The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

% h METHODS ()F.'i)UAlNACiB.' While open ditches for land droiti- «4;o way l)0 noccssury and under cer- tain roiiditions "Iho only Wiiy;" they jnii.'t 1)0 considered as decidedly ob- ^•ctionuWo wliero tiles con ho used. '.The ol'en rlitcli obstructs the various lorins of tiling? and all farm opera- tions. Its lirtit cost i8 exiHJOHivo as COiniiflred \t-ith tlic lilo because mOCh more labor jnust bo expended in tlie •diKgiUK "f an oi)en ditch. It is lia- ble to bo partially liUed in by the tr^impinH; of stock, if the land is pa.sturc(l, by the action of frost and the growth of «-eeds, so that its uso- fulne.-.-'i will bo impaired. An ob- structed channel for the free pas- Buge af water ia a fu st es.seul lal in (arm drainage and this can only be secured as a i)eruianent improvement In the covered tile dr.-.un. So while other niateiial.s may serve e tciujiorary purpone in drainage, tiles are Bo much supeiior in point of co.ct ".â- â€¢frn durr.liPiity. and results are mrasured; as to hardly admit of do- voting any space to the discussion of other methods. 'I'he problem of farm drainage ia to lower tho water table (by which wo mean tho body of stagnant water found III all soils at a sreater or less diritaticc from the surface), so that It will not Interfere with tho growth of crops. Proper drainage leaves the j)artfcles of soil full of mol.sturo but tho spaces between the pai"tic1"3 are free and open for tho admission of air. The eajiier advocates of tile drain- age favori-d drains four or five feet deep. H is a well pstnblished fact that tho deeper the drain the farther It will diain tho water, so at first Bight it would seem economical to Dl'.AlN DKEV. WIvn. however, we stop to con.sid- er the extra co.st of digging the deep ditch wo shall see that it is the most costly. It often costs as much to dijf the last foot in a ditch four feet deep as it did to dig (he first three. Of course in any system of drainape there will bo likely to bo places where the ditch must be deep in order to get the proper full; but wo think the best authorities do not advocate plac- ing the avnraKo tile drain more than two and a halt to three feet deep. Muck lands Ih,-!! would bo likely to settle a good deal after draining Would he an exception. The size of tiles so that they may have suM'icient capacity to r.arl-y off iho v.'.iter tjuickly should be carefully considered. The rule is that the ca- pacity of tiles is to each other as the squares of their diameters. That Is a tile two indies in diameter will carry four times as much water as a oiie-inrh pipe; one three inches nine limes as much. In the earlier days of tile drain;ifre nuiny small tiles were used which worked very woll with the average rainfall; but were not able to carry off an oxtra- ordin.ary rainfall quick enough to pre- vent injurj' to the growing crops. Tho thln^r to proviile for Is tho extraor- dinr:ry amount of water that must bo reiiii)\<'d if crops are not to sufTer. Larger tile in now the rule. I think most of the tiles laid now aro not less than three inches. In locating a system of dr.ains tho oiitirt demands most careful atten- tion. It should l)o ample for tho dis- charge of a fidl volume of water from the drains and well protected so that it will not bo obstructed in any Way. If conditions peiinit a s\ih- Btnnlial wall of stone through which tho discharging tile pnsf-ea, with the opening covr^red with wire to pre- vent the ingress t>! small animals, Will bo found Rnti.sfactnry. 