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* endemnct Eâ€"TmrSBAMN â€" |RELNE Germa 30 cents ox wtfice not later than Baturday n00n. M e es cA ising ‘rates reasonable an c iA made knows on applicatior !‘»% number :of inst of the Deomjnion Go: The Monetary Time: £" f}‘ a ?'".\,.,;....‘......... speupteaeec en smS [ORGTAEY ... .cs h es A Registered mail, etc. 5... :.~~ a| Rélekness â€"......... ..« «.. 34 7A M",“ Wierivecas onnerÂ¥ieenrhe ce nfi intt M e a. 900 .. f Sprinkler ledkage ... «u0e 2 > Whese have deposits with the. .T¢ ‘mnfl tor «the protection of policyholders to the amount <of â€" §57,â€" ‘243,741.61. ‘They . have also deposited f‘ifil Canadian trustees, in comformâ€" ;%,m; the act, $21,284,787.77, makâ€" "ing a total‘ol $78,528,529.38 forâ€" the protection of policyholders, being a8% increase> sinceâ€"last geport of $4,850,â€" 271.20. This‘is distributed . as folâ€" Tows: Uiire ..3....... ... ... $19,013,000.40. Life .. ........ ... | 59,087,010 44 s Aflent. guarantee, plate 8; L. ..L...l..... .\ 8,62317,298.54 The total amount of premiums Téâ€" <eeived in Canada in 1910 for all forms <of., insurance was. $56,035.725, of " which $29,087,391 was received by Caâ€" ons ~rmmanies. and $26,948,331. by Steam boiler BIG INSURANCE BUSINESS of., insurance was * which $29,087,391 was nadian companies, an British and American ENDORSED SCHEME whi last mecting heard addresses . from . Mayor ‘Thorp, Pregident Stewart and . W. Lyon on the movement launchâ€" ed atâ€"Berlin in favor of the wWelland and St. Lawrence project, and m motion was passed endorsing the Won. and entering Guelph â€"as w member of the great Inland Waterâ€" ways Union. Delegates wete appointâ€" ‘ed to the: Associated _ Boards of Wrade mecting in Toronto. d Bean & Son ‘~Chinese whiskey, lor prefer spirits. °w Rice in various forms Vegetable soup. "Sweed dishes, such almondsâ€" and almond # blanc mange: <â€"Rruits dried and €Chinese nuts. Frade mt Plic Gueiph Board EDITORIAL NOTES is THE BEST IN THE ns insd mhit Nont in I”E‘;’:' becnuemi; C .. more _ healing, o . material than foecae it in a merfoce because it is a ; 3 t process. \RBoactors the world over must be left at this urance. companies c the supervision vermment 18 148. s â€" thus : classifies recog nize s Emulsion English « for such _ as Ae t Trade at its as sugared paste, like tresh, â€" and 14 13 w; man system of colle@HODâ€" _ tual sum required during th (ammw‘w l:.WMm it hensivé brief on behall of the facturers.. He enunciated as plnthfih‘“‘“"‘ .:“ 5 o n Pah CCCR â€" The relief should be, as lar. As pEAP~ ticable, by Way o(-sm, for . the wages of which the: â€" workâ€" man and his dependents are deprived bytholnj\u-y.mmnlh! as . & rule should be periodical and ‘not in a lump sum; relief should be <certain and should not depend upon the conâ€" tinued solvency of the employer . in whose service the injury was sustainâ€" ed; the amount of componsation should be definite and ueertli;’ble both to the workman and â€" the â€" emâ€" ployer. T aitiun c6 d Atomiann Centirely ployer. The syutem should displace ‘ entirely the present method : of compensation by an action for damages, funds . for reliet should he provided _ by> joint contribution . from. g@fioyexs,nvorkâ€"’ "hen and the State. ~â€"â€"* /â€" | Thesynemdtdh!shaddh such â€" as to secure in its administration & maximum of efficiency and: economy ,‘ and as large & proportion as.. POSâ€" ‘sible of the money contributed should be actually paid out