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o PEretery 4 fi':-‘-‘-n bg ladk viption $1.00 prs andus °" "** t NJ _ h made â€" kpown on application WOoULD HAYVE TOWN m recent meeting ot the 'r "tr a resolution pt 3 m cleared of snow by ty. Under the present 2:0 w by the way, . is. & followed in Berlin, â€"each propefty . holder is responsible _ for shovelling the snow from the sidewalks in front of his own ‘premises. Failure ‘to have the walks cleaned by ten o‘clock ” morning exposes the negligent wnes to a fine, ©ecasional fines are ‘recorded, but in this respect the byâ€" law is largely a dead letter in both towns, as it appears to be no one‘s ‘special business to enforce it. There 1s,. however, another feature of this question that has been pointed â€" out by Councillor Kutt, and that is the hardship the present system . works ‘upoh the workingman, necessitating rising in some cases before five o‘clock in the morning in order to shovel the snow in time to have breakiast LLa" wet 4n his work by seven o‘clock. ones to a fin recorded, but law is largel towns, as it special busine upon the workingman, . nCcessiPAW!® ‘rising in some cases before five o‘clock in the morning in order to shovel the snow in time to have breakiast and get to his work by seven o‘clock. If he does not do it the work is lefb for his wife. â€" . * The remedy proposed is to have the work done by the corporation. With a horse and a suitable. stiowâ€" plow in each ward the snow could be easgily, quickly and chceaply cleared from the sidewalks at an eatly hour. Another advantage © of the . system would be that the walks would be uniformly shovelled and the . citizen who keeps his walks shovelled would mo longer have to wade knee deep through the. snow on walks of less President Wm. Snider, Manager F. Haight and the Board of Directors of the Waterloo Mutual are to be _ conâ€" gratulated upon the very satisfactory nature ‘of the 49th annual report ‘of this popular old established fire inâ€" surance company, which appears in another column. thoughtful neighbors ~\*The number of policies issued‘ for the year 1911 was 13,206 for a total ol $16,514,575, as compared with 13,365 policies for a totalâ€" of _ $16,â€" 439,689 in 1910, the total number ofi policies in force being 30,690, repreâ€" senting $38,701,248 insurance. The total income for the year was $241,â€" 801.32, and expenditure $179,790.40, leaving a surplus of $62,010.92 to swell the assets of the company, which have now reached the . handâ€" some total of $372,771.10 over _ â€"all liabilities, or of $765,224.59 if unâ€" assessed premium notes are _ added. ‘This constitutes a splendid . reserve for the protection of policy holders. 1t is also a tribute to the safe, conâ€" servative policy that has characterizâ€" ed the management of this old _ muâ€" tual company, which in the selection of its risks has always been prepared to sacrifice quantity for quality, as the light losses of $74,895.26 during the past year show. At a regular meeting of Branch No. 104, C.M.B.A., Waterlo6, Ont., held Jan, 9th, 1012, the following officers were instailed for the year 1912; Presidentâ€"Bro. Louis F. Dietrich. 1st Viee Pres.â€" Bro. Wm. ~J. ;:q;vmâ€"m;.-sm. James McCarâ€" Dietrich Fin. Seq,â€"Bro. Joseph Berges. â€"Bro. Alex. Kroetch. * Bro. Philip Schickler. ~ . Geo. Herringer. â€"Bro. Jatob Herringer. % . Frantz Waltz, _ Jaâ€" cob Ellert, J Sehi, Alex. Ruchâ€" ty, and Geo. kenbauer (chairman). ‘The anvual {fancy dress carnival held at theâ€"rink on .Tuesday night proved an unqualified suocess, there being an unusually large attendance of coutumers and â€"spectators. _ Miss ks wit onarind the Toly‘s Prive: f a rl’bl. Ern#t of Berlin in costume ‘captured the gentloman‘s prize = Froude Soug::',‘:n of . and> Mrs. E. F. , _ . was «m w the child‘s prize. CARNIVAL WAS A BIG Fordâ€" 8. Kumpt, C Rec. Sec.â€"Bro. Edward Dehier Asst. Rec. Sec.â€"Bro. Hubert A SATISFACTORY REPORT €C. M. B. A. OFFICERS ABVERTISERS SHOVEL THE SNOW Saturday noot. i« left at this must not be L1io Chas ; * 0 1 * Antcresting "News, Items â€"A Weok. buosit o sews in last meeb‘y pesers We will infert w this | 1s sue .