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f P "I haven't fully decided that you shall wear that dress. I have often -thought that there may be something in the suggestion that people do re- turn-." "I do not know. All my traditions “teach me to respect that which I can- not understand. I have often beep shocked by the unkind haste with which the living appropriate the poss- essions of the dead, as if they were eag- -er to aipropriate the spoils." "Don't," interrupted Helen; I take quite another view of it. As my (tCL,,,',':':';,',');,,',' had her day, why should she object to my having mine? She does not need these gowns of hers in her present condition, and should be pleased to know that after lying in state for so many years they are to be brought out by one of her descendants. I am quite willing to run the risk of incurring her wrath, if you let me have the gowns," added Helen, turning to her mother. I Mrs. King shook her head, and the lsubject was dropped. But another one was evolved from it ter in the evening, when Helen and er lover, Walter Halter, and a visit- ing young couple .disy.speared to the library, leaving their elders basking in the firelight, so grateful on the 'spring evening, and telling to each other aeol- lection of ghoSt stories, such as people who don't believe in ghosts can always tell better than those who are more P. edulous. There was Aunt Lavinia, 2 Laporte, Ind,, who told a story ent in the family ever since the art of the century, concerning her unt, whose son came home at m ajourney, entered her: room, is coat, which was wet, hung hair, wrung the water out of ked at her steadily and in- t did not speak, leaving 'nelly without break- . The next morning his is room to waken him, here, nor had his bed hour later came the rowan at the very er had seen him, rd on his way home. merely a coincidence,” e siecle matron who was , "his mother dreamed it all, Ofi "Not as entitles Y' suggested Helen's aunt. -b1gded, with pardonable pride, "am said to resemble her." “You do," said her mother; "at letustrwethirrlryoudoloolrlikeherpieture, but you need not imagine, you pre- sumtuous child, that you will ever be halt so beautiful.,' "wi - br-ought notfsing into this world-" began the aunt. "Oh, if it comes to that, we are all ghosts," said another one; we carry our ghosts with us. But as the good sdarrres cannot, even as ghosts, wear their old garm- nts, why should we be denied that privilege?’ “I tell Helen she will only have the lothes, not the air of one born to my. My grandmother-was a belle and "is beauty, she had --well,tbere she is, you can all see her and judge for yourselves,” and M rs. King led the way down the long room into the vista of faint darkness to the portrait. A <mndelabrum was lighted and in that pale glimmer they saw the beautiful “face of a. girl of 18, with the sholuders and waist of an ideal figure. Il er fair cheeks and rosy lips, her naughty chin with a. dimple set ia it, her large, lust mus eyes were framed in a. mass of such curls as were worn in that day. They hung over her lovely shoulders down to her small waist. "There," said Helen, in an eager voice, Look at that peach-colored Silk dlounce to the waist; see the puffed sleeves and the eapes---oh, isn't it de. licious, just as they are wearing them now, and its upstairs in an old mahog- any trunk, packed in camphor! Why, the old lace on it is worth a fortune I "Great-grandmamma wore/It as a bride. .And those lace mitts and the dear lit- tle handkerchief bag on her arm, and the medallion picture of great-grandpa- ,pa, with his hair in a queue-oh, it would be too lovely 1 And f," she cone "Not even in khat dress y' queried Helen with an alluring smile. "T should be afraid the ghost of the owner should look over' my shoulder," remarked one of the cousins presenf,in .an awesome tone. "It seems like saerilege," their host- ess was saying, as they sat in the twi- ight glimmer, between hearclilight and daylight, 1n the old‘fashioncd drawing room, "but Helen has about persuaded me to let her have her ,arpatg,rvuuhno- ther’s wardrobe. I could never myself think of disturbing those things my mother gave to me as a sacred bequest. But Helen decides that the time has come when those old gowns can be worn without remodeling, and I fancy she would be rather proud of them as heir- looms. l GHOSTLY EPISODE. They were a very comfortable party of ten or a. dozen adults visiting in an old ancestral house, and all nearly or remotely connected or related. And it often happened that the conversation took a. turn to include these deceased ancestors whose portraits hung on the walls, and whose possessions were un- der the same roof with themselves. 