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‘ .‘Bhe 34th annual meeting of the ‘ North Waterloo Farmers‘ Mutual Fire _ Insurance Co. held at Waterloo â€" last ) Rriday evidenced the continued prosâ€" ‘ i of this company and the gratiâ€" reports presented reflected great ‘ éeredit upon the Board of Directors â€" and Manager, for the careful, _ pruâ€" i dent ahd ecconomical manner in which s hf: e affairs of the company are manâ€" \ aged. The losses for the year were e lowest in the history of the comâ€" | pany amounting to $752.46. Total amâ€" | @unt of policies in force was 2928, the ‘amount of risk carried being $6,507,â€" _ §16,â€"an increase of $281,115 and the , ¢.Â¥alue of premium notes $337,641. (A neat cash surplus of $12,681.50 was Feported. | The North Waterloo . is the largest of Farmers‘ Mutuals in ,\um.um Direcâ€" ‘More! report submitted was of a hig.. year 11,910 policies were issued, covâ€" ering . ance to the amount . of 44,018,438. The total insurance _ in fee was $31,518,144 covered by £8,â€" MB policies. Total income from all ‘ Bources was $225,862.27 with an exâ€" â€" penditure ol $202,226.10, showing a â€" handsome balance of $23,636.17 on the year‘s operation. The management of _ this pioncer company has been markâ€" > eC by the same care, prudence and | Bconomy as . heretofore. . The high | Etanding of the company reflects very €reditably upon the capable manager, Mr. Frank Haight and the eff.cioct @ and Mrs. James _ Hamilton ‘mpent last week in the city of Torâ€" ‘ onto visiting friends and relatives. ) _A Peculiar Circumstanceâ€"Mr. Jas. ~C gher, late of Fort William, reâ€" cently experienced a peculian sensaâ€" ‘&ion on the lower part of his instep ‘and consuited Dr. Nairn who . upon examination â€" found a hard _ sliver s wh proved to be a piece of black ‘ thorn about half an inch long which ‘had. been in his foot since 1883. Mr. \@allagher remembers the circumstanâ€" lees under which the thorn entered his A#oot cn which occasion he was laid «aip â€"for several weeks, part of the ‘ thorn@eing taken out while he _ rcâ€" ‘Bided at his kome in Ireland. ;lir‘ and Mrs. Ed. Honsperger _ of WBurand, Michigan, spent a few days Mast week with The formers parents, Mr. and Mrs. A. Hallman. They came ver to Canada to attend the wedâ€" ig of the latter‘s sister Miss Lydia hildroth of New ‘Hamburg to Mr. lorman Weicker, a prominent busiâ€" ‘mess man. of Didsbury, Alberta. Mrs. E. Huber, of Berlin, and her ster Mrs. Bock of Lemberg, Saskaâ€" Echewan, visited their aunt, . Mrs. Jane Hewitt on Monday. Mrs. Matilda Smith, a former _ reâ€" Bident of this place, was renewing W old acauaintances here on Wednesday. g%: he Grand river is frozen _ over ‘ gain, and the merry voices of â€" the t l‘ ters can now be heard as they ‘ glide along over its smooth surface of WMr. E. Cornells. Mr. Clarke‘s parâ€" & m s will be well remembered here by s older residents as his mother, reâ€" ‘eently deceased, was Miss _ Isabel » Shupe of the village. His father, Mr. ‘Charles Clarke, also well known here, is at present on a visit to his aged other in England. %""5‘, ~Rarrows moved to Speedsville ,.’i_ Tue y. ‘Selena Becker spent Sunday "With her parents near New Dundee: " Death of "Mrs. Imlayzâ€" The death occurted on Sunday afternoon, Jan. A8th, at 2 ojcloch, of Mrs. Alexander "Amiay at the advanced age of ‘ 79 P . Deceased contracted