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Wlsy have we so much lit‘ligationY: One reason imbecause our whole legal 1 system is so cdnstructed that by it liti. i gation is encouraged when it should be discouraged. I Being satisfied that the situation is wrong, we should find a remedy. But first let us consider some of the causes tending ttfproduee an undue amount of litigation: that is: A determination, by means of a lawsuit, of questions which could be as well, if not better, determined in some other way, inrolv ing less expense and less injury. When we turn from the financial to the moral side of the question of loss, reasons as much stronger as the moral must ever be of more importance than the mere material, force themselves upon us foxiconsideratiou. From some triding dispute or misunderstanding, which, if the parties could have been brought face to face in a friendly way, might have been explained and adjust- ed without duticulti, there have arisen family or neighborhood feuds which have estranged relatives and friends and led to life-long hatreds and moral deterioration. Seldom does any man emerge from a lawsuit without some lowering of his moral tone, some loss of self-respect. Personal advantage is placed in the scale against that abso-, lute rectitude which requires one to: tell the truth without a bias, color or‘ shade, as though he were entirely dis- _ interested. The temptation to deviate l from the straight path is too often too strong. Some shade of meaning favor- able to his own supposed interest will be given. As every such departure, however slight, loosens the moral fibre, renders the man less manly, less able to resist temptation of every kind, and makes further descent easier, the cer- tainty of moral injury makes it a seri- ous factor. of other people by the intelligent body of men who constitute the legal profes- sion, the judges and other officers of the courts, as well as the large amount amine-1y paid out of the public funds for the equipment and maintenance of the buildings, offices and courts, all constitute a very severe drain upon the wealth and Tealth-producing power of our community. There is a general concensus of opin- ion that we have too much legislation. Can it be lessened? By many amend- mends to ourlegal system we havehad its cost decreased, but what is needed is an earnest attempt to lessen the amount. Apparently our legislators are convinced that they have done their duty when they have provided the means by which litigants can wage their warfare assisted by all the mod- ern machinery of law. Yet is there not a better way? Is it, possible to de- vise some method by which legal strife may be prevented and quarrels settled before they have resulted in loss of means and the incurring of life-long animosities? The genius of our race I should not find this difficult; or, if dif- ficulr, it should not stand dismayed by the task. In these days, when nations are learning that it is wiser to settle differences amicably instead of resorting to the stern decision of war, individual men may be expected to greet with pleasure any proposition which looks towards a peaceful solution of their in- dividual disputes. THE COST OF LITIGATION. The large amount of money expend- ed in the futheranee of law suits, the time wasted by the litigants in super- vising their cases, instructing their own advisers and agents, procuringwitnesses and other evidence , together with the time and energy devoted to the pt'epar- ation and conduct of this civil warfare of other people bv the infellionnf. 1mg" His own vanity, his hopes and his It Works Welt in Swllzcrlaud and Nor. _ way. [R E. TITUS, TORONTO.] There is a general concensus of opin- '..s,, um; "V L , ' _ . - Proposal to Discourage Litigation , in Canada by a New Method. "My barns are full, and as for grain, Imey never see the like again. My cribs are over-run, and-well, This year I shall have some grain to sell. All this is due to my thrift and pluck, And not; what the shiftless call 'good luck.’ " "God gave the increase." This whispered thought a change Of mind to the farmer brought. From whence it came we can only guess, Perhaps from his inner consciousness Of right and wrong, for who does not know It would be in vain to plant and sow, To work with skill in hope of gain TXretc,_a_a, TN . . _ Without the orsdnirirsTn'2nt'riiain ? It was thus he mused : "Now, let me see, This has been a very good year for me. That rocky, worn-out pasture lot Has lately proved a fertile spot ; And I am quite convinced 'tis wise Each year to freely fertilize. By the blazing fire sat farmer John, His storm-coat off and his slippers on, A look ot pride on his rugged face As of one who knew he had earned a place In the foremost line of the sons of toil, Who rank as kings of the fertile soil. TUE CAUSE OF LITIGATION, Courts of Peace. THE MORAL INJURY FAR‘IEII JOHN'S SOLILOQI'Y BY A FARM JOURNAL GIRL OETRY, no much legislation. I By many amend- system we have had The commissioner in endeavoring to reconcile the parties should not be fet- tered by legal fictions or technicalities, but should endeavor to do that which seems to him right as between man and Imam. The parties in their own lan- guage state their respective sides of the, lease. Everything which would assist (the commissioner in arriving at the l merits could be brought before him. A , commissioner. of intelligence would be' l able, oftentimes better than is possible i in a court of law, to sift out the true l from the false, and, having learned 1 what is the real matter in dispute, he i can urge each to sacrifice some portion ‘ of that which he considers his rights in order to come to a friendly settlement. The heavy expense of litigation; the uncertainty as to the result; the worry, The proceedings before the c0mmis- sioner should be strictly private and without prejudice to subsequent litiga- tion, and the information there ob. tained and the admissions there made should not be available for any pur- pose whatsoever in any subsequent proceedings. The parties having thus been brought before the commissioner, they should there state their grievances, it being the duty of the commissioner to en- deavor to reconcile their differences and bring about a settlement between the parties. If a-party fail to appear without good excuse he should be compelled to pay the costs of any subsequent proceedings in a court of hw, even though he should win the case, and no action of the class mentioned should be permit- ted to be brought in the courts of law until after the same had been brought before the court of conciliation. The parties to the controversy are to attend in person, and no other person is to be permitted to attend on behalf of either of them, except when the same is rendered necessary by the sickness, infancy, insanity or other suf- fieient reason or disability of the party of which the commissioner is to be the judge; and in no case is any lawyer to be permitted to attend on behalf of any other person. Before any civil action could be brought the parties should be com- pelled to take the following or similar proceeding: The party complaining, should in writing, in plain, simple, everyday language, as he would recite his grievances to his friend, state his cause of complaint and what he wishes the other party (the defendant) to do or refrain from doing, and requesting that the defendant be required to meet I him in the court of conciliation. Upon this (in duplicate) being delivered to the commissioner he should write the summons of the court, fixing the day of hearing upon the complaint and cause the same to be delivered to the defendant, at the same time notifying the plaintiff of the tune and place of meeting. I Although we have many courts for the carrying on of litigation, we have no court organized for the purpose of {settling differences by reconciling the i parties, and thus preventing the strife [which is carried on in every court of Jaw. To meet the deficiency I suggest that within every municipality there should be selected a number of com- missioners suftieient to perform the duties which I shall presently indicate, These commissioners should be select- ed, not tor their technical knowledge of law, although that should not he an objection, but particularly with a view to their intelligence, good common sense, natural sense of fairness and justice and for their ability as peace- makers, each of those commissioners with his clerk to form a court of 't ciliation. In this paper I propose to deal with ‘one place where our legal system fails in some of these respects. That failure is at the very beginning of trouble whose ditticulties have not yet assumed the large proportions to which they afterwards often grow, and where, con- sequently, they could be settled far more easily than afterwards, with less expense and less ill-feeling between the parties. The object of the existence of legal machinery should be to settle differ- ences between people as cheaply, ex- peditiously and fairly as possible. From the bottom to the top of the system it should in every part be so arranged as to accomplish these ob- jects. PROCEEDINGS STRICTLY PRIVATE, THE TRUE OBJECT OF LEGAL MACHINERY We find among these men many who are moved by nobler