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L. B. PIERCE, This is a favorite topic with several agricultural writers, and much is writâ€" ten upon the subject that was true several years ago, that is of no value at the present time when margins on staâ€" ple goods are so very close. I have a number of firmer friends who nearly two years ago organized a farmers‘ club, 03 meet once a monthzand have a good time. One of their fads is buying by the quantity, and dividing up the goods when received. . Being on quite intiâ€" mate terms with the president and some leading members, I have closely watchâ€" ed their inethods, and must confess that I cannvot see where they are saving much. _ Everything is boughtâ€"or toâ€"be_boughtâ€"at wholesale prices, nere is really some margin, . or 1 be if the goods wrre all consumed ne person, and that person the one o does the ordering. In this case he president does this work, and Iis cornâ€"house or granary iwxlly a Kind of grocery, and he)}(fefig\ lirge amount ‘of work for which he gets»gothing. As G}W/i(t, the club runs a grocery aoél sets a clerk and bookâ€"keeper for nothing, and in this way saves the groâ€" cer‘s profits. _ This clerk is also teamsâ€" ter as well, and draws the goods for mothing, or for very meagre pay, from the railroad station to point of distriâ€" bution. â€" Then there is the use of meaâ€" sures, scales and storeroom,/all of which in the case with which I am familiir, were at first furnished by some member without compensation. In one case a barrel of Eocene oil was bought in Cleveland and divided among the members at an advance of a cent a gallon above the cost in Cieve: land.. The freight was 20 cents, and there was justs enough profit to pay 15 cents for a gallon measure. There should have been 20 cents more, but this was dissipated in measuring, evap orating, or what is more likely, a trifie of shortage in gauging. The distribuâ€" tion being among friends the distribuâ€" tor could not apportion this shortage among patrons, by giving a trifle of short measure to each purchaser. In this case the distributor purchased the measure on his own motion, his own measure being only a quart. In weighâ€" ing, a very small, cheap scale was used for over a year, it being the property of the distributor or acting clerk, factoâ€" tum, or whatevr you choos= to call the «officer who acted as middleman. After more than a year, one generâ€" ous member moved that the club purâ€" chase a platform scales and make a present of it to the man who was doing their grocery business for the club. Some of the members objected, and at last advices the purchase had not been de, the argument used being that it ld cstablish a bad Precedent, and fenever officers were changed, the oceeding would have to be duplicated that or some other form. . From priâ€" vate conversation with some of the \members, I judge they felt that if they invested their savings in conveniences .and presents, there would be no object in buying at wholesale. As they were honorable men, I questioned them as to how they could allow a neighbor to be a bookâ€"keeper, clerk and teamster for nothing, that they might be gainers. "Ob," said one, "we shall ‘change offiâ€" .cers in a year or two, and some one else will have a turn at the honor and the work." This factâ€" that some one must do the work, be responsible, and bave the wear and tear of the middleman, withâ€" out the profits, will always be a strong and reasonable objection to the purâ€" chase of supplies by clubs, granges, and like organizations, and although experiâ€" ments on this line will always be made, they will collapse after a time ; and if the future be like the past, there will be scars remaining of unpai l purchases and unrequited labor. ; With these ‘«company or society efforts to dispense with tho middleman, I have never sympathized very heartily, but I do beâ€" lieve in private buying where one can purchase the cheapest and the best. "To this end I have c«refully read what I have found in the papers, and watchâ€" ed the experience of those who purâ€" «chase in quantity, besides doing a good deal of figuring and trying some experiâ€" ments. In fauiily supplies, our heaviest bill ‘ is for fresh meat. This one cannot buy in quantity, so this must be eliminated from the experiment at the start. Our next heaviest bills are for coffee, sugar and flour. On