The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

E G#*, Aot Mrs. Alfred Shyder was the hostess o an enjoyable Tea Wednesday which â€"Aigave her friends the opportunity . of w coming among them again that . ®¥ much feted visitor, Mrs. Harry Simpâ€" i son of Arthabaskaville, Que., . and \~ OEMrs, Walker, of Kingston. wxEz Boys‘. %hool Shoes guaranteed to ‘*% wear at The J. S. Roos Shoe Co. * W â€"The Presbyterian Home Missionary ’g?!\ Society met in the School room â€" of _*~‘‘the Presbytcrian Church Monday eveâ€" g-i Shall be 1 d to have u. cal‘ . aumcb-:quud::h-. ~~â€" E. M. DEVITT, * and are thoroughly equipped to give ~the best of satisfaction. _ p A fine and upâ€"loâ€"date stock of ~~ <%We have the best quality with 'll.i'h we give a s .. 2 Year‘s Quarantee. <Mr. Harry German, _ formerly _ of Â¥his town, bas accepted a position as Amanager of the dress goods departâ€" wuent of the J. B. Horrell, Son & »Co‘s. store in Midland. / The sale of farimn stock and impleâ€" ts of the late Jos. R. Scheckene will be held on Monday, March lst. ‘H. B. Duering will wicld the hamâ€" Mrs.. Armstrong, HMerbert _ street, gave w most enjoyable alternoon tea to a f@umber of her friends and | visâ€" itors! Wednesday. WANTED.â€"YOUNG LADY OR wOâ€" to act as nurse. No experience réquired. Address Box F. Waterloo. The Waterloo Presbyterian Ladies‘ Aid Society have secured the serviâ€" ces of Mr. Harold Jarvis for their apnual Concert in the Town Hall, Waâ€" Â¥erloo, on March 17th. . St. Patrick‘s Day. * The Women‘s â€" Musical Club will ret at the home of Mrs. G. Herâ€" rt Bowlby, Weber street, Berlin, on Saturday afternoon, 13th inst., at 4 a‘clock. Communion service was held in the Evangelical church on Sunday motnâ€" ing. Rev. M. L. Wing occupied . the puipit and _ preached _ able sermons morning and evening. Men‘s Overshoes, reg $1.65 for $1.35 at The J. S. Roos Shoe Co. «is Kbout ten of Mr. J. E. Seagram‘s réce horses have been shipped trom &ntucky and are expected to arrive hére toâ€"day, to spend the winter. p.m. and 11.20 a.m., the latter formâ€" selw heine 1M45 a.m. A new . Miail has also been added for St. Jacops and Elmira which closes at 7 p.m. The Toromto mail which artived at §.20 p.m. will in future bo reccived #t 3.30 p.m. :‘ng, with the new President, _ Mrs. B, W. Smider, presiding. The proâ€" e was of a specially interestâ€" g character, being a report of the Anmmu@l Meeting held . recently . at Guelph, and also a report from the mw,bol life in Mining Towans in British Columbia. There was . a large attendance, and much interest was evidenced in the work. The patrons of the Waterloo postâ€" office will be pleased to learn that the post office authorities have added $wo new niails:for Berlin which leave at 9 a.m. and at 7 p.m. in addition to regular mails which leavo at 4.20 At the police court on Tuesday an Eimira hotelkecper was fined $50 and eosts for selling liquor during proâ€" hibited hours. . A number of ladies from Waterloo attended Mrs. H. D. McKellar‘s Tea Monday, in her handsome new home Frederick St A hockey team from Preston will play the Marlboros at the Waterioo ripk Thursday evening. ‘The death occurred on Monday at Bloomingdaly of Mrs. Jacob S. Snyâ€" ter, All winter Footwear at cost ‘The J. S. Roos Shoe Co. ‘The functal ol the late William Ratz, son of _ Mr. and Mrs. Simon Ratz, of Elmira, who died in Ottawa Mr. Haroid Jarvis, foremost conâ€" ©ert singer in America, will take part in the concert under the auspices . of the Presbyterian Ladies‘ Aid Society, in the Town Hall, Waterloo, March A7th (St. Patrick‘s Day)y. and the latest appliances alzo on hand All work guaranteed. No extra charge for calls out of town. John Letter & Son, FurniTURE DEALERS, WATERLOO desire to announce that they are now prepared to do UNDERTAKING Phone 217. Beutsche Apothke â€";I:\.