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DAVID BEAN & S0ONS, LIMITED. the year ftotalling $199.645,] tets $20.381.96°. and the st @ll Habiliics $4.595.1M1. this Company mokes that 3 Compantes are among the 3 of all fnancisl institutions well borne onut in its awn from year to year. Prosidenmt â€" Wilson and the United States on Saturday morning severed diplomatic relations with Kaisert Wilâ€" helm and Germany, and thereby proâ€" claimed its will and resolve not to put up with the restraints which Germany decreed against the commerce of the United Statcs and other neutral counâ€" tries of the world, together with the measures the Kaiser threatened to put Into execution against the safety and the lives of the U. S. citizens. President â€" Wilson and Slates on Saturday mor diplomatic relations with Relm and Germany, and claimed its will and resol toâ€"p it is progres There is one wman it which all ihe activities of. @ Hile company are |reâ€" fected and that is the «urplus carn imgs. This represenis the halince of h&etzal profit_after all the | operations of the year have been concluded. The amouni was reincimbered achieved aft hary morte wre the rate of 111 QWHBY CaAâ€"223,,000 rallo. 0f expense In The first thing to atiract the atten tioh of ie reader of the annual state ment of The Mutual Life of Canada. which appears in zuother column, is the steady increase both, in the size and the strength of the Company. The ‘statement shows new â€"â€" business writâ€" ten greater than in any {former yearto the amount of $1,618.390. It is eviâ€" dent, therefore, that though many prospects for insurance have heen lost on account of enlistment in the army, this has been compensated for in the fact thet those who remained at home were more necessible. The net inc"case in the amount of the business in force over that of the presious year is $8,553.551. This re markable increment is due not only to l ne ns the busin h*t--&']mls markable Capadi: "Pape‘s Diapepsin‘" makes Sick, Sour, Gaesy Stomachs surely feel fine y hok in five minutes. _ Â¥NMD STOMACH TROUBLE, GASE3 OR DYSPEPSIA ihe persistence of 1 resnect to which The business of _ life insurance Beems to have ~recoived an impetus rather than a setâ€"pack from the events of the last two and a halt years. The reagon probubly is that in such â€"a time of stress and sirain the public has learned thai it is wiser to build on the rock of life insurance _ than on the sands of speculation. Such a wtate of mind would neaturally resylt not only in applications for new in surances, but would cause existing policies to be more highly valued and earefully kopt in force. Another eause for‘the extraordinary prosper. jty of the companies was doubtless the phenomenal _ prosperity of thel country, at least in _ many lines _ of business. This made possible _ the payment of renewal promiums where 6thenllse there imight have been ‘lup.': es or gurrenders recorded. # m se ob c 141 0t i _ Wigh class p English and Rerman, in alt ;mo- ADVERTISERS Notice of changes must be feft at this office not later than Saturday "vi’";c copy of changes must not be in later than Tuesday noon. . Casual ad vertisements accepted up to Wednes W. S. BREAKS WITH GERMANY. After two and a half years of w otod esul hC aft or n @1 A FINE REPORT. WA TERLOO, QNT. yon Jnet ate Is souring on ch or liea like a lump of ing to digest, or you belch ernctate sour, undigested ave a fecling of dizziness, fullness, nausea, b&j «ui and stomachâ€"headache, you osged relief in five minutes. | to stomach trouble forever a larce Aftyâ€"cent case of pepsin from any drug store. o In five minutes how needâ€" to suffor from indigestfon, or any stomach# disorder. fibota Yina $1 h mmier th in« 449 °+ surest stomach doeâ€" + inceme had falten. nated in the experiâ€" learly indieates two ive investment and semont â€"â€" both _ of remont 1 if th« J3+, and lings vrhhbea 10,645,08 1 the stt while 11 business, in utu=l holds the ted us ~tof t Mutual Life e most stable ns, is being m experience surplus over Hu portail Th aet xtt the Wt clitm hi rci the U #6 h London, Feb. 1.