the first the only way to save is to buy in 10 lb. lots, and roast and grind it at bhome, This enâ€" tails extra Jabor on the womenfolk, and it sometimes happens that a roasting amounting to two or more pounds is seriously injured in the process, the appliances for roasting being, in most families, of very primitive description, Taking the roasting and grinding into account. ‘ and the imperfect doing of both as compared with the improved methods of grocers, 1 believe ithere is â€"very little profit in buying green coffee at wholesale. By buying flour by the barrel, 50 cents can be saved on four sucks, If one has a good dry, mouseâ€" proof storercom to keep it in this is clear gain, provided flour does not fall in price during the nearly four months it takes us to use four sacks. At present, sugar is $4.64 per 100 Ib. for granulated. . This gives a total marâ€" gin of $1.08 on a 300â€"4b. barrel, as I can buy the same grade in Akron cf Buying At Wholesale. leading retail grocers for 6 cents per pound in quantities of ten pounds and upward. Out of this meagre margin I should have to pay freight, 25 cents, and the cost of two letters (one of inâ€" quiry and one for ordering), and a pos tal order, or 16 cets. in all ; 41 cents out of $1.08 leaves 67 cents as the profit in ordering at present prices 300 lbs. of sugar at one time. If the weight held out I should save the weight of the paper sacks bought with grocery sugar, and the barrel would, in my case, be worth 10 cents, as I have to buy more or less to ship berry plants in. On the other band, I should have to furnish storage room on the ground floor, run the risk of loss by fire, and take the chances that â€"some careless employee did ;\ get something into the barrel thki" _led it, as I remem:â€" ber the ca 'ifivgo»u‘ding-schonl in my youth whe:fha careless hired girl set a large bottle of bed bug poison on an upper shelf, and a few days later knocked it off and broke it on the edge of the sugar barrel, dosing , about 200 pounds of sugar with a mixture, part of whose ingredients were corrosive sublimate and turpentineâ€" It seems plain to my mind that it would not pay me at present prices to buy sugar by the barrel. Soap can be bought at $3 90 per box of 100 cakes ; we buy it as we want it, six cakes for a quarter. _A box would last us nearly two years, and on this there would be profit of 27e., provided I got it direct from the wholesaler without the exâ€" pense of shipment. Tea is an article that cannot be kept long enough to warrant buying at wholesale. Loard can be bought of farmers for about 2¢. per lb. less than the dealers charge, but neither my wife nor myself have the time to hunt it up, and oftentimes the uncertain weighing will offset the profit, as the weighing arrangements of the average farmer seldom come beâ€" reath the scrutiny of the inspector of weights and measures. Then there is another difficulty, and that is lard does not always grade, alike through the whole package, and it is somew hat diffiâ€" cult to get a producer to rectify any litcle errors of quality or discrepancies of weight. â€" More than that, it generally takes more time and annoyance than the profit of 2¢. per Ib. amounts to. Buckwheat flour, of which we use upâ€" wards of 100 lbs. each winter, can be bought at a saving of a cent or a cent and a half per pound by buying 100 lbs. at once. The only trouble is, some brands are better than others, and if one buys in; 10â€"1b. sacks a change can be made to another brand at the second purchase. ~â€"On kerosene oil there has been quite a margin, but now, when one can buy five gallons for 35 cents at any leading grocéry, it hardly pays to buy by the barrel. _A neighbor who got his oil at a country grocery, and paid 50 cents for five gallons, bought a barrel costing less than 7 cents per gallon, and the value of the barrelâ€"reducing it a cent per gallon moreâ€"was to be refunded when the empty barrel should be reâ€" turned. He then thought he was making money, but after a few gallons had been drawn out the staves shrank, and the oil evaporated in the hot months about as fast as they used it. In other words, evaporation in the summer brought the consuimption up to more than in the longest winter evenings. He then essayed to get a tin reservoir, but found that one would cost §8 ; so he concluded to stand the loss by evaporation, and after