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.‘ DpIRNARROND A FEAK: *~~I undet a thar Pmwe __ eated in staell country towns . Vomp® [ 50%, MOWU*~b/~." u) hos" Sofore he ... ! fiffon is well night impossible to conâ€" mhnplmf'ht before he .. Guot a cigy bank under our strict rules mltlnp&: in the rear of the and byâ€"laws. l::dnmr*.-kwtb e ies hn‘:-.:dw:-u: "Don‘s mh?' , and from personal: exâ€" heem reeligion, m city banker caid to me|it‘s in bee‘s vife‘s uno.r.(hoghm C . "How can a man run | and applause.) twentyâ€"fre banki! It is all I can do to Now, in conciusicno, though you for ran one." I told him it depended largeâ€" | got all olso I‘ve said, remember that upon the capscity of the man and nothing can take the place of brains in upoqllilblthll-nntind. I beâ€" | the successful management of a bank. ¥» Abogp are.s great many mon of | Remember that no amount of capital /# i : Qu"‘mtdfllhh integrity | with braims can take the place of that wA to (Anluu&l'outhh one qualification so essential end wide ___ line we have no srouble. nen we beâ€" | !y recognized as peculiar to havukersâ€" .u,lvh.hukh'hdflfl- te :rural | integrity. No bank can live without ers our critics were legion, and | it. Birth and education do not guarâ€" C tteaAs nvadinted disaster. That| antes it. F. F. V. sometimes stands for 37 ... and mins. . They refuee to accept this ... Shree yeare‘ vacation in lien of the cusâ€" en & wou §9 * M m-”umaw” tiaâ€" go, but we will stay at home." "Your committe has requested me to ".li,lvh.hukh'hdflfl- te [{rural ors our critics were legion, and .. meny frieads predicted disaster. Thet .. has all been changed by the past ten years of unequalled ruceess. T cau cite to you a number of corâ€" porations in the United Skates which successtally run hundreds of branches, ~â€" De not the telepaone and the vestibule train of :b(lm;pmlfiply one‘s * Ts lact in beuking mast ‘toke on‘ . . progreasive methods as well as other t "; "H twoentyâ€"fre ban run one." I told se spon lois 17 N*hm“ma money, as the merchant does for goods. The severity of the panie of ‘93, with its disasters, can never be repeated in this “&m-u.mw- it nn-u-lb:l.-.nuldd to come credit spleadid showing Be seld that the mereart‘s (**9*% #*| io "presigens exhibits to hit st00k; Dep‘t at your yape make fnces dflfifl“‘&*“ statemeni? Te o S moe, ho CDoam pornil pawnicle sns exiow w:: , your pops sions of notes, 'lna-y-:-v.i Â¥wo years ago, be it well nl-fi f ...:,.;'“‘M’““ ‘.* Fudag~ * | neer new town, not u&"m“ ts wah begin is. A man came into one of cur fork e mt 1 & ngte ""'..":'.&'..m-»“-.'n“. Mige fliks 5+ _ itte . that hy knows get bf -d‘n-nh-(fimnh&. “mm“uuvmh‘fiflu’)b’*r&d.p‘m c ~Afbnapntainbinigl CS AOICEI T ~£ 7 bye, baby, your mamma is you force me to protest your notel" Wpgpgrrrrereeeengeeeae s “Iyod.'&omm*vm wili become of my puor wife and chilâ€" The Country B@RKQP| &or Tpe caspicr toid him it was * 4 three hours before clesing time. The mss mean went out got the money paid bis By Wi. 8, Wiham, of Atlanta, Ga» Next, I advise the country banker At the twoentyâ€"fourth anoual meet tohnuu;:::d-l Oae country hdfiomwm banker re:eived s letternsking for s tion, which. was beld at Denver, Colerâ€" list of bis par points. He repli¢d by ado, in August last, the address, bore n-fll&’mn of x given in part, was received with anmeâ€" with band pointing al favor. We Snd in the September|(Laughter.) Another his lssue of the Bankers‘ Magazine, 150 | charges of 1 per cent. in this way; oneâ€" pages of whose space is devoted to the quarter for collection, oneâ€"quarter for of the convention. exohange, and one half for wear and % and berees of she War tear on the money, and added postage Tax. L cometoyou freah from she | free. (hlfihtuulml.ut)'l‘hm watermesion felds of Georgia to bring | will always kickers, but you are not ’Ol'ufi.ho.ihwnnhn' hrfimâ€"m'ithm. â€" L. bw sn POU -nln"hflll‘lhd “. '.