â€"The German note resuited in a rush of Americans .to procure passage to New York, on the frst available boais. Large numbers \who expect=d to sail within a _ fort night, decided to Isavs on iSaturday and before noon all the firstc‘ass acâ€" commodation on steamers was book ~â€" WThis loaks Itke a fo@isipavestion in Cills onlightened age, but there. are mugly a million Americass who knew nothing of Internal Bathing a few years my Succesq with manyâ€"sesom es was due to having the bowe ed out once and sometimes day. i on‘y wish I could inake ple in general beliove in the « of a good bowel washing. & yours." A. G. HMachnel has filled a tremendâ€" ous .demand for "J.B.L. Cascades" in the past few years, and will show and explain it to you on request. A free and imeres!ln{ booklet on Internal Bathing, "Why Man of Toâ€"day is Oniy 50 Per Cent. Efficient," can also be obâ€" tained for the asking. If you prefer, write to Dr. Chas. A. Tyrrell; 163 Colâ€" lege street, Toronto, for same. AMERICANS ARE TAKING FIRST BOATS FOR U. S. GERMAN TROOPS _ WERE DRESSED IN WHITE OVERALLS 1t cinstantly rvliq-vox constipation. properly regulates the Bowels and preâ€" vents ail the draggingâ€"down which Bilâ€" fousness and Liver Troubles always create. . i Petrograd, Fob. 2.â€"German trob@s. dressed in white overalls, ycoter&iy broke through the Russian first ling trenches position, at Solotvina, south: west of Brezzani, says toâ€"day‘s official despatch, The Russians, however, launched a counter attack and drove the Teutons back into their own onâ€" tronchments. s baternal Baths, Â¥ C Iiy a pmrcly natural process of proâ€" poriy using waiin water, the "J. B. L. Cascade" removes ALL the poiscnous waste from the Lower intestine, which physicians agrec is the cause of 95 per cent.of all human ailments. | . It is absolutely certain that other \ueutnl‘col'yurles will follow the examâ€" Jle of United Statés and in a few days more Germany, Austriaâ€"Hungary, Tur. tey and Bulgaria will be ostracized from the civilized nations of the world. The situation in favor of the. Allies was pever brighter than it is toâ€"lay, notwithstanding the murderous and pirâ€" atical ultimatum of Kaiser. Wilhclm and his War Lords. $ mnouime »ecreiry ~awar l:ffll’hilt 10â€" atw British Parliament a bill} authorizing tho forfeiture of the citizenship â€" of undesirahle naturalized British ‘subâ€" jeets _ The Mail says that during th wei scores of naturdlized _ citizens have been detected in acts unfriendly in Great Britain. Some of these perâ€" som=« were formeriv Germans and Ausinans. Othersâ€" were Bute‘. Polgiqan. *mofican and Seandinavian It is a very rare occasion & man under the influence of liquor has beer. see.r on the streets of Kitchener sinte Sept. 16th. _ When one is discovered he makes a piiiable object of humanâ€" ity, to say the least. Sobriety is deâ€" manded by public opinion toâ€"day, as it never has been before. * The action of the United States adds to the list of Allied countries: the largâ€" est democratic nation of the world, and ome of the most effective results will be the immediate effect the severing of @iplomatic relations will have ‘upon the morale of the German people and her officers and men on the firing line. They will begin to realize more .than, they bave ever done that they ‘are fighting a hopeless cause. Al e e o S t o dent Wilson has already received. sufâ€" Scient assurances from all parts of the Union that the people are behind him in the epochâ€"making step he bas takenp. The New York Times states "We make resistance to Germany‘s monstrous pretentions not in the heat and pas sion of one seeking a quarrel; b&with the firm determination born of the jusâ€" tice of our cause. ; numeroys violations o # lew at the hands of . L powers President Wilson the Congress have handed to the Gerâ€" man Ambassador, Count Yon Berasâ€" tort his passports for Germany und has that a state of war exists between the two countries, but according to hisâ€" toric precedents war#eems to be inâ€" Berlin. The breaking off of diplomaâ€" ?m@ouwww Notwithstandir‘g the fact that the United States is probably the most cosâ€" IN THE HOSPITAL. ; Exâ€"policeman Strasberger is at pre According to the London Mail : the Are NOTESâ€"AND â€"COMMENTS. pullenged the doctors st _ week in regard to with vour ‘Caseade‘ 1 Fit Baths Necossary? 