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JOCK'S TERM5 A Tale of the Malta Hospital*. By ALBKRT G. MACKINNON. PART I.â€" (Cont'd.) "I dinna ken whether I shuiX tell it tae ye or no but a-s I hae ffane sae far, I ntvuy as wocl gang the haill itngib. I tdt a lee aince. It didna •»»«n a bijt thini? at the time, but it had awfu' c-onaequence*. It sont a« guid a mon as ever breathed to the an' then ower lii.s ain sihouthers, an' still crawlin', bei^an to haul me alanjf. I helper! as much as I cud wi' my haunds, but the agony o' thae mo- nientK beats a'. Kvory nerve in my Ixxdy seemed to be a bayonet stickin' intil me; yet it iffft* naethin' tae what 1 was sufferin' in my h.-iirt. Here was CROP AND TRADE CONDITIONS THROUGHOUT THE DOMINION Dunk of Montreal Annual Meeting. Complete Reports Submitted on Conditions in the Various Provineea of the < Dominion at Annual Meeting of the Bank of Montreal Will Be «f Special Interest to Mercantile and Farming Communities. At the Annual Meeting of the Hank doRs. It slipped aff my lips a'maisti • bein' saved by the mon I had rumed. afore I kent. Ye see, I was in love wi'i At last I cud staund it nae lan^rer, an" Jaiwt Fraser, an' 1 was vemi jealous when lie halted to tak a rest I said, o' Sandy M'Gibb, especiallv as 1 saw 'S""'ly. I H"" somethi.i' to tell ye. he was takin' her fancv. Ac day she', Ve're heapin' coals o' fire on niy held, an' I were theirither, an' oor U-^lk ! an' it's causin' me mair pain than my tume<l tae Sandy. 'I'm hearin',' ij wounds. I dmna desei-ve to be saved said vt-rra jauntily, "that he's tryin'i ">' of Montreal complete reports were submitted by the Superintendents of the Bunk, dealing with trade and funn- ing condltlouH In the various provinces of the Dominion. These reports cover the particular operations carried out In the various sections of the country and on this account become of very special Interest to tho mercantile and farming communities desirous of keeping iu touch with the Important developments that are occurring throughout Canada. Our Superin- tendent reports as follows: Ontario. Manufacturing in Ontario has beon limited only by shortage of supplies tcadily recent to break aff wi' tJiat Glesca' girl to! "He was gey tired an' had to listen. L„,, .lislurbances In labor. Govorn- marry ver monev.' She looked at me, Sae 1 made a clean briest o my sin,] ,„ent credits for goods sold to Europe startled' an' innocent like 'Ye maun "^"' '"^^ ^'â„¢ "' ^^'o*>^ "^y lee to Janet | liavo stiniuluted manufacturing, and be m'i.-ta'en,' wa-s a' she said; but heri I'Vai^er. that had caused her refusal, domestic demands have been insistent, falterin' tone let^e se* thai mv words »"' that had started him on the track New iiulustrles have been started, laltenn tone le^e^se* tnal m> worasi n«.ethin' but I saw "'"^ " "U''ibor of successful manufac- had ta'en effect. 'Mista-on!" 1 lauch-|0 '"uin. He said naethin, but 1 saw, ^^ concerns in the United Sfates ed. 'Weel, ye can read the proof wi'| "s feelin s were workin hard. I ended ; ^^^^.^ ,,yp„ ,„nklng enquiries with the yer ain eves.' I happened to hae a ''V W'tTK'" his forgii eness, though 1 1 intention of locating In Ontario letter in my pocket fnie a freen' in acknowledKe<l I had nae richt or claim. ; Ontario farmers have been s Glesca inoidrin' abcK)t Sandy. The K^ter I had feenished, it was a land; bettering their position in «k.'il «vo hiui a mol readv to nit intil time afore he spoke. Then he said in! .vears. installing modern eciulpnient de U a>e has a tool learty to pit inni, ' temnt-i ''°'^ improving their mode.s of living. .a mon'shaund. My freen wanted to. •* ^o'f<" as hard as iron Ve hae tempt-, ,j.,_^^ ^^^^ ^^^^ ^^^ ^^ ^^.^ aboot Sandy's bank accoont, as he ««1 '"« the nicht mair than I hae ever; ^^^^p^ j^,,j ,^.g,j p^j^^^ ^ ^.