â€"Mr.. Bdgar 4 a position with the Mx "BHant and has been added to their‘staff at the $oo, for whence he left _ about New Years.â€"Mr. Gordon â€" Good ~bas returned from ‘Toronto and is . ROW d«ttending the Berlin Collegiate.â€"Rev. fi’fii ertin CeHeiate oL here in the Luther ! burch on &“E mon â€" wag C k ner to .:_%4 .»“”»,f _ | is able to preach in the Engâ€" language as we m t to hear him e in nea future.. He will & _ the service next o‘clock.â€"Mr. Henry m has . sold 'N-, E}' to Mr. J Mm- or s a -r sion ~the 1 d% Mr. Frank Gehl has sold his property to Mr. Val. Weppler,: â€" who gets posâ€" session about April 1stâ€" Mr. and : Mrs. Allan Goo‘uzw the quartâ€" erly meeting at New Ingn church in Bresiau last Sunday.~ Mr. ‘Theodore Koch of Taber, Alta:, who his been visiting his . brothers _ and sisters here and in the vicinity, â€" left for his home in the West again.â€" Mr. Lederman of Baden is â€"visiting â€" his brother and sisters here.â€" Mrs. Wm. Hemmerich spent Sunday with friends in St. Jacobs.â€"A group of our boys journeyed to the neighboring burg in the wost on . Saturday â€" afternoon, where a ‘game of hockey was put up against the boys of that place. Our boys who as a rule always come out victorious, appeared to come out only second best this time. The score as reported was 2â€"0 in favor of St. | Jacobs.â€" Mr. Oliver Scheifele . will ‘have a sale of his liveâ€" stock _ and implements next Thursday, Jan. 25. |â€"On Saturday afternoon the effects of . the late Mrs. Peter Musselman will ‘be sold on the premises of Mr. Amos | Briefs.â€"Mr. and Mrs. Geo. Richardâ€" son spent Sunday with friends at Linwood.â€"Mr. Henry Anticknap _ of ! Regina, Sask., is visiting his _ broâ€" | ther, Mr. Jas. Anticknap, after an absence of 34 years. â€"Mr. Ed and | Miss Sadie Hammond of _ Kingwood spent Sunday in Crosshill.â€"Mrs. Geo. Petch has â€"gone to Berlin for: a few «weeks.â€"Mr. Ben Playford of Waterloo called on old friends last week.â€" The sacrament will be held in Boyd church on Sunday, Jan. 21st.â€"Crosshill lost one of the young ladies last week in the person of. Miss â€" Lizzie Greaves |wbo was united in marriage to* Mr. Wm. Gremm. They have . taken . up | their residence.in Bamberg. Congraâ€" tulations.â€"Don‘tâ€" brxt the Farmers llnstitute meeting in the To%n Hall ; on Tuesday, January 23rd. Briefs.â€"Mr. Waltz, of Brantford, principal of our . school, commenced his duties on Wednesday. Mrs, Waltz and son arrived on Saturday. They are occupying the house . owned . by Mr. J. L. Jupp of Waterloo. â€"â€" Mr. Whitaker of Gaelph, assistant teacher. will commurce his duties on Monday, â€"Rev. Mr. Rofle of Toronto gave exâ€" cellent addresses at the Bible ~Conâ€" vention .on Wednesday, Thursday and Friday.â€"Rev.â€"Mr. Britain, an evanâ€" gelist from Toronto, will . continue the meetings ~this week. _ Services start at 8 p.m.â€"Mr. King of Creekâ€" bank.‘is visiting at his uncles, Mr. Wm. Sobyes.â€" A large crowd attendâ€" jed ‘the sale at Mr: M. _ Fries _ on Thursday.â€"Mr. J. P. Jupp received the sad news of the death of. his brother Onzalo of Toronto last week. â€"Mr. and Mrs. Alex. Mc Kfnzie _ of IDwroit are visiting _ the . formetr‘s sister, Mrs.. Levi Letson. BEST CURE FOR SKIN SORES 1s ZAMâ€"BUK *‘My face became covered with . a kind of rash, which itched and irriâ€" taied. ‘This rash then turned to sores which discharged freely and m.: spread. 1 first tried one thing then another, but nothing seemed to do me any good, and the eruption got worse and worse, until my face was just covered with running sores. "Apart from the pain (which was very bad), my face was such a terâ€" rlbh#t‘htlmwtm to ‘so out. is was my state when + one advised .me to try Zamâ€"Buk. got a supply, and, marvellous as it may sound. within little under a P told the facts to several person#, and Luu no objection to your stating y experience for the benefit of other sufterers.") « i Zamâ€"Buk is purely herbal in _ com« :::u. dhd is the best baim . for @ and children, for whose tender m-fi:-mu aft â€" so dangerous . is a saure cure for cold sores, chapped hands, fost bite, bloodâ€"poison, vaftcose sores, piles, sealp sores, ti Â¥ «d patches, habiea‘ Q% ped places, cuts, burns, > akin injurics. generally. Al dr _ ie WEST MONTROSE stores CROSSHILL Eâ€"' bosss 2 * ap" .ra; n Â¥4+ bogr muy bet wek mhat "iat ‘s, â€"Miss,: Emma @ . ~ Miss Violet Hallman left_ . week for: Toranto.