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"^ * Al^rays Buy n SAUDA! GREEN TEA n aew TKe little leaves and tips from Ki^ tnountain tea ffardens, tnat are used in SALADA are mucH finer in flavor tKan any Gunpo^rder or Japan. Try it. /P The Pbantom of the Opera BY GASTON LEROUX {â- UAPTKK XIV.â€" (Cont'd.) i,, sight ... a whole fiery face, not The cellars of the Opera are enor- 1 <*"|y ^^^ yel'.ow eyes! nious and they are five in number. I . '^'^^' * ^^^'^ "^ fi""" course, Erik never comes to this part!" I "Are we very far from the luke, akrT" asked Raoul. "When shall we get there? . . . Take me to the lake, oh, Uke me to the lakel . . . When we are at the lake, we will call out! . . . Christine will hear us! . . . And he wiU hear us, too ! ... And, as you know him, wc shall ta'.k to him I" ! "Baby!" said the Persian. "We shall never enter the house on the lake! ... I myself have never landed on the other bank ... the bank on ; which the house stands. . . . You have ' to cross the lake first . . . and it is' well guarded! ... I fear that more than one of those men â€" old scene- â-  shifters, old door-shutters â€" who have never been seen ugalt), were simply ; tempted to cross tim lake. ... It is terrible. . . 1 myself would have been nearly killed there ... if the mon-! ster had not rccognired me in time! j One piece of advice, sir: never go near 1 the lake. . . And, above all, shut your ' ears if you hear the voice singing under the water, the siren's voice!" | "But then, what are we here for?", asked Raoul, in a transport of fever,' Adam Brown, popularly known as impatience and rage. "If you can do Mamlkon'a "Grand Old Man," who nothing for Christine, at least let me dledy^cently at the age of ninety-nine, die for her!" | His son. Sir George Macl^aren Drown, The Persian tried to calm the young European manager for thn Canadian man. | Pacific Railways, was unable to attend "We have only one means of saving the fiinenU as he was touring con- Christine Daae, believe me, which is ; tinental Europe with his wife at the to enter the house unperceived by the fj^g master." "And is there any hope of that. Canadian Banks In Better Position To Serve Public ^'tT 'f.7*'"'' , "Ah, if I had not that hope, I would Raoul followed the Persian and won-^*'«'"' «A »J"?V Â¥'Kht, but with no ! n^t have come to fetch you!" dared what he would have done with- ^"'y attached to it. The face shed | j^ this way, they gradually out his companion in that extraordi- ' 2"*' looked in the darkness like a Ug„^,gt,^ fhe huge cellars be nary labyrinth. They went down to 1 """'^ shaped as a man's face. | ^^^^^ the third cellar; and their progress' ""''-".?«'*' ^^« Persian, between l-is^bee,, „t the very bottom of the "tub" was still lit by some distant -lamp. | t*«th. „ J,,ha ve no ver seo^ti^ this^before! ^„j ^j. ^^ extremely great depth, when ~" " " ' we remember that the earth was dug Adam Brown was prominently con- nected with various railway enter- jfrisee. As president of the Northern and Pacific Junction Railway he arrived [ helped pave the way for the entry of below the the Canadian Pacific Railway Into They must at this time have Ontario via Its Montreal and Ottawa TJio inuro> ♦!,«„ ... » 41. _ I . . . Pampin was not mad, after all; cautions the ^M-.T^^' â- ^^.t^T he had .^-e^n it! . . . What can that cautions the Per.sian scmed to take. ^^^^ ^^, ^^ -^ ^^^ ^e. but he may Hf kept on turning to Raoul to see i,,,„„ _„, :, , If he was holding hi.s arm properly, S."^,, showing him how he himself carried T.ikc care! his hand as if always ready to fire, though the pistol was in hi.s pocket. Suddenly, a loud voice made them stop. Some one above them shouted: "All the door-shutters on the stage! The commistiary of police wants them!" The Persian and Raoul welcomed this incident, which relieved them of inconvenient witnesses, for some of those door-shutters, having nothing . else to do or nowhere to lay their i care! . . . Your hand and at the level of your eyes, in Heaven's name, at the level of your eyes! ... 