'I'liij fall refiiiired (o secure erteclivo drninnge will depi-nd largely on the iklll employed in surveying the lino MEDICINE rOR MEN, Something That Will Banish Wor- ries aud Brace up tho Systeni. Had it over, occurred to yo» that you need a medicina as l>ten>â€" not as old men or young men, but as men 7 Aro you never .consuiiiiu that the special -wear and tear of ilfo which men sustain need repair 7 Worry wears a man out quicker than work, but worry is not an accident, jt is a symptom â€" a symptom of nervous ex- haustion. Other symptoms ore ner- vous headache; morning loiiness, that maizes it difticult to get out of bed; a weak feeling in the back; In- digc.'ition; breathlessness after slight exertion; irritable temper â€" perhaps some nerve puiu as neuralgia, S-iall- ca or incipient paralysis. Dr. Wil- liams' I'ini; i'ills, as a medicine for men, act directly upon the source of di.scomfort. Thoy re tore nianly vi- gor and energy, improve tho appetite and tone up the noi'vos ajid the whole system. Mr. N'oil IT. McDonald, Eiitmero, N.B., is one of the many men V{ho has proved the value of Dr. Williams' Tink I'ills. He says : "1 am glad to bo able to say that I hitve found Dr. Williams" I'ink Pills nil that Is claimed for them. I was completely run down; my appetite Was i:oor, and T suflcrecl mucli from severe headaches. Doctors medicine did not give me the needed relief, so 1 docidetl to try Dr. Williams' Pink I'ills. 1 used only a few boxes when my former health returned, and now 1 feel like a now man." Weak, nervous, broken down men â€" and women, tooâ€" will find /new hoalUi and happiness in a fair use of Dr. Williams' Pink I'ills. Hut be, sure that you get the genuine with tho full name "Dr. Williams" Pink PIUs for Pale People" printed on the wrapper around every box. Sold by mediilno dealers or sent by mail at 50 cents a box, or six boxes for S2.r>0, by writing The Dr. Williams Medicine Co., UrockviUe, Ont. and laying the tiles. A very moder- ate fall will answer when tho details aro attended to IN Til 10 IIE.ST WAY. Waring says one foot to the hundred fe<;t is desirable, while one half that amount of fall, or six inches in one hundred feet, is (juite sulllclent if tho execution of tho work is carefully at- tended to. The distance apart of tho tile drains will depend on the kind of soil and tho dejHli of the drains. On heavy clays the distance must bo less to se- cure good drainage than on soils of loamy or gravelly character. No fixed rules can be given as to distance, that will always be safe to follow, j as soils vary greatly in te.xture and capacity to retain moisture. As a rule, it is wise to employ a skilled man to lay out and level tho drains. This work nuist be done woll or the drains will prove a failure. Tho grading well done, the tiles can be laid by anyone careful and pains- taking. If niislrikes aro j.-.eflo, grades wrong. a poor tilo or car.'lf 'jsly laid, we must remember thai ii' it is buried out of sight the mistake will be up- ; parent in tho condition of tho land j about tho obstructed tilo. Our out- j la.v will ho without heiiolit. Unless • good tile nro woll laid in a properly 'graded ditch, it is a waste of money land labor. It is \ery diflicult to locate an nbstructed tile, and expen- sive to re[)air a poorly laid drain. I Tili'S should bo hard and woll i burned. Some if e.vpowd to the frost [ are soft and crumble and are not I worth laying. The water docs not enter tho tile through tho pores to jany great extent, as many suppose, but through the spaces b<'twecn the 'tiles. Laid as carefully and closely as may be thn water will find its way through tho Joints or ends. If one is thinking of expending money and labor in drainage it will pay to look Into and master all de- tails as far as practicable. Too often such Work Is begun in haste, carried on In A haphnr.nrd way, and the re- sults are not eatisfaotory. • ' HOW-'iO MIX Oi;MiuNT. Cotnent isi coming generally into use as a substitute for lumber in the building of floors and the erec- tion of silos and other farm build- ings. The \alun of tho cement s'truc- tui-o Will depend to a large exte.it up- on tho proportions in which to mix cement, sand and gravel. The amount of comont to use will depend upon the character of the gravel and sand, and therefore, it Is difficult to lay down any hard and fast rule that will exactly .serve in all case."