â€"The & g;n‘ Shants spent Sunds Mis aham and . Miss Ida Gingrich ‘and Miss Joanna Eby spent last: week at Mr. Elias Shants‘s. â€"Mra. John Geb man and Master Herbert Wismer . of Blair spent Bnfl; with Mr. D. 8. Wismer .â€"Miss Aun Lichty spent Sunday at Upper street.â€" Miss That most beautiful . m titled *‘Home "Again,"‘ . has bri such an enormotus amount of new sub scriptions to ‘The Family Herald and Weekly Star, that the publishers. are finding it impossible to keep up with the filling of orders, but in the colâ€", umns of that paper this week, we noâ€" tice a positive guarantee from ‘the Publishers that . every . subscriber to that great weekly for: 1912 will re ceive a copy ‘of the picture, ‘‘Home Again."" _ Their guarantee is sufficient and subscribers mced not feel anxious although the picture may be delayed forâ€"a few weeks. Those who have not yet subscribed to The Family Herâ€" ald and Weekly Star should do so at Selina Lichty Jacobs. once and make sure of having a copy vi the picture ‘"Home Again."‘ _ We learn that the Publishers are contemâ€" plating something for next season that will make this picture even more valuable than at present. One dollar pays for a full year‘s subscription to the Miss Cecil Shuh entertained a part of. young ladies, with an equal num ber of cavaliers, at her home _ or Saturday evening, in honor of the visitors from Arthabaskaville, _ Miss DeBilly. and Miss Hattic . Simpson. when the merriest possible time was thoroughly enjoyed by the guests bid of a children‘s party on Friday _ al ternoom, in honor of her little guest, Miss Edith Simpson â€" of Arthabaska P. Q., when about a score â€"_of the young friends, who were out for .(# good time, certainly enjoyed it to their heart‘s content. + ‘The well known hospitality of Mrs. George Wegenast <was much ¢njoyed on Thursday afternoon by a large circle of her Waterloo friends, at that most popular form of entertainment, a ‘"Thimble Party,‘" which gives one such a good opportunity of a â€"visit with all the old friends one Joves to meet, of whom there seemed to be none missing on this occasion. _ The spacious rooms were looking â€" very bright and attractive with their Christmas _ decorations, _ including handsome potted plants, with quantiâ€" ties of choice red carnations, ‘smilax and ferns,. which were very effective. Fancy work and bright conversations interspersed with instrumental music was the order of the afternoon, after which supper was served, the very dainty bomeâ€"made menu provided beâ€" ing particularly enjoyed by the ladies. The 2ith annual meeting . of the Waterloo Presbyterian Church . was held on Monday evening: ‘The â€" pasâ€" tor Revy. W. D. Lee presided, and Mr. James _ C. Haight acted as . Secreâ€" tary. . The various reports presented were of a very encouraging ‘character, showing marked progress all â€" along the <line. The members are finding the Grand River Country Club a very . popular resort. On New Year‘s evening a number of Twinâ€"City young people and their guests enjoyed a dance. The following Tuesday evening a ‘"Musiâ€" cale" was given at which several: of the visitors, notably Mrs. . Jno. R. Parry â€" of MHamilton, _ Miss Leske Howard of Scotland, and Mr. Willie Cléement of Toronto, contributed well Howard of Scotland, and Mr. Willie Cléement of Toronto, contributed well tendered numbers. At the closc o the programime â€"refreshments _ we! served,; and an ~ impromptu _ dance brought a very enjoyable evening *to aâ€"close. ‘The members _ and _ their guests are invited to attend the next evening of the Club, which â€" will be Thursday; January the 18th, " when "Progressive 500‘ will be the ~order of the evening. Miss_A. F. Snider was the hostess Rev. Mr. Jolltsse who has spent the past â€" fic yeats in China .as &A missionary, related _ many stirting incidents of the uphcaval is China. He, > in company with Rev.