1 know most of his tricks . . . but not this one. . . . Come, let us run ... it is safei. Hand at the level of your eyes!" out at fifty feet below the water that lay under the whole of that part of ! Paris. I -The Persian touched a partition- wall and said: "If I am not mistaken, this is a wall I that might easily belong to the house , on the lake." i At the Persian's words, Raoul flti'ng himself against the wall and listened line. The Northern and Pacific June tlon was the connecting link In the ex tension. Mr. Brown in 1886 was one of those who travelled on the first through train of the C.P.R. to the Pacific Coast. there. solitude for .ong. came down by the the door-shutters of these shades Willows of St. Helena. Mementos of Napoleon's bitter end on the bleak and deeolate island of St Helena stand lamenting, with drooping branches, even In the remote parts of the world. In 1799, an English settler ou tlie Is- land, J. Tarbut, who owned much land there, planted five weeping willows which he had brought from England, alongside the tomb of Napoleon. Three of these died within twenty-flve years of planting. By reason of the Other shades „ow ^ ti^:^t:aRat hi^he^sTr: •^th;;u^^ which they had* come down ^^ n^-^lT Iwo KT ^^aJ^Sl^ And they fled down the long passage eagerly. But he heard nothing . . . tl.at opened before them. nothing .... except distant steps After a few seconds, that .seemed sounding on the floor of the upper to them like long minutes, they stop- portions of the theatre, ped. I The Persian darkened his lantern "He doesn't often come this way," , again headsrstiyedat'th^'o^ra frVmVdle-'''?!'^ ^^' Persian. "This .side has no-} 'Y°^ ,°''V'\^-y ''"'t t^'^^^^ ^^\\ ness or nec-essity, and ^nt the night ^'^'"? ^ ^ ^ith him. This side doe.s I hand up! And silence! For we shall â-  not lead to thcluke iior to tho house U'*y another way of Ketting in.' But they were not left to enjoy their | "" ^^^ ^?^- • • . ?"? Perhaps he knows ! And he led him to the^ little stair- ^ same wav bv which ' ' premised him to leave him alone and i lateiy. "bad gone up Each "''^^'" ^<* '"«'''^-*^ '"*>''*''"*'"««» again! ' They went up, stopping carried a little Ian-' So saying, he turned his head and ftep. P«ering into the darki lately. , , :it each''«"«er. darkness and I Before the latter two died, however, tern and moved it aUut, abo^x^bebw Raoul"afs^"'tu;ned"hirhead; Tnl* they , ^he .silence, till they came to the Oiird | .slip« of tlieni were planted on the and all around, as though lookitig for ' "Kam saw the head of flre behind «'""';• "<^'"« '•''^ ^f "â- Â«'"" '"«i»o"^J° »'*'»'â-  '''''e »' '''^ '^^^^ Owing to the something or somebody. their two heads. It had foKowed them. I '^"<*"' '° ^,9 "" '"^ "^"^"^f '• »"*'' "\ ^'*'* ' "ncl'an«ing solicitude for their wel- "Hang it!" muttered the Persian And it must have run also, and per-' y"'y; crawling on both knees and one' fare of the soldier-caretaker whom the "I don't know what they arc looking haps faster than they, for it seemed '\f"''~(".'" ^"V "h"''^ "i""?,^^^ "^^°'" i British Government nialnt^^^ for, but they might easily find us. ... to be nearer to them. I !