-I;;tter & Son KING STREET, WATERLOO. Hrom 81 to $3 each. Phone No: 388 ;Residence, 207 Water Bottles CASKETS at Earning Power.~Tho average tate of interest carned upon the invested assets of the Company has increased from 6.89 per cent. to 7.02% per cent. When it is known that not one dolâ€" lat .of the Company‘s invested funds has ever been lost and that the existâ€" ing investments are in a most satisâ€" factory state, this high rate of interâ€" est must be very satisfactory ,to polâ€" | ieyâ€"holders. ‘ Premium and Interest Income.â€"The ; tatal net cash income from premiums : amounted to $253,495.94, and from | interest, rents and profit on sale ol laecurmes, $91,015.94, making the toâ€" tal cash income £344,511.88, an inâ€" _ crease for the year of $35,714.93. The |‘interest receipts alone were almost | sufficient to payâ€"all expenses of manâ€" Assets and Liabilitics.â€" The total assets ol the Company are now $1,â€" 620,361.68, an increase for the year of $211,349.93. These assets are of first quality and well secured, includâ€" ing no stocks or speculative securiâ€" ties. The liabilitics of the Company amount to $1,351,681.11, consisting for the most part of reserves held for the protection of policy holders. _ It may here be stated that the Comâ€" pany‘s reserves are about . $60,000 greater than is required by The Doâ€" minion Insurance Act. The Act proâ€" vides that Life Companies shall value all their policy liabilities on a _ 3} per cent. basis on and after January: 1st, 1915, and the Company is antiâ€" cipating this requirement by sctting aside at the end of 1908 a sum exâ€" ceeding $11,000 towards that purâ€" pose. The ratio of assets to liabiliâ€" ties to policyâ€"hoiders is 119.8 . per cent. (x. Surplus.â€" The surplus (o the credit of policyâ€"holders, on the high standâ€" ard of valuation adopted by the Comâ€" pany, now amounts to the substantial s‘(:zx of $368,500.57, and on the Govâ€" euyhment standard to about $328,500.â€" Ov. The surplus carnings for the year amounted to $69,906.00, and after paying out of this dividends to polâ€" icyâ€"hoiders and to sharcho:ders _ and providing for surplus aceretions . to policies there was ictt a balance . of $38,427.25 to e carried â€" forward. This surplus piaces the Company in a very strong position, and the profits which The Domimon Life is paying to its policyâ€"holders are perhaps unâ€" excelled by any other Canadian Comâ€" peny . position in which the Company stood in all respocts. He gave credit to the Management at the Head Office and to the field staff, for the progress which bad been made. While in the early years of the Company, progress had not been rapid, the Company had mow reached the stage when a mote rapid â€" advance was possible without inpairing the finapcial standâ€" ing of the company. The company was now a progressive company, and Payments to Policyâ€"holders.