the barrel was gone, go back to buying five gallon lots, The club to which I referred, found that in purchasing several barrels, one at a time, there was quite a differâ€" ence in the quality, and were unable to get any redress or satisfaction. ~_Whe her it was a mistake at the teâ€" finery, or a trick of the dealer in putâ€" ting a cheap grade of oil into Eocene barrels, is not known, but the latter is thought to be the reason. In the smaller articles of culinary use, as condiments, spices, powders, &c., there is considerable saving in buying in quantities, but the trouble is that the quantities are so out of proportion to the immediate use that many things will get old or lose their virtue. I potice that Mr. Terry has more than once in writing upon this topic referred to the wide difference in price between mustard in 10 pound cans and the small packages, and he buys in the larger form, thereby figuring quite a profit. Now 10 !b. of mustard would last my family from six to eight years, if we used no more than we commonly do. Perhaps if we bought it at half price, and had it on the table every day in the year we might consume considerably more, but whether life would be better worth living for that reason, is a problem that it might take several years to decide. â€" My friends of the club fouud a wide difference in price in N. 0. molasses by the gallon and by the barrel ; so they forthwith ordered a barrel, that they might make all there was to be made in the grocery business. There was so much saved that each one ordered much more than they had ever used before, and one friend told me confidentially that the principal dish that his wife furnished was molasses cookies,.so as to get their purchase used up before it soured. To sum up the matter, I have come to the conclusion that we might save §12 to $15 each year if we purchased in wholesale quantities, but that this sum might possibly be largely discountâ€" ed by losses, wastes and conveniences necessary for the wholesale way, In my case I deal in a year with perhaps fifty different grocers. A small purâ€" chase now and then helps along my sales and often takes no time. â€" Many of them do business on a very meagre capital, and it sometimes happens that a sale is made on a very busy day, that I could not make if I did not take gooas. If I must get back home at such an hour, it is better for me to take staple goods even if they cost a few cents extra, than to sell â€"my remâ€" pant at a considerable cash reduction, as many do in such cases.â€" Country (Gentleman. Not a small part of the fame of Brooklyn can be laid to the credit of the remarkable women who have lived and live now within its boardersâ€" women who have taken rank and honor in almost every walk ot life. It is a well known fact that a very large proâ€" portion of the real estate of the city is held in the names of women. Itis not a widely known fact that the woman who is reputed to be the richest in the United States lives in the City of Churches and right in the classic seeâ€" tion known as the heights too. Her wealth is variously estimated at from $40,000,000 to $60,000,000, and her name is Mrs. Hetty Green. â€" Her name and‘personality are more familiar to Wali street than they are to Brooklyn society. â€" That is because Mrs. (Green has chosen to devote all her time to the manipulation of her fortune and has let society get along without her. Hetâ€" ty Green at an Ibpetonga ball would create a sensation indeed, but it is not likely that such an occasion will ever be recorded by society writers. Hosts of people have brushed&lbows with a shrewd and rather calm faced woman, appazently 50 years old, rather short, wenring a plain, old fashioned shawl and a bonnet so far beyond fashâ€" ion‘s pale that no one would ever susâ€" pect it had been in it, even years ago. Nobody ever saw her with a dress which was not severely plain, and selâ€" dom has she been noticed when she did not carry on an old style and well worn black satchel. _ Her appearance would never cause the uninitiated to think that she was anything more extraordinâ€" ary than an: old fashioned woman of moderate means and simple tastes, who was on her way to the corner grocery or the bakery on the block below, Yet, if money is power, this same staid lookâ€" ing person is one of the most powerful human beings in the country. In an old fashioned house on a corâ€" ner in Pierrepont street Mrs, Green and her daughter Sylvia had lived for sevâ€" eral years. The modest apartments they occupied are hired from a pleasant faced woman, who keeps the house and who has an admiration for Mrs.