?. Tho following is a test or method recom- mended Ijy the United .States Oovern- ment for ascertaining the right pro- portions to use and may be found heli)ful to those erecting cement structures: TiU<c of gravel a certain measure and shako it down to compact it; strike off the top with a straight edge; then monsure water and i>our into gravel until nil voids aro filled. Tho water used will show the amount of tho mixture of cement and sand that will be required to make a proper concrete. Hepent the oi)eration, using sand Instead of gravel, and tho amount of water absorbed by the sand will show the amount of cement to add to tho sand. liut it must be borne in mind that the cement and .sand mix- ed with water will not fill the same amount of space as before putting to- gether and ndalng the water. That is, one cubic foot of cement and two cubic feet of sand will not, when mixed with water, make three cubic feet of mortar. WATF.IIIKO ANIMALS. There should be a prescribed sys- tem for the regular watering of all animals on the farm. The belief is more common than it should be that water at long intervals is not only sutllciont, but that it is tho best way of treating cattle. Of course, this is a mistake, and one that ought to bo apparent to all who give tho matter any thought. In the first place, a thirsty state is an un- comfortable state for tho animal to bo in. and from motives of humanity it should bo relieved. It is a condi- tion directly opposed to good diges- tion. When thirst is allayed only when it has arrived at a stage of acute Fullering, an overdose of wa- ter Is taken, and that causes as much injury to the digestive organs as tlie thirsty coiulition which it sup- ercedes. Cattle should, when ou di'y feed, get water. Free of .2? At isease re Years Old People Everywhere Are Being: Cured of Chronic Kidney Disease by Dr. Chase's Kidney Liver PilSs TROUBLESOME BABIES. Babies are not naturolly trouble- someâ€" they should be bright, active and happy aud a joy to your home. When baby is troublesome you may depend upon it there in some of tho many minor ailments botlioring him. Those can all be overcome by tlie use of Italiy's Own Tablets. Proof of this is'gixen by Mrs. C L. Marshall, I''alkland Kidge, N. .S.. who says: â€" "I am j>le:ised to state that I have u.sed Be.by's Ov.n Tablets for my children with great success. I think tho Tablets the very best iiiedicino for all tho ailments of small children and would recommend them to mo- thers who have ineilileKonii; babies. " liaby's Own Tablets cure constipa- tion, lndige;ition. dinnhoea, prevent croup, allay irritation at teething time, break up colds and destroy worms. In fact there are none of tlio minor ailments of childhood which thn Tablets will not cure. .Sold by druggists or may be had nt '2~> cents a box by waiting direct to Dr. Williams Medicine Co., Urockville, Ont. As old Bge comes on It Is usually the kidneys that first fail to do their "duty ns filters of the blood. , Uric ncid poison gets into tho sys- tem nnd the rcstdt is much sulTcring from hackaclio, lumbago, rheumatism '^Jid pains in the sides and legs. There is no medicine so well ap- preciated Ijy tho old fK-ople as Dr. •Chase's Kidney-Liver I'ills. They re- taovo tho cause of suffering. •;Mr. II. .'. Mcllnin. Niagara Falls, â-  Qnt.,.a mun of eighty years and fell known throughout the Niagara strict. 