â€" The payinents to policyâ€"holders amounted to $19,097.31. During the yeat 1908 the Company experienced a vory fayâ€" orable mortality rate, the actfal fosâ€" ses by dcath being only 37 per cent. of those expected under the Mortality Table. . In moving the ahoption of the reâ€" ports, the President, Mr. Hilliard, referred to the most gratifying proâ€" gress made by the Company during the past year. 1908 had proved to be the best year in the Company‘s history. A marked advance had taken place all along the line. _ A larger percentage of income had been saved. A lower expense rate had been incurâ€" red. _ A most healthy advance had taken place in new business, as well as the business in force, while the surplus of the Company, after setting aside somewhat over $11,000 towards placing the reserves of the Company j upon a more stringent basis, had , been very substantially increased. The intetest rate had been increased . to 7.02 per cent,. â€" â€" In seconding the adoption of _ tha reports, Mr. P. H. Sims, Viceâ€"Presiâ€" dent of the Company, comgratulated the progress made during 1908 reâ€" fected great credit on the Superintenâ€" 18â€" _tâ€"eataldare amaen #hn â€" ercellent Assurances in Force.â€" The assurâ€" ances in lorce amount to $8,171,153, showing a very substantial increase for the year. New _ Business. â€" During 1908 there _ were issued _ and reâ€" visved policies to the â€" amount . of $1,513,466, the largest amount â€" ever written in one year within the _ hisâ€" tory of the Company, showing an increase over 1907 of $227,938â€" The aunual meeting of ‘the shareholâ€" ders of The Dominion Life Assurance Company was held xt the Head Oflice of the Company, Waterloo, :?tuto. on Friday, the 5th instant, 1.30 P.M. The anuual report presented by the Board ol Directo$#, distloses the fact that the Company las just comâ€" pleted the most successful year in its history. Among those present were: Thos. Hilliard, Waterloo, _ Senator McMullen, Mount _ Forest; _ Thos. Gowdy, Guelph; W. Vandusen, Torâ€" onto; S..B. Bricker, Waterloo; P. H. Sims, Toronto, E. F. Seagram, Watâ€" erlov; Geo. D. Forbes, Hespeler; Dr. W. T. Parke, Woodstock; Thos. Trou, Stratford; A. J. Andrews, Winnipeg; Dr. Walter Wells, Waterloo; R. W. E. Burnaby, Toronto, Geo. L. Goodrow, Hamilton; Jas. E. Hess, Branliord; Fred Halstead, J. B. Hall, P. H. Roos, Dr. A. F. Bauman, H. M. Snyder, Ford S. Kumpf, Dr. W. L. Hilliard, Wm. Goodron, C. Huehuerâ€" gard, Dr. C. T. Noecker, Jacob Hespâ€" eler, and Levi Shult: The following is a resume of the year‘s operations:â€" y : P Martin Aunual; Meeting of the : Dominion Life AssUT®! * * Wuimance Proposed * aice Co. Largely Attended.=»50080 IMEGPT® =~| 1 aomint mocuiz2" on the waterico ..“.‘ h“‘ w Town Council was held Thursday eveâ€" $ ning for the fl- of huh&.-- ‘aiveugpipeegrerrcevien i rmine secrtone se . /4 / plaints of n te living in vieiâ€" ‘The aunual meeting of ‘the shareholâ€" ture of the reports. He felit that|DitY of Valentine & Martin‘s Boot iets of The Dominion Life Assurance the public had come to realize that |#24 Bhoe factory, in regard to the Company was held ut the Head Oflice The Dominion Lite was worthy . of |3W0k¢ and dust nuisance which comes f the Company. Waterloo. Outario. their confidence. He considered that |‘‘0® Valentine & Martin‘s factory. The following constitute the Board of Directors of the Company, the vacâ€" ancy caused by . the death of the Hon. Senator Merner having been fillâ€" ed by the election of Mr. Ford S. Kumpf, of Waterloo. Presidentâ€"Thos. Hilliard, Esq., Wat That‘s what you will find. Jur Shoes _ There is none of the ‘luck element.about the shoes, however â€"none. The markets bave been ransacked for the best there is to be bad, and selections made with a view to giving our customers ts in e meng progurnghs Por ue money or Quality and Price we stand preâ€" erloo. Viceâ€"Presidentsâ€" P. H. Sims, Esq., Toronto. 