(Green, whichashe.does not conceal. The richâ€" est w in the United States has a sor, ) Wuliims been spending some time in I%a seeking to improve bis health, . Mrs. Green has been a widow for many years, and her daughter is about 20 years old. Since the death of her husband Hetty Greea has become a financier of unusual shrewdness. She has indicated by her actions that she has small faith in brokers, and that if she wants anything done the best way is to do it herself. The weatheu beaten satchel has carâ€" ried securities representing millions of dollars.. It has knocked about New York and Brooklyn and other big finâ€" ancial centers with precious burdens, and Hetty Green has always bad a tight grip on it. She does not believe in spending her money on things she does not want, and as she wants very little she spends but little. Her childâ€" ren and her fortune are the sole objects of her solicitude. Mrs. Green is said to be very anxious to have her daughâ€" ter become one oft he leading actors in the famous Four Hundred of Manhatâ€" tan island. Something of an obstacle in the way of this is the daughter herâ€" self, necording to report. _ Miss Green is credited with caring as little for the dazzle and newspaper notoriety of a soâ€" cial career as her mother. â€" She is a girl whose tastes arequiet and to whomdreâ€"s is a matter of little consideration. Mrs. Green, by way of a foundation for daughter‘s social debut, some time ago settled a large sum of money on that young woman in government bonds. The amount is stated to be $5,000,000. Incidents in the career of this reâ€" markable woman have stamped her as a bold yet eautious operator in stocks and securities. When the financial panic of 1884 occurred, Mrs. Green had a large deposit in a firm of Canadian bankers named Cisco & Co. of New York. Inâ€" formation reached her that the bauk was in an unsafe condition, and without waiting to hear more she went to the inâ€" stitution and withdrew her entire deâ€" posit. _ The firm had no alternative,and after paying ber her money was comâ€" pelled to suspend and finally failed comâ€" pletely. Hetty Green is the largest property owner in the city of Chicago, She holds title to block after block of land in the business sections, and her son assists in looking. after her interests there _ For many years she lived in the western â€" metropolis, and. she spends much of her time there when away from Brooklyn. Her characteristic bargain with exâ€" Judge Henry: Hilton is fresh in the minds of financiers.. The money which the judge wanted so badly is generally uliarities of a Woman Worth $60,000,000 WILY HETTY GREEN crrmeemennrenm memenrarmunsesnrimeansener rem nemesunrntinemac on meremnran n essm mc en e m e arerenrr m mm mmaremere en e oremomenrmmenrmmmcecrormerriome rorernetsrrmenormeror en merarorrencommunonnmenernesmensucormenzenemmmzeremsocmcer Waterico County Chronicle, Nov. 16, 18938 perhaps, one of Dr. Pierce‘s Ficasâ€" ant Pelletsâ€"but you can‘t feel it after it‘s taken. And yet it does more good than any of the huge, oldâ€"fashioned pills, with their. gripâ€" ing and violence. _ These tiny Pelâ€" lets, the smallest and easiest to take, bring you help that Zasts. . Constiâ€" pation, Indigestion, Bilious Attacks, Sick or Bilious Headaches, and all derangements of the liver, stomach and bowels are permanently cured. They‘re the cheapest, for they‘re guaranteed to give satisfaction, or your money is returned. _ You pay only for the good you get. conceded to have been used in buying out the interest of bhis son, Henry G. Hilton, in the dry goods firms of Hilâ€" ton, Hughes & Co. and Hilon Bros. He went to Mrs. Green, or his Jawyers did, " and make a request for a loan of $1,250,000 in cash. Mrs. Green was willing to lend, but insisted on having a mortgage on the marble palace at the corner. of Broadway, and Chambers street, New York, the Stewart buildâ€" ing, which, with the land, is supposed to be worth $3,000,000. She would take no other security, and after a two months‘ search of the title _ the larâ€" gest mortgage ever given on a single piece of property in new York was reâ€" corded. _ But Judge Hilton needed the money before the search had been conâ€" cluded, and after he had placed in the hands of Hetty Green title deeds representing $15,000,000 worth of proâ€" perty she advanced him $800,000. And in addition to this the shrewd speculaâ€" tor forced him to sign a paper agreeâ€" ing that she should hold the deeds until the mortgage was executed.