to The Bank o#f Toronto, the irksome task of paying your houseâ€" hold accounts. Paying by cheque rclieves you of Paying by cheque relieves you of carrying money about, making change, and obtaining receipts. It puts your household transactions on a dignified systematic basis. Any Branch of this Bank will be pleased to open a checking account for c a package c a package eE Som enc s page pictorial and descriptive booklet free. before the war â€"| . during the war Reserve $6,625,623 NOW The Great Ship "SEEANDBEE ~ BRank clearings for the week total $1.803.827 48. For the same â€" week last year the, clearings totalled $2, 175.421.59, ANNUITIES ARE PROVIDED FOR HIS FRIENDS New York, August 28â€"Having given away more than $250,444,000 during his lifetime. Andrew Carnegie died leaving a fortune of between . $25,000, 0000 and $ 30,000,000, according to his will, which was filed for probate here toâ€"day. It was Mr. Carnegie‘s oft re peated intention to die a pauper. Ms. Carnegic his widow and his danuzhter, Margaret (Mrs. Roswell Milâ€" ler) were provided fo duing his lifeâ€" time. The will disposes of $960,,000 to pubâ€" lic and charitable institutions, and leaving annuties _ of _ approximately $300,000 to friends and relatives, inâ€" cluding yearly grants of $10,000 each to Premier Lloyd George of Great Britâ€" ain and former Presidentd Taft, an $5,000 each to Mrs. Theodore Roose velt and Mrs. Thomas J. Preston (forâ€" merly Mrs. Grover Cleveland) widows of former presidents 15th â€"CLEVELAND ** sent on receipt of