^^ ^p^j^g ill ootstaundin'. He enclosed ''een tempted afore. I made up my| ^.;is followed by an exceptionally dry letter, in which there were "liud to leave ye here to dee like a' summer, ami grain crops, with the ex- w-ull settle the accoont '^â- 'P- the v.ile cratur that ye are; but! ceptlon ot fall wheat, fell below the efter a' I hae risked to .?et ye in, I'm; average. Hoot crops were good; com no gaun to gie up at the last. Sao come alang. I'll f5ave yer life, but inna yc ever ask me affain to forgi'c comin'^ intil some fe threatens me jy contract,' there,' I . can JC. ye, for I'll no dae itâ€" na, never!' iiid tomatoes were a record yield: the season was poor for all fruit except grapes. Cheese production showed a fulling off. There Is a shortage of hogs; sheep raising Is on the Increase. "Wi' that he started to pull me on. The cattle situation is somewhat un- an' then he seemed to hae the strength I settled, owing to the limited amount o" a Samson. He had nae repaird forj "t f«ed available for carrying through [my wounds, an' though I cried oot for] the winter. :pain, he didna stop. I suppose he' tas ragin' sao in his mind that ho ?ot a' else. I believe if the puttcos ^broken he wud hae left me; but held, an' sae we reached the He had to staund up there to rre ower, an' juist at that moment rie risin' moon peeped through a cloud an' showe<l us up, an' next instant a sniper fired an' hit him. We were baith cairried doun the line. The last I heard o' him was that he was daein' ^n cairried thi.><, but it .suited my purpu 'â-  > explain it at the mohient, wi ihe- rcsT."' that .lanet, , ,, ,, , ,. , , â-  .i, i ,, Fraser believed what I s::id. She left' ^eel, an had been ta en tae Malta also.^ the laUor. me in great anger at .<?andy. an' byi N?« it's an av^-fu thing tobe unfor-| some ill-luck he chose t+iat vtrra The production of lumber has been stirionsly reduced owing to sliortagn of labor. 1919 has boen an excellent marketing year, with heavy sales to Great Hritain and the United States, and a steady domestic demand for i:ll classes Af lumber. Prices have been unusually high, there W, no iicciiinula- tioii of st')cks on hand, and notwith- standing the scarcity of laboi and In- creased costs of operating, the year has been a successful one. I'ulp and liuper liavo been in lar^e and Increas- ing demand, with soaring prices for Mining production during the year r',',irMUi'en, an' that's what I'm feelin' the! has bctn cintailed. The demand for ""^"*1^^" nickel fell off after the Armistice; to gang an' ask her to h^- 'is wife. "°?- , . , „ , i^ u- . , What .she said 1 didna hea- but it Ro<I«rick Macpherson ended his tale maun hae been pretty stingin'. for the! «-'th a groan of misery that seemed next day he was a changed ni n. He! to rise from the very depths of his strikes lessened the sTver output. Botii these situations are improving and larger production has taken yhice ut the gold mines. Both wholesalers and retailers re- port It easy to sell goods. CredHs are shortened and had debts negligible. Larger expenditures were generally made by niunicipallties this year In an effort to overtake works postponed during the_war. Population shows a general Inoreaso, with a tendency to drift to urban and manufacturing cpiitres. There has been a continued exten- sion in hydroelectric power during the past year, and works at Nlpigon and Chippewa, as well as at other places less important, will within tho next two years add very largely to the available power for manufacturing and other purposes throughout Ontario. Gonerally speaking, the year has been one of great activity throughout th!' Province. Prairie Provinces. During part of the past season ex- tensive areas In Saskatchewan and Al- berta experienced, In common with the NortliVVe.steni States, severe drought and loss of crops, but owing to good yields In other areas and to high prices, the value of grains raised ex- , of extra light whenever it is needed. I ceeded that of the year 1915, when the , Simpler but just as effective fixtures 1 largest crops In the history of tha j ^^g j„ j^n ,^^6 other rooms of the house. West was produced. 