'wrtf»s: "1 bellove If it had tfet been for Dr. Chase's Kldney- ^vor Vil\!t I would be in )ny grave Tiijiforo tfifs. I was very bad with Inltlnpv â-  jjtsease njid suflcred .with afcodfiil pains in my kidneys. Mciijg dl.iBppolntod in the u»e of many med- icines, T had almost given up hopes Jif. pver getting better. * ."One rnorjdr.^. after a night of ca- pcrialiy .seyore suffering. « (ricod fall- td ro ».•(» m», ^nd asko«I why T did not try Dr. Chase's Kidney-Llvor Pills. I got a box at once, and took two pills, which Was a rather heavy dose; one pill is plenty ot a dose. I used them regularly for a month, and ot the end of that time was a changed man. It Is now about five years since I began using this pill, and since that timo 1 have felt aa good ns I did forty years ago. I am almost eighty years old, and am free from all diV casfi, except rheumatism, and this is indch bettor than It used to be be- fore I used this medicine. I recom- iricnd Dr Chatw's Kldnoy-Livor Pills with all my heart to any per- son, man or woman. This is my opinion of these valuable pills, nnd yon m»v use it for the benefit of others." Dr. ("hn.^e's Kiilney-Livor Pills one pill n doso, 2Sc tL box nt all dealoi-e, or Edmanson, n9.tes ft Co., Toronto. To protect you ng.iinst imitations, the portrait atid sirrnnttire of T^r. A. W. Chile, tho fnii'ous receipt book JAMAICA NEGKOES. Much Humor and Philosophy in Their Quaint Maxims. The Jamaica negroes have a lingo of their own. They laconieall.v ex- press thoughts of wisdom which Would do credit to King Solomon. It is possible that aptitude for nmking maxims has been inherited from the Spaniards, who occui>ied tho isliuul until the middle of tho seventeenth century. Their sayings cannot bo compared in liteiary merit with tho beautiful proverbs of llie .Spaniards, but they are (ille.d with as deep phil- osophy, nnd, added to thi.'i, there ai)- peais therein a keen sense of himior something quile absent in the lingo of tho American ilarkies. (hit of tho mixture of j)hilosojihy and hiniior havo come many quaint sayings which aro as familiar ia Ja- maica ns our own. .Some of them '' I are dilVeri'Utly worded versions of fa- | I miliar proverbs; still othiMs express i j most ii])tly that which wo have often 1 i thought in many words, Init which | they have condensed. Have you not heard some ime say, "Oh. I don't mind her paying mo a visit, but I would not have her live with mo for tho world? ' The Jamaica negro sums th!s up thus: "Come see me is | one ting (thing), come live with me ' is quite enother." When you have put yourself out to do a kindness and that tindtiess Has | been entirely unappreoiated, how i well dota this apply: "Do good you j do, de tnnkoy (thanks) you get." | When you hoar n man call another all sorts of names behind his hack, but In his presence change his manner and vocabulnry. becoming polite and I civil, the proverb applied by the j negro is "Hehind dog, it is dog; bo- ! foro dog, it is Mr. I'og,". j Wh^n they desire very much to do something and seek, a rea."jn, how- The Mutual Life of Canada 34TH ANNUAL REPORT Presented to the Annual Meeting of Policyholders Thursday, March 3, I904. Gentlemen: Your Directors respectfully submit for your consideratloi their report of tho business for tlio year ended DecpmbPr 8lRt, 1903, wltk the Financial Statement duly audited. Wo are pleased to inform you that, in all brar.'.hes, the business was ol a most gratifying character, and that tho new busiiiess was largely in ox- cess of that of any other year in tho history ot the Companv. The Sur- plus earnings wcre^such ns enabled us to continue the same very liberal scale of iliatribulion to the Policyholders, as in the p.ist. 1'ne death ratt was slightly in advance of that of 1902, but still much below the expectar tion. The Lapses and .Surrenders have been gradually decreasing for som« time, and for tho past year were comparatively moderate. NEW and OLD HUSINE.SS.