“ WS’A@&. â€" A man may be close an# GEO® WUT! Auny lack on my part on the back of hbis neck to save the soday is due to the face that 1 have Wdleolhrbnm;mhbvuoh bpmdyhly,k,h;bm at night to save wear tear; tie ourdepositors to go to the war and our lightningâ€"buge to nis beehive so that borrowers to stay at bome. (Laughter.) the bees can see how to work at night, l’!hovdq":ifl-huwukb- but he is a pbilanthropist and a scholar to this labter _ (Laughter.) Again oonpndloflumvhoklohnom- following the example of a New | quarter exchange charges of the country Pm PCOR T E_ C TAccles iTanchter and anplanas 1 My! bow deep patriotiam has strack inâ€" | but he is a philanthropist and a scholar & a scholar ummm,(w-m)"w compared to the man who kicks at oneâ€" following the example of a New | quarter exchange charges of the country York bank, I‘ve bean urging the surâ€"| banker, (Laughter and applause.) mhplp(dch)hut banks to go| The bank‘s noteis always accomâ€" in the defence of their country panied with collateral; the merchant‘s and minps. They refues to accept this | note never. The bank is under State Shree yeare‘ vacation in lien of the ousâ€" supervision and bonded cfficers; the tomary two weeke, and they repiy: bank‘s published statements are made _mm’ to jh.jflllg:‘fl-. under oath; not so with commercial others go to Rome;, some to tiaâ€" | bouses. ‘Tne bank‘s assets b:x to go, but we will stay at home." the creditors; not so with the ant Your committe has requested me to | when he fails. B: tb like the Jow when dnmawdnm by | he went to join 3.. First National which we hars .. y Baptist Oburch. The deacon asking and maintained twontyâ€"fve banks, loâ€" him 'Bu:fia:' ‘22 32," eaid; "And Toggh Shorgh the ear thoagh e io as aoid as * -- Tines of business. Theory is one thing, fact is another; the theory of medicine bmlflu.tho‘mtlndhno\hu. Only twe people know the effect of a does, the man who gives it and the man who takes it. (Laughter) Castor oll is not given in a teaâ€"cap now; it is capâ€" suled. _ A sixtyâ€"day bank note was once the limit, but new a six months‘ note sells as readi}y, Is is not unprofessional now for a banker ta advertise his wares and drum for trade. It is not incomsisâ€" tent with conservative banking to conâ€" »iy "ven "Bind Wik TB sise pase wl ye, ues Wipghâ€"a bye, habg, wl us w ARRIED A YEAR, Jusrady and tieuge * Aivermess and Lenten | | PP P0 M nV , usstoser of Ap ARRILGD A Poske ' O. J. James, quagpc= T is Paa ui * s es en snn barcpe wish 10,006 -u-bo:-h;v-i- s uin ue oi wiale atl Pn ons prock e maile tail | ce geenr i hn in e i( Antpnny meruamm m oo en cce 123 _ | tcns bankes of Foresstess: eaid. "He | some trom different patts of h tnlalh, A could by aoy mosns You selie and manifeld Oloy _ banker of Jorueaiom, e .%.., e hafres o. Web â€" your â€" poge‘s gou the smine, Vegnd a wouk. "ve fest cenclut | ofi es ourempmagaeds goods ~gert y mss wia Â¥s M ts Meney ‘ ot your .ciin| ment will leave to day for Londen and | of this conniry 7ou yould consiter ms ,,..‘,'n.,.q-â€"’o OETRY. -Dol.: lies of his par points. "‘ He replisd by uome. | with the hand pointing â€" dow »mber | (Laughter.) Ancther noi " his _ 150 | charges of 1 per cent. in this woy; oneâ€" * aka [anarter for collection, oneâ€"quarter for 1000 -zl:-. E. Es che -u-â€";:-:-[:â€"â€"---) t tenm | a "fullâ€"fledged vagabond." (Leughter. Of the banker lt.:‘bnldbonidflnihh t corâ€"| word is even better than his bond. The which Mboqkdthovoddohsutho;flt "We do not epeck as we pass by," b| _ graphy of its bero with these four words:."He maintained his integrity." Ohoose rather a banquet of crumbe than the luxuries of illâ€"gotten gain. _ (Apâ€" Be | ‘Through L.htnm and through cloudy weather, . fl'hhudi:mflv,hnlrhdlmd-r. W’t sost a sigh, a tear; 4 steal away, give little warning, COhoose thine own time. _ , Bay not goodâ€"nigh*, but in some brighter who comes to