8. B. Bricker, Esq., Waterloo. Hon. James McMullen, Mt. Forest. David Bean, Esq., Waterloo. W. Vandusen, Esq., Toronto. Walter Wells, Esq., LD.S., Waterâ€" Mr. R. W. E. Burnaby, City Repâ€" resentative of the Company in Torâ€" onto, Mr. Goodrow, District Manager, of Hamilton, and Mr. James E. Hess, District Manager, Brantford, Ont., also spoke in acknowledgement of the vote of thanks. . Mr. \ndrews of Winnipeg moved a vot~ of thanks. to the Superintendent of Agencies and to the Field Staf, to which Mr. Fred Halstead, Superâ€" intendent of Agencies, fittingly repliâ€" ed. Mr. HMalstead, in his reply, reforâ€" ted to the integrity and loyalty . of the field force. They were ail men of bigh calibre. He referred to the fact that the Company was now . writing double the business it wrote five years ago and that the surplus had . been doubled within the past three years. He referred _ to the possibilitics â€" of growth within the Company and . to its future responsibilitics. 5 The death occurred Thursday evenâ€" ing of Ehzabeth Martin, relict of the Jate Peter E. Sbantz at the home of Mr. John Bowman about 4 miles northwest of Waterloo, aged about 0 years. _ Deceased bad been 111 for several weeks apd death was not unâ€" expected. _ * _ ‘The funeral of the late Mrs. _ P. Shantz _ took _ plase on _ Sunday the residence of Mr. .John Bowman, 4 miles north of Watetloo. Dr. Parke moved a vote of thanks to the President and the Head Office staff for the work which they had done during the past year. This was seconded by Mr. Forbes of Hespcler, and fittingly responded to by the Preâ€" sident. Commenting upon the investments of the Company, of which a large portion consist of loars upon Winniâ€" peg real estate, Mr. Andrews referred to the substantial progress _ which this city was making. Prices, in the central districts, instead of declining, bad been advancing, and large prices had recently been paid within the business section of the city. The rates of interest in Winnipeg were lowering. The outlook was much better, comâ€" mercially and financially, than it had ever been before. The bed rock upon which the city is building is solid as granite, and none of the Company‘s investments in that city were | other than firstâ€"class, and no interest was in arrears. Dr. Parke, of Woodstock, endorsed what the previous speakers had said and referred _ to his pride in _ the Company and its standing. He also complimented _ the field. force _ upon their work. AN ITS His TORY Mr. A. J. Andrews, of Winnipeg, referred to the unique record of the Company, to the careful and economiâ€" cal way in which it bad been managâ€" ed in the past, and to the motives which actuated the men who were reâ€" sponsible for its success. The Direcâ€" tors of the Company had shown that they considered themselves trustees of the policyâ€"holders‘ funds, and only a small portion of the profits availâ€" able to shareholders had so far been paid to them. The Directors . were the custodians and trustces of the policyâ€"hoiders‘ funds and the way in which they had conserved policyâ€"holdâ€" ers‘ interests deserved special comâ€" mendation. He also referred to the satisfactory returns which the Comâ€" pany was making to its policyâ€"holdâ€" ers, whichâ€" were perbhaps unexcelled among life insurance companies in Canada. ture of the reports. He felt that the public had come to realize that The Dominion Lite was worthy â€" of their confidence. He considered that The Dominion Life now rauked as one of the best insurance companies in Cauada toâ€"day. The Company‘s reâ€" cord was. a credit to the Directors and to the Memagement, and he beâ€" lieved the Company to be excelled by none. He also complimented the field force upon the result of their eforts and spoke words of encouragement to the agents who were present. DEATH OF MRS. loo. Thos. Gowdy, Esq., Guelph. Geo. D. Forbes, Esq., Hespelet