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This colum is @ regular weekly feature prepared by the Family Financial Counselling Service of the Avoo Delta Corporation, P.0.Box 2820, London, Ontario. All ques-, tions submitted to the above address will be answered, in print or by return teil. Names will not be used in print. However, all questions should be accompanied by a complete name and address. Deer Sir: I have a serious problem, and an urgent one, too; so I hope you will give me a quick reply by mail, al- though you have ouroparmigsion to put it in your paper if you want to. This is the problem: We live on fairly average means and have been going along living pretty meh like other people do; not saving very. much, but paying our bills regulerly. Like most people, we bought quite a few things on time, but our income was enough $0 we could make the payments without too mh trouble. Then the blow fell, and my husband was taken ill. His income was reduced and we had a mile-high pile of medical bills. Now we can't meet the payments on some of our pur- chages, and I don't know what to do. Firat of all, keep your head. ed out, and have been. I urge you a8 an initial step to contact your creditors and explain the situation to them I promise you that nine out of ten will be anzious to work gomething out under which you make smaller payments until you are back on your feet. But by all means, get in touch with them before your credit rating is damaged. Most mis- understandings begin with the reluctance of the person who owes money to talk things over with his creditors. As a re- sult, the creditor thinks thet payments are not made because the customer is umwilling to make them rather than because of changed financial circumstances. Again, I can assure you that if you talk things over with your creditors, you'll find they're very willing to help you through what mist be a very difficult period for you. KKK RRA KERR ERK RE RE RK RK _ BOY SCOUTS OF CANADA On August 17th, 1968, 3,500 residents will move into a huge 1,000 tent town at the Kelso Conserva- tion Area near Milton, Ontario (32 miles west of - Toronto). Planning has been underway for two years. Ser- vices' provided include medical, sanitation, post office, telephone, shops, a tent supermarket from which residents will procure daily needs. Electii- cal power' will be-distributed via a half-mile spec- _ially installed line. Thirty-five thousand gallons of water will flow daily through a three-quarter mile water line to quench the thirst of working and playing Scouts, who will be enjoying an experience in brotherhood. For one week, Scouts and leaders from across Canada from each province, the United States and some from Caribbean countries, will have an op- portunity to participate in Scouting skills, field sports, hobbies, tours, demonstrations, water sports and many other boy-centered activities. A highlight of the Jamboree will be "Youth and - His World" as Expo approach to interest boys. The TERRACE BAY NEWS PAGE 1) They will be able to explore their many interests and concerns. "Youth and His Ambitions" will fea- ture vocations of the future. "Youth and His Dreams will depict some thrilling aspects of education. Another pavilion will feature "Youth and His Leisure "The Brotherhood of Man" centre will allow the Scout to mix with some of Canada's interesting eth- nic citizens. "Youth and His Music" will be a real swinging corner. The Jamboree will be open to visitors from 2.00 p.m. to 9.30 p.m. daily. An award program has been set up so boys will earn and wear an award for participating in the Jamboree. They will be free to choose their own activities, which will include sporting events, Scouting skills, hobbies, waterfront activities, tours demonstrations and displays. Ceremonies and camp- fires will also be included. Each patrol will do its own cooking. They will get their rations from a giant supermarket. For further information contact J. Turner, 9 Jackes Ave., Toronto 7; R. Sculthorpe, 419 Bent Cres., Richmond Hill or R. Firstbrook, 78 Whitehall Rd., Toronto 5. ACROSS 7-Teutonic deity 1-Under- --v round parts stone of plant . 9-Matured - 6-Royal 10-Medicinal 11-Multitude preparation 12-A state 11-Fewest 14-Spanish 13-Wants article 16-Walk 15-Clayey earth 19-Swift 17-Apportion 21-Blemishes 18-Swiss river 24-One borne 20-Latvians 26-Ermine 22-Expire 29-Recipient 23-Heavenly of gift body 31-Made of oats 25-Leaks 33-Missives SOLUTION teu, Se-lmbetles 27-Hypothet- 3 43-Positive pole 51-Greek letter 28 a or ase ot 46-Real estate 53-Consume_ 30-Nuclei 39-Click beetle map 56-Conjunction 32-Sacred 40-Sword 48-Matures 58-Note of scale image 34-Portico on mers 35-Broadened 16 2 Cw 38-Satiates | 4 Ro 41-Paid notice XX +a ea) a -Tear Od 47-Babylonian 4 hero 4 49-Catch | 50-Burrowing animal. 52-Encomium 54-Symbol for tellurium 55-Stationary part of machine 57-More beloved 59-Show principals 60-Chemical compound DOWN 1-Tell 2-King of Bashan 3-Lubricate 4-Instrument 5-Dirks 6-Lists