'q should find that as hard to ac- "I assure you that ni, power on the earth would persuade me to ever allow her clothes to be disturbed in my life- time," said Mrs, King with emphasis. "You see, you dear old stupids, you talked ghosts until you were quite ready to see one in every comer. If great grundrniunma did appear, then it was to signify that she was quite willing thatI shouldstepinto hecshoes." Then somebody screamed or fainted, and in a moment the music ceased, the dancer was gone, somebody lighted all the gas burners, and there was the por- trait just as it had already been, and when the four young people hearing hubbub in the library, came rushing in they were overwhelmhd by what they missed, nor dared they cast discredit on the evidence of their elders. But youth throws offimpressions eas- ily, and Helen and Walter and their friends made such charming jest and gayety out of it, that with the help of a warm supper, the elder were finally induced to throw off the mystery and solemnity of the astral dance and look- ed upon it as a mirage, something quite explainable by certain laws of human occult development. Helen even de- elired saucily that her great-grandmo- ther must have been a giddy girl to come back for a brief visit to earth to dance that tiresome old minuet, and then she looked at Walter and blushed vividly. But what was this? Had the pict- ure come to life and stepped out of its frame? The startled group at the fire- side could only see a shadow there that paled and fliekered, but stepped boldly and audaciously into the light. Was it the semblance of the portrait, or was it really the beautiful form and face of that woman of a. century past, wearing the same clothes which flattered noise, Iessly,diffusing, a cold sweet perfume that affected the senses like the incense of death l Her eyes were fixed as in the picture, but the, red was on her lips cheeks, and her little feet peeping from the Bounces and laces of her wide skirts, wore the clocked stockings and ribbon- crossed slippers of long ago. There she stood before them all, yet never no- ticing them, and then she began to dance in stately minuet, as if some un. seen cavalier were treading the meas- ure with her, and all the time that cold wind was blowing, and a. strange quiet melody was being played by invisible hands, aside from which there was not as much noise as if a. hummingbird had fluetered its wings, A puff of cold air ran through the room with such startling rapidity that the wax candles flared and went out, leaving only the light of the full moon through the laee-draped windows, ming- ling with the flickering firelight in a strange spee.tral glare which was foc- used upon aha. square of velvet carpet in front of the portrait they had been examining that very evening. If I never did, it was hecause I don't believe in ghosts myself, but that wasjust one of the things I eouldn't understand. I was sitting in the par- ldrjast as if it might be now, only I was alone. There came three laps-" "Mercy 1 goodness 1 what is that l" No one responded, no one moved, and for that time, at least, the ghost of the widow's first husband was laid nu- ceremoniously-something ghostly was happening under the very face and eyes of the party. "Talking about ghosts," said an eld- erly Widow relative, speaking in a weird, mysterious voice, "did I ever tell you how my first husband appeared to me when I was thinking about mac. rying the man who was afterwards my second-did I ever speak of it l" "No, never! He had been [laid a year on that night when I went to the hall clock to see if it had been wound up. You know the clock-one of those high ones? It has been in the family for generations. It's up in the nursery now. As I put my hand on the door to open st, I saw my father standing close by me with a smile on his face, as of something pleased him. I was frightened and ran from the hall but afterwards I looked into the clock and found a deed to some land we were dis- possessed of, hidden there. I suppose, really, I only imagined seeing him. You know I don't beieve it was really father, but it was strange it should lead to h'rsdvgr that paper." “Anoiher coincidence," said the fia de siecle matron. "When my ghost walks in with his head under one arm shall look for a rational explanation if che pl1et1oPentc", -- "A hundred timei,. to my certain knowledge," said the (in de siecla mat- ron under her breath. "f should hate to think there were no ghosts," remarked a. Virginia branch of the family. "rm sure I saw one once on our gallery. It was dressed in White and walked up and down just like real ghosts on the stage. Our dog howled and the lights all burned blue." “I sat up with Aunt Polly Williams the night before she dred and heard three cracks of a. whip right over the looking-glass. And they broke the glass into three piecs," related an aunt. This had been told so often that the original number, "one crack of the whip," had increased to three, but no one noticed tInst-the, ghostly fact Pe- mained. "Did you ever account. for seeing your father after his death l" asked one of the relatives of her hostess. count for as the ghost," said a cousin, looking over her shoulder. Signatures to checks may be written