several "bus m-um-u At the stock the exporters are jubiâ€" ummwm-mwh-rl‘- too, are satisf:ctory, ranging from $100 to $500 for best coach horses and $100 to $250 for ‘bus borses. HeShould Begin His Apprenticeshi so as to be Through When Twentyâ€" *Beventeen is the preferable age for going to a toade, but in many casee sixâ€" teen is not too young, nor eightean too old,"writes Barton Obeyney in the February Lidies‘ Home Journal . "Bat, all conditions being favorable, it is well for a boy to arrange his apprenâ€" ticeship so that he can finish his vrade by the time heis twenty.one. One of the advantages of going to a trade early is tbat it allows the lad time to muke a chan metbod or rule that can be followed in order that such mistakes can be avoidâ€" ed. But the best course to pursue is for the lad to fully acquaint himself with the details of the trades to which he may incline before he makes a selection. This can be easily done at the expense donlynlmloohuvathnq“:(i:l.g; Then the master of nstural spti can be consideredâ€"and it is a most important factorâ€"so that the lad can .voldgdaghionflhlulwvbiohbo has no special fitoess. It is asserted that every oune is adeapted for some one thing better than anything else, and the boy should strive to discover what thumthln‘:- It would be a great mistake for a without a natural bent for mechanics to attempt to learo the machinist‘s trade, and the chances would be against such a boy‘s proper advancement, for one‘s best work and development are the outcome of being m‘cnhllycmplcyd- The mortgage indebtedness on the Bmhllot Sick Ohildren, Toronto, entails an interest expenseof $2250 each each, a heary drain on the resources of this great charity. It will be rememâ€" bered that in a recent issue of this paâ€" per the wonderful work of the Hospit al was described, together with an sppeal from the Trustees, aeking that the people of Ontario pay off $25,000 of the mortgage this year. They had agreed to retire that portion of the mortgage. A generous response has been made, but there is still $4,000 ueeded to oamxl::o the fund asked for. Over $21,000 has been paid in, some of it came from the readers of this paper. The Ubsrity is provincial and not local. Sick children from every nook and corner of the Provivce are cared for. The Ohairman of the Hosâ€" pital Trust, J. Rose Robertson, M. P., Toronto, writes: "Is there another man in you town who will help the helpless children with a dollar!" Mr. Robertson says that every gift to a wortby ch«rity bears interesti for the donor. F.ar thousand single dollers *will do the workâ€"will you give one ! Bhyl:llc one of the most frequent causes of carriage accidents, yet with a correct knowledge of why a horse shies may cu aoâ€" dx‘hd\-n.nfld. ,A horse shies from fear, and while keepiog its eyes fSxed on the cause of its terror, moves away from it as much as he can. The common practice of drivers is to keep Wrfium side he shiee on. consequence is, be runs you into danger he does not. ssoâ€"perhaps into a ditcb, up a bank, or againat some obstacle that overthrows your vehicle. You blame the horse, when you yourseif ‘hnundthud‘.bbyplmbh 'um;hlhhg_lpd_i-_u, &A THM BUY AND HIS TRADE driver always . shiee before his m-&ob,bynoflohqthpflckd the ears of hit borse, or by some preâ€" vious acquaintance about his failing. The driver gives lizhs but continuous sogatohes to the rein . opposite to the dlonvhhlltllupfl«lhm; the horse feels that he is being pulled away from tha source of terros, . gnd passes flm&gh-fimhfl-‘ ddrlva those who wish to corâ€" reot a habis with their horses, have only to try ones or twice to be asâ€" sured of the soundness of this advice, Help With a Dollar, Bhying Horses. C P °7 * lanf 4 e e ,__,u.,m. These three countles on thâ€" ‘ Uime orders for | ®70rege produced a little over $1,000, ; been ".fl 000 worth of chesse the year befort age ww last In Wellington