impulse than that of selfish interest, and such prevent or shorten litigation; but then there must be something utterly wrong in a sys- tem which continually tempts anyman or class of men to foment strife. Litigation benefits the lawyer, the division court clerk and his bailiff, the sheriff and his assistants. From" the ixchepti0;i lo the end of an action the aggrieved and the oppressor find themsdves surrounded by those whose interests are served by a continu- htion of the strife. fears are all potent forces in prevent- ing the litigant, or prospective htigant, from approaching, with a view to Seb. tlement] the opposing party. - - METHOD OF PROCEDURE, COURTS Oli' C0NC1LIATIUN "The inffuence of the court of con- ciliation is brought to bear upon a le- gal eonttoversy while it is yet possible to bridge the chasm by peaceable "The office of the commissioner has come to be one of great honor, and the best men in the country are selected, nor have the 'courts' been allowed to come into 'politics.' ' second of 50 cents in case of concilia, tion, are all the costs possible. "Before this informal tribunal all parties to civil or private cases must appear. Failure to answer in person --except in specially presented cases when a representative, other than a lawyer, is allowed-is punished by the obligation to pay all costs of the form- al trial subsequent, whatever be its de, cision. A fee of 25 cents charged the plaintiff for issuing the summons, and "In Norway every city, every vil- lage containing at least twenty famil- ies, and every parish constitutes a sep- arate 'district of conciliation.’ The districts are small, in order to make it as easy as possible for the parties to at- tend the courts, as personal attendance is the main feature of the proceedings. The court, or commission, as the sta- tute styles it, is made up of two mem- bers, one of whom acts as chairman and clerk. These officials are chosen for a term of three years at a special al election, by the voters of the dist- rict from among three men nominated by the city or parish council. Only men above 25 years of age are eligible, J and the law expressly provides that only 'good' men may be placed in nom- ination. The court meets at a certain place, day and hour, every week in the cities and every month in the country districts. It is not public. The pro- ceedings are carried on with closed doors and the commissioners are bound to secrecy. Nothing of what trans- pires is permitted to reach the outside world. Admissions or concessions made by one party cannot be used against him by his adversary if the case should come up for trial in the‘ regular courts. But a party willing to settle before the commissioners is en-l titled to a certificate to that effect. I I make the following extracts from his article : ly, portrayed by Nicoloy Grevstad. To his excellent article I am indebted for the most of the suggestions f have here made. I have no doubtlhat by many, who limit possibilities by their own achieve, ments, and whose dogmatism upon this as upon other questions is equaled on- ly by their ignorance of events, such expressions will be made with reference to the reform here proposed. HAS EXISTED IN NORWAY FOR ONE HUNDRED YEARS. Yet such a system as I have out- lined has been in existence in Norway for nearly a. century. Its workings and results are, in the Atlantic Month. ( OBJECTIONS CONSIDERED. Whenever there is suggested a radio al change for the better, whether in things political, social or economical, there are always to be heard voices de- clawing that, however desirable such a change or such an object as is the one, in view may be, the proposition is ut,- terly unfeasible, impracticable,and will never' be accomplished. Utopian is the word which to them settles the whole question, and consigns the reform and the reformer to forgottenness In addition to their powers as peace- makers the commissioners might be given the power to act as arbitrators. If the parties fail to agree they could request the comnoissioner to act as 'ar- bitrator in the matter; or, if the case is one for the recovery of a debt, _it could be submitted to their decision in the capacity of a judge, the decision in either case to have the force which now attaches awards and to judgments. I is undertaken and {he 'opposiu/"party does not, in its event, secure a more favorable verdict than the offer thus made, he should be compelled totuy the whole costs of both parties to the litigation. The fear of such a result would be a strong incentive to peace. THE COMMISSIONERS AS AItBITRAT()Ry,'. la the event, of a failure to settle, the commissioner should give