in compensation. Procedure for the adjustment _ of claims should be as fat ‘as possible disassociated from flw‘xgvln courts of law and should involve _a ; miniâ€" mum of friction between employer and employe. The system of .. comâ€" pensation should ‘be directly associatâ€" ed with a system of" inspection . deâ€" signed to prevent, accidents as far as possible and with a system of prompt and expert medical attendance to mitigate the «effect of injuries. ° ‘The system should be such "as to secure as liberal measute of reliel as possible without undue strain on in n pe sent View dustry GUSbHy â€" The system should be such as afford some promise of permaneney em C e e o Ne t e in fore ‘Justices H. P. Moorcâ€"and A+ E. Nicklin, pleaded guilty to the charge, ~and was fined $50 _ aul costs. The Free Press, which â€"is putlished on ‘Thursday morping, Wa® printed last night. â€" It contained parâ€" diculars of the conviction, and com,, mented _ somewhat strongly : upon the violations of ~ this hotel in the. Fast) | year. ‘ A copy: of the pares un pht chased while . the edition was being ‘run. of â€" and found its way ‘o!z man‘s Hotel.© Shortly after ;. _ +086 | office was closed the upon the tront was made by the . whiskeyâ€"botâ€" tie. brigade. : Not only â€" was The winâ€" | dow smashed, but one of" the bottes Struck the long plateElass counter top. and fractured it as well. 7 The ‘Free Pres# for = thirty wl n annerient mt Le i quor y y iMegal ~ Luâ€" and, of course, those in that line of business have no love 1i m efoicwlent WWe ~»suaulk w putlished on printed last ticulars of â€" mented â€" 8sof nsat They for : the journal night will rot! for: the journal. The assault Jast night will »ot thelp., the liquior party tety much .. in the campaign against loes! option, wfif’M ‘. proposa, brr ingcling on ,' As ‘A_».*flfl‘ € “ resent‘ Year, Ne 4st in 9 Baden, Jan, 19%0.â€"sMF, LWE 5 C chel, of Toronto, repres¢hting _ the Filicot Casket c?x â€"of â€" Pres csott, died suddenly at Baden Thars day night of 60 years. He bhad 1eft beto died Â¥iv6 SUDDEN DEATH AT BAGEN ont wiNDOWS_SMASHED . ;@r€ vike® 40 Aaividn They rather fa The ed Méâ€"edith compeéliod to return : the arrival at the ton minutes latet Is 0: Â¥10W Jaw. 19th.â€"Mr. Cha Meredibl oft heart failure, aged about 3‘.-"3? net e 0o is milices,. m â€"4. W. Wegonass, snadiag <Dfenufac voâ€"day â€" presented Nisk the t ui ed as .‘ *princl both ~humaniâ€" the _ prevention a primeé . ‘Conâ€" hame «ofâ€" workâ€" Bader far As praCâ€" The year, «. nâ€" officer â€" that to sydney was â€" laid 1 Havibut H q Sation an heart tail bur & ! f a ,“ t 3 ““ '* W $4 ,35..“3,,‘ zy e V e R i2 " i amaetaaead"~ > s had t te® n w When the member® A f ture at the : ings will sind a A s 'ottt.':h g se j8 , tact on : «4s _ first one of a mt cumstance that is apt to meap T. declamation .. than real business~â€" the legislation under ‘way Promises to be of ore than usual importance. Addâ€" ed to this;the budget or private Wls will probably be larger than that of last year, judging from the rate <&t Which natices are béing sent In. â€"‘ of more than usual 1mp ed to this,the budget 0 will probably© be larger last year, judging From which notices are béing â€"Perhaps the most important â€"measâ€" ure, as . well as the one: that â€"will.comâ€" mand theâ€" most attention throughout the Province, is the workmen‘s m pensation bill,; which Sir James ney: will dntroduce..