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| ~. _ FOUNDING OF WATERLOO : # MUTVAL FIRE INS. CO MA . o tiirahie io _ ce for i many, if nc * BoOwW dealt «. qomditions. no Insutaw #ers ol ins ~â€"~ dealt â€"with, ‘-iyâ€"laum No‘s. 2 and 3 _ provided §0r the separation of the _ business: =@mder branches or‘ departments, nameâ€" . 1y, nonâ€"hazardous, mercantile, _ and ‘/-_Anuluturing. and that separate acâ€" â€" eounts be kept for each of _ the _ branches. and byâ€"law No. 5 provides â€"~that claims on the one branch shall mot be responsible to either of the «. Phe first printing contract appears to have been _ awarded to Joachim Kalbfeisch. This was a contract for j , for one thousand, six . bunâ€" dred of which were to be printed in and four bundred in the Gerâ€" >E Snd the management o:ueCcu-] outlined in a series of byâ€"laws,| in all some thirtyâ€"five, Mi € with affairs including . the 5t the Company, the duties . of the several officers, and with all matâ€"| *ers that may be assumed to come m Company in almost any conâ€" , form, and dealing also with seany, if not all matters which . are * BOW dealt with by the Statutory eomditions, as at that time there was mo Insutauce Act dealing with matâ€" ters ol insurance as they are . now \ dealt with, and have becu for the “ forty years. m .10 cL lrls. o aad A nravided greater amount than $10,000.00 shall be written on any one risk. ‘ Byâ€"law No. 9 provides that . the Board of Directors, may, if they see ht, require the applicant for insurâ€" â€"a;:cfic‘n the prexifium note plan to give a surety on the premium rote. DE P Ns m ue m w NC . 194gtâ€"ahac it n d : Byâ€"law No. 10 requires that an | amount not exceedimg 4 per cent. be collected on each premium note at the time the policy is issued, and that in all cases $1.50 in addition to the cash premium shall be paid . for pelicy and survey, and no insurance shall be binding until the above amounts are paid. o+ Byâ€"law No. 19 provides in pattl that in order to reduce the number of assessments in any ycear the Direcâ€" tors are authorized, in case of loan or damage by fire, to borrow such sgums as may be required, etc., etc. Byâ€"law No. 20 provides _ that â€" all ms insuring property _ in . this ny are required to furnish a stone or brick ash house, or to rcâ€" move ashes to a distance of not less than fifty feet from any building, etc., and to provide a ladder as means of access to such buildings, and _ that they shail clean their flues and chimâ€" neys and stoveâ€"pipes at least twice a year, and that any neglect on the part of the assured in connection with Wny of the above conditions . shall Â¥itiate their claim. _ . Fy:fiw No. 6 __yrovldes that no Byâ€"law No. 21 provides that smolâ€" | * ing in barns, stables or sheds, the | ‘ lighting of any candle or lamp by |‘ friction matches. or the, carrying . of 8 any lighted candle, lamp â€" or taper / mot properly protected by lantern is strictly prohibited, the Company not I holding themselves liable for any less occasioned thereby, etc. + f The first serious work of the Comâ€": pany appears to have been transacted ; on tho 13th day of June, 1863, when the Secretary submitted ong hundred | and fiftyâ€"two applications for acceptâ€" : Date of Appointment of Present _ |called upom by the chairman said the| j Directors. premt was a field day in the history, m ded of Waterloo Mutual. He appreciâ€" o;:?;n?: mfiflfnfms. Jmse"‘d n sand, t;f“t“::' TPaccess. Is William Snidet appointed December ‘2ECU) 3U paxd that \he SUOObES A0th, 1884, s