-Tho apfdications received for new buslnes* were .3,5ip for 85,17.1,112, of which 47 for $72,.')0(i were d"clined. The Policies issued were ;!,.S>^.3 for S.'5,01l,3'.)O. and the amount of insuranos now In force is, S."i7,.'')37,5r>l..'58, under 2j,7I'.0 policies, being on incroose in amount of $3,118,C;n. " ' INCOMR.â€" Tho net premium income, less reinsurance, was $1,254,- 986,47; Interest and Ilents $306,007.-18; Profit and Loss $715.08; Total Income SI, ."iOl ,070.03. PAYfilK.VTS TO POLICVIIOL'DKI^S.â€" The rnvmenis to Policyholder! were: Death Claims $2o(i,.')S0.95; Endowments $122, .'587; Purchu.sed PoU- ciM $31,972.18; Surplus $77, 300. US; Anniiities $8,274.90; Total $193.- 721.31. K.Miensc Account 9282,728.43; Total Disbursements S770,4'19 74. ExCFSs of income over expenditure $784,620.29. Tho Cash Assets amount to $0,882,953.83; the Total Assets are $7c 298,552.12, an increoso over 1902 of S8."58.772.04. I.TABILITIES.â€" Tho total Liabilities are 5G,G7(i,22't.l9, inc'.uding .th» requisite reserve of $0,017,714.89 for the security of Policyliolders, com- puted ut 4 per cent., 3J per cent, and 3 per cent. SURPLUS.â€" The .Surplus of tho Company's standard of valuation It $616,633.46, nnd on Government standard $878,460.00. Tho inerease ii Surplus is $117,483.22. During tho year the demand for money w.as active, and tho funds were fully invested, at a somewhat better rate of interest, and in a clasi of securities entirely outside anything of a h:izardoii8 or speculative char> acter. Tho pa.yments on Principal and Interest were unusually well mat there being only $.5,998 overdue Interest at the close of the year most o< which has since been paid. Tho Executive Committee examined all the securities, and compared them with tho records, all of which were found correct, nnd In accordanc* with the statement herewith submitted. The Mnnngor. Oflirers and Staff rontinue to du^chargo their respectlvt duties to the satisfaction of tho Board. You will bo called upon to elect four 'Directors, in the place ot tha Hon. Mr. Justice Critton, Francis C. Bruce, 1\I.P.. .1". Kerr Flsken and Oeo. A. .Somerville. whose term of ofFico has ex[)ired, but all of whom art cllgllile for re-election. On Behalf of tho Hoard, ROBERT MELVIN, President. LEDOKn .'..S.SETS- Premlums (nci) Interest and icats . Profit nnd Loss , FINANCIAL STATEMENT. -Iiec. 31st, lOOa INCOMK. $1,2.-1.9.^(>.47 300, 007. 4S ... 76.03 PAYMKNTS Death Claims Matured Kiulowinents Payments to Annuitants â€" Purchnsed Policies - â€" Surplus paid to PolieylioUUrs TO P0I.IC!YHOLDi;i!S. 52sa..';.'!e..93 12U.,5S7.00 S, 271. 90 ai, 1172.18 77.yOO.28 5G,093,333.B4 . (-'-i.' ' ,« .v.:-< -mS-. â- .;^\^„ V â- â- ,-â- * $1,501,070.08 87, 650, 4.08. ST -â- 'â-  â- â- ?•â- "•â- '-', :; -« .€â- 'â- â- â- â-  â- 'v' â- ' "" All other jjujinonts LKPOKTl A.S.SETS rebenturea and Bond.s, Account Value Mortgages LoaaB on Policies Loans on Loun Company stocks - ~... Liens on Policlos ICeal 13atato ;â-  •;.; Coi^pany s IleufI Ofnco All other Items, including Ca.sh in Hanks i. ctlLO. Additional Astcls - TOTAL ASSrOT.S LT.VHILITIKS. Iteserve on Policies in force 4p.c., ajiic. & Up.e- All other Liabilities 493. 721. .tt 232,723.4.3 52.e,.t;i ;i,;!:it 70 to 31 40 21 ,. â- 134.07 .019 la ,ft:i.3.09 .000.00 .y.ss.oa r,04.85 ,032.6t .242.03 .:&Mr^-i.;i (li â- ^l.;â- y^â-  $C,SS2, â- iOU 9.'.3..'^.1 ,903.63 $0,017, 714. S9 38,509.30 $7, 292. 8.37. OS $r>.070,2'Jl.X9 $c13,63?.4.e $878,435.67 Autlitcd nnd foiin-l correct. .T. M. .SCULLY, F.C.A. \ Auditor!. GIOO. WEGKNASr, ,T. .SCULLY. I , Ma.ias-or. The ifiDWili ot the Company 'iaiiiig llie |)a.