â€"â€"A. J. and Mrs, Elson, son4nlaw and ter cl Rev. and Mrs. Ho&qm escortel down Yangâ€"tse Kiang: rivet to Shanghal by a Britiss boat and nvissionarics were > journey the thonists and Public Guaranlee paper, and the picture A VISITOR FROM CHINA Local News MNFI it Jolltsse who has spent the yeats in China .as & _related _ many stirting df the upheaval in China. Mary . Aun _ Lichty it Upper street.â€" Miss left . yesterday . for 8t H es "lot " the nies â€"ré iperialists oohild In th pm was t 1 at 1.30 o‘clock in the afternoon for the reception of the Annual Report and for th: election of Directors j 7 ‘anu wy 11th, 1912. THOS HILLIARD 24% Mavaging Director. 00000000000 )enO0O0020p0200a0ce reasaseseradaodse Dominion Life Assurance: Company Mr. S. S.â€"Nash of Hamilton was a business visitor in Waserloo on Wedâ€" . Mr. J. Henderson of To: 0 is a fite modh. . * _ _ 4 _ ‘Mr. W. D. Beardmore of Toronto is i#flu‘ a few days in town. . Mr: R. Stoutt of Burlington is a Wisitor in town for a few days. Mr. and. Mrs. Jack Bachelor of Preston were the guests of the Acaâ€" dian Club on the eceasion . of their annual banqué®. < [ c00C vo 5oo s Mr. William Westlake of New York City was a visitor in Waterloo _ on Wednesday. . Mr. W. G. Baylissâ€" of â€" Hamilton :lod on friends in town on Wednesâ€" y. © calling on friends in town â€"Mr. William.Hogg left this morning on a week‘s pleasure trip to Buflalo andâ€"New York» City. o s Mr. and Mrs. Andrew Schaft â€"_ of Attica, Mich., are attending the funâ€" eral of the late Mis. Stockfish. Mr. Loais Reichie of Detroit called on fricnds in town on Saturday. Mr. A. Edwards of London was a business visitor in ‘Waterloo on Sat urday. . Or Pale. and CORseTVAIVE : & §\ Investment! m Mr. Daum of the Globe Furniture Company is & business visitor in Bimcoe for a few days. . Mr. Wm. Hogg returned toâ€"day from a week‘s trip to Buflalo and * New York City. "Mr. Herbert Warner of _ Toronto ‘‘Rev. A. E. Lavell was a guest at Â¥he home of Mr. and Mrs. . George Wegenast during his stay in town: â€"*Mr. Herbert Warner of _ Toronmto galled on friends in town on Monday. ~ Mr. E. D. Baum of Toronto was a visitor in town‘ Tuesday.. _ .. ~Mr. James W. Leslie of . Hamilion galled on friends in town on Monday, while on a business tsip here. _Mr. Jobn.L. Maxwell of St. Marys was a visitor in town on Monday. Dr. C. T. Noecker is spending day in Toronto. _ r Mr. Robert MceEwon of Stra was a visitor in Waterloo on day _ Mr/H. G. Collgmore of Loudon xeturned from a visit to Waterloo UNNERST! BBCBTS: Messts, . George Bricker, . Arthur Huehnergard and Clarence Snider have returned to Toronto to resume their studies at the University, after _ a most enjoyable holiday at their‘ . yarâ€" fous homes. â€" Miss Bella Moore . of welcome visitor in town Mr. and Mrs. Martin Anthes, who were holiday visitors at the home of Mr. and Mrs. M. Btaendle, have reâ€" turned to Mohtredl. > tle Studies at the *Grange," Toronto, after a pleasant holiday . over . the festive season, with her pareats,© Mr. and Mrs. C. W. Wells, George street. Mr. harry Simpson left last Tuesâ€" day for his home in . Quebec, ~after an enjoyable w: the ‘Christmas séason at the of Mr. and Mrs. John B. Snider. Mrs. Simpson and daughters will remain for a ghort thme. Atrs: W. . Ridde!t and Miss Riddell Mr. F. C. Bruce of Hamilton . is Maud Riddell) at the. U Mre. W. M. Riddel! and Miss Riddell Kave teturned from Chatham, waere they spent several days v% ter Mary Carmel (nce Miss Notice is bereby given that the \ Old pro_erty Overlook Kiver Park and. the _ . entire _ city. poulevarded and this, together: withâ€" the fac University, insures © it becoming ‘the best fact borne out By every. other"college tows. Frice $200 ~â€"« lot; terms to s.it you, will be held at the Head Office of the Company, WaÂ¥gerloo. wl Friday, February.9th, 1912 Representalises Security Land Co., Itd., .. Wintipeg, . Man ANNUAL MEETING of i Slone UNIVERSITY HEIGHTS x tendia the _ now $250,008 University ding its lines to the ~Uolics will : greatly . in rease _ the Moosejaw, Sask.: bdiv W Buy at rsuline jalt was « on Wednes Stratiord m~ â€" Monâ€" EBY & SHELLY a the Office above Bank of Toronto, Annual Meeting of the shareholders of the byia Col ‘NEW ‘PHONE CENTRAL _ _â€" & OPENED IN WATERLOO The Schierholtz Zinkann Company Limited, â€" inten‘s: making an abpliâ€" cation to. His Honor ‘the Lieutenantâ€" Governor of the Province ‘of Ontarioâ€" inâ€"Council, for leave to surrender its charter. + 4 Dated the 5th day of January, 1912. * Millar & Sims, Solicitors for. Conmmpany. 