amue, Shontz â€" naving Ned bren able to achipre durng‘ the resighed i errance Feesy : n auC to Peteat t s LiÂ¥i . w ue to pa 18.;:ncs Livingston elected Januafy) porq japor. In 1864 when Fells Allan Bowman esected Annual Mcetâ€" school at Salem he acted as agent for ing January 19th, 1889. the Waterloo _ Mutual, _ six years J. 1,. Wideman _ succeeded _ Cyrus I;::ilotg entering the office as a ":“ll‘ . g t re insurance â€" was a comparatively }!:;(l"eu (deceased), Januaty 158h) . ming ‘::stn:tion, . dati:q a lev’v + on o M years after the great London fire in “"‘,c,:;flf"fif,’; sueceeded,!â€" Dâ€" TY® 1686. The town of Waterlco . had * George Diebel, succeeded _ Nicholas reason to be proud ofi the insurance Killer (deceased), March 1893. companies with head offices here. The J. 11. Webb, succeeded Simon Snyâ€" Mercantile, _ which he managed _ for get (deceasedy, Aprit 13i8, 1992 . WAOUT® O and the removal of Frank Haight elected â€" Annual Mcetâ€" which to Toronto he had always teâ€" ing. January 1909. gretu\d: was able to pay a nine per cent. dividend _ from the beginning. In concluding Mr. Haight raid a Reference was also male to the re tribute to Mr. P. F. Sims, formerly cent incorporation of a loan company oi the Waterloo Mutual staff, who he in Waterloo, which would _ aid _ the was glad to have present with them. town by brinzing in funds from _ all Kext to Mr. C. M. Taylor, the founâ€" parts of the country. Mr. Sims said det M the Company, Mr. Sims did his recollections of Waterloo were of rore to promote insurance in Waterâ€" a happy nature During his residence lo0 than any one man. . He had . acâ€" here he had served for fifteen years as hieved distinction in his field, _ and Chairman of the School Board, â€" and. his success was due to bard, perseverâ€" also en the Library Board, in _ both ing labor and the fact that he put of which institutions he was deeply his whole soul into whatever he . un interested. Twoenty years ago he reâ€" derttook. Mis example was an inspirâ€" moved to Toronto, but his old love ntion. He felt that for whatever sucâ€" jor Watetioo remained, and he . had cess had come to the Waterloo refused to be a party to .A proposal Mutual under his management _ they made some vrars ago to remove the were largely indebted to those who Dominion Lic â€" Assurance Co., _ ® had gone hefore | which be was a director, to Toronto MÂ¥r P H Siums, who was nntlllo desired to congratulate the direc Yeat 1878 1882 1887 1892 1897 1902 1907 1912 h h olut Lo tidhat AdtBacanr Aillindnds onb d Nh agd * George Diebel, succeeded . Nicholas Killer (deceascd), March 1893. J. 11. Webb, succeeded Simon =nyâ€" der (deceased), Aptil 12th, 1902. Frank Haight elected â€" Annual Mcetâ€" ing. January 1909. In concluding Mr. Haight raid a tribute to Mr. P. f. Sims, formerly oi the Waterloo Mutual staff, who he was glad to have present with them Next to Mr. C. M. Taylor, the founâ€" det M the Company, Mr. Sims did rore to promote insurance in Waterâ€" lo0 than any one man. . He had . acâ€" hieved distinction in his field, and *Deficit Shtislicsâ€"‘hberloo Mutual Fire Insurance Company Amt. Ins. Cash Prem. Note No. ol : force Income Asscts Surplus _ Residue Policies . 13209. 88062.80 _ 39534.15 6482.11 187246.00 99404 84002.63 48280.66 16399.35 122087.54 4002 113971 â€" 108942.85 85853.29 3620046 176961.76 5597 159896; 151485.43 117856.11 . 