a severe attack of inflammation of the lungs MWuesday th> 7th inst., which terminâ€" mted fatally. A husband and _ four _ chil are left to mourn her loss, g»â€"John, Washington, U. S.; Mrs. Iso 5 California;, Mrs. _ Brinkett, Wsn, and Mrs. Laing, California. M p funeral tools place Tuesday afterâ€" on at 2 o‘clock to the Union cemeâ€" bry for interment. There was a large neow of friends present to pay #ir last tribute of respect. Mr. Imâ€" # Chas been caretaker of St. An. @w‘s church and hall for a goodly mber of years. The late Mrs. Imâ€" iÂ¥ took an active interest in the @lal sphere of the church and _ alâ€" _lent her aid _ to forward the Ous . Undertaliings in comnection | ehurch work and her presence and the second largest in the ; ;s ion. No special effort has been s to augment business, but its gre is due to splendid manageâ€" ’ (_ , careful selection of risks . and Â¥ expense ratio. e Board of Directors. * Mr. Clarke of Aytr was in the vilâ€" on business on _ Tuesday. . He led on Mr. H. Lutz and also on . E. Cornells. Mr. Clarke‘s parâ€" ts will be well remembered here by THE FARMERS‘ MUTUAL _ @hurch work and her very much missed. friend departs, ‘hot lost a friend WATERLOO MUTUAL WINTERBOURNE no union here of hearts : lon knows not here an end. ; _ Personalâ€"Mrs. William Sweet and daughter Ruby, who have been the guests of the former‘s mother, Mrs. A. Hallmen for the past three weeks, left last Tuesday for Baden where they will visit relatives for a few days. On Saturday they go to Port Huron to visit Mrs. Sweet‘s â€" sister Mrs. Latherby, returning to their own home at _ Burdickville, North Michigan, by the latter part of the week. Happily Married.â€"We inadvertently omitted to mention in our Mvfi;’. column that Miss Mary A. Weber o Berlin, daughter of Mr. D. Lf Weber, of Chicopee, was married on â€" Dec. 24th to Mr. William . David Wright, also now of Berlin, but formerly of the Tele;hone _ City. Rev. 8: Schwartz of Williamsburg pronounced the words which made them man and wife. ‘They have taken up housekeepâ€" ing on Francis St., Berlin, where the groom bolds a lucrative situation with the Lang Tanning Co. The many friends of the bride, who is well and favorably known here, will extend to her and her estimable life partner their sincere wishes for many years of wedded life. Mr. Elslcy spent Sunday loo. Mr. H. C. Lackner is busily _ enâ€" gaged in moving his household goods to his farm on which he erected a new house the past fall. Snow ard sfill more snow. There seems to be no limit to the supply and the country will soon be tied up in the grip of tife storm king if the beautiful continues to fall as it has during the past week or more. Durâ€" ing the past week farmers in many districts have been busily engaged in the arduous task of digging out the rozads and the wind continues _ to blow a fierce gale. Master .John Gimbel*as been someâ€" what ind‘sposed with a severe cold so much so that he had to remain home from school. Mr. Geo. Lackner is busy at preâ€" sent attending the Farmers‘ Institute meetings. of the wiuter, and C it heavy loads is almost M + ‘on that the work will l.tm very socu, and which completed wulbeanruty.ufo-lywflw {armer, but "to who drive: across the bridze in sleighs.. More anon. Mr. James Thompson spent _ last week in Woodstock where he attended the meet‘nz of the Dairymen‘s Asso. ciation. I " l Successful Entertainment â€" Our Sunday school entertainment held on Friday cvening last was a decided success. ‘There was a good attendâ€" ance. The address by Rev. Mr. Stewâ€" art of Hespeler was interesting and practical. The main feature of the evening was the lecture by Mr. Tebbs of Hespeler, illustrated â€" by magic lantern views, carrying the audience on a beautiful trip through Ireland. Should h> ever appear again we can assure him a good audience. The chair was occupied by Mr. A. W. Hilborn of Waterloo. Mr. Colin Weber of Chicopee has enâ€" tered th> Berlin Business College to take a commercial course in _ that well knov n _ institution of learning. We wish him all possible success. Mr. Robert Moore spent Waterloo. West Montrose, pastor of the Waterâ€" loo cireuit,~will occupyâ€"the pulpit of the Congregational cBurch here next Sabbath Ja-..- at 3 a‘clock sharp. A cordial invitation is extended g all to be present. We regret to that Rev. Mr. Hilts who had charge of this work is ill at his bhome â€" in Berlin with an attack of lagrippe. Mr. F. S. Spies and daughter Esther spent Monday in Berlin. Mr. Allcn Rellinger paid a visit to this vicinity last week. Mr. Fred Donald spent Saturday n Elmira. There will be a concert in Haysâ€" ville Hall on Tuesday evening, Jan. 28th, 1908. A rery large crowd is expected to attend. Miss Nullic and Roland Plum were th> guests of friends on the Huron Road on monday last. Mr. John Snyder will hold a sale in the noar future. Messrs. A. and B. @ehl and _ W. Roach ard the Misses M. Gehl, B. Roach and E. Anstett of Praire Rose, visited in the vicinity of Cressâ€" man over New Years. threeâ€"yearâ€"o‘d son of Mr. Robert Forâ€" rest who swallowed a copper four weeks ago and had suffered great inâ€" convenicnce in swallowing.. his food ever since had the copper located and extractcd on Thursday last by Dr. McKinnrcn of Guelph. The copper was lcdged in the passage to the stomach. The little boy is doing nicely, Botn.â€"At Tisdale, gm., on Thursâ€" day, Jan. 9th, to Mr. and Mrs. C. F. Peterson, a som : Briefsâ€"Mr. John A. Dutrant and family weére laid up all last . week with lagrippe.~ _ â€" ) Mr, William Hamilton shipped lambs on Saturday to Toronto $5.90 per hundred. Mr. John The Churchesâ€"Rev. Mr. Walker ~of CRESSMAN, SASK HAWKESVILLE HAYSVILLE BLAIR Friday in in Water 12 at The Directors‘ I.eport and Sevpra‘ statements, including those of . th assets and liabilities and receipt: and _ exenditutes ‘of. the Compan» for the year 1907 were read the Préesident in moving the nfl tion of the report directed the ‘atâ€" tention of .the mempers of the Comâ€" Many to the prosperous condition: of the Company and stated that while the losses had been unusually heavyy for the year just closed and compeâ€" tition had been keen, the Waterloo was able to maintain its position in regard to volume of business and to show a very handsome bglance _ a! the end of the year. Ina few . wel. chosen remark$s the Viceâ€"President, Mr. William Snider, seconded the ad option of the report. IN THE MATTER OF THE ES TATE OF JAMES R. PIRIE, DEâ€" CEASED. e.-““'.'.'t.a.u.’{& oob Webb, George Diebel, . Gowiy, Mien. o * K. Thos. ,~ Al m M Thos, Orr, James Livingston, 'flflu‘n DaWsen, 4. L. Armstrong, J. * C. Haight, «W . H. Riddell, John L. Wideâ€" man, . P; E.