his cer- tifieate to the one who makes the fair- est offer, and if suqsequent litigation anxiety and loss of time involved in its prosecution: the hitter feelings which are likely to be engendered might thus be avoided, and in their place would be the absolute certainty that the two parties considered jointly must he in a much more favorable Cour dition if the dispute between them has been settled upon the spot. Even he who wins often pays too dearly for his victory. All these things can, by one who possesses the confidence of both parties, be Dresented in such a strong light that the folly of litigation will he perceived by the parties. Then a. sug- gestion to each as to where he can yield a point without serious injury to ‘What he considers Chis rights, and a final suggestion to meet each other half way will nearly always result in immediate settlement. JUDGMENT TO BE FINAL. If the settlement is reached a certi- ficate to that effect should be forth- with signed, a copy given to each, and either can enforce it in the same man- ner as other judgments of courts, it to be final and conclusive. 1IOW THEY WORK IN NORWAY Waterloo County Chronicle, Nov, In a litigatious people there must be dissension and the seeds of national decay , while on the other hand, a people who have developed a. character which finds no occasion for courts of law, have in the character a better safeguard against national death than is to be found in mere engines of war. I can imagine few grander objects, few more far-reaching reforms than this which tends to broaden the mind, and which rests upon the basis of love and conciliation, a marked contrast to our courts of law, causing as they do, feelings of revenge and bitter enmity. Upon the intellect, courts of law pro- duce cunning, sharpness; courts of con- ciliation produce wisdom, breadth. Although the benefits are great, re garden from a financial point of view, yet a result more important, a benefit far greater than that which may flow from the saving of time, money and energy wasted in the pursuit of our fellow-man in the courts of law, will be the gradually increasing recognition of the rights of others,- a growing abili- ty in the individual to see both sides of a question, and, resulting from this afairness of mind which must tend eventually to render not only courts of law, but even courts of conciliation, unnecessary. In Norway it is regarded as one of the corner stones of the national sys- tem of justice, and it is not an exag- geration to say that any attempt to abolish it would provoke a revolution. ALSO IN SWITZERLAND. The same method of settling their differences is also in force in Switzer- land. Before any action can be brought in the courts of law there, it is necessary for both litigants to appear before a functionary known as the "Judge de Paix,', who is elected and is always one of the worthiest citizens of the community. Each then states his side of the case, and the duty of the "Judge" is to endeavor to reconcile the differences. As the only persons permitted to be present are the Judge' _ and the litigants, in nearly eveay case l this effort is successful. Oil and 2rytiovrurspivites strengthens Weak Lungs, checks all Wasting Diseases and is a remarkable Flesh Producer. Almost as Palatable as Milk.l’repnred only by Scotcdznnwna RestlaviHs, Yes, but feed itwith Scott's Emulsion. Feeding the cold kills it, and no one can afford to have a cough or cold,acute and leading to consumption, lurking around him. l , " " ' . Ofpuve Norwegian Cod Liver - The wruiev suygthat 75 out of every 100 cases are peaceably adjusted in these courts. means. The injured party has made up his mind to seek redress, but be- fore he can rush into court he must pass through the gates of peace." m. . _ Prepared only by Scott J: Bowne,BeIleville There is always a great rush for THE MORAL GAIN, vo After the Bali The people's store for choice Teas, Coffees, Baking Powder, Co, coa, Cocoanut and Chocolate. Beautiful premiums with every lb. China, Crockery, Glassware, Sil- verware, etc. Large stock, large assortment newest goods and prices right. No better place to buy wedding presents, gifts, pre- sentations, etc. Give us a call. Special inducements. Goods de- livered to any part of Waterloo free. Empire Tea Co. A. G. CHAMBERS. Phone 124. '. s, 1893. Go to a reliable and well known business school that has an. establi.?ysd.repatatioa for practmal Business Training. Th? best place to obtain it is atzhe Galt Business College: - is within the reach of every person who learns to do well those things which are new essary to makelife a success. VV Galt,0ut. Branch, School