â€" Brooklyn Eagle. which they cannot cure Send 25 ©Sunlight" Soap wrappers (wrapper bearing the words "Why Does a Woman Look Ola Sooner Than a Man") to Lever Bros, 43 Scott St., Toronto, and you will receive by post a a pretty picture, free from advertising, and well worth framing. This is an easy way to decorate your home. The soap is the best in the market and it will only cost lc postage to send in the wrappers, if you leave the ends open. Write your address carefully. 1y. The mountain of Fujisian, in Japan, is actually in motion. _ Itis 12,400 feet above sea level, yet the power of the wind in those quarters causes it to sway from side to side. KFor Over Filly XCATS Mas. Wixstow‘s Soomurna SyRUP has been used by millions of mothers for their children when teething. If disturbed at night and broken of your rest by a sick child suffering and crying with pain of Cutting Teeth send at once and get a bottle of "Nirs. Winslow‘s Soothing Syrup" for children teething. Tt will relieve the poor little sufferer immediâ€" ately. Depend upon it, mothers, there is no mistake about it. It cures Diarhoea, reguâ€" 7 Ns 5 s ies ey EDo ve on ooo n es 2 n e omd lates the stomach and bowels, cures Wind Colic, softens the gums and veduces inflamâ€" mation, and gives tone and energy to the whole system. _ "Mrs. Winslow‘s Soothing Syrup" for children tecthing is pleasant to the taste and is the prescription of one of the oldest and best female physicians and nurses in the United States. Price twentyâ€"five cents a bottle. Sold by all drugagists throughout the World. â€" Be sure and ask for Mas. Wixsrow‘s Soorninc SyRur. 23â€"ly The number of university students compared with population is greatest in Spain and Belgium. English Spavin Linimentremoves all hard, soft or calloused Lumps and Blemishes from horses, Blood Spavin, Curbs, Splints, Ringâ€" bone, Sweeney, Stifles, Sprains, Sore and Swollen Throat, Coughs, etc. . Save §50 by use of one bottle: Warranted the most wonderful Blemish Cure ever known . Sold by Ed. M. Devitt, Waterloo. Greek education comprised reading, writing, avithmetic, literature, art and gymnastics. Sunday schools for teaching the ele ments of English education were estab lished by Raikes about 1871. The first regular effort to instruct the deaf and dumb was by Pedro de Ponce, a Spanish monk in 1570. Experiments made in the tobacco cultivation throughout. Europe have not given much promise of success. Ttch on human and horses and all anitfals cured in 30 minutes by Woodford‘s Sanitary Lotion. â€" This never fails. . Sold by Ed. M. Devitt, Waterloo. MHow to Get a ["Sunlight Picture. YoOU CAN SEE IT, A squarm .offer of $500 in gold is made by the proprietors of Dr. Sage‘s Catarrh Remedy, for any case of Catarrh in the Head, no matter how bad or of how long standing, Over Fifty Years Pierce‘s Pleasâ€" Teas, Green and Black, Green and Roasted Coffees Fresh Groceries a Snecialty Canned Goods, Bugars Also first class cigars. KUMPFS BLOCK, Waterloo FALL THURSDAY, SEPT 21. MILLINERY OPENING. and following days I wyill display a choice xelcctmnfoff?xll and winter millinery, conâ€" sisting 0 Hats, Bonnets, Toques and all millinery novelties. Any lady in need of anything in my line should not fail to give me a call, â€" Having worked in some of the leadiug cities in the States and Canada, T am confident that all work done at my esâ€" tablishment will be found first class. , Mrs. Donnelly‘s old stand ARTHUR PEQUEGNAT, I BEG to announce to tae people 0 Waterloo and vicinity that I have full assortment of WATCHES, CLOCKS, JEWELLERY, DIAMONDS, SILVERWARE, &o Repairing Skillfuly and Promptly attended to. COAL ! Scranton Coal ! Waterloo Coal Yards. ‘WE are now prepared. to fill orders for th best Scranton Coal in Egg, Stove or Nu, size. We would advise all to order now befor an advance in price takes place. _ The probab lities are that money will be saved by bookin orders atonce._ We respectfully solicit you patronage._ Ordersleft at our office at the co yard or ab J. W. Fear & Co.