~ Shante, and â€" Frank Haight. L The President, Mt. George , was elected Chairman and m ager, Mr. Frank Haight, acted as.Se cretary for the meeting. Votes of thanks were passed t« the President and Directors, officer: and agents of the company and were heartily approved. The retiring Directors were Georg Randall, William Snider and P. Shantz, all of whom were reâ€"elected J. M. Scully andâ€" Benjamin Devitt were reâ€"appointed auditors for . ti ensuing year. & The Waterloo Mutual Fire Insur ance Company, Gentlemen,â€" _ Your Directors here with lay before you the followin; statement of busipess done ‘by th Company _ during the year ending 3ist of December 1907. The number of policics issued i 11,910 co ering insurance amountin, to $14,012,438. The total number c policies in fprce was 28,076, cover ing insurance to the amount of $31, 518,144. The total income from | ai sources was $225,862.27 with | expen diture â€" of $202,226.10, showing ; balance of $23,636.17 on the trans actions of the year. f To the Members of 4.4t ym " PM +2 Notice to Creditors %@W@mflflm P annual | of _ The cash assets, Mutual Fire now amount. 10 my was held in their u'u‘&wunum l +Town. of ~Waterloo on Saturday, loaÂ¥es a cash surplus of â€" $18¢, ureg tm p frove Med “....."n oo +107.100.00 7 present were a % $167,161.80 far mu.m Moore, J.}+. cniding. 31st of December, 1906.} bb, George Diecbel, Richard 4 The residue ol Premium Notes 8, J. M. < Muir, William~ Saider. | ter© deducting all payments . 1 s. Gowdy, Allahn Bowman, _ K. |thereon is ~$200,431.65 and ‘the )8, Orr, James Livingston, William !m including â€" premibum, /4 William Harrison, H%flefi, P.O., Ont. Norman Snyder, Wikterâ€" bourne, P.0.,Ont. Directors‘ Report attendance. C If YOU are interested in enter this, the leading commereial school in Western Ontario, _ x 3X 4 lew term has opened with record Pretical Education E;_l f ' r-ull;‘:ny. “:";." ie WeW Aenet i | Waterloo, Ontatig , +a1t», ‘os. | §For further 2 on awie io o (oooteoradte vy ‘ (CC 3 t s o ie m E. L. CLEME o | 45th ‘Aunual Statement of The We © |terloo Mutual Fire Insurance Com | _â€"_ PRESTON, OM amount _ ngw to $564,859.27, _ The Auditors‘® report with o statements .of. receipts fl ® tures, assets ~and liak & ‘The Directors whose ter‘m o‘ â€" has expired are WE Raad..‘, Wil) iam Sniderâ€"and P. E. Shantz, geli U whom ate cligible *f to s0f@im. Balance [brought Jorward . $274,891.3% Premiums (net), 186,690.12 Interest, tent, elc u,ssg.o: Balance Solicitors 4.4t. Real cstate 323,000, O donds, mortgages ‘and cash 261,663.5â€" ()ther assets 17,464,0¢ nadjusted losses, etct Reinsurance fund Balance IN Cash balance over all liaâ€" bilities Unassessed premium‘ notes 260,431.65 fotal of assets, + 564,558.27 N THE MATTER OF THE B&LP ovl, 090. > °s 0 TATE OF MOSES KRAFT, LATE These prices only re OF THE TOWNSHIP OF WATER LOO, IN THE COUNTY OF WAâ€" TERLOO, FARMER, DECEASED.| _â€"_ Staple Department Al Notice to_Creditors, ted, (net) GEORGE RANDALL, /+ which is _ respectfully sub MILLAR & SIMS Liabilities Expenditures for th: said phhMl’, Berlin, P.O., Ont.. | Receipts Assets. $473,837.57 $473,837.57 $304,127,64 $304,127:62 $189,105.55 $98,2%1 .56 76,088.51 208,527.50 $25,000.06 9,2,0.38 105,761.6% 189,105.55 ‘ Lang Bros. & Co‘s â€" |‘ 761.6% j * 105.55 \ ‘ = uPreat January odle ina ss T __â€" : 4:.3"‘%3’.‘?"