45886.24 205036.090 7708 291763 â€" 2238713.89 102331.53 *12356.56 224969.22 13293 204255 â€" 227596.55 183471.87 65065.87 243336.30 12552 325181 â€" 225862.237 304127.62 189105.55 260431.65 11910 390834 _ 255165.04 567795.74 419692.32 266167.04â€" 13072 (Continued from last week.) ~$400.00,‘ The steady growth of the Company No. 122 is shown in therlo_llowing statement the other applications were accopted policies thereon. The Board of Directors set out on an economical basis, and the _ fitst account submitted was one from the Solicitor, Mr. MacGachen. The amâ€" ount was $75.00, and aiter due and serious consideration the Board proâ€" ceeded to reduce this to $30.00,, and passed upon it accordingly, and inâ€" [.tnu:td the Treasurer to issue . a cheque therefog. ‘Then, on August 1st, the first regâ€" wlar general mpeting, aiter organizaâ€" tion, was called, and the following were elected as Directors _ of _ the Company, fifteen in number: M. P. Empey, John Zoeger, Jacob Beck, Chas. Hendry, Peter Winger, Francis Might, Wm. Scott, Fred (.}ug_‘mhflg, BE He en m He d Nt om o o oi n n ie en o H. F. J. Jackson, Sem Wissler, Mosâ€" es Springer, Joh» B. Snider, Nich olas Killer, Noah Cressman, and Walâ€" ter Gladstone. Some of these newly elected Direcâ€" tors appear to have been absent. and at the next meeting of the Board the resignations of James Hendry, Wm. Scott and James Beck, were received and accepted, and Henry Smider, A. W. Cleland, and John Allchin, . were elected in their stead. ‘The affairs of the Company _ were not destined to run _ altogether smoothly, and I find that before the end of the first year the fire of Thos. Mitford demanded â€" an investigat:on, and arbitrators were named to aCjust |and decide upon the amount of the I fird also. a resoluticn allowing the Secretary and General Agent, as such, remuneration in addition to $1.50 survey fee, of $1.00 per policy. Up to December 31st, 1863, I find‘ that the Company had issued policies in the Village Branch, two hundred | and sixtyâ€"six, and in the _ Farm Branch, one hundred and thirtyâ€"nine; and this may, I presume, be repreâ€" sented as their â€" first year‘s work, for, undoubtedly the work had been going on, and the canvass for risks lbecn well in hand, before the date of the first meeting recorded here. The first appointment of an agent appears to be that of Chas. Thomas, Edward Sutclife, Xavier Fuchs, of Preston, Wm. Rathman, _ of _ Ayt, Daniel Buckberrough, in 1864, . Wm. Hendry, of Neustadt, and Jas. Halâ€" stead, of Listowel, _ P. H. Sims, Adam Laing, Richard Jafiray, W. H. ; The following have been Presidents t of the Company since its orgamizaâ€" , tion: _ 1863â€"1870â€"Moses Springer. ‘_1870â€"1885, J. W. Walden. â€" s ‘1 1885â€" C. Hendry. * C Geo. Randall. Riddell, Wells. In June, 1864, we fing the followâ€". ing representing the n Board _ of Directors: John Holimdn, Henry Sâ€" Huber, James Sim, J B. Snider, Jacob K. Erb, Peter Winger, Moses Springer, Walter Giadstone, Henry Snider, John J. Bowman, John Allâ€" ‘chin. Isiac E. Bowman, H. F. J. Jackson, Jas, Zoeger, Sem Wissler, and during this year Mr. John Shuh was appointed Treasurer. How the Company Grew. also. a resolution â€" allowing M Byg en MERiani Detreenee n o biee Israel Bowman, and Walter Wm. Snidet. e find the fo e n Board offmdn, Hent: , J B. St Prem. Note No. of * _ FROM 45 to 50 man‘s medicine.