with pen and ink, or pencil; they may also be printed or stamped. Banks are only required to see that the names of the drawers of checks correspond pre- cisely with those of the persons to whose credit the deposits have been made. Who should sign the checks of corporations will be determined by laws, by the charters, bylaws, or by the usage of the particular corporation. Every partner has a right to sign his firm's name to checks, unless prohibited by its articles of copartrusrsship. So al, The presumption is that when checks are drawn funds will be provided at the banks on which they are drawn to meet them ; but presentation must be made within a reasonable time. If not so presented the holders will be charged with any consequent loss. Where per- sons receiving checks and the banks on which they are drawn are in the same places they should be presented the same day, or at latest the day after they are received. Where they are in different places the cheeks must be mailed to some bank or person at the place where payable before the close of the day following their receipt, and the latter must present them before the close of banking hours on the day fol- lowing their receipt there. No extra time will be gained by holders deposit- iting checks in their banks for collec- tion. After duly presenting checks it is also the duty of the holders, if they are not paid, to notify the drawers be- fore the close of the next secular day following the presentation and dishon- or. No particular form of notice. is re- quired. It may be written or verbal. The principal cases in which losses oc- cur from failure to use due diligence in the collection of checks are where the banks on which they are drawn fail in the meantime. If the banks continue solvent the drawers will remain liable to pay their checks for months at least after they are drawn. Presentation and notice of dishonor will also be dis, pensed with where there are no funds to pay checks, and where the banks on which they are drawn suspend payment before they can be presented, using proper diligence, After receiving cheeks they must be presented for pay- ment, unless such presentation would be useless, before the original claims can be sued on, for by accepting checks, there is an implied agreement to use that method of procuring the money for which they are drawn. Where checks are negotiable and pass by indorsement or delivery, the same degree of diligence will be requir- ed of each person to whom they are in- dorsed, in order to hold those endors- ing them, as is required of original pay- ees to hold original drawers of checks. Bat by putting checks in circulation, the liability of the drawers cannot be prolonged. They must be presented within the same time by endorsees as by payees. Still, where checks are passed from hand to hand, one or more of the later eudorsers might be held where earlier indorsers and the drawers would be released, as by failure of the banks drawn upon. Cheeks should be dated. If they are not dated as all, and they do not Cora- tain any statement as to when they are to be paid, they are never payable. They may beante-dated or post-dated, as well as dated 0n the day of delivery, By being made ante-dated, they may be made to cover prior transactions and in a measure determine the relative rights of the party to them, provided that no fraud is intended or done. Post-dating in the main, determines date of pay- ment. When posr-dated so as to ful due on Sunday, they are payable on the following Monday. Checks post- dated or maturing on legal holidays should be presented the day following. When post dated cheeks are paid before the dates mentioned, the money paid on them can be recovered. If blanks are left for the dates, the holders of checks are thereby authorized to insert the true dates of delivery, bat no other dates, and if they insert any other dates, it makes the cheeks void. Chan- ging the date of checks, without con- sent of the drawers, will do the same. Bank checks possess many advantag» es for the conduct of business, and are used to a proportionally great extent. They "re in nature but orders for the payment of money, and are payable in the order in which they are presented, not according to that in which they are drawn. As given in the usual course of business they do not consti. tute payment of the indebtednes for which they are given until paid. Nor will the concurrent receiptiug of the debts for which they are given change this. If they are not paid on proper presentation resort may be had to the original clqims. The rule is, however, different in this respect as to certified checks. So the having of checks certi- fied constitutes payment as to the draw.. ing, them. Walter looked at Helen and tele- graphed the word back again. But none of those worldly-wise people ever came near suspecting what might have teen the near truth, not even when they saw Walter's autoharp, the most dreary musical instrument ever con» ceived, lying on the hall sofa the next day, or when they alluded, as they ofr en did, to Helen's wonderful vesemb- lance to her great grandmother's por trait.