{j« Position indicatedâ€" they reached , ,gja,i<j_ ^,.,,„ ^^^y watered Uiem, they htnd"un^ir lo^Iv t^"^rei ' ' ' I"nH ' ^' â- 'â- ^'' ''^'*^« • ^â„¢*.' '^^ >'««''" torAgarnsT this wall stood a large dls- 1 "'[^'V,'! '" 'I wonderful W your a?m nioie tW'l U ." P^'-f^'ve a certain noise of which they ,^,1^^ ^cene from the Rol de Lahore. f"'"'"«'' f^"" *»»*«« offspring of the your arm moie . . . that s it! ... . cou.d not gue.ss the nature They sim- c'„,e to this scene was a set piece. Be- "'•'K'":'! trefts have been taken to aU ,,,;,, , , ----,, early now. The eyes were round and he had displayed when they both step- starhig, the nose a little crooked, and ped in the third; but ho never altered the mouth large, with a hanging lower the attitude of his hand. ! Up. very like the eyes ' "' Kut the Persian left him ' " " glimmer seemed to trouble the Per- i Government House. It is kown as sian. i ".N'aiwleon's Willow," and Is granted . ,. , At last, he tossed his hoad and made to have been a clitting from the grave "?^?. "."!.-..!l? "P ^'•'^ '"'"'' ^0 "<â- '• ^^^ slipped be-; at St. Helena. - """ *"' â€" ». sdom. bcant The two in,jn waited five minutes sound which it brought with it? ;onger. Then the Per.sian took Raoul The Persian and Raotfl could This time, the Persian took hi_R pis-jTi.e little fund secure, up the stairs again; but sud.lenly he treVt^,« -f^Hh^r'-a^d'flrt'en^^VVnT- l^^i^^^^^^^^^^^^ .hen uirt"ht„g«""a;-e theirs.. stopped h.m with a gasture. Some- s<.Ives against the wall, not knowing ,:«?",' '" ''° " ^^ '"^- "'' ^"'•'^ed the_^^^^^. ^^^^^.^^ .^^^^^ ^^^^^^^ ^^^^ thing move«l in the darkness before what was going to happen becau.se of ' weetmeats them. "Flat on your stomach!" whispered the Persian. The two men li.y flat on the floor. ©rW' sound, for the 'sound was cer J hey were r>nly just in time. A shade, â-  â-  - this time carrying no light, just a •hade in the shade, passed. It passed close to them near enough to touch them. They felt the warmth of its cloak upon then. F'or they could distinguish the shade sufficientlj to see that It â- wore a cloak which shrouded it from head to foot. On its head it had a •oft felt hat. And resolutely, still on his knees, he that iMcomijrehensib.e head of fire, | higgled through the hole in the wall. 1 Some pictures gay. also a hobby horse, and espcfia.ly now, because of the Raouj ^^o had wishtd to pass first,' Likewise a dn.ni and violin; ^X'" r!l T^T'"^-*-'- ''^•'"»''' """'â- ihad to be content to follow him. ; Heart, what is Ihv choice? eroi^ sound, for tl^e sound was cer- . The hole was very n^ sounds that moved in the darkness, ^eard him feeling the st< under the fiery face. ^5^^ ^hen the PersiaiT t face came on came level with flat hair they noises Raoul heard him say, in a whisper: "We shall have to drop a few yards without making a noise; take olT your boots." The Persian handed his own shoes to Kanui. . . , lie craW.ed a little farther on his toHining knees, then turned right around and (To be continued.) "Is it some one U'longiiig to tho Raoul and'the Per.sran could no fo'nger theatre |K)lice?" asked Raoul 'â-  '-â- â€¢:- »i.-:.. „„:_,. _» 1 ,.• And the fiery with its noi.se them! And the two companions, against their wall, felt their stand on end with horror, for now knew what the thousand meant. They came in a troop, hustled It moved uway, drawing its feet along in the shadow by innumerable against the walls and somotime;; giv- little hurried waves, than the waves Ing a kick into a cornei. | that rush over the waves "Whew!" said the Per.^ii-.n. "We've under the moon, under the fiery head .„:,i. had B narrow escape; that shade that was like a moon. And the little knows nie and has twice taken me to waves passed between their legs, the manager's office." climbing up^thej^r legs, irre.sistibly, and In Silence. .restrain their cries of horror, dismay . â-  , , Its some oive much worse than and pain. Nor could they continue '" 8"e"<»' "r* 'he mouHlnUis clad: that!" replied the Persian, without to hold their hands at the level of , '" robes of sllvftr f-llence. giving any further explanation. | their eyes; their hands went down to I Palely Rhiinmnrlng: "u'"-!''"' â-  â-  '"^'" [their legs to push back the waves, ' In mantles i^ofter-hiiod I. u- j' â-  â-  '>."