‘"‘ â€"â€" Mirs. SYLVES MANNING, White Oak, Ontario. + The Case of Mrs. Kirlin. anaemic from excessive flowing. I recâ€" ommend your Compound highly and do all I can to advertise it as a genuine woâ€" say that I never I::d::mifl “:o ;F r;it..)':lm;dw :{a:d 7 that § me so | St. en, am to say that much good during Change of Life as Lyâ€" 1 W"'?fliw excellent health. % dia E. Pinkham‘s Vegetable Compound. aâ€"tives" are the best medicine made, d“i?;fmlhd:skenomwlbotfla :;;fluf,?flaly advise my friends to began to feel better, and I have * continued taking it. My health is better | _ ,, HUGH MeKENNA. than it has been for several years. If Frmitâ€"aâ€"tives" is the ouly medicine all women would take it they would esâ€" that will positively and completely cape tintold pain and misery at this time cure Constipation. ‘This wonderful 17 3tz c iz Acicg Rnbian, 906 W. | on tus lsw c rasine tor orgas 1b Mill St., Circleville, Obio. extract more 'h:,l; Trom the blood, and to ‘The Change of Lif: give up more bile to move e bowels eritice} pericas of & P o on noouess 1 o ies se se Arist ar ‘ At such timeswomen may rely upon Lydia A{':fl;:l:‘:;“”fifi; :’:Pz‘:""”fi E. Pinkbam‘s Vegetable Compound. by Fruitâ€"aâ€"tives Limited, Ottawa. tors and officers of the Wat_qloo Muâ€" tual upon the strong position the Company held. It was an institution of which the citizens could , well be proud. Brief speeches were also _ delivered by Messts. Thos. Ort, of Stratford, Inspector A. Foster, T. 1. Armâ€" strong, Toronto, and C. A. Boehm, alter which the meeting adjourned. _ Premiums Cash and Fees Premiums Mutual ... .. TRLGTESE ....sse verclccffinec Reâ€"insurance u.00 _ L.OSEES ......... socicnel erturnences $87,433.35 Reâ€"insurance and Lebates | 38,417.37 Commissions and Eonus 30,917.94 Salaries. Directors‘ Fees, Audiâ€" tors, and care ol office ... 20,030.50 Adjusting Losses, Travelling Expenses and . Solicitor‘s F@ES .....2lll022 celees eeellee n 3,735.30 Statutory Assessment, Underâ€" f writers,â€" and Taxes _......... 2,132.27 Postage, Telephone, Telegram, Express and Exchange ...... 1,1514.19 Books and Stationety, Adverâ€" tising and Printing ... 3,392.03 tising and Printing ... s Fuel, Light, Repaits and Miscellaneous ... .......> Interest accrued on debentures Balance ... 1911 DEbeNUUT@S |...... ~sse een y 0 Agents‘ Balances and Bills TeC@IV@bDI® |.........ll se Office Furniture and Goad‘s Cash om hand and in Bank Real Estate ... Interest Aecrued TUrpaid losses (net) ... $28,595.00 Unearned premiums ... 119,508.43 Strong, vigorous men and women hardly ever catch cold; it‘s only when the system is run down and vitality i~w that colds and coughs get a foot hold. Now isn‘t it reasonable that the right way to cure a cough is to build up your strength again? Mrs. Olivia Parham, of East Durâ€" ham, N. C., says: "I took Vinol for a chronic cough which had lasted two years, and the éough not only disap pbeared. but it built up my strength as well." here, and I must SaYy 1 ‘The reason Vino! is so efficacious in | wonderfal. ~ such cases is because it contains in a (Signed) R delicious concentrated form all th® | py, up i, 20. 50¢. at medicinal curative elements of cod IT‘s â€" MICHTY F1 liver oll, with tonic, bloodâ€"building ‘\\‘m.l. Axp you C iron added. 10 io BY TAKING S Chromic coughs and colds yield to i Sprcial Treatment Sct Vinol because it builds up the weak |j(oyp SOLACK AL( ened, runâ€"down system. \\u»l’l Write toâ€"day f« _ You can get your money back ABY | ato. time it Vino! does not do all we saf. sgopaCF â€" REMEBY A Gâ€" HAEIINEL:, Watetloo CREEK, MICH Chronic Coughs and Colds. that colds and coughs Financial Statement. on Expenditures. HOW 1O RESIST Receipts. Liabilities Assets. 3ist, $189,154.48 $1214,866.00 .. 90,698.60 23,992.16 ... 