10 ihe Unitedâ€"Bintes has * oys violations of lhtery { the hands of k. President Wilson e ave handed to the Gerâ€" ID., of ( oX to toktiy that imb to hoealth as is washâ€" twice a the peoâ€" fiiciency incereiy it for tileo intriciten., Sach _ procantiongry measures aize hli the more nectssary, as Cerruany‘a onemies have r:\néa'”dh stated, â€"not only in speeches delivered by their losding men bit also in The staâ€" tutesâ€"of the econcmical conference in Paris, that it is their intention mot to treat Germany as n <qual, even a}t{)' peace has been restored, but to continâ€" ue their hostile attitudo, and especially to wage a systematic economic | war against hor. @ sogh â€" 5 Entente Seek to Destroy. _ _ "The attemmpi of the four allied pow ers to bring abont poase has failed, ow ing to th elust of conquest of their ene mies, who desired to qictate the con ditions of peace. Undér the pretencs fo following the principle 6f hational the wish of reconcilliation they pose the will of destruction. â€" They sire a fight to the bittor bnd. measures aie hli the mor as Certuany‘a Onemiers hay stated. not oniv in sneect feclareg only a few wetks preyi_olxisl)‘r that ith‘ annexation had never. formed part (;_1 Germany‘s intentions. ‘Tl;.e veaee to be signed with Bolgiaun,\'{;a's io provide for such conditisns in }_fig“{ country}, with which Germany desires to maititain friendly, neighboly, relaâ€" tions, tMat Bolgium should not ‘be used agoin by Gormany‘s enemies for _ the purpose of instigating conti.‘iuous"_h'%-' the guaranty of existence, honow and free dévelopment of" their ‘peoples. Pheir alms, as has been ¢xpressly statâ€" od In tBe note of Deceinber‘ 12, 1916, weve not dirscted towards ‘fhr‘_’dqgmgj tlon or @utihilation of their enemies, andt wofe according to their Copflsjction. porfectly compatible with the rights of: the other nations. se a d "As ‘to Belginm, for which such varm and cordial sympathy i& felt in the United Statrs, the chgncellor bad Enemies Make Penceâ€"Impossible. â€" "The freedom of the seas béing a preliminary condition of the free exâ€" istence of nations, and the peateful inâ€" ‘creourse between them, as well as the oper door for the commerge of &1 naâ€" wjons, has always formed one of‘the leading »rinciples .of Germanv‘k politiâ€" cal program. ~All the morg the imporâ€" iat Goyernment regrets that the attiâ€" tude of her cnémies, which aré so enâ€" tirely opposed to peace, makes‘ it‘ "imâ€" possible for the world at present ‘to bring: about the realization‘ of ‘these lofty idea‘s. Germany and her allies were ready to enter into a disc#sston ~i peace, and had set down ds a basis Washington," Jan. 31.â€"*The: following is the official text (translafed) of the German note addressed. to Sectetary of State Lansing, and signedi by Count von Bernstorff : aht Official Note to Wuhiu’;on Says : Entente h;l; Has :~.». Precludedâ€"Peace Progpect=Bays Merciléess Tyranny r hlwm‘fl.‘n“ wofld. i: :s i hetd 5* Pm * s momenr n ~mepitne in + lgheâ€"by sipe w s yriag et WoULD MAKE OVERRIDDEN BELCIUM FRIEND: Thousands of wellâ€"informed men and women to-dayr are learning the true value .of + SCOTTS EMULSION ~ ivemyenE on witt Empur Evert werron; C paminis ameady woed or Te ce Mn en wip . 2 d i c 1 e Lo o n itc in l mm n on un ie Pn i ie i es a t n M BP The Public Health Service reports that more people live to the age of forty years toâ€"day, but fromâ€": forty to. sizty years mottality is increasing from degenerative diseases in the U. S. FEWER PEOPLE CROWING OLDER NOT â€"CONCERNED ‘ Would Make Beigium Friend. t S / 3 4 oF THE PUREST COD LIVER OIlL as a power‘al bloodâ€"enficher and strengthâ€"builder _ to ward off the haadgathés and backaches that mean wea veakness, .,SCOTT‘S helps fortify the body against rippe, pnourtionmia and â€"weakeningâ€"colds, through 14 inst Qucétion of War Now Depends‘Upon Actions of the .?;:; ; <Kaiser‘s