‘â€"*1;4';W s . j To nb t t socrn Armny cce ced ced â€"af n'u&mwmw . | No. 501, brickh venser, double house in No. 101, 21 acres, near Erbevilie, No 104, 95 aores, near Preston. No. 106, 108 acres, near Freeport. No. 108, 88 acres, near Preston: No. 110, 154 acres, near Guelph. 3000 yards colored Flanneletts good width, worth 10c for ............0ic 15c. Wrapperattes for ........... ...3¢. 50 pieces Fancy Wrapperettes _ for Children‘s dresses, Ladies heuse dresâ€" ses and waists worth 15c for ° 09c. No.111 ,150 acres, ncar Bamberg. â€"| No. 114, 40 meres, Benelac. Co., Mich. No. 115, 5 acres, near Hespoler,â€" No, 116, 185 acres near Kossuth, No, 118, 800 acres near Branchton. No, 119, 100 acres near r‘reston. No 120, 800 acres near Indian Head, No, 121, 140 acres near Milibank. Flanelette Blankets in grey â€" and white 10x4 worth $1.35 for 95¢. 11x4 worth $1.50 for $1.20. 12x4 worth $1.75 for $1.40. The finest quality, extra large sizes special 55 for‘.;............... ...........88.96 Special $6 fOf ..............}..........$4.18 Now 122, 60 acres near Preston. No. 125, 166 acres nsar Branchton. No. 126, 150 scres near Cayugs, Engquir lctter e refer to mh-.’ ty gease c Tabie Lin.en 'l"hn/éot-t bargains ever . offered in Bertlin Unbleached Table Damas‘, worth 356 and 38¢ for ........._....35¢ Following is the result of the schâ€" eduled curling games played . at the ndualse 2c tm ac cce t PRESTON, ONT. Nispe!l Block . Ph _ a2jc. Lawn at gpe. _ . White Victoria Lawn wide width worth 12§8 &b ,.sumo» vvervcensens OME ©10 pieces bleached Cotton extra gual Hy wobth MG: 0K .ss.;s.« soncncso sns l rink on Wednesday evening. f D. C. Kuntz rink, Geo. Bruce rink, skipped by Gus. skipped by A.: Kuntz ........... 20 _ Hergott ........ F. G. Hughes; _ H. M. Snyder, ) __ skip 21 skip: This great event will interest every woman in Berlin and surrq'undil;g oounuyn-i;#:g well known fact that our January clearing sale means extraordinary bargain. giving _ and this year will be an exception only in magnitude and bargain giving. ~©*~ _ td i2‘ a. es These prices only represent a portion of the goods, there are hundreds more which â€"/â€"â€" cannot be enumerated here. FAGe ie se is T ce At a tremendous . sacrifice. Ladies ‘Sablé Rufs, 3 only with & tails worth $8 and $10 for ........48 5 only Sable Ruffs, long lengtB, trimmed with tails and ornaments, worlth 18 for .......... ........«812.00 4. American Martin Stoles, worth $AD JOR |.2srrecsrvisrciny ressersircenncfinse cOe Ladies Isabella Fox Scaris wortk $10 and‘ $1% for ............ ........$6.15 Chas. Moogk won by default from H. J. SHk®, â€" â€" _â€"_ The biggest event in Berlin au;}ng the remainder of the month of. ]anuary wi tremendous%gharing Sale of all surplus winter stock which will commence on â€" :; Children‘s Grey Lamb Collars,worth §.50 lot .........s. omuamvbcerircen WAE Ladies‘ Collars and Caperinesâ€"A» trachan and Near Seal, v‘ofl': F10 > IQE "w..l.cc.c mmeyrmtem â€" secmmatetrd f s Ladies‘ Mink Marmot Collats "':! length, worth $10 {0f. .....s.««~ E. L. CLEMENS Furs! Furs! and other properties apply to 10c. Cotton at 8¢. Thursday. January 23rd of this week CURLING ‘S8ale for 8 days, January 23rd to 31st. Phone 85. _ Ladies‘ Isabella Fox Scarfs worth| Fite wool Norfolk ’ffihfiifi Western Sable Mufis worth $9 and Bnd White worth 'fi </ $s $10 f0P _ ......a ... ... .....