1 upstairs as well as down, in the hall- Failure of pasture "»'' />«y '\„^^'- ; way.s ami basement and on the porch- taui districts caused anxiety to ranch- tt n i- i.i i » i r ers, and while autumn rains brought | es. Hall lights can be turned on from relief, the scarcity and high price of , upstairs or down, and voranda.rlights feed for winter use forced the sale of â-  are controlled from in&ide tlie house, some unllnished cattle at prices ad- j I,) the barn the old lantern is known versely attacked by worse conditions , ^^ ^j>,.g Electric lamps are strung ever-present fire hazard. To be sure, Ihoy wore a lot better than the candles and tallow dips of the generation be- fore, but they left a lot to be desired, too. In Jlhe barn it was a more serious matter. A lantern was the poorest kind of a makeshift. Large open pas- sageways and open lofts without any papered walls to reflect the light made the lantern a mere point of light, the rays from which seemed to be im- mediately absorbed in the darkness. It was a case of holding the lantern close to the work in hand in order to see at all. The lantern had to be pickv ed up and carried from job to job, ana this made a man one-handed and con- sumed a lot of extra time. Finally in the barn the fire hazard was immeas- urably greater than in the house. A lantern balanced unstably â- 6n a strawj covered floor had an excellent .chance of being upset. And once turned over, the burning liquid kerosene had every! chance for destruction. What a d.ifference there is now in many country homes. Instead of the coal oil lamp lighting just the centre of the living room, carried from room to room when light was needed, and cleaned and filled every day, we find elegant electric fixtures. On the liv- ing room table is a reading lamp with a shade that softens the bright rays of the electric bulbs, but allows them to reach the farthest corners of the room. Bracket lights on the walls and a special lamp on the piano give plenty i ' confiisting of a grenerating unit and a set of storage electric plants in th« last few years that to-day they are more "easily taken care of than the average farm implement. They in- corporate the best features of mech- anical and electrical design. ^ . â- Â» ' An estimate of the total whtiat pro- duction for Western Canada f»r 1919 is 166,22.5,000 bushels. When Fatigued AcupofOXO IS both re- freshing and invigorating. Ready in a min- ute â€" the minute you want it. k A TiM « 10c.. 25c., J1.1S, S2.25. cuacs -'--•: ii^--.':i>_*P^ in the United States. The West on the whole has had a prospej-oua'year, exceptions being the districts In which crops were lost through drought. • British Columbia. everywhere they will do the most gowl and the switches are conveniently lo- cated. No more carrying lanterns or worrying about fire. The farm of to-day is enjoying just Grain crops were affected by drought, as complete electrical service as the and were below the average. Fruit and i city home; because electricity on the vegetables have been good crops with ] farm affords power as well as light. prices ruling high. .More attention is being given to agriculture, and farmers and growers generally have had a prolitahlo season. Wholesale trade has been good and retail trade active. The population has increased, and further immigration is expected dur- ing thu coining year. Conditions throughout the iirovince on the whole are better than they have been for some years, and prospects appt-ar good tor continued business activity into the new year. Pumps, washing machines, separators, churns and a wide variety of other light power appliances are run to-day with small electric motors at a great .saving of both time and labor. All this service is developed right on the farm by a small electric plant Belt his saw-mill, an' left the oairish.' soul. 'Roderick,' he said tae me the last! 1 >" f'<«i.y/ '?^%,*f'' To''.