^ ^^ ''"*•'' 'â- "'â-  *"'""* ^'""^ which were full of little legs and naih Than moonlit night behind, stealing up; and we are dead and claws and teeth. ] ypi like the nlglit adorned Yes, R.ioul and the P.-rsian w^-re ^y,,,, m„rrv palteruR of embroidery. r,.ady to faint, like Pampin the hre- ' ^^,,„, f,, ;^^^^ eonstellutlons man. But the head of fire turned ,,..,,,• , round in answer to their erien, and "' "wlnUlwiK sounds .spoke to them: j ("*i"' iioic.^ of a canon wnn. t "Don'l move! Don't move .... |A row-hell faraway. Whatever you do, don't como after Olud calls of dilckailee. ine! ... I am tho rat-catcher! . . . .!a liounil's i!pe|>-thr;>ated hay; I>et me pass, with my rata! . . ." ! And over lliese Hont .'ilio! r< st I And the h<ad of fire disappeared, ; of aspen-loiiking winds, i vanished in the darkness, while the,)f murnnirlng streams passage in front of it lit up, as the' I result of the change which the rnt- I catcher had made in bis dark lantern. 1 Before, .«o a.s not to .â- ware the rats In \ front of him. he had turned his dark j lantern on himself, lighting up his I own head; now. to hasten their flight, i he lit the dark space in front of him. And he jumped along, dragging with him the waves of scratching rnts, all the thdii.'anil sound?. "1 ought til have romemtrred that Erik talked to me about the rat- ( The hole was very narrow. TlieAnd thLs heart Is insatiable! once. Raoul jt opens up lie eyes extremely wide â€" tones around ln„t when at last for one of all theee took out his: fancies dark lantern again, stooped forward, I _,, , , • ,"1 , ., . examined something beneath him and'^'^ f""'' "' "shtly bartered, immediately extinguished his lantern, i Thenâ€" good-by ye golden wishes all. One of the most complete and authoritative atatements ever wib- mitted regardhig the Canadian banking sysfem and the present hankiof situation was made by C. E. NeiM, General Manager of The Royal Bank of Canada, at the annual meetinc. Mr. Neiii said in part: "Through ainalgemation, the number of banks In Canada has been slowly reduced until tlie preeeot sHuaAlon Is analogous to the condition exIstlDg In Great Britain, where the great bulk cf the banking asaetj of the country is in the hands of five large banks. Feara have been ex- pros«ed that the concentration of banking power in the bands of com- paratively few Institutions may lead to bad results, such as slackening of competition or neglect of local Interests. The feeling In regard to com- petition seems to have had Its Inception In the fear of what may happen In tho future, rather than as a result of developments to date, for no one can say that the competition between banks i& lese severe than It has been In the past. We believe that the contrary Is the case, and that a large proportion of the savings affected through amalgamations have been ~T>e«ied on to the public in the form of Increased service and relatively lower charges. "The merits of branch banking as compared with a »ysrt«>m of unit banks are a subject of debate in the United States to-day, and opponenta of branch banking have stressed the advantage to local interests of hav- ing their banking business In the hands of local institutions, which are claimed to be more intimately In touch with conditions at the points con- oerued. For .Canada, however, the arguments in favor of branch banking are. In my o^Jnion, immeasurably stronger than anything which can be said on the other side. In the development of new diS'tricts In this country the necensary funds have been supplied from older districts, and at much lower average rates than those current in the United States at the same relative stage of development. The banking history of the United Statee, moreover, cootaine a long list of banks which have failed, either through lack of proper perspective during boom periods, or because In districts where everything depends on the