Submersiblesâ€"Steps Taken at Washington isea| _‘ to Sectire Safe Corduct Home for Bernstorff. â€" 41" ::u_g&(‘slion‘fn other countrics is being eagorly awaited. This was the only kliQWzl developm{nt of first importance Which came out of a day of tense waitâ€" BREAK IS COMING WITHE AUSTRIA,â€" T O 0 UTHEA NEUTRAL NATIONS ARE URGED ~BN PRESIOENT WILSON TO EMULATE . THE U. 5. AND BREAK WITH GERMANY "Tpe Awi?nzeqyemm,ent kpowstisrpry ts ts P $ EPE ENT :c cars ... ihe stops whfch have been taken to| Patig, Feby.5â€"Edward Adociphe Oruâ€" uexise BhsladHd anif her allies to return !'v‘n'omg ‘the weilâ€"known editor and authâ€" soo t4g gules of international law And ‘Pr,‘if¢fead. © AAA into submission by starvation. In bruâ€" 51 tounitâ€" ofâ€"tet» Uorit"â€"tuw the group of powers led by England does not only curtail the legitimateâ€"trade of their opponents;‘but they also by ruthless pressure.compelâ€"neutral counâ€" tries eithér s0.altogether forego every trade notâ€".agreeable; to the ‘Entente powOts,,Or to limit it according to their arbitrary decrees. ts es ..._ . .. Mergiless British Tyranny. â€" ... President of the United States, who is _ facing a serious crisis as the result of Germany‘s declaration of unreâ€" . stricted war. . > ~â€"A new *Witiation has thus been creâ€" ated ‘which forces.Germany. to . new devisions. â€" Since two‘ years abd a half England is using her naval power for a criminal, Attempt to force Germany WKHA‘T WILL HE DO? wWOODRroOwW wiLsoNn, bla // MBOOT CERMM «l SUB. DANGER New York, Feb. 3.â€"Officers of Britâ€" ish and French steamships express no concern regarding the Geriman subâ€" marine danger. Liners are all armed with gun at stern and each ship mas ter. will make his. own course ac the Atiantic. Approaching mk‘fi , "Amecrican steamer Housatonic, loadâ€" ed with a cargo of wheat for the Britâ€" ish,(.'overnmpnt. torpedoed by German submarine 12.30 on February 3. Vesâ€" sel warned, and total crew of 37 resâ€" cued by submarine and towed for nineâ€" ty minutes toward land. . Submarine fired signal to British patrol boat, which subsequently landed the crew at Penzance." lilek â€" f. .. Housatonic "Legally" Sunk. News that <the ‘American ‘steamer Housatonic had not been stink withâ€" out proper warning, and that no lives hm; been lost, dispelled a cloud which threatened the storm to follow the first over act against the United States under.the new warâ€"zone order. ; American Consul Stephen at ‘Ply-_ motith, Eng., reported to Washington as follows: | "Sincerely trusting that the people ‘!and the Government of the United | States will understand the motives for ‘this decision and its necessity, the Imâ€" { perial Government hopes that the Unitâ€" !ed States may view the new situation from.the lofty heights of impartiality ’w gosict _ an_ theirâ€"naopt â€"briâ€"mmnmon# (further misery and umaÂ¥olidable sacriâ€" !flca of ~humanâ€" .life.~Inelosing two memoranda, regarding .: thedrtails of ‘the contemplated military measures at |sea, Lremainy ete. â€"/ : ing. which followed. the actual anâ€" nouhcement | yeslerday* of the break with Germany? © sc FAMOUS FRENCKH ., welfare of mankind in a higher sense and nat to wrong its own peopleâ€"â€" is now campelled to continue the fight for existence again forced, upon it, with the full employment of all the weapons which._are at its disposal. ‘The Imperial Government could not justify before its own conscience, beâ€" fore the German people and before hisâ€" tory, the neglect of any means destinâ€" ed to bring about the end of the war. Like the president of the United Statâ€" ges, the Imperiat Government had hopâ€" ed to reach this goal by negotiation. After‘the attempts to ‘come ta an unâ€" derstanding with the Entente powers have been answered by the latter with the .. u;fiwmcel‘nepg.