-Mrs. M. L. Rayne, Many Points About Them Tsefut to know- ABOUT BANK CHECKS Waterloo County Chronicle the pleasant flavor, gentle action and sooth- ing effects of Syrup of Figs, when i n need oi a laxative; and if the father or in other be bilious, the most gratifying results follow its use, so that it is the best family remedy known and every family should have a. bottle Ripans Tabules are of great value. w hat you are sure of, if you use Dr. Sages Catarrh Remedy, is either a perfect and per" man mt cure for your Catarrh, no matter how bad your case may be, or 8500 in cash. The proprietors of theCmedicine promise to pay you the money, if they can’t cure you. [he third page of the Toronttv '. P 'e Mail' is noted for " Want"adverttsmencs. If you wanta situation, a mechanic, a business, machinery, lodging, if you have lost or found anything, or if you want to find out where anyone is, advertise in the Toronto 'Daily Mail' and read the ad. vertisements on the third page of that paper. Qhe charge is two cents a word each insertion, or ten cents a word for six insertions. Address 'The Mail Toronto, Canada. so can agents sign them, when given express or implied au thority. As usually'druwn, payable to certain persons named, or order, checks are ne- gotiable. A valuable consideration for them will be presumed. They may be transferred by indorsement, or, if payable to bearer, hy mere delivery. Defenses to them existing between first parties cannot be raised against subse- quent holders. Sciatica, gout, rheumatism ; these symp- toms indicate lack of tone, impure blood, caused by broken down nerve centres. The effect of asingle box of Celery Iron Pills in all such cases is remarkable. No remedy has ever so promptly given relief. Druggists and dealers, or mail. Price 50 cts., six for $2.50. The Celery Pill Co., Toronto, Ont. It you want to buy or sell a Farm ad. vertise in the Toronto 'Weekly Ma il" That paper reaches 100,000 farmers' homes every week and your advertise ment should meet tl e eye of some one who wants to purch: se. Advertisements of this clas are inserted in the Toronto 'Weekly Mail' for Five cents a word for each insertion or Twenty Cents a word for live insertions. Address The Mail. Toronto, Canada. Bros. Ltd.,43 Scott St. Toronto, and you will receive by post a pretty picture, free from advertising, and well worth framing. This is an easy way to decorate your home The soap is the best in the market, and it will only cost 1 cent postage to send in the wrappers if you leave the ends open. Write your address carefully. Rebeeea Wilkinson,of Brownsvalley, Ind says: "I had been in a distressed condition for three years from Nervousness, Weakness of the Stomach, Dyspepsia and Indigestion until my health was one. Ihad been doo- boring constantly ",','J,ef no relief. I bought one bottle of South American Nervine, which done me more good than any $50 worth of doctoring I ever did in my life. I would advise every weakly person touse his valuable and lovely remrdy. A trial ottle will convince you Warranted by M. e vitt, Druggist. Waterloo. er bearing the winds "W'hy D5533. “01711331 C'ii', Old Sooner Than a Man") to Lever ery. It promotes all the bodily functions, rouses every organ into healthful action, purifies and en- riches the blood, and through it cleanses, repairs, and invigorates the entire system. For the most stubborn Scrofulous, Skin or Scalp Diseases, Dyspepsia, Biliousness, and kindred ailments, the "Diseovery" is the only rem- edy that's guaranteed. If it doesn't benefit or cure, you have your money back. . Isntt it safe to say that no other blood - purifier can be " just as gold.?" .. ._.__ ._ mN Can you think of anything more convincing than the promise that is made by the proprietors of Dr. Sage's Ca.. tarrh Remedy? It is this: "If we can't cure your Ca. tarrh, we'll pay you $500." Ripans Tabules are always ready. Ftpans Tabules cure bad breath Sand 2.5 1s,unlight" jlo.y! wyppers.Yrap Ripans Tabules cure the blues. If it were, wouldn't it be sold so ? Ripans Tabules cure jam Ripans Tubules purify the blood, Ripans Tab ules cure hives. Mow to Get a "Sunlight Picture. Something Was Wnntlng. hlldreu Ell] oy. TO BRACE UP the system after "La Grippe," pneumon ia, fevers, and other prostra- ting acute dis- eases; to build up needed flesh and strength, and to restore health and vigor when you feel "rtln-down" and used up, the best thing In the world is Doctor Pieree's Golden Medical Discov- DINNER Waterloo Ladies will do well to see our stock before purchasing elsewhere, as we carry the largest stock and best assortment in the county. Avery fine enameled printed IO piece Toilet Set for We are giving a very pretty Co. lumbian Souvenir Spoon withcvery $1.00 purchase. Tea and Coffee customers receive the regular pre- mium as well. Your