W. T. Parke, Esq., M.D., \ W ~_ stock. Thos. Trow, Esq.,~Stratford. A. J. Andrews, Esq., Winnipeg. E. F. Seagram, Esq., Waterloo. Ford S. Kump!, Esq., Waterloo A LUCKY FINBD P. SHANTZ "~| Bohlender‘s * Alexander House Grocery at 35 cents per lb. and eggs at 25c to 28 cents per dozen. Other _ proâ€" duce sold at the usual prices. The soil of Ceylon is of _ volcanic origin, containing phosphorous . and minerals in a large degree. â€" This imâ€" parts to ‘"Salada" (the wellâ€"known packet Ceylon ea), a delicacy, ond fragrance that is incomparable. â€" The dance given by Mr. and Mrs. E. F. Seagram to their young friends and a few married people on Thursâ€" day evening was one of those enjoyâ€" able functions where a charming host and hostess, delightful surroundings, and sufficient space in which to breathe and display their very smart chiffons, couspired to make it quite the brightest social event of the scaâ€" The fancy dress carnival held in the Waterloo â€"rink on Thursday evening was attended by a large number. Priâ€" zes woere given for the best dresscd lady, fiutlemau snd child ,in costume. At the Saturday market butter sold Choice Old . Cheese. CRANBERRIES 2 lIbe. for 250. Nice Large Celery Se per bunoh. The Talent Tea under the auspices of the Presbyterian Ladies‘ Aid Soâ€" ciety at the home of Mrs. Thomas O‘Donnell Thursday afternoon was a grand success. . The spacious parlotrs were crowded with purchasers anxious to procure some of the far famed home made daintiecs always provided by the Presbyterian ladies. A number of families residing about three miles north of Watetloo have been quarantined, owing to the prevaâ€" lence of smalipox in that vicinity. The Martin schoolhouse was closed on Tuesday owing kx' the smallpox _ in that district. *3 The funcral took place on Sunâ€" day morminc at 10 o‘clock from thé residenee oi his parents ncar Heidelâ€" berg to ‘he Evangelical church cemeâ€" tery Io: interment, thence to _ the Evan: clical church for servict. The sudden death occurred near Heiâ€" @riberg at about 6 o‘clock Thursday evening of John W. Schneici, son of Mr. and Mrs. Henry Schneider, aged 38 yeurs, 5 months and 19 _ days. Deceased had been in ill health . for some years. His parents, five brothâ€" ers and two sisters survive. A committee was appointed . comâ€" posed of Messrs. Suggitt, . Graybill and Sanderson to secure all necessary information in reference to securing a roadroller and report at the next meeting. Mvsars. Valentine and Martin of the shoe factory were )rms_fi;i addresâ€" sed the members of the coubsil, statâ€" ing that the business of the factory had grown so rapidly that it was necessary to enlarge the present quarâ€" ters. A branch factory has recently been opened in Brampton, but it was not advantageous to have part of the work there and the balance in Watâ€" erloo. They were aware of the nuisâ€" ance complained of but. could _ not remedy it unless by changing the loâ€" cation of the factory. _ A number of residents in the viciâ€" nity of the factory were present and addressed the Council in regerd . to the nuisance. Alter hearing the complatnts the Council passed a tesolution that the matter be relerred to the Board of Trade to be discussed at a special niwf"ns to be held as soon as posâ€" sible. DEATH OF JOHN ‘There were present ::wlnyot in the chair and Messrs. tt, Weichâ€" cl, O‘Donnell,‘ Sterling, Sanderson, and Graybill. No Remedy for Valentine and ARE QUARANTINED LOCAL NEWS W. SCHNEIDER slt, bottom to t No. 9 stoves, from $1.15 :g Our homeâ€"made boiler weighing 84 lbs. is very Mail Orders promptly attended to. We pay fraight on $5.00 worth and over. + â€"â€"M. Weichel & Son All made with Made of good strong wire at Smail size tin dipâ€" at 5o. me size tin dipâ€" pers at 5¢ and 10c. Good size tin strainer at Handy and conven ient. To and continues during February. Make a dollar do double duty money. Good bright tin, Best flour sifter on the market. February is considered a duil month by merchants everywhere into a good business month we arâ€" inaugerating our opmremimgy® Nicel Beginner $2.50. 