â€" The bill is LKg prepared by Sir William _ Meredith, and while the Government wnynm rush the billâ€"into law ~at the of its contents, a draft measure;, 14 is expected, _ will beâ€"submitted, and laid over forâ€" consideration after ‘the sesâ€" 8101 » ~‘Other legislation that is awaited with interest is that dealing‘with the developmentof northern Ontarte. The Government â€" has received in more: ways than one anintiimation that\ the people of the north ate not satished, The Ontario: Government is . coâ€"Operâ€" ating with theâ€" Kedcral Government ‘with Tegard toâ€" immigration and. colâ€" onization, and a ~measure probably will be introduced covering the matâ€" tor. ' 3 f the conduct â€"of â€" the . Hydroâ€"2100077C systeh over to a departinent of Govâ€" etument will notâ€" niaterialize, ‘but the House will be asked to pass _ upoh plans Jor the extension ‘of the system north and east. The five millions the Government was authorized to raise When buying â€" a cough medicine for children bear in mind. that Clamberâ€" lain‘s Cough‘ Remeéedy is most effectâ€" wial‘ for ‘colds,~ croup and whooping cough and that it contains mo harmâ€" jul drug. For sale by all dealers. ACCIDENT RECORD SHOWS AN _ IMPROYVEMENT Ottawa,. Jan. 17.â€"Bightyâ€"two Tubt s 9t oo m onlA ns Apraint and one bundred and ninetyâ€"four nopâ€" , Norcantile : Exchange, _ agreed with fatal accidents to workpeople were rtâ€" other wholesale â€" dealers that butter corded by the Department of x,n.oi-,'nld â€"excéed â€" the: halfâ€"dollar mark during Décember. : This record shows. within a short time. He says the a slight decrease compared with the" supply is exhausted, and buttet preceding month, and is much | . less is . being . imported=from _ Canada. . Than in the same nionth of last year, . ‘Assemblyman Brennan, father . ._ of In November there were 280 accidents the cold : ~storage law, also predicted. fatal and nonâ€"fatal, to: jindividualbighet: prices. s " workmen, andâ€"in December, .1910, i‘There‘ can hbardly: come much to* there were 351 accidents, lief before the late â€" spring,"‘ he said. â€" ‘The chief disasters . during . the *My : bill provides: thatâ€"buiter . may ‘month were the suffocating : of~ three ~1¢ Â¥e:i : in cold cm? 12 months. miners at Middlesboro‘, B.‘C., in the That became â€"efféctive June 15 last chute of a ming, and. an explosion 50 the â€" wholesalers . have until next in a powder factory at .. Departure .Jine 15â€" besore â€" they ‘are foreed . to Bay, Vancouver, B. C., > im . which clean out their < boldings. It is proâ€" three men were. killed. â€" There: were table, however,> that they will â€" start cloven killed in the reilway | service, th> caning out some _weeks bcefote i l N Taknis â€" Whe â€" Yareaut ‘the Cae ~Aimib in 1p." > + The chiei disasters : during . the month were the suffocating : of= three miners at Middlesboro‘, B.‘C., in the chute of a minge, and an explosion in a powder factory at .Departure Bay, Vancouver, B, ©C:, in. : which three men were killed.. There: were tleven killed in the railway _ service, and fourteen in â€" mining, . The lgt number of nonâ€"fatal accidents râ€" red in the metal trades, â€" in _ which fortyâ€"two. were injured. â€" Nine men were killed and thirtyâ€"one . wete. inâ€" jured in the building trades, . An _Uun» ugualfy: high number for the . month of December." There were. twentyâ€"six nowâ€"latal . accidents in the ~railway gervice. f > The promised legislation Right : Hon. R. L. Bordem has resigned from tho directorate of the Bank of Nova