1,580.00 .0 14,037.68 $744,319.52 $714,319.52 $567,795.71 $25,000.00 13,150.00 483,182.61 4,637.60 16,721.90 11,371.14 10,732.49 $30.89 Br. Srrpurx, N.B. Jan. 17th. 19F1. "I wish to tcil you of the great good "Pruitâ€"aâ€"tives‘‘ have done for me. For years, I was a mflytbChmuicConfl- pation and Stomach Trouble. 1 was fv-tly un down and my friends feared had Ouunc:;rfion I tried numerous doctors and all kinds of medicines, but received no relief until advised to try $ Hioge: ned pa rieasni ts mepime $ en, am 1 no:?aiay excellent health. % aâ€"tives" are the best medicine made, and I strongly advise my frieuds to Balonco ... . Cash balance over all lia DHHUME® ... ... c20ll0c> #1 Unassessed balance of premâ€" 1M + ROUOS | ...« + en efe> Total. assets ...« ..0c0s> Deposit with the Governâ€" GALT HOTEL | __ â€" S FOR SALE Galt, Jan. 30.â€"A. J. Cardy, owner of the Imperial Hotel, to day stated that he had given the tenant of the hotel, W. L. Lefavor, until Marck 1 to vacate the promises, and that after that date he intended to hold an auction sale of the conuck:s of the house and would close up botel, as at present it was a losing _ pIOâ€" position. 2 y Do eCs cald PX EO NOR 1 The contents of ths Iroquois Hotel are also on the market for sale, and the property is Tor rent. If these two hotels are. closed Galt will be practiâ€" cally without hotel accommodation. ‘The local optionists. who some time ago discussed building a temperance hotel, will no doubt have to answetr llhc call and supply accommodation. ment â€"Try Solace at our Expense_ RHEUMATISM, NEVRALG!A OR HEADACHE THAT SoLaAcE FAILS TG REMOVE. sOLACE â€" REMEDY | is a recent medical â€" discovery of three German Scientists that dissolves Uric . Acid Crystals and Putifies the Blood. _ It is easy to take, and will not affect the weakest stomach. _ It is guaranteed under the Pute Food and Drugs Law to be absoluteâ€" ly free from opiaics Of harmful drugs et any description. S Cok 000 LiAL iD luare Aur Bm e SOLACE is a pure specifc in evely way, and has © been proved tbeyond question to be the sutest and quickâ€" est â€"remedy for Uric Acid Troubles known to medical science, no mattet how long strnding. It reaches and temoves the root of the trouble (Cric Acid) and purifies the blood. THE SOLACE CO. of Battle Creek are the sole U. S. Agents and have thousands â€" of voluntary testimonial I~tters which have been received from gratâ€"ful people SOLACE has restored to health. Testimomal letters, literâ€" ature and FREE BOX sent upon Icâ€" quest. 1 NELnH wmic:g.~ 1 ~at the MECE Cns R. Les â€" Mortis, President of the First National bank of Chico, Texas, wrote the Solace Company as _ folâ€" lows : * . "I want you to send a boxr of Solâ€" ac> to my [ather in Memphis, Tenn, for which I enclose $0 This remedy has been used by some friends of nvine here and I must say its action . Was wonderfal. ~ @Grulâ€"aâ€"ines" Sued Uin : (Signed) R. L. Morris." put up in 25¢. 50¢. and $1.00 boxes. IT‘s MICHTY FINFE _TO BE‘ WELI, _ AND YOU CAN S0O0N BE 0 BY TAKING SOLACE. > No‘ Sprtia! Treatment Schemes or Fees." . JUST SOLACK ALONE does the ; Money back for any Case of WM. ~SNIDER, President. FRAXE HAIGHT, «... 419,892,323 .... 50,000.00 $567,795â€"14 $119,692.32 266,157.01 833,952.178 MB d ue We ecn e o Weenoh ORERRCIT CC S CI i L. MofTi®:" ‘WIARTON ... . ce se zo.oooi Thay were on sale in nearly every drug 1 $1.00 boxes. ¢ p they were on sale in nearly every drug o F’ n BE,mmson (improvements) ... _ 3999 | â€" y oheral atore in the Canada of that x so0N BE . | _ day, and were the recoghulmh Wep _ _ "No| "The Toronto Civic Guild issued . a To Uotonmen Rheuimetiam mes or Fees." statement endorsing the byâ€"dJaw _ fix:| _ and Kidney and Liyer%‘mbla. Toâ€" NE does _ the| ing the hoight of buildings. | _ day they are just as effective, just as r the free box, !