$6.50|, Ladits‘ Golf J-& B Ladies _ Fur Coats, _ Astrachan, |Ginal and Navy, worth $2 fot. $15 worth $30 for vevee es c ce §P § P * h0 _ ol mt ©500 .Remnants of Prints, Musling Cottons, Linens, Wrapperettes, etc., all marked at sweeping reductions Wishing you all a : .. . / Happy and Prosperous NewYear Ladies Near Seal Coats, woml $60 IOF = ....ccscssiuse anemsseiesilinâ€"$39 Ladies Persian Lamb Coats wi‘l‘ Sable trimming worth $125 for $95 S. B. BRICKER : 150 yds. Fine Black sateen, extra fine finish, wortl 20c for ~.......12%e Ladies. black Sateen skirts, full size with neat frills, worth $1 for 75¢ Ladies Fine Satecn Skirts with three frills~ and dust frill worth $2 OR : XS.1202. 8 Eineiinerenecvens shx e nbtactieg i+ B$ <Ladies Colored Underskirts Moreen in Brown, Grren ‘and Red worth 2.50 Ky 5:50 108 .....cc.l.......s <....cll......icc058 Ladies Black Moreen Underskirt, wigtth §1.75â€"for â€"....:......:;, <....... 956 ‘ Ladies Mercen Skirts, extra qualiâ€" ties, reduced to $1.50, 1.75 Ladies Skirts Black and white,plaid silk Moreen, worth $3.50 for .. $1.95 Ladies Flannelette night . gowns worth 65¢ foOf ......... .................49¢ worth 85¢ fof .................. ........85¢ _ Ladies .Flannel and lustre wa‘ists in tolors and black, oud sizes, worth $2 J 3B IOL â€" isieniaime oonvacess Crembtaiit Ladies Cashmere Waists, Black, Naâ€" vy and Cardinal and Cream, worth $2,.40 181 ......c.ccucsnicec, ceas 6800 _ Ladies Fine Vonetian Shirtwaist nlu. NaÂ¥y and Black, worth $12.â€" 50 peou lepar saln P 6 Baoirel ie c § 0. Ladics clegant silk waists ttimmed with dnsertion, long ‘wleeves, worth $5 Ladies Cream Silk waists, Japanese silk, and Louiscme sily, worth $3.50 00 Wb HOE‘ ..4...L¢ lccee Snd‘ clvennct BRA Notwithstanding the stringency of the money m l ketudtbogmnlqd%' his business‘ . a3 has Tsea as large and prosperousins even. .. _ _ _ We take this opportunity~of ~Thanking altour . .. frieres and patrons for their "‘gw- *#‘ ¢ : past season and hope by kird and courteous treatmers _ . to recei not f ive as large h*mw ing year.s s ( ( +# s CREE Waists at 50¢. Silk Waists Remnants Waists| Muffs *3 Girls‘ Norfolk % s ul’.‘:v C uts ....-.-n.' -'ln sweual C%P c# ovs ”I'J_n.;‘_‘i se es Eait Pyd Oz Knittcg ast Red and Brown Plain Cloth Coats for childréen from 3 to lO‘Tp old all at exactly Halt) Price, \1 1 sw * CE #1, iGirls‘ and (Misses n:}fl V“- from 10 to 16 years in Tweeds and Plain cloths . all colors at h‘¥ jce. $7.50 Coats fot ... _.s... 3 $10 Coats for ...... ... }:z $12 Coate for {..........1$6:00" Ladies Black Coats at teâ€" 48 duetions loose batk and mh.. 1 A good variety in .all sites. is 10 Coats for \...... .....36.50 § $12 Coats for ;....... ........$7.50 14 & $15 Conts for‘~.......; 5 "Fit :collece. chts k PWns â€" â€" 50 pieces dress Goods worth 50¢ 60¢ to 75¢ your choice at 25¢ a yard. |A 50 pieces :elegant dtest suitings worth from 75¢c uem to $1.50° per yard all going at the very low ptice of 50¢ a yard. â€"_At tremendous autprices masy of uaw.mw B _ Come and see. Ladies‘ Gloves, Hgsiery, Undg wor sn Bitkes "himaige $4 ‘Coats‘ tor .: $5 Coats â€" for . $7 Coate for ... Worth $22.50 for ... Worth $28 for ... ... Worth â€" $40 : fot â€".s%.., Worth â€" 80¢for:[i..s; Worth 75 for ...}.... Burs! Ffire! Fura! Woot U Children‘s Coat# Ladies® Conts|(\ | Dress Goods Cevivins }h n,m‘: m awild. 1&.7:5 erseys in Black, Carâ€" & '“'w ” m‘.:.% uflw‘ e "*> % and .Grev: Knithod aut. "vj $17.50 .3A 50 $1.50 .....$2 $2.50 $3.50