the productio: . Already there only amounted to $158,000. Yos msy in the city who | 47 that you grow stock in Wellingtor WE NPVE pN" the Hospit Brookhoim, 2 suburb of O «en Sound, w ; P JustPle | in Blty fornop with Anvoretn, 5o utbe |temeertor t reey in potrocage they asking thas | wovderful cures effecoted in that PI4C®|muve bestowed on us during the year just off $25,000 by the use of Dr Williama‘ Pink Pills. passed and trust to merit a continuance of They had | A newspaper man of Toronto, +Pe~Ci &|ineir kind favo‘s during the ensuing year. tion of the | some time in the vicinity, was dire0t80 |wyi,ping you all the compliments of the esponse has to a house on a hill overlooking OWED | __._., ‘we are yours truly, > ‘ still $4,000 | Sound‘sbeantiful bay, and was told that * 7 $+ d asked for. | be would learn something about a cure w id in, some effected by Df Willllu-’ Pink Pills * ias "%¢ tor, | Toe hill was climbed and it is to Mr J. | /J K. Shinn & Co pvincial and I‘Goodblol:w. the genial owner and| * ® from ev occupant of that pleasant home, that he earase ) | isindebted for the Tollowing faotes:â€"| _ Undertakers and Furniture of the Hos "lywvih d:wu lnrD goodwnm.n'r;l of Dealers. tson, M. p.,| beaith today to Dr liame‘ Pink ere another | Pills" said Mr Goodfelluw. _ "Una the wATERLOO, * o8T t help the | 12th of Jaly, 1895, Mre Goodfellow | â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€"â€" ollar$" . Mr. | went on an excurion to Oollingwood by | Not Singg . . . o on ons I niisg neveriped rate s parbtal rigbt Ad D e tor the | * & pr® aric Soliers | abtack of paralysis in the left side and am Dug give one 1 :::.b..dnldn:a:moo. at u-uhol:;m . . . In the Garden of Eden & m w pmmaes has there been a rantiugt in sudden and severe falle . | Dt there bests oses the proc of the bnrgnlive The paralysis made her unable to lifé| Instruments of all kinds, Walking Sticks, that be ring bis A6 CREDEE t 2 e s '-p-h.lh-lw.l.“’.w"‘ of cheese. In Leeds and Greaville $4,â€" $13,000 worth, and in Hastings $956,â€" 000. These three countles on tb average produced a little over $1,000â€" 000 worth of chesse the year before last In Wellington the productio: only amounted to $158,000. You mey smy thas you grow stock in Wellingtur . Bo y>u do; bat what are the further fnots? Oczford county sold live stock u 1897 to the value of $1,301,000, while your salss in the same line on‘!y amounted to $1,483,000. Yosu are very little aboad of Oxford in the m«tâ€" ududdmflow waâ€" abous $900,000 of you in the matter of cheese production. Then Mc J--ro-“ to give another lesson ; ‘In 1896,‘ he said, ‘the “wdomm to $8.600 000; in 1897 is amounted to $11,700,000 _ Here was an increase in one year of $3,100,000 in one produc ‘This increase was nos due to increase is the number of cows. It was not du« alone to the advance in the price of chesse It was mainly due to the en larged fow of milk. Why wes there this larger fow of milk in 18)7 than in 18961 It was because the weather was more favorable. Are we, thes, thllrmdm&m: Can we not make such provision \ae will tide us ever a period of drought and so produce sither in favorable or uufavorabi: seasone, milk to the t seasons, milk to the maximpgm capacity of our cows 1 ®_ Mr. James did not stop at this. Ee also dealt with butter ‘In 1893,‘ b: said ‘we produced 2,700,090 pound= «+ creamery butter in Ostario. In 1897, 1,700,000 pounds. â€" This shows remarkâ€" able progrees, but there is still room for even greater expansion, becau«e, while we produced in 1897 nearly 8 000,000 pounds of creamery butter. there was made in that year near}y 50,000,000 pounds of buiter in th home dairy. To provide for the manuâ€" facture in creameries of butter vow made in the bome d«iry we rquire th establishment of 1,400 or 1 09 factor ies. 1{f in addition to thisws bave to provide for a ressonsble increase in our export trade, .which will follow