<it year mny bo seen m ilia lol- lowms laL'.c: ^^^^^ New Assurance _ $ 4.027.tl7S Assurance in force ~ 34.4f.8.920 lucoiuo - 1,391,098 Assets 0,459, 7S0 Suriilus (Company's Standard) 499,150 ,. â€" ,-,,- -rz The record ot prosrcsa during the past 80 years is sliowu in the toUowlng figures for each 5 year period; Surplus Company's Stantlard <J.%, 3^% ancJ 3% Surplus Cowommant Standard 4.^% and 3A% .... .. ^ 1903 $ 5,011,390 37,r.rt7,r.f>t 1.501,070 7, 293. 552 016,033 lncr.3-\.<o. $ 4S3..">ia 3.11S,»',3t 109,971 838,77 3 117.483 Year Income. Payments to l*(»licyir(l'rs Assets S'jrplui Assuranc* 1873 « 10.435 • 2.0S7 « 23.1.1.1 t 5, 021 9 701. 000 187.1 59,277 142.019 29,149 1,885.311 18S3 199.182 0113.705 43.761 6,572,710 1888 393,075 121 507 1.313,853 00.337 12,041,91* 1>^93 <520,an8 2.593.424 220.120 17,751.107 1.^,98 923,941 359,973 49;i,7'Jl 4,130,129 271.106 23,703.979 19U3 1.501,070 7.293,553 010.033 37.587,651 Tlie various reports having been ndo mouuly re-elected. After a number of a madu by incnibiTH of tho Hoard, promin otlieia, the nieotiiiff adjourned. 'The Directors met subsequentlv and Mr. Alfred Ilosltln, ICC. I'irst Vlco-Pr ton. .Second Vice-Piesi<icnt of the Oomt ( nooklets toiitaiiiing full report, to claims paiil, of eecurities held, and othe aro being issued and wlU in due i;our.se Intendlnc insurant»j.) pted, tho retiring directors were linanl- blo upd tliou}^'Iitf\d addresses had beoa eat Pulicyholdcrs, the agents and re-elected Mr. Itohert Melvln, Prestdentj csidunt; and the Xon. Ur. Justice Brl^ any for the ciisuiiif? year, mprlsinpf lists of death and endowment r intero.-^tin^c and tiistructlvo partlculari bo dialribtitcd anionj; poUcyhoP!crs aud W. H. IUDDRt.L. Secretary. ever trivie.l, therefor, they say, "When Toto want to go to llio llnn- tis, littlo wind coirc blow hiiii there." "Kvery .Tohn Crow link (think) him iiickunniny white" needs ! no e.\pliinat!on. "To-tlay for yon, to- ' morrow for n^o" talces the place of i our â- â- l''.\rrv liog has his day." How , trite is tho sayiiiij, "Coitful (deceit- j fill) llRe tho star apple leaf," the | snid leaf hciiijj doublc-f.'vcetl, silver on | one side, a rlull Brc''" o" "><' other. "No call nlliM:at<n' lonfj mout (mouth) till .von pns.s him hy" would teach us to beware of calling others harsh nainos nntil out of their power. Other proverbs that need no expla- nation are ns follows: "When cockroach glvd danco him no invite fowl." Naturally, for fowl would eat hini. "Maugro (poor) plantain better none at all" is very like our "hall a loaf Is better than none." "Qnattio (.1 cents) buy trouble hun- dred pounds can't pay for." ".â- ^hoes alone know If stockings got hole." "Before dog go widout him suppor him eat cockroach." "Pnrsoix christcp him own pickinny first." "Rbry day is Pshinfj dhy. but ebry Jay no for catch Csh." "Ilo}; rim for him life; ciog' run foi him character." "I'.hery victual for eat, but ebcry .story no fer talk." "If s!iako bito you, you see lizard, you run." "Follow fa.shion break monkey neck." "(!ood friends better dan money wide pocket. ' "N'nnny Koat nclicr scratch hitu bad; till him see wall." "One tief no I'kc sch! noUer tie! carry long bag." "C'lisscuss (rtirses) niber break hols In your head." "Greedy, greedy choke puppy." "Uuckra (white man) work r.cbcr done." "Littlo crab hole spoil big race horse." Too much of the int:« of hu.'iiai kindness savors ot tho pump. Piles To prove to ron Thit. t»% Chnseii Ointment !b ,^rcrt,>l| nnd nhsolntn euro tor fivol and ever? fo-m of itchlDif bleed inland prntm'.ing pilei ih» mmnractorera have m.-irahtajd It. SnotM Imonlalain 'he daily pro.srfand v-k ynurnel.th- lora whitl'ioT think o'it. You ran um> it aoi (et yo'.ir moii^v b.i-k if not, cured, r.-y*. a box. A lU dealers or Ki>MASaoK.B.iTls * Co- '»\>r jnti Dr. Chase's Ointment