**'"'' time I saw him, 'I'm gaun tae the; f^l'' Jo^k- ' Maybe I II find Sandy, an dogs,' an' if report lie true, he didna hnng him to anither frame o mind." tak' lang aboot it." "Ay, ye've got summal on yer con ecience," re)narke<l Jock gravely. "Was the lee ever fund oot?" "If ye cud do that!" said Roderick, as his eyes .shone for a moment with joy. Then he shook his head, and added, "It's nae use. I ken Samly, an' he said, 'Na, never!' " (To be continued.) Brains Will Win the Prize "That it was, but ower late to undo the wTang, thouigh no to punish the! culjrrit. Janet made irKiuiries, an' un- beknawii tae me wrote tae me freen' in Glesca; an' when I went .'n my turnj to propose tae hcr,\iye ocht to hae, ('anadian farming has reached a heard her words. I didna wunner then 1 P^'^t where brains, more than any 41, i e 1. v,„A n„j . „> ..i,^., T loff' factor, and more so now than at any tha' Sandy h«d fled an when I left,^^^^^ '^j^^ ^^^ ^^.^^ ^^ p^^ ^^^ ^^.^ her door that nicht I kent thfl-e was^^^.^.^ premium in agriculture. By nae livin' for me in the same pairish. brains I don't mean scholariy I left tae as sune as I cud, an* I've particularly, but rather sound sense never been back sincp. • I ciidna fare and good business judgment as a her for warld:. I wud raithcr chairge foundation, and a capacity for pro- a hundrcl Bulgar trenches than gang gres.sing from learned facts and ex- hame. Weel, I thocht it a' ower that, perience, wheth;er one's own expcr nicht as I lay there, an', mon, my vmQns <J>pI)QPQ A Unique Party. "What kind of a time did you have last night?" asked at Rlizabeth's "Tables were now brought in, and j for two hours progressive games fol- lowed. See our score cards?" and she Mary's mother. | dangled from her finger a cat about i "Just the jolliest kind of a time four inches high cut from black car^- imaginablc! Betty is so original. She j board, with eyes, mouth, ajid whiskers' never docs things like anybody else. ^ drawn in with white ink. . Vou know, she and Edith Carlson gave; "It must have been a lot of work for !y training thi.s party , together, and we were all somebody," saiid Mary's mother. I consumed with curiosity from the; "Oh, the girls worked together get- ' moment we received our .invitations, ting tilings i-eady, and they said it You recall how the envelope was seal-! ^^'"s gi'eat fun. 'Fhe plan was carried' cd with a cat cut from Mack paper, out in the dining room, too. The cloth' and two black cats decorated the head and napkins were decorated with black ' -^lefe iHiMaj£NDS Asses.sinent System Whole Family Insurance. The Order furni.shes Insurance to lU members at Ontario Government Stand- ard rates. Slok and Funeral Benefits are also Riven If desired. The Juvenile Department furnlshea the best possible insurance benefits to the children of our adult members. The Order has already paid over $680.- OOU.OO in SlL'lc and Funeral Benefits, and nearly Seven Millions of Dollars In In- surance. flOU Counrll.1 In Canada. If there Is not one In your locality there should b& For full Infurmation write to any of the followinr Officers: J. L. Davidson. W. F. Montague, Grand Crmncillor Grand Recorder W. F. Campbell, J. H,. Bell, M.D. Grand OrKarilzer. Grand Mpd. Ex. H.\MII.TO.V - O.VTARIO i iV It * 1 n • • s i . BOVRIL The great " key food" that makes other foods more nourishing. BoTrU lah«a Body-buililiatf Power of Borril tckea /^ one s own lence or that of others. The cost of | . , . . producing farm commodities is on a of the sheet on which the note of cats, and the cookies served with the| wounds were narthin tae the pain at rising scale. Labor, materials, every- 1 invitation was written? Just the word- ' ice cream were cut in the shape ofi '_ â€" re they found so but there seem- 82) Indtptr.tUnl tcitnti/.c txptrimtnU huct con:lasictfy pr< emi ikat I'* Bo ly-badiHni Po\ecr o/ Booril is /t%m 10 to 20 tmti iht amuu^i of BoVrlt talun. «â-  Tvnji.wo n.;.