Scotla. ++ Dr. Gustave Tasse is running "Tor Mayot "of Montréal® on ° the ~*‘*wide open‘‘ town plattorm. * M "Dr. Miles‘ Nervine Completely Cured Workmen‘s Our Little Boy of Fits." $ & A. tamily ~can sufter no HS«(« aBliction than to have a c sabâ€" zt to "hts or epilepsy. Many a her or mother would give their all u:uml auch ‘n“thild to health. * y glad to of. greset d 4 l â€"J 9 Hydroâ€"Eléctric Legislation for ner npmains, / at c " V 1008® No C mafiwy. ‘These uiss ogus d vigy ! | igy r 1 Yeff # jaist ;me.i h‘autriiud gav. ltflé three vearssince he bad the ’Ff To use this feties as you set m it they .el=l' stamp M. BOGUE, Windial}, In Compensa tiog. at it Miles‘ Nervine the Hydroâ€"electric Dr, Milt PEN ONâ€"FEBROARY 7th.| .. $ auz . the Legidla reoresented t Stt Ja It hes been turning | espe of : cause Nervine in reliev> Cor discases inc 1e AAees Sunk D94 #004 toat o'u!m;ifi-"‘” 4 sistance Jrom: Ottaws:for: the struction: of Provincial highway before ‘the <end <of the â€"session Prime Misister may outline m"fi"_*“'g'fi. ; «enc e Te muline 8 me es 33?&« m"P:‘:'m" catas\ st â€"*the â€" Provincial ; N« education get DPFOT UR . " umA of :‘ the *mw B m the whibe Mes + forcies mith which the in have to deal. ‘65 CENTS ASKED FOR BUTTER schools sATRE See l e ‘The question of giving â€" municipali~ tiés the right to tax. land rather that improvements _ wil} arouse toonsiderâ€" able debate. The Liberal patty aud a number ‘of /Government .. membets are pledged to support such‘ a â€" measâ€" ure; Sir James has already . voiced his opposition, softening it â€"somewhat by promising to efer the whole mat ter of assessment to â€"a special~ com mittee, to meet after the Legislature adjourns. < . > in e «n Kew. : York. Jan« 18.â€" Fittyâ€"ceat butter within a. {ew .days with the chances. that it will go higher, is what New . Yorkers have ;o,h:kbhi- ward to, _ says wholesalers, who toâ€" day .are . asking 42 cents _A pouni. This means : that butter at ~retail in the stores _ will be 60 to 65 centsoa pound . â€" aadis $ z - is es PCPAE CIDT : #ha PCRECT ® a . W.‘ Martin, _ president of .. _ the Notcantile _ Exchange, . agreed with other wholesale â€" dealers ‘that butter would : exceéed â€" the: halfâ€"dollar mark within _ a short time. He says | the supply is â€" exbausted, and . â€" butter is . being . imported=from . f"“",.. Do . you . Anow that 19 of every ten cases of x sflmfl rheumatisn cof .t to cold or damp, or ch tism, and â€" require â€"nu ment<~ whatever? «. AppF lain‘s Liniment freely. and avickly it gives relicl. For MRS HAGRRIS PASSES .« "~ AWAY INGUELPNA Guelph, Jan. 18.â€"After. an ilInows éxtending over sixteen years, the last three of which have been spent in bed, death réleased the sufferings at 10 o‘clock this morning ~â€"ol Mrs. Hatrtis, wile of Rev._ James: Hattis, Ketr street. Mrs. Harris â€" was the daughter ‘of Rev.. H. Britton, â€" a mis siomary of the Wesleyan Misslonary RNociety: of Fagland, and was born on the Island of Anguilla on January 21, 1831, and would, therefore;" baye been leigfl.yw next ML For some time she Was engaged in London misâ€" sionary ol Te WEUsMTE . atal Society of Eagland, and was born 0n the Island ol Anguilla on January Al, 1831, and .would, therefore, bave been eighityâ€"one next Synday. â€" Fot some ‘time she was engaged in London misâ€" glonary work with Rev. W. Stephen: gon, whose children‘s home fot Canâ€" gda is wellk in Hamilton. She came to C p fl'fllg‘ 23 to ‘Rev . Janmcs: 8, 8 d Bpussols. knq