‘s Hardware Sto: will have our careful attention. J. F. Schaefer. You will find a fine line of Tweeds, &c. at V. M. Berâ€" let‘s, Kumpf‘s‘ Block, Waterâ€" loo, Ont. Henry J. Rockel, CONTRALHTOR â€"AND BUILDEB, WATERLOO. of all kinds cons All Work and Goods Guaranteed. ARTHUR PEQUEGNAT, Waterlo Â¥. N. BERLBT The Wholesale and Retail deweller. The Tailor. Mrs. DOAK, S Cig HOGG & HABBICK. at bottom prices ON: ntly on hand BERLIN. Of Fall and carly Winter cut through one like a knife. Pneumonia lurks in every gust. Sickness and financial loss are prevented by dressing warmly.. You can easily do this at comparatively little expense. 2 pair all wool socks for 25¢c; Men‘s all wool mits at 25c per pair; Men‘s braces at toc per pair; Shaker Flannel at 5¢, 6¢, 8¢, (Toc and up; Table oil cloth at z0c per yard; Men‘s,, youths‘ and childâ€" ren‘s suits and over coats to correspond with above prices, at the Great Montreal Bankrupt Store Sign: RED, WHITE and BLUE FLAG, King St. Berlin. Berlin, October 18th, 1893 Mrs. Steuernagel, whois known as the skilful milliner for many years, takes pains and will deliver you just what you want at comparatively low prices. For first class millinery according to the leadâ€" ing style and of the best quality, go to Millinery! Millinery! T T o v G v U o o o o y y gop y y y y p ip & zo n A HIGHâ€"class illustrated monthly magazine in the home is no longer a luxâ€" ury. _ It is a necessity, and to meet the demands created by this necessity, THE COSMOPOLITAN MAGAZINE, giving yearly, as it does, 1536 pages of reading by the ablest living authors, with over 1200 illustrations by clever artists, has stepped into the breach, with a reduction in its price that has starâ€" tled the literary world. arers The WATERLOO COUNTY CHRONICLE, fully alive to the the needs of its patrons, has made special arrangements with the superb monthly, whereby it will receive orders for yearly subscriptions to both publications combined for the sum of $2.25 The price of the great illustrated monthlies in the past has been $3.00 and $4.00 a year,and they were to be found only in the more pretentious homes. Our offer furnishes a help to all families, no matter how modest their means, to keep in touch with the greatest minds of the world, as The Cosmopolitan has today the strongest regular staff of any existing perfodical. Send orders to ENEA P c in enc n aQ mm c aninn nc an n rpndngng" rememenes Ein nc antn cantm n ®n oo ies We are in a position to offer the WaTERLOO County CuronictE and the Fammy HERraLD ANp WieEKxLy StaR, of Montreal, for one year for S1.75. This offer entitles the Subscriber to a choice of the two great premiums given by the publishers of the Faxtty Herarp. These preâ€" miums are the ‘‘SrAR" Aratanacfor 1894, a supâ€" erb book of 450 pages, or if preferred a copy of the great Famicy HeraLp SOUVENIR PiCPURE which retails at twenty dollars. The premiums â€"Almanac and Pictureâ€"will be ready about the end of November, and will be forwarded in the order in which the subscriptions are reâ€" ceived. Subscriptions to the paper may begin at once. Remember the offer of a choice of premium holds good only to the people who subscribe during theautumn. . Afterwards the choice will positively be withdrawn. 183 ot3,} Headquarters for all kinds of confection ery, Bread, Cakes, ete. . Wedding Cakes a specie lty J. W.DAYEY. Waterloo, OCNTARIO MEAT MARKET. you 240 Om o o Opposite Seyler‘s Hotel MONTH. } A GREAT OFFER! CITY BAKER V GREAT PREMIUMS THE COLD WINDS 11 GREAT PAPERS it 1 THE COSMOPOLITAN MAGAZINE. her business will be opened on Pr the 1ith of Oftober in Waterloo: imbitants of Waterloo and vicinity C. Steuernagel‘s. WATERLOO COUNTY CHRONICLE AND Ontario King St C. Steuernagel, >â€"ANDâ€" d The prices are consistent with quality of material and workmanship. _ _ SUITINGS, The latest invoices include the finest of American and Foreien Fabrics. "Tis not theâ€"clothes that make the man," but they help Inspection is invited to the New Lines of THE WATERLOY Crarite& Marhle Works King Street, Waterloo. Erb Street, opposite Markes. WATERLOO F you hav mory of t indly. favor SHAEFER BROS. rl TROUSERINGS and DAVID BEAN, John Ritzer. Merchant Tailor. King St. Waterloo lepart Waterloo, Ont ajloved one and ‘desire to ribute of affection to the f work either in Granite OVERCOATINGS & one. call and v i $2.20 | ed. YEAR nd d hall} b