of Shorthand -- u . B_erlin, Ont. Success in Business Choice Cigars, Tobstceos, ers' Sundries. Mouth th Purses, Etc. Equality between policy-holders is secured by insuring in three ola8ses-- abstainers, general and womers-sriving each in pro.hts the true bent/it of its own longevity. The RATES compare favorably with any in the world. Your choice of all soil/mi plans o assurance "ered, no other. AGENTS WANTED. Apply now for choice of territory to THOS. HILLIARD Managmg Director The Policy oftlie Dominion Life is a straight promise to pay-like a bank draft, almost unconditional. No re- striction on travel or occupation. When two or three years in force it is noncforfeitable, even for failure to pay renewal premiums, remaining in It provides a legacy certain tofa law tuit possible. - - . m", mummy”, Vtb ull force TILL THE VALUE IS EXHAUSTED. JAMESJNNTS, M. P., ( PRESIDENT. Authorized Captta1 $l,000,000. Gov't bums” at Ottawa F'irr,, Subscribed Capital $257.000. Paid up Capital $04,400 Dominion Life Assurance (My, head 0ffke, " Waterloo, Ont. Call or write for circulars THOS. HILLI, Dice Cigars, Tobaccos, Cigarettes and Smok- x'Sundn‘es. Mouth Organs, Pocket Knives, ,rses, Etc. King Street, near Railway Track. DAVIS & SONS' Cigars WATERLOO, ONT. . (l DOERSAM ARD, MANAGING DIRECTOR. STORE dealer in V will le,fit),, or hurtiii, THE CHR. KUMPF ESQ., r. V10E»PREs IDE N instead 50,000 Guests will rc,ceiye the best of attention. The bar supplied Wlth the choice st liquors and cigar8_of the best brand. NORTH AMERICAN HOTEL TEACHER ot Instrumental Music. Organ and Piano. Terms moderate I IERBERT J. BOWMAN, PROVINCIAL Land Surveyor, Civil Engineer and Draughtsman, Graduate of the Ontario School of Practical Science, and late assistant to the York T‘ESEngineer on the construction of Pub- lie War , and the sub-division of lands in the suburbs of Toronto. - Opposite the Market square. An easy shave. a stylish hair-cut, a good sea- oum, an exhilimting shampoo,, always given, dies' and children's hair tastilv cut. BUCKBERROUGH so BECHTEL. Fire and Aeolian: Insurance tree Waterloo, Ont., representing the best Btoc and Mutual Companies doing business in this Pro Vince. Money to loan at lowest current rates. D. vannnovon. B. E. BEOHTEL. CH IMON SNYDER. b Issuer 0 Marriage LicenseS. tM1ety--At his Drug Store, Waterloo. J ACOB BOE HM ER, PROPRIETOR‘ First-e1trss rigs and good reliable horses. Two and three seated carriages always in readiness. All calls promptly attended to and ft,plir, moderate. oitice and Livery in rear of t e Zimmerman House. Entrance on King street, next to Fischer’s butcher shot). LIVERY AND EXCHANGE STABLES GEO. Susanna Proprietor. All kinds of conveyances constantly on hand. Charges moderate. Stables in rear ot the Com- mercml Hotel. Will visit Elmira the second Thursday and Friday and fourth Thuwday and Friday ot each month (Thursday noon, to Friday noon). Will visit Baden (Kraus' Hotel), the tlrst Thursday and Lnird Thursday of each month. I - ___ fl 1RrFrrrTfitarruge Licenses. Office-Post 0iftce, St. J mobs. Ont. U 'nblvib’ trnfGrHiir,ji%rtia%"a this (361- lege of Physicians, Surgeons and Accoucheur of Ontario. DISEASES Oli' EYE AND EAR TREATED. Office-New residence, Albert street, Water loo. A. short distance north of the late Dr. Walden's residence. -6thdrieGiirfiase, Berlin. Off1ce and residence-Two doors north of resi- dence formerly occupied by the late Dr. Walden on Albert street, Waterloo, . DES. D. S. & G. H. BOWLBY, PHYSICIANS, SURGEONS, ETC. Dr. D. S. Bowlby, Coroner for the County Dr, G, H. Bowlby trl'ats diseases of the none, throat and ear. l offlce--In the rooms formerly occupied by v. Wells, L. D. S. over Mr. Fish's store (Bell- inger's). Night calls answered at ottiee. Tale phone communication. 'OHN L. WJDh'uUAti, tOEHLMAN'S BARBER SHOP, DR. ARMITAGE ‘_.,'. PHYSICIAN. SURGEON AND ACCOUCHEUR For the painless Extraction ot teeth, Waterloo Nov. lst 1893 P%niistonvssaneGTiiii'." '-p_.r6_b.r_ (Money to loan.) Offtce hours, 9. 30 a. m. to 5. p. m. Omces. Killer's Block, Waterloo. oma2thTsi'td'irri in Economical block,53 King Street West, Berlin. Oflitre-Ncw Insurance Buildings (up-stairs,) Kim; street, Waterloo. At brunch (mica. Elmira. over Monday and Thursday afternoon. Ottice at U.' Wnlmsley's store. Telephone communication t5ii1vsruyysr, em Money to loan on Mortgages at lowest rates. FREDI RICK COLQUHOUN. A. B. MCBRIDE Snncial attentiog’pmd to C)atarrh, Ae,thma and Chronic Diseases. Telephone communication opposite Foundry, Waterloo, Livery, Sale and Exchange Stables. - Coroner County of Waterloo, omee-at his residence on Erb street. Telephone communication. Apply at residence,‘ l) BAtutrtrpmts AT LAW Solicitors in all the courts. Notaries and lonvuyuncers. Money to land on Mortgages lowesL races. 