â€"â€" * \ _ rclab‘e as ever, and nothing better | \t. Llogd Geotge, in a specch . at | has yet been devised to « CO , BATTLE Lomdon, declared that bis land scheme Jare Common 'll. 1â€"10t. had net been sidetracked * EOWYs n Py e i s c a y C Cpunty Council by the introduction of a committee refort which recomâ€" menids the spending of $500,000 _ on county roads, debentures to be issued to secure the money. It is not â€" proâ€" poscd to raise all this money at oné time, But only as it is needed, . pr0 hably $100,000â€"at a time. Following the reading of the report Mr. McLean, of Toronto, addressed the Council at some length, going into considerable detail in tho proposed scheme. He was followed by J. J Morrison, of Peel Township, secretacy al the Dominion Grange. He was in favor of good roads, but strongly apâ€" posed to the scheme.as outlined. His principal objection wus that the ownâ€" ers of autos would get the most beneâ€" ft from the roads without being proâ€" perly taxed. A number of the councillors strongâ€" ly disagreed with Mr. Morrison‘s view, Reeve Duimage accusing him" of endeavoring to create friction between the urban and rural population of the rounty. The report was finally reâ€" ceived, amd a special committeo . apâ€" pointed to deal further with the matâ€" ter. Whether it will be adopted at this session of the Council is a quesâ€" tion. It would undoubtedly secure a majority vote of the members, but there are sqme who favor taking a plebiscite, while others desire to conâ€" eult the prople they represent before taking any actien. % Old Folks Should be Careful in Their Select.on of Regulative Medicine. < We Fawe a safe, dependatle and alâ€" togâ€"thir ideal remedy that is particuâ€" larly adapt=d. to the requirervats of are1 pepple and persons of weak con~ stitutiors who â€" suffer from constipaâ€" tion or other bowel disorders. We are so certain that it will reliove theso ccmplaints and give absolute sattsfaction in every particular that we offer it with our personal guaranâ€" tee that it shall cost the user noth ing if it fails to substantiate our claims. This romedy is Called Rexal! Ordari‘cs. I Resall â€" Orderlies have a soothing, bealing sttengtbening, tonic and reguâ€" lative action upon the_howls. They remore all irritation, dryncss, s0reâ€" ness ond weakness. They restore the bowels and assceiate organs to more viâ€"prous and healthy activity. . They are erten like candy, may be taken at any ~time without inconvenience, do not cause any griping, nausea, diarthoer, evxcessive looseness, fatu 1 ne â€" or other disagrseable effect. Trics B%c. and 10¢c. Sold only at oUt lston-â€"Tte Rexall â€" Store. A. ¢â€" Hachncl. «+ $97,000 PROVIDED + IN ESTIMATES $40,000 Set Aside for Berlin â€"and Ga‘t, Preston, Hespeler, _ Ottawa, Fob. 3.â€"â€" ‘The â€" apprOpMdr tions for public buildings in Western Ontario in the main estimates brought down in the House toâ€"day, are: â€" ACTON .cc eivcrecss orrvennestccs $25,000 AYLMER ... se insl 25,000 BERLIN ... ... <» o. 0 £0,000 BRANTFORD ... ... ...... ... 120,000; CHESLEY ... i. .. 21,000 COLLINGWOOD ... ... ... 15,000 DRESDEN ... ... 22 202. 5,000 DUNDAS ... .ccz .gewe 30,000 DURIELAM ...« ....cuu ..s0c0. ~ 20,000 ELMIRA | ... «.. e ce 5,000 ESSEX (post office) .. .. 