“lo( an, intensified continuatiqon of the war, the Imperial Goyerpmentâ€"in. order to.serve the sys ou e AABP . .002 fnl- and privations, Which endanger }th. vitality of the nation. ‘Thus Brit ish tyranny mercilessly increases the ‘sufferings of the world, indifferent. to the ‘laws of "hymanity, ‘indifferebht‘ to the protests of the neutrals whom they severely harm, indifferent even to the silent longing for peace among Engâ€" land‘s own allies. Each day of the terrible struggle causes new destrucâ€" tion, new sufferings. Each day shortâ€" ening the war will, on both sides,. preâ€" serve the life of thousands of brave soldiers and ‘be.a benefit to mankind. to respect the freedom of theg seas. The English ‘Government, however, inâ€" ‘m,-,"-fl. i eoritinuing‘ its" wat of sterâ€" vation,‘ which does not ‘st &1 affect the, fie i fis parteor in ant (Signed)« ; ,"J. BERNSTORFF." in Eurodpeâ€"vers=b willh be mot Stratford, Feb. 2.â€"THomas Howden, night orderly at the _ local armories, committed suicide during the nI‘ht. by hanging. ®e> STRATFORD MAN _ HANGS HIMSELF IN ARMOURIES The true secret of complexion ufesl in the blood. Keep it rich, pure, Nuâ€" tritious, and, above all, keep the sysâ€" tem regular. No aid to complexion compares with Dr. Hamilton‘s P§YJs. They tone and enrich the blood, clear the system of waste products, promipte good digestion, and, in short, estabfsh sourd health, which, after all, is Ahe keynote to all happiness| and wellâ€"beâ€" ing. Don‘t delay; the cl:rm of a loveâ€"j ly‘complexion and all the blessings of health are yours, once you employ this ‘ oldâ€"time.{amily remedy,.. All «dealers sell Hamilton‘s Pills in 25c. boxes. *â€"‘ [ ‘six weeks, and many s«‘ret communiâ€" catfons‘had passed wit1i‘ the, lmp,erg‘ Huthdrities. <It would mt be prdpéi-: make mry‘reference to what had been done at the présent tim»|but he would be glad to show ‘all the ofrresponderice confidentially to ‘the le;ifer of the Opâ€" position ‘anid to makc /him fully acâ€" quainted with.the exadjsitunflon. C Have a Complexion the : Flower of Good Health Sir Wilfrid noted that:complications might ensue .trom the German ultimaâ€" tum â€"of yesterday, and the war m be prought closer to Canada, thiah wad hithefloien the tase; (+}.;.. . _., ;4â€"Bir;Robert Borden{said that ithe supâ€" ‘Of the submarine menae» > Ottawa, Feb. 1.â€"In . House of Commons this afternoon| Sir Wilfrig Laurier asked if the Goement hagd taken into full account affpl had made due preparations for " mew peril tm or y Avaicadticast «0h ue meinpteâ€"Aigne in t 01 ject hag. been very ,carcfully considerâ€" éd, â€"especially durfing tid past five .or The Bell Telepllyne Co. of Canada. x i ¢ E99 i4 . ts ue ho 48 25 us / Issue ~ “Mhm‘"‘”' $ ] A GENERAL BANKING BUSIMRSS .YTRANGACTEPD:, ; Circujar Letters of Credit. & Mnmyouu!» * sAVINCGS BAWNCK DEPARTHEN Interest Allowed at Highest Gurrent Rate. Waterloo Branch, Jacob Heapeler, N W. S Naylor, Aast. Mgr. ° Kitchener Branch, J. R. Kirkpatrick, CAPITAL and 0 opfrasippirâ€"Aircsine.nfire) «4 C y for JuemxtTelqulu:Dlmtay clfimthe above datel f your, telephone mow, so that name will be in the new issue! 11 , J. R. Kirkpatrick, Mgr. Petrograd, Feb: 6.â€"â€"The diplomat breach between United Statés and Gé many, became known here: toâ€"day Af aroused general enthusiasm. The co census of opinion was that it was step caloula}o! to gdn' an early @r to the war.=> mals 654 mt _ ‘Berlin, Feb. 1.â€"Chancellor Von 8 ;‘m"in'n Hbflwifi"afiq‘fil?.ig.;fip)cu« ‘¥ended an important sesston: of Ways and Means" "Cominittee of "Reichstag "toâ€"day at "WRhich the en war " situation . Was "dibedased. _ Chahcelior in a Spedch‘sail. "We t beohn‘ challenged "to Tight to the « IWG accept the challenge.‘ We sta everything and we shall be vietorio New York, Feb. 1.â€"After w all night by a cordon of destroyers & coast guards, the port of New Y@ was toâ€"day opened by the harbor au grities to all incoming â€"and outgol ships." ‘The stand taken by ‘the coll tor of port, was that ‘ships would # at their own risk. They wére perm ted to clear as usual. & : SHIPS SAILED ~_>© FROM NEW YORK; ence with ‘King V Paris, Feb. 5.â€" The French Cof mander in Chief, Gen. Nivelle, â€" h been for some days past the guest. Gen. Cadornia, Italian Commander. italian Army Headquarters, says> Havas despatch from Komz‘ Nivelle arrived at the Ital ) cv: ‘u P i GHBA:‘YS CHAL wAS AROUSED IN RU Â¥S CHALLENGE Wegn