f r.. 1892, ‘m € omest en os beid â€" in. Dublin\â€" Btrodt ChdreN oi v mornlug, add â€" inâ€" mc at s~8,448, (of wi:: uty &u To k a'«' Cdistrict Bilingualism Again M ou .Anow that W Bl” H and whut reighâ€"b t 446. hi y cd 1t take LR TN BI & fully nine. _ out of rheumatism are of the nuiscles due ‘cw theuma~â€" nu internal treatâ€" ; Apply. Chadterâ€" alv and see _ how hlt ; NOFTAEA e in. 8 e t tek ctaw are ‘ other members will For sale Ab AL and the I he th M m k "Tage 0 s e ns t T. t a + * sociate &. &." Sectetary livered addressgs . yO We msbimre ta Mhe® wort "or . (he Subda: w"‘ outlining Â¥ m""' i 6. doster,. of : * waterico % ho .0 ,. t s addressed flnm on the. . Sunâ€" day School and its relation to the home, the church and. the : community, which created an interesting ‘discusâ€" sion. " The Round Table ‘mw. ;boodnchd by Rev. Mr, Fi y was o oPhar menfitable feature . of the Inâ€" view by ie sodest mheptilg ol ihe sigt another ‘profitable feature At the evening session At the evening session Roev. H. Â¥w. CFews, Berlin, conducted the ©devoâ€" iamg pter ner uies o i addresses were deli by Revs. A. J. Jobngton, Gailt, and . F: L. Farewell. * f â€" miliee stontonnton Th adohice o recomm the motto of the modern _ SundaÂ¥ Schoot= by all schools on the â€" Disâ€" trist, "‘Every member of the Church and the community: in the _ Sunday Scheol, and every member . of ; the Sunday School in the Church." yice ‘The ~officers for the ensuing: _ year were clected as follows>~~ . ~ _ ~. > ~Hon. Presâ€"Rev. H. W. Crews, lin * * L9" ~. o n P o Is ,;E:";T'\iicp-m.â€"wm. Hortop, Hespâ€" Preston ~ Secy â€"Treas.â€"Rev.â€"R. W._ _ iscanlan, B. D., Elmira. > The selection of the place for holdâ€" ing the Institute of next year . Was$s left in the hands of the ;bon:‘eome- mittee <of management. T Minard‘s ~Linitment ~Co., Limited. _ . Sirs.â€"I have used. your â€"MINARD‘S LANIMENT for the past :23 years ard whilst I have occasionally. u. ad: othe linitmonts L can « safely sav â€"â€" 1 haye never used"any equal to yours. | . .. ha ’fl-“-mfm-mfly- â€"7”; it will nevor fail to eure cold in the. head in iwendy 4our hours It is etc. Dartmouti ‘Ottawa, . Jan, 17.â€" The . Dominion â€" ‘railway commission is again to take up the deadly level .crossing. Circulats have been sent to different railroads under the board‘s jurisdiction â€" in Teâ€" gard to some 165 diffierent crossings, }m-.th‘ them further . to â€"show cause _ why~* certain â€" safetyâ€" devices should not be installed. ~~ ~« _ The crossings in question. ... aro those where the signaling and devail ing apperatus approved by the board have not been installed. _ Accidents resulting from . negligence .and careâ€" lessness have been found to :Occlif | frequentiy in these cases and it is thought some stringent rule . should bof Presidentâ€"A. T. Ruthe Galt. . 1st {'hsâ€"l’ms.â€"-m A. Edb;:&!otliq. Ind Viceâ€"Pres.â€" L. E. . Wildfong; DOMINION® RAIEWAY BOARD AFTER LEVEL CROSSINGS lessness have been found . to . :OCcut frequently in these cases and it is. thought some stringent rule . should be laid down in regard to. level crosâ€" sings between the main tracks . of steam â€" railways and ... «between tz tracks of steam.and: electric â€" ways. ; s 1f rabbed between the haads and in= The circular instructs the railways to file within .30 days with mmp‘ a ‘blue print of cromsings referred to, showing the protection now provided, manner.of .operating .such protection and it watchman or. watohmien