choice of an Orange or Tea Spoon or Sugar Shell, made of white metal and plated retail at 50cts. Fine printed enameled Dinner Ware in olive or brown decoration, 97 pieces, only $650. Think of it, 8; picccset for $6. Extra pieces to match. I BEG to announce to me people o Waterloo and vicinity that I have full assortment of ARTHUR PEQUEGNAT, WATCHES, CLOCKS, JEWELLERY, C DIAMONDS, " SILVERWARE, " TOILET "'iauahisFiii'risslriilfir'iii/us tor these examin- ations will find full particulars in Regulations 9 and 22, School Act, 1891. THE annual Public School Leaving and High _ _s'ylool Entgance Fxarpinttiorutor)883 will J School Entrance Examinationofor 1893 will he held at the Collegiate Institute in can, the High School in Berlin. and the Public Schools in New Hamburg, Ayr, Elmira and Crusshil, beginnigg each !la,y at 9 a. m Intending candidates or their teachers should notify the Inspector and name the glue/e at which they desire to write, not Met blyyl Monday. lst pr May, _ _ _ Public School Inspector's otiidd' Berlin, April 6, 1893. Repairing Skillfuly and Promptly attended to. 0n 28rd, 29th, and 30th days of June, E are new prepared to fill orders for th W best Scranton Coal in Egg, Stove or Nu size. We would advise all to order now befor an advance in price takes place. The graham lities are that money will be saved bf ookin orders at once. We respectfully so icit you patronage. Orders left at our omce at the co yard or at J. W. Fear M Co,'y Hardware SLO) will have our careful attention. Eémblished April I, 1891. Now running by steam power. Fully prepared to all kinds of saw gumming and filing. Skate grinding and grlpding edge tool; of every description, aa a; horEe clippers, barrber's clippers, brurbec's and tailor’s shears, butcher's meat knives, prin- ter's paper knives etc. Waterloo Coal Yards. wii-iiiiFtsp, Bicycles changed from the solid and cushion to the latest preumatie tire. Sew- ing machines repaired and guaranteed for one year. Gunsmithing in all its branches. Keys made and fitted to all kinds of locks. Locks repaired. New rolls put on clothes wringers. In short we repair everything in a mechanical line and guarantee satisfaction All work sent us shall receive our prompt attention. Remember the place, Canadian Block, Berlin. Sign oi the Sewing Machine and Saw. C L HENDERSON . . , COAL I Scranton Coal I Empire Tea Store, All Work and Goods Guaranteed This offer for1wo weeks only, Tea and Coffee Specialists. Querin's Block, Sign of The Big Tea Pot. Telephone 134P. o, Box 164, The Wholesale and Retail Jeweller. PUBLIC SUHOOL LEAVING. 72 King st, Pallédiap Al?s.k. LATHE WORK OF AU. KINDS HIGH SCHOOL Entrance Examinations. HOGG & HABBICK. ARTHUR PEQUEGNAT, Phone 124. at bottom prices. -..- AND -- THOS. PEARCE, SETS. SETS Jc.ardtf rrispeetor Machinlst, Proprietor. BERLIN Waterlo 3t. with those of other houses, and you will quickly de.. cide for yourself. It is now complete and twe _Want to show you through it and All departments freshly stocked, special values in COTTONADES, SHIRTINGS, PRINTS, Don’t forget “to call Examination 'Will show that out sfock is espec- ially strong in variety and thoroughly reliable in sty El .- .. _ . - i - .. Nothing will convince you like personal inspec- tion that for seasonable goods and reasonable prices the best place is NEW (MN for SPRING WANTS ' Plenty of them. The latest and best assort- ment full up in PII. grades agdstyles, - It's a Grand st6ck for findfug just what you want. Dry Goods, Carpets, Groceries, Clothing, Boots Shoels. 1prts,.Caps,Iu..rnishipg Goods, Notions &c v To thrs we are the strong inducement of low pricey. .. . --.. _ -... _ _ CALL AND SEE. A pleasure to show Goods. Miiltlwle?ito? Trunks and Valises. New Williams Sewing Machines. A DESIRABLE farm of 160 acres. the N. E. isituated 1.0 See. 36, TownshL 37, N.5, W., Centre Township, Emmet Co. Mich, for sale or exchange on good property 'n the County of Waterloo. Twenty acres clear, balance Well wooded with basswood, elm and maple. A good dwelling on property Saw mill only one quarter mile distant. and railroad 3 miles. A splendid chance Aggy to M. S. ALLMAN, Fall stock in the latest New York, English and Canadian styles arriving daily. We have everything in the line of footwear. BOOT AND SHOE STORE. Few can meet and none can beat our prices. Quality grades high in all we offer this season. Right and righteous prices on all things never wer_esoqnder, surer bargains offereg in_ _ -- . FOR SALE OR EXCHANGE. COTTONS and all STAPLE GOODS. Fresh Groceries always kept on hand. Highest price paid for Farm produce. Better Assortment than ever. TEE qiNyPeLilln SPRING GOODS: Headquarters for.,Binder Twine and Repairs cr. S. TR,CDCDS, Mg DEVI?!” di, co, J. UFFELMANN, compare our Prices 202 King street west and inspect our stock of Popular Boot & Shoe Store. Waterloo, Headquarters for all kinds of confection ery, Bread, Cakes, etc. Wedding Cakes _8. specialty ' J, W. DA v EY. CITY BAKER Ontario.