success of one crop or one Industry, the local banks had all their eggs in ome basket. I have no hesi- tation In saying that had Western Canada been served by unit banks the situation in 1921-22 would have been nothing short of calamitous. "A great financial institution such as The Royal Bank of Canada, covering the whole country, must have Intimate perstetent and active Interest In every part of Canada. We have responelbllilties not only to our shareholders, but. to a degree which I hope we fully realize, to tho public of Canada; In fact, there Is no conflict of Intereet, because It is only to the extent that we contribute to the sound economic deveh>pnient of the country that we shall deserve or receive the confidence of the jmbllc. Self-interest wUI prompt us to secure a diversity of risk through the en- couragement of the Industries indigenous to the various parts of our country, aijd to keep always before ne the fact that we can achieve the greatest measure of succese only If our actions and policies promote and foster the beet Interests of every part of Canada. '&iclusa>eJWbm\ dress made all of one material. When the blouse' is made of contrasting ma- terial % yard is required, with S%, yards of 36-inch, or 2% yards of 64- inch plain material for the remainder of the dress. Price 20 cents. Our Fashion Book, illustrating the newest and most practical styJes, will be of interest to every home dress- maker. Price of th« book 10 cents the copy. HOW TO ORDER PATTERNS Write your csme and address plaia^ Ij, giving number and size of such {tmttemt as you want. Enclose 20e In â- tamps or coin (coin preferred; wrap it carefully) for each number, ami address your order to Pattern Dapt, Wilson PubUshing Co., 73 W«st Ada>l laide St., ToroBtn. Patterns aaat by I retom maiL « â-  '. A Morning Song. o, I men if we do not keep our hands ns though about to fire, at the level of our eye.^, in front!" The Persian had hardly finished speaking, when a fantastic face came AGENTS WANTED WANTKI) One rwlisble man In every town, nif rchani prefeiTe<l. to take orders for liPKt Custom Made flolhes to Canada Hfshr.^t ronimlssions. REX TAILORING CO., Ltd. TORONTO 2 .\n(l veils whlsiHTlng walorfallfl. Prances Hlifglns. Then- Ye proud hopes and desires; Farewell! In hut one ginger cooky Ye terminated. Might as well run home. -Goethe. Translated by K. M. Cord- sen. Sentence Sermons. Teacli Your Daughter- To hold her- self In high respect, and *he will com- i I)el otiiera to do so also. â€" To depend iip<m her womanliness for her charm, and she will never lack admirers. â€" The advuuluge of economy, and she will not need to marry a rich man. - -To respect the rlghLs of others, and you will insure her friends la sbundancp. â€"To love the beautiful and Irne. and she will he ber own hoaril of t'ensor- sill)). • To (to something u..<eful. and the world will come olTering her rights. To pity herself, and she will get no pity from any one else thereafter. SMART BOLERO COSTUME. The Spanish bolero has come into its own this season, and is smartly interpreted in the fixx;k pictured liere. I Figured crepe fashions the under- 1 bodiee, and narrow braid makes a neat finish for the collar, cuffs and edge of the bolero which ripples across the front only. The back Is in one piece, and has two wide tucks either side of the centre back running from the neck to the hem. The front of the skirt has an inverted plait, white a narrow beJt covers the joining of the skirt and tho bodice. The bolero may be omitted and the dress made alt of one ma- terial; or a pretty effect obtained by lining tiie bolero with figured material and making the collar and cuffs of it. No. 1229 is in sizes 16, 18 and 20 years (34, 36 and 38 inches bust). Size 18 years (86 bust) requires 4% yards of 36-inch, or 2% yards of 64-inch for am â€" up with the morning