<p ..».,..,.. ,«... „....,,..... „. rising scale. Lahor, materials, every- invitation was written .' .lust the word- ice cream were cut ir my harrt. It maun hae been aboot ane ^^ing entering into the running of a' ing of it led us to expect one of Bet- cats. I don't see when o'clock when I heard alow ca' again, farming business are at unheard-of ; ty's unique affairs. Don't you rem- 1 many d.ifi'ereiit shapes, 1 ju.st as the nic.it afore. This time it prices. The prices the farmer receiy- . ^,^1,^,.^ j^ read, "Two black cats invite ! ed to be no two alike. nearer me. I tried to answer ' es for his goods arc keeping pace in, t„ ,g„,, ^j^ j ^ December,' "After but woHs stwk in my throat, though some cases; in others they are not. ^ ^j^ '^ „, .;oo j,:-. c^,^ , , . . „ 1 â-  ' , • - 1 _. _ Tn B cnsM fnrTninrr a nn n tipto ' lluiu au i lie rwrns, _u.3 ll,lgn Btreei In all cases, farming is on a new I managed to mak' some kind o' a *oond an' sune I saw a mon orawlin' allang ''^*^';^,-j"^ ^ p,.-^,.,^ ^^j ^^^ ^ ,^jg,^_ .^j,j ; ^c,.e quite as original as the invita- on his haund.s an knees tae me. j rexiuire wits and shrewd management. [ tion. Clark Leeson wrote: " 'Whist! Quiet!' ho whispered.! It moans that poor farming will be, "I'm glad to find I'm in good grace 'There are Bulgars aboot.' j less and less profitable. It means: with two black cats almut this place; "ILa words startled me, no because that hca.lwork will be more and more ^nd since ~l find I'm on their slate. o- what the,- said, but <m accoont o' ^.'ir.fLt'trails, and will use fh'em,":" I'^l.^-t them on the given date, tiieir accent. Waal Jreamin "r i,tat the corn game, for instance, at ^ , !>"' they carry out the ,idca supper we did one more I stunt: Betty and Edith gave to each T»,»n iv,„ .«• .,„,• n,..,r„r «tiil P'ano ecoHomically, and to cope with j T^o P'ris .showed me some of the notes I of us a large sheet of drawing paper men ine ca cam nc^ircr sua, },ij,h posts of production, so as to come j "f acceptance they received, and they | and a stick of charcoal, and told us ' ' ' â-  â-  to illustrate the jingle we found oni tho back of our sheet. Mine was: "Puaaycat, [nissy cat, where have you been ? I've been to London to visit the queen. "In a fi»w minutes the girls collect- ed our sketches and exhibited them wnnderin' in my mind? The voice was tj,e ^^^^t by using 'better seed, and that o' Sandy MTiibb, the mon I had thereby assuring the increase in yield been thinkin' aboot, an' that I hadna, needed to make its production pay a throughout the evening, Mary?' one at a time, askiing the audience to "Indee<l they did. During the half- g:ue3s what Mc/ther Goose or nursery hour while the guests were assembl- j rhyme the drawing was supposed to seen since he had gane tae the dogs, profit. The live-stock man can play to ing, envelopes containing pictures of represent. If the sketch was so im " 'Sandv, is that you?' I gasped, ja surer thing by quitting his scrub eats sliced in irregrular sections were : possible that no one could guess it, " 'Ay, Roderick, it's mo,' he answer- stock lottery and taking to pure-breds. , hande<l us, and we worked together in 'â-  the artist was compelleil to rise and ed. 'I didna expect to find you here, "e can ®*''M"^^^^'"jj^J'^Jj>e ^»'omere ^j^^^^ groups of two and tiirees to i-ecite his verse. Some of them were It mak's me a' the ma,ir gled that I ""^ rations 'and^by substituting the' P'"*'® them correctly. This broke the; very cleverly done, especially: didna turn back. La.st nicht I heard cheaper feeds for the expensive ones. > 'ce, and prevented any stiffness at the: ..j^gigj, ^,i,j,„g ,,jjj,p j^j,^ ^^^ ^„j ^j,^ yer ca' an' tried to find ye, but had i iMslieve we're going to profit by , beginning. Soon after the last ar- fiddle ' to gang back owin' to a iiatrol o' Bui- t'he high cost of producing. If the| rival we were each given a card about! fhe cow jumped over the moon gars juiet aheid o' me. There are some year 1920 doesn't see an .increased ] six inches square, deconited with two ' ..t):_ â-  l „ n„,cv'a in thn w»1l o' them gaun aboot the nicht, sae we practice of