â€" . are located at the cromsing; â€" show hours :of duty;" to give the name of : ‘the junio®t line, copies ol agreements, . ‘if any, in comnection with the crosstug, .a statement showing as accurately as possible _ the average number of . moveâ€" ments over such:crossing, Sunday exâ€" cepted, the movenients of each . line to be shown separately, and . finaily to show cause . why the ~â€"company should not be reqwred to instal . an interlocked signal :and devailing . ~apâ€" paratus approved by : the board. _ .. ;‘;l‘bo l‘o::dhn C hospital Coppe The postoMct a office saies at Te By burglare, who GJICK HELJEF: FROM THAT PERSISTENT, HAGKING COUGkH meat the: kind of congh o‘?:cddlh! ";'!‘lmt:'d m’nfit it wer ind io( mm%u’mi fi Ti tanly: reilesing ma lerimiion e bustness Fortumtery, The kincs of. als> best: for: bruisys, . ; 4i be T râ€" of represontsa w , ml t Yours truly, avoidable abs thowgl wot $60 opper . Company‘s roClit was burned. wl ‘railway : ticket wmnsch were cracked legm, promoting ¢xâ€" are D1 H LESLIT f“‘ the ohre dry" "There is no greater colfiel‘t; mfort *War. an evening with an J â€"G. DOERSANM «afe $ A VINGS Waterloo, Ont. Branch, Capitat ~~~>â€"â€" : Reserve / .« * Loans and Ifivestments 1;0tal Assets» _ â€" : Has 838 Branches in C Buy Saskatchewan HFirst Mortgages â€"_’lp-'(',;.om'â€"“‘u‘i’«fiu“-_'im snn oo on hn ue ture Mdlicap y address for 10 cents (notfred)s queBes STAMP EXCRANEE (on" .0. Box 179, QUEBEC, Canada. wWATERLO® MOTOAL THE MOLSONS BANK â€" FIRE INSURANCE CO. | INCORPORATED 1N 1863 wE PAY CASH \National Finance, PHONOUUGK Tota: Assets o s ce on #100,00 tACH. _ FOR VSED Of all the high investments to be had in Aterica there are none safér than Guarinteed mnofignponSuhtdiem Imptoved . Farms. Our® advice is to bey:o:lnyhof then:-‘ Sumtipal and interest are abschitely pBermeert ‘A Sofe: Tow . can be on requiest from > =. in, J H,. Webb, WiMiam Satder, Cea Gea. Disbei, Keaâ€", J i,. Wideman, Keq., 5t Allas Bowman, ©ag., Pt l.l».-n.m. Tame Mivingrtone: ts Frank g4 ias 88 Branches in Canads, and Agents | ortespotd nts in *** P"a¢"Cine Principal Citics in '&.‘#fi"' oo A GBNERAL BANKING BUSINESS TRANSAOTBD, orFFIL ®RS8 Ww. Baider, Prostdank 26 Wellington Street TORONTO _ B 1A RD OF DIRECTOR ) A complote line of Edison Phonegraphs nemenee en C220 NB CA EC : at â€" M Ned at all Bvauches _ Interest allowed at highest current rate Carthew, Waterloo W.0. M Lochead, Berlin Local Represebtati 3 ‘incorporated 1856 + > RECORD OF PROGCRESS FOR FiVE YEARSâ€"1006â€"1911 high investments ;..“;fi:u there are t than Guarinteed gages on Saskatchewan _ Farms.. ‘Our‘ advice yf“‘finy of them as Wfford .. _ Payments of sets im :ec‘eubcr ny, Limited Tancewvar, 80 BANK DEPARTME N T Preaton ast 33 Jacob ~Hespoler, Managoer ake and Records will be found at #tore nearPost UOfics:> WATERLOV King St., WW Sanderson‘s â€" Bak Faucy Buns, Bread Rolls, and Fancy Cakes. x 4@A Profits â€" Paid Participatin Policyholders Prove Powarâ€" ful Points in favor _ ~~orTgsr * President and Managing Director retazy . â€"~. W 1 Head Office, Waterloo, Unt| C8 n ’, resent in 800 Citiea and. isE‘:’:‘ t Ofce: 1 gole ts c n td / c an onb ’â€"*.’““' ..'..'.‘“'.! #44 C s ons ay § 3,000, JACOB BALL DOMINION LIFE â€" 23,077,730 27.457,000 33.090,192 best WritefortlnN’ai'u& Memo Book and find ow why our policies are the meks Adl hase P. . Roos on 4 ul frodibte o his when 1 B »ntsin all 35,042,311 38,854, 801 48,237,284 ng, and Ge to the " 301 4,000,000 4,600,000