And I am off with the breeze, Off to join the merry dancing Of the winds In the treee. I shall gather on my way Many silver sips of dew. O, I am one with the morning. Come along, wiU-you? O. I shallâ€" shiver with the poplars, . I shall whistle with the pines, Sbai-Ing every scent of sweetness That the winds breath finds. Circle softly round great mountains. Finger lightly giant trees. A clear morning song is calling. Come along. Do, please! Oh. I amâ€" I up with the morning â€" Hear it shouting from yon hill. You can hear when it is singing, You can hear when it Is still. You may hide you with excuses. It win search the<m throxigh aad| thi-ough. Ah! The morning sweet is caUiaa; Calling meâ€" and you I â€"Flora Lawrence Myank] The Waste of Wood. From the time the standing tree Ig^ turned by the sawmlU Into plank* and boards and applied In conaitracttoa, from *0 to 65 per cent of Its wood haa been wasted. Mlnard's Liniment tor sore throaU DCDAIDQ for Fanning Mills. nCrninO wire & XInc SiTeen* for t'iiatham or sny other kind of Mill. Repairs for Chatham Inrn- bators. Free Hook on Grain (^leaning MANSON CAMPBELL Chatham Ont. Hard Wood In Motorcars. Tht' HUtonioblle iii.liiHiry. acenrding to a General Molorw h^iiieineiil. uses more linrd w«K«d than the furniture and Imilding traden conihincd. Zinc piiiis can be cleaned by scrub BATTERYLESS RADIO SET IS A BIG SUCCESS Satisfactory Results in Thousands of Canadian Homes Proves it is What Public Want. ISSUE Ml. 6â€" M. catcher." said the Pr-rsian. 'But he; '''"«^ "^'^^ ^"/J" """''?' """'' '" '''^'^'"'^ never told me that he looked Ak- that j =* ''"«â-  Paraffin has lioen addi.l. . . . and it's funny that I should ' • never have nit-t him U-foiv. . . Of MInsrd's Llnlmsnt relisvss headschs. -« â€" Keep the Piano in Tune. The Winter days call for Increased care of the piano. It is likely to be nffeclod. In pariicular, hy damp imd the dryne.sK of lu surrounding should be <on.sldprfsl. If It Is loo cIo«e to the tire It suffers injurious extremes of heat and cold, and Is more liable to get out of tune. .No student of the piano should play hii oul-of-lnne ii.stru- nient. Ft is ba:l tor the musical ear and the musical liwte. Do not forget that the id.ino needfl regular tuning at least as badly as the nio!<ir car ne»ds frequent cleaning awl overhauling. Imagine Just plugging into your elec- tric light socket and getting not only the power to operate your radio set hut also your aerialâ€" thus doing away with the necessity of all "A" and "B" Batteries and also the trouble of put- ting up an aerial. And that Is Just exactly what this remarkable Radio Invention â€" the Rogers natteryless Setâ€" will do. Why would anyone having electric power in their home bother with the "fu^fl and muss" of a Battery Set when they can own a set which needs no "A" or "B" Batteries? This Canadian achievement In Radio la amazing everyone who sees and lieteus to It. bringing in distant sta- tions without any worry of run down bstlerles or having to recharge or buy new batteries. And yat there are those who will still make false atatemeuts about the Rogers set because they want to try and sell you someihiug else! One Rogers owner writes that h« tuned in 51 difierent fiatlons In ons evening. Others say they get Florida and Cuba just as powerful as a nearby Rtjftion. To anyone conteniplailug buying a Radio set, it is, of course, apparsnt that to buy an>-thing but a Bartcryless Set would be like buying an automo- bile that was going to be out of datt In six or seven luonthe. There are selected dealers in cer tain comniunitiet who will gladly pal a Rogers Set in your home on trial, so that you can hear for yourself this wonderful radio accomplishment. If there is no dealer i>o!«s«s«tng th« Rogers franchise in ><^ur community, write the Q. R. 8. Music Co, Ltd., Toronto 2, Ontario.