thrift and good farming on black cats, and containing a list ofi ^' *^' ' '""^^^ ^ '" ''"'- "*"• maun be gey carefu'.' Canadian farms, I 11 miss a guess. Itjtvventy short definitions describing "It certainly closed one of the jol- " 'It's guid o' ye, Sandy, to risk y«- ^i^ir;^V?,'iL'l-°a nerc^sity ^Tother' ^^'^^ ^"'•'' **"= ^'''^ ^y""*"* <^ ^'^'^'^ '''"l' evenings we'v-e had this year," life for me as ye hae done,' T replied,' ^nt'enttn.' tLc "lextTason wiU sLk ««« ''^'^t.' Let me get mine and see if , «"<! Mary leaned back ,n her chair vi' remorse in my hairt. | out and reward brains. You'll be able yo" '"" KUp»9 a".V better than I did." W't" » sigh of satisfaction. 'My life's no muckle worth, Hod-i to find them in that way. â€" J. R. erick boy,' he whispered. 'I hae niddei . ^ • bad mess o' it. I touched bottom, i an* that's gey far doun. Then the ca'i Legs and Necks. oounlry fanned Ihe last o' King an spark o' guid left in mo. I felt there wat ae thing I cud dae wi' my mud- dled Ii'fe, an' that wa.i to gie it for ithers. The chaps .».iy 1 hae been gey rertlt'-'S wi' it. but then they dinna ken the •reason. Y'''I1 be the fourth mon 1"! hae brocht in since oor stunt, ^an' yet somclvoo, mon, it disna ease tJio conscience.' " 'Ye'rc troublcil 'â- 'nnl wey tae,' I raid." 'Sae am I.' ' • Weel. this is no a place to dis- ' â-  'f it. I m?un get yc back if I (.'â- 1,' h: rcpVe».. 'We tanna staund; I ; cr wc"J be : ccn. I'il hae to drag :" in. sin-c ye cannu dae onjrthin' wi'' : •â- :â-  !e«rs.' I ''He- (ilicd his t:ntt«e>), made a rope i' (*â- '>! rt ',rA it 1 r. 'er my airms, Naturalists assure us that, with a few exceptions, there Is a marked equality between the lengths of the nocks and of tha legs of both birds and quadrupeds. Whether they be long or wht'tlier they he short Is de- ternilnod, It seems, chiefly by the man- ner in which the animal feeds. Crocodiles, lizards and tish have virtually no necks. Fowls that feed In the water i4ho offer ad example of this correspondoiice betwisen the members, with the exception of swans and geese. I Mary ran from the room and quick- ly returned with the card from which she read, "A waterfall." "Cataract," replied her mother promptly. "That is easy." "They made the first easy to en Light for the Short Days, It is a rather strange thing that with tremendous improvement along every other lino of agricultural activ ity the provision of good modern light-. -♦- The first postage stamp was printed in Great Britain in 1R40; it was black in color. « U'.itata't l.tnlii>*nt Carts Cotdj. ko. courage us, I guess. They are not all ing systems should have been so long so simple. Let me read you several in cominfe. Until the ' last throe or from the list just to show you what four years the threat majority of farm they were like: 'An unconscious slate,' homes st.'ll got along with the old 'A calamity,' 'An ancient burial place,' kerosene lantern for bam and yard 'A beam at a ship's end.' No one had work and with the lamp for the house, over seventeen of the twenty correct,' In the house these lamps were not but we had lots of fun figuring them' very satisfactory at best. Cleaning out. If we had been allowed to con- and filling them took a lot of some- SALT An grades. Write tor prloM. - TORONTO •ALT WOWC* a 4. OLirr • torohto V- â- 1 suit the dictionary we might all have done much better. We were allowed twenty minutes in which to make our attempt, and then Betty road the cor- rect answers and we checked ours. A pretty calendar with a picture of kit- tens on ,it was the first prize, while a copy of the 'Black Cat Magazine,' tic ! with black ribbon, was the coniiolation. one's time, ;ind unless t''ire were a num'ticv of them u^ed, it was usually a matter of those nearest the lamp getting the light and those farthest away getting along without it. There had to be lamps to carry upstairs at bed iime, one for each I'oorn. .'\nd these meant more clf.ininf,' and filling, conc.'derablo inconvenir i»<;8 and an