the enâ€" larged production of a good quality of butter, it would require 2,000 factor ies to meet all the requiremente of th: situation. Thatshowebow great is th: room for the expansion in the producâ€" tion of factoryâ€" butter. PARTIAL PARALYSE A Severe Cold Brings A Wifeand Mother Low Partial Paralysis Accompanied by Fainting Fits Follows â€"Doctors Fail to Bring Reliefâ€"Dr Williams‘ Pink Isho 2 proimi mt seo in, wasl â€" Cigars to Burn in some rewechy 1 oo pepl aalh alpes 4 BB ) coond a. wobirn Auptite the medicine prescribed. But ib WAs|fom «éwo.form" up, sin I br the ouly money wasted as she did not got i ”fimk;p' al’i';’ box . hild A:M"::‘. hubl';lih' PsEl we‘re d:? yoli ?rwl? Our puck three children to care lake ‘ for it was a deep trouble to the family sbneers are ®n govd en they Tuke ‘fh for her to be so afflicted. _ For eight J DOERSAM months these dizzy 'l.':“. and the paraâ€" * 9 lysis continued. n some friend Near tus Ramwar Taws asked her to try a box of Dr Williams‘ |â€" p.3.â€"Our Gramophove amuses you while Pink Pills To pleasethe friend she| you wait. consented to purchase m faw bOxe®. | .____â€"_â€"â€"â€"â€"â€"_â€"â€"_â€"â€"â€"_â€"â€"â€"_â€"â€"â€"â€" When these had been taken she felt decidedly better. The fainting spelle came less frequent, her strength reâ€" W f m .:‘: ::'h“. n'::;- and she was the result. _ After takâ€" STRATFORD, ONT. I:‘g'ohu\-'x boxes, and feeling quite PONTWalti i on Ti ie e t o it ut an |sifframetineritet nageng ‘tome of the old eymptoms, retarning. | it Retu‘ it uy Uno wne ds nc She again a supply and re W J @l!Matt Prinatn~\ joyed to find that these valuable little allets again gave rellef. She continuâ€" ed taking them antil sbe felt that sbe -fl‘mdyhm the effects of vhe when she again ceased to take the pille, That is over a year and a haif, ago, and only onee or twice since a half, amd only onee or twice since uhtl:-lpuun.unu old trouble, and then a few doses of the pille would give fuil refief. mas ‘Done for Te was overâ€" DON T W AIT for something to turn no, g> t a business educition and turn something up. Active, educated and wellâ€"trained mw men a~d women are '.nt= every where. e adâ€" mit students at any . W rite for olrculars THANKS . Cherry Pectoral has been for sixty years the popular medicine for colds, coughs, and all diseases of the throat and lungs. It cures Asthma and Bronchitis, and se soothes the irritated tissues that a refreshing sleep invariably follows its use. No mother fears an attack of Croup or Whooping Cough for her children, with Ayer‘s Cherry Pectoral in the house. It is a specific for that modern malady, La Grippe. It prevents Pneumonia, and has freâ€" quently cured severe cases of lung trouble marked by all the symptoms of Consumption. It is Colds, Coughs, and Lung Discases. FREE We have organized a Medical Department, with a physicia.,n. of the highest standing at its head, and invite the sick and ‘axlmg to write, and receive the best medical advice. absolutely without charge or cost. . -mâ€"hw. M =~â€"-.qu MALELE $#3 with chain and charm, for sefl« ®At the ago of twenty, after a severe sickness, 1 was left with weak lungs, a terrible gough, and nearly all the symptoms of consumption, My doctor had no hope of my gecovery ; but having read the advertisements of Ayer’-ChoflPanlm-hed to PHSu UE ao ie o o oo e n e e es m na ather enuoh madicina: "Sfinyuuquyu’.Chcr:, Pectoral cured me of the asthma after the best medical skill had failed to give me relief." _ F. S. HASSLER, Editor Argws, Table Rock, Neb Write, and we of that sort among her children, and AYER‘S Free Medical Advice. > We give Cold Feet Comforted J. S. ROOS.â€"Sole Local Agent. for "Kidduck""â€"leather permits venâ€" tilation, keeps feet dry, warm, healâ€" thy. Sheds water like a duck‘s back. Costs no more than Calfskin. Can be had only in the stamped price Goodyear Weited.â€" Slater Shoe W ATOH, with a chain