3â€"2t Berlin, Ont. Weber Bros., I¢mited: inténd makâ€" ing an application to His Honor the Licutenantâ€"Governor _of â€"the Province © Ontarioâ€"inâ€"Council for leave * o surrenter â€" its charter. Dated the 5th day of ~January 1912. % At midnight on Saturday, the new Central Bell Telephone Station, for which Waterloo citizens have agitated since the telephones in both towns have been placed under one system a year ago, was put in operation. , Hello, 1â€"1â€"54 please. I‘ll give you Berlin, then you _ can give your number. # What? Yes; the Contral Station has been reâ€"installed in Waterloo. 1 Under the new system it will be necessary for patrons of Waterloo to agk for the Berlin Central instead . of asking for the number direct _ after which the call for the number is desired.. While Waterloo citizens were dissatisfied*®with tle united system a, year ago and ‘petitioned the . comâ€" pany to restore a Central Office for Waterloo, there appeared to be conâ€" siderable dissatisfaction . this moraâ€" ing when they found it necessary to make two calls in order to commuâ€" nicate with Berlin instead _ of one, which has becen the case since . the Central energy system was installed in Berlin. | Waterloo, Ont. vuet immediately City ty. â€" * Jt is beautifully fact that"it . adjoins the Extraordinary Values Millar & Sims, Solicitors for Company %â€"8t. Berii Lang Bros. & Co‘s. | â€"â€" this â€" season, a {act value . of _ surrovuding residential district Write Notice Notice Office and get a useful article. . Bring this to adjoi During the first week in the NewYear we will offer some Great Big Bargains in LADIES‘ FURS. â€" InMink, Persian and Sable Furs . we have values here which cannot _ bematohed anywhere, when qualities are considered. Anyone intending buyinga stylish set of good furs cannot do better than sscing our stock & 4 j Ladies‘ Black Pergian Lamb tsat $19, $20, %025, $30 to...... $40 Amdies‘® Canadiah Mink Sets at $40,$45, $50, $55, $75 to . w», $100 Ladics‘ Alaska Sable Sets, at $20,$83, $25, 30 to ......... ............. $50 Ladies‘ Mink Marmét Sets at $7.50,$8.50, $10, $12, $15 to ............. $20 Ont,, on Rail way i Beriin, Ont On CS h ‘; $ 1 be o to d . of after ¢ Thursday, Friday and Saturday, ! January 18th, 19th and 20th i Slaskhed down to Cost | #0000000000000000000000000000000000000884 00044 Thursday, Friday and Saturday OF THIS WEEK | All lines portaining to Wintor Apparel have been thoroughly > . gune over and tho prices uo Doliars in your Pockets The Savings Depart t of this Bank has proved to be a great aonven‘;enc: ?b"bbommi; our farmer friends and others for the safeâ€" “"v’v"‘..:r“ opt Depontts P 6f and upwards and interest at regulnt ate e u A lb-.:fiedh -ye-r'f;.' Withdrawals can be made at any time during nking hours. 2s e Ligan _ 3 hn ccoal ramthe in S$. B. BRICKER & CGO. It is not for a man to be free of mortgage or other indebtâ€" edness in o:x:r to avail himself of the privilege of s Bank accourt As the money can be withdrawn at any time, the Bank acts as a safé depository for the money until such time as it is needed. ; > Captal and Reserve $8,944,000 $50,000, 000 Wateriloo BPranch P. V. WILSON, M:nager LE Be surd you can make it convonient to attond this CGREAT SALE because it means The Bank of Toronto Loans made to responsible people on reasonable terms. Chronicle: Telegraph, Name The House of Quality WATERLOO s ; and in some jnstances BELOW COS8ST. FARMERS ! Street in Ladies‘ F urs Town or P. O ifâ€" you _ do. ONT.