0tiiee--C,utvt House, Ber in. R. C. T. N(ECKER, MEDALLIST ow TO R. A, F. BAUMAN W. A. KUMPF, VETERINARY SURGEON, {OLQUHQUN Jt MCBRIDE MISS ANNIE R. BEAN, E. P. CLEMENT. EOSH. HU’I‘CHXSON. LEX. MILLAR, Q._C. OWLBY S: CLEMENT wt Blrrirrrsrga'iiii'rs,, Notaries and Conveyancers., H. WEBB M. D., R. HETT, PHYSICIAN, SURGEON AND ACCOUCHEUR. WELLS, L. D. s. G. W WELLS. D. D. s., MISCELLANEOUS. W. H. Bowmw. M.A., LLB., Q. C.. County Crown Atlornny n - and Clerk of th Pace ODONTUNDER. Office and Hesidenee-Jobn street 109 King street. east, Berlin, LIVERIES. DENTAL MEDICAL ALBERT STREET, LEGAL \VATERLOO AND Emma; DENTISTS, WATERLOO. Barrisier, Solicitor. Notary Solicitor. Notary Public‘ WATERLOO, ONT r, Ontario, BooeeifoaT, C. WAEERLO'E AL, 1ljlPli"fl Can get their Scholars of the -""e' V v-.. Hy... v um.» in the morning until 7 o’clock in the even- ng. My bysiness has increased to such an extent a, belug unable to give it my personal super- vising I have appointed my brother George Duenng, who kept my books during the past sevgn years, as book-keeper and cashier 313d: I will endeavor the best ot my ability to satis- tr,t2e,tityss of my.t3usstomtars." -. ._.. "mum, u. m; uuahUuJul'S. My brother was in the employ of Messrs Wagenast & Co 21 years and is well and (no; ably known and will do his best to maintain the, high reputation this shop has already my ("1er quiref _ ""7“ ‘- Open trom, 6tolg a, I beg to announce to my numerous customem whose support has been so liberal that; in order to accommodate them still better, I wt have my place of busiusss open from 6 o’clock in the morning until 7 n’nlnnlr in Hm on.“ THE Interest allowed on and upwards in Capital, $2,000,000. Rest, $l,100,0l A GENERAL BANKING BUSIN Drafts Issued on all Principal Points Waterloo. April 18th, 1893. Contract;, for painting and glazing and all other work in my line Laken. Orders left at my residence will rqceive prumpd attention. I thank you for the liberal pauunage accorded me in the past. _ CON RAD HOFFMAN, Oldest firm of painters in Waterloo Waetrloo. Jane l, 1893. The Molsons BGE which will be done neatly and Giekoy by the dag or roll. _ IN order to keep pace with the times I have just introduced a new variety of graining in imitation onood which is acknowledged to be the best and most natural imitations, par- ticularly of White tksh, yet given. - My customers and patrons know already that. I have carried on business here for tho past 2T years so that my long experience is a better guarantee for good work than that of beginners possibly can be. My work recommends itself and I shall endeavor to do the work at the low est possible prices so as to retain the custom, hitherto given me, As} am not in the habit of putting to work inexperienced men but supervise the work pepsonrvly, I am satistiel that this will meet with the approbation of my customers. I also desireto call your attention to Paper Hanging HEAD OFFICE, - . WATERLOO, ONT. BOARD OF DIRECTORS ' I. E. Bowman, M. P., Waterloo. John Shah, Waterloo. J. H. Webb M. D., Waterloo. Geo. Moore, Waterloo. D. S. Bowlby, M. D., Berlin Robert Melvin, Guelph. E. W. B. Snider, M, P. P., St. Jacobs, OFFICERS Incorporated by Act of Ontario Legislature e, MERE’WTILE I. E. Bowman. M. P., President James Lockie, Secretary Alex. :Mill ar, Solicitor. T. A Gale, Inspector The undersigned begs to tender his thattrs to his numerous cus- tomers for their liberal patronage during the past year. and trusts by close attention to business and moderate prlces to merit a contin- uance Ptfhe, same. THE SAVINGS BANK DEPARTMENT. mr Highest current rates Waterloo. WATERLUU MEAT MARKET. Charles N. Rockel House and Sign Painter Orders left at attended to. PETER STAUFFER, Licensed Auctioneer, BERLIN. . ONTARID. Farm sales and sales of live stock will re naive prompt mien! inn SALES conducted in a1 parts of Warm-lo County, Charges moderate. Orders, b mail will rucoivo prompt attention 3-, WOFFICE ATTHE ZIMMEHMAN HOUSE PETER SARARAS, Mannheim SOMETHING NEW, Llcvmnl Ann-[louver for "rtterroocouatr HEAD] OFFICE, MONTREAL, Sales conducted in English and German TERMS MO Licensed Auctioneer FOR THE cot NT]’ OF \VATKIXLOO.‘ HIGH SCHOOL; PUBLIC SCHOOL, CENTRAL SCHOOL FIRE INSURANCE CO CAPITAL, $200,000. CHAS. H. FRCEHLICH, School Books CITY MEAT MARKET TRAN BACTEDJ JACOB HESPELER, Manager Waterloo Branch. this ottiess will be prbgptly m., 1.30 to 6.15 p. m, H. B DUERING, and Paper Hanger, , Ontario sums ot Four Dollars on special deposits giit%er a 'ri,