2,000 GALT (improvements) ... ... 2,000 GBRIMSBBY ... ... ... 0. 20,000 LA MILTON (post office addiâ€" HAMILTON (examining ware house addition) ..« .....>> HAMILTON (postal station) HANOVER ... ccecz0e scee HESPELER ... e > KINGSVILLE ... ..s=0~> LONDON (post office) first Â¥OW \.......22 kccuc22 ced MIDLAND ... es > MILVERTON ... 2 9e MITCHELL ... 2. e > NIAGARA FALLS (armory) NORWICH ... 0 2e es PALMERSTON ... ... > PARIS (additions) ... ... \Pnssrox SEAFORTH ... s > "m,m"m' | TILLSONBURG_ ... ... IWALKERVILLE ... u22 > WALLACEBURG ... ... ... WATFORD ... ... .2 WIARTON .22 222 . zes ; WINDSOR {improvements) ... FOR AGED PEOPLE and Eimura 4 wuf ram.:. ut sns va, Feb. 3.â€" The â€" appropria he report "Whenever 1 {oe} ;oing into Mm: poposnt | uMiamthiewsten y (J. J | Pn whew new L a auce Lo ... 50,000 wl . 15,000 wl i. 8000 rmory) _ 7,000 k. 15,006 wl ... 10,000 22 ... _ 13,000 tlll.. 25,000 .. â€" 40,000 .. 120,000 .. 21,000 . 15,000 15,000 10,000 40,000 15,000 15,000 230, 00 25,000 25,000 15,000 1 OOE _ 3. dcgieliaberatent‘ i4 ‘" Rgyption Liniment cured nm&- My case was so bad that at times I n“ confined to the house, the affected being so sore festered that 1 n»h:n-t .uh-m.-u’!m-‘ L2 02 mu Aucho astnnest o P «e w :W It‘s wisg to keep md!w. ud;-tdn:ol.hul.udy imeâ€" d(ndbha- bm-uulfi.u“hn; > :tdll T Â¥ree iea 25¢. at a D"!l:'* mupt an request, Douglas 00»"1‘:‘-’0"- $ HUMOR Hoarâ€"I thougbt you said bo was a hac Ilnctater B% + fice, Upstairs E settiement worker * St. West, Berlit Joaxâ€"He is. a Hoaxrâ€"Why, he tells me he‘s a bi j collector. . A. L. BI Joarâ€"Well ?â€"Philadelphia Record. (Successor t Ravrictar | Sal THE LECTURE. * Aiien rpavrepuat‘y German m; tie vaadeest ‘round and in snt out. | oi ie sc t t ts And spoke with growing power. * * ols e What was it that he talked apout * nz n on m mm mm e m <~ ons commmmmemememammeniiitt . He t;l.ed atout an houtr. DR. WILLIAM GEIGER, .}. . pred . Strasser‘s Block, <‘% ’-‘i THEORY AND PRACTICE. Phone 143 King St., Watetlo®, ; ue Honor Graduate of Toronto Unive® I> ctorâ€"In theoty I am opposed to|sity, Late of the Rideau St. GemeÂ¥s alcotol ; but in practice I find . that| Hospital, Ottawa, Member ot . the it always tast:s best after the third| College of Physicians and Surgeons | glass.â€"Fliegende Blaetter. of Ontario. Note: Night ‘calls anst. _ â€" ered from .the office. t : A FIVE O‘ CLOCK DEFINI‘!‘!ON.!â€"â€"â€"â€"â€" Kn‘cerâ€"What is a samovar * e Bocierâ€"A â€" kettle that has taken Dentist s‘nzing 1:ssons abroad. . __ k o AN. EASIER WAY. CLAY "Her parents sent her to Eutope in L.D.S., D. the hope that she would get over ber Hours 9 to 5 itfatuation for ym;zr_)_u!?‘ull." After Apri AN. EASIER WAT. CLAYTON W. WELLS, â€" â€" "Her parents sent her to Eusope in | _ I=Dâ€"Sâ€" D.D.S., Dentist, Waterion the hope that she would get over ber| Hours 9 to 5. Fridays 9 to 13 Tel. 1J itfatuation for young /Flubdub." Alter April ist will visit. Elmir "An easier way would be for them the second and fourth Friday in ent to let her narty bim." month, 1 to 6 p.m R s UOLAIRL LE TONT .. intimaisnte dn Pr.sonerâ€""Your Homor, 1 inherit the stealing habit. 