5C 12¢ Order by Mail, 12¢ Full size glass tutublers, bright patterns, _ Good burned clay in rich shades at Nicely printed tin cus pidors at pr‘l-‘ 2 for 5¢ A good assortment ~ of scrub brushes for Saturday, February 13th 1I5c, 20c and 25c. Two sizes iron kettles to fit No. 9 stoves are usually asked for. The two> with covers complete for worth 35¢ * i * for 860. ? and j 'l: :ncb f Yrtn e .rp ;&as, du?me i amag â€" 3 at bo. stro wash bonz at 800. We can fer you RAll, Here‘s Your chance. We have the goods to supply your wants. ~â€"= NEW BEQGINNER SALE cd sod irons, 3 i selt, with w‘: and stand during February at Mrs. Potts‘ polishâ€" 850 sett. These tin c bold a wine pint. hi Extra good stove brush. es at 200. Bomething special at y a 17 quart \‘.,’ ename!led -\ "<=â€"=â€"â€"â€" sAMW white dish 9 ans, uâ€" _/ rur Wc.r(el%r- ing February at 650. 6 quart tin dlgh pans at 16¢. A useful arâ€" ticle at a sma‘l price. We have them at 25¢, 10¢c, 10c and Large granâ€" ite ;gpopnn atGâ€" _ First qusli;{ ‘c’lt thes pins,all rsts. 30 in a papâ€" er box for Bo.p‘ Clean white maple butter ladles at 12 inch granite \J wash basins, colâ€" ored at15c. Large whits enamelled wash basins at 256. 2 for 5¢ 10 and 11 inch ranite wash basâ€" Fug._cqlogrd at 12c OUR NEV‘ 11 in. cast fry pans at 40c. 11 in. steel fry pans at 30c. 104 in. steelfry pans at 23¢. 104 inch steel fry pans, light at 15¢. Well reasoned white wood, . about :0 inches high,; price Short handled at 5¢. 5C 15¢ rolling pins at 150 which starts Double bladed _ meat chopper at A first class mop for the money Nicel{ nickle plat | ed comb and brush | holder at f "The Intest out", usually sold at 90c, now Large size steel top coffee mills, 10¢ WWand forks in black Â¥ e â€"cmmmmmmemamzems, . T€d and _ white haugiee suuus * ped ends g'vm :’ng h&ngl:' from lo:{aonln , regular retail price $3 75 per ozen, Februa ce » Fen=o |‘~ $1,78 per dOZON. 13¢ 13¢ Lo: g handâ€" led l?ro shoâ€" vel at 10c. maple Extra Igg beatâ€" ers with wood handles at 5c. All wire egg beaters at 2 for 5c. clothes buskets . at T2¢ Our 60c clothes baskets at 48c, 14 quart double boilers regular 90c, now Our 1.00 clothes baskete . al 870. Our 00c elled sink strainâ€" 32 1',’,»} ers regular 40c atG> ig# 5$ »# Pure white enam elled sink strain 1 quart Stransky coffee and tea pots, reg. Toc now 58c. 14 quart Stransky coffee and tea pots reg. 85c, now 67c. 2 quart Stransky coffee and tea pots, reg. 80c,‘now 72¢. 3 é}"““ Stransky co ffee and tea pots, reg. 1.00, now 80c. 4 quart Stransky coffee and tea pots, reg. 1.15, now 90¢. CCE â€"â€" 10 quart VT??'Mâ€"' kettles, reg 1.00.3 80c. .:; quart and white preserving ketties, ref 85¢ at 20¢, Grey granite soa dish, XOSHQ at P TOc 25C¢ 12¢ toc and I5câ€" . Youlike to Btransk % is the c‘m ;onc run. uart groy :f‘ul.n,‘u'. 12 at uar keitice, mog. she af Nickel plated No. 9 tea â€" kettles during February at 4 li:i“e white enamâ€" e water m 4 regular §0c. during â€": F.fi:rnw al P $1.00 . To 25 dozen knive sortment _ of white and grey granite sauce pans worth 200 and 25¢ at 350 Nice/ g::nn? tim ad boxâ€" es. Our 1.00 line at 85¢. Our 65¢ line A big lot 10c _ at