1 can‘t resist it. My father was a blackmailer and my mother a photographer. _ You see, sir, I can‘t help taking things." s hard labor." A Mothers Psaise for Baby‘s Own Tablets Mrs. Piotre: Lambert, Paquetteville, Que , saps: "I read _ in the papets cf what Baby‘s Own Taticts wore doâ€" ing for oth*r childred, so decided _ to try thm Ict my baby who wad ; sutâ€" ier ng f.om constipalicn and stonsich troul lo. _ They worked like a charm \and now I always keep them in __the eÂ¥pel worms, LICak OP UUMU® ENU 2" lay â€" S‘m;le fever and make teething easy. They are sold by medicin6 dealâ€" ers or by mail at %5 cents a boXx from The Pr. Williams! Medicine Co., Brockvile, Ont. house and r;;a;;;ie;&"thém to all my friedds." Baby‘s Owh Tablcts | cute MINARD‘S LINIMENT CURES DIPHTHERIA. Th; Steel Corporation is to sack inâ€" corporation from the Ontario Legis lature for a new city at its Canadian plant nsar Sandwich. Judgoâ€"‘*"‘Then taxe sever A 1â€"mparance meeting was being hcld in a missfon ball, and sevetal sreakers had dealt with the evils of aleohol â€" and the Menefits of sobticty. Among the gentlerem on the plattorm there _ was a genial Dutchman, who wes asked to speak, and after . SOLl hesitation h did so in the following mann t :c l shall tcil you how dot vas. I put mine hand cn my head, and there was one tit pain. Then 1 put mine hand in my pocket, . and )(httr was notlings. Now there isb no more pain in my head. The pains in mine body is all gone away. 1 put mine hands in mine pockets, and there is £20. So I shall stay wit the Tem peran‘e. + ic. Morse‘s ndian Root Pills are not a new and untried rw- our grandfathers used them. a century ago. beforeâ€" Confed-ujon. A DUTCHMAN‘S LOGIC. SETTLEMENTS KEEPING IT UP. \ of this mdh i 17 theck ItL."" _ CLEMENT & CLEMENT â€" > Barristers, Solicitors, Notarie®,‘ 4 Conveyancers. ‘ Private: Funds to Loan. ° t KO‘:.:‘ Metcaile Block. i Cor. King Foundry Fte:, 'q E. P. CLEMENT, K.C. 0. > [‘ Ales. Millar, K.C. Harvey J. D.C.L. Barristers, notaries, o%e ll DR. J. E. HETT |â€" _ Specialtyâ€" / â€" Graduate Chicago College of . D tal Surgery and Royal Collego . Dental Surgeons of Toronto.‘ â€"Dee Office in Fischer‘s Block, Waterl Dentistry practices in all its Dentist, L.D.S., Royal College tal Surgeons, D.â€"D.Sâ€"â€"Toronte Un sity. â€" All branches of dentintry 7 tised. Entrance to office same Concordia Hall, over Lsag 1 * SUBGBO!'L â€"+~â€"Ah } J. H. Engel, graduate of the bn}' ario Veterinary College. Office residence, Queen St.hghm 398. . All . calls by day. or night answored. P Issue*® ol Marriage Licenses. Office:â€" Pust Office, St. Jacobe, M (Successor to Conrad Bitzer:) . King St. East. DR. LEDERMAN, D.D.S. Licentiate of the Royal Gollege Dental Surgeons, Homnor Gradt University of Toronto. _ Office, % floor, Weber Chambers, King St: Berlin. Telephone 202. Hours: 9 am. to 5 p.m. EXPERIENCEDâ€" VETERINARY _ DR. W. J. SCHMIDT DENTIST Officeâ€"i3 King St. E. over ion Bank Entrance. 2nd Doo! of Post Office. Phone 454. * = = LEOGAL JAMES C. HAIGHT .. .. ster, Solieitor, Notary: Pub Graduate under Dr. Stiil, ie founder of the science, Editor Jourâ€" mal of Osteopathy 1909â€"12. Osteoâ€" pathy often cures where all else fails. Chromic comstipation, stomach dis orders, nervous diseases, rheumatism, infantile paralysis, goiter, etc., #8¢» cessfully treated. Electrical treatâ€" ments. neccazl MINARD‘S LINIMENT CURES DISTEMPER. Dr. de Van‘s Female Pills ...A d Th oi as oz A reliable Fâ€"ench regulator ; never t pills ure exceddingly powertal in ragy qemerative port :06 on}tl“:cmd oyster all cheap imitations. _ Dr. do Von‘s 1 SCELLEN & WEIR 8. ECKEL, 1,D.S, D.D.B. _ DR. WELLINGTON K. JACOBS, Osteopathic Physiciar. â€" F. G. HUGHES Discases of the Ear, | ~~â€" : Nose and Throat. t MILLAR & SIMS JOHN L. WIDEMAN J. A. HILLIARD OSsTEOPATHY. aanllz _ azzaa es * Room 203 Weber: Chambers, Berlin, Ontario. Â¥ ®. V EBB D C WICCC o Getman spoken. p Waterloo.