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Page 8 Nipigon-Red Rock Gazette Tuesday, January 15th, 2008 CROSSROADS KIDS Crossroads Kids a ministry of Nipigon Baptist Church meeting Tuesday nights @ 6:30 pm - 8 pm. Starting November 13th, 2007. Ages kindergarten through 13 years. Come join us on Tuesday nights for a time of fun filled Bible teaching, coupled with games and song time. All are Welcome!!! In memory of a living Father, Papa and Husband, "Edward Belanger" January 18, 2005 Your in a better place right now than you've ever been before all pain is gone, your at rest nothing troubles you anymore. It's we who feel the burden of our sadness and our grief we have to cry, to mourn our loss before we get relief. Our family chain is broken and nothing seems the same but God calls us home, one by one the chain will link again. Till we meet again! Forever missed and never forgotten Your loving family 2007 In Memory of ‘Ray Mikkofa - “Donated by “Ron &? Arlene Godin Maureen Dampier - Donated by Jack Family Arnold Entson - Donated by Sylvia Entson Robertine Kulama- Donat Sylvia Entson Erich Kulama - Donated by Sylvia Entson Leo Blom - Donated by Sylvia Entson Raymond Mikkola - Donated by Sylvia Entson Lloyd Huls - Donated by Mae Huls William Hill - Donated by Lillian Peg Thompson - Donated by Nancy & Danny Mignault Hardy Family - Donated by Allan & Margaret La Port Mannila Family - Donated by Herman & Vera Mannila Do you have your SUBSCRIPTION to the NIPIGON RED-ROCK GAZETTED Get yours today and stay informed of the events happening in your Community. Call 887-3583 for more information. Be Rabies Wise! Rabies is a preventable disease. It is transmitted through a bite or scratch of an animal. WITHOUT MEDICAL TREATMENT IT CAN BE FATAL. Avoid wild animals, such as foxes, raccoons, skunks, bats. If you are bitten by a wild animal, you should immediately wash the wound with clean water and soap, apply an antiseptic, contact your doctor and REPORT THE INCIDENT to the Thunder Bay District Health Unit. For further information, contact the TBDHU at 1-888-294-6630 or visit www.tbdhu.com Nipigon/Schreiber 0PP Credit Card Fraud Advisory CREDIT CARD FRAUD The Nipigon Ontario Provincial Police (O.P.P.) wish to advise the public of a fraud involving an e-mail allegedly sent by Master-Card. The e-mail is an attempt to defraud you of your credit card and pin number. The message subject reads “your card has been flagged” and advises of unusual activity related to your service that indicates that other parties may have access and or control of your MasterCard. The message states that your card has been flagged for an unusual purchase pattern of $250.00 and that the order was made from a foreign IP address. The e-mail states that MasterCard strongly advises you to “restore and re-activate your MasterCard” and instructs you to click on a website address in order to do so. MasterCard have confirmed to police that the e-mail is a complete fraud. If in doubt regarding e-mails or telephone calls received regarding any of your credit cards, always ensure you talk to the card issuer by telephone before taking any action. Contact: Shelley Nipigon O.P.P. 2637, or Phonebusters 1-888-495-8501 Two Ways Baby Boomers can Save Tax... (NC) - Who doesn’t want to cut their tax bill? If you are a baby boomer and have not considered ways to be tax-efficient - now is the time. You may think of RRSP’s as the only way to grow your earnings tax-free. However, there are other ways to save tax on your investments in a non-registered account. “As your lifestyle changes the closer you get to retirement, it is important to start thinking about tax-efficiency and being able to rebalance from equity to income,” said Dennis Tew, chief financial officer, Franklin Templeton Investments Corp. Accumulation phase before retirement A Corporate Class mutual fund helps you defer the tax you pay to the government, similar to an RRSP. Investing in Corporate Class funds gives you the opportunity to switch between different mutual funds without triggering a capital gain. “Corporate Class funds provide investment flexibility because you can diversify your portfolio and rebalance your asset mix according to your personal objectives rather than worry about tax issues,” said Mr. Tew. Drawdown phase after retirement As baby boomers get closer to retirement, they move from earning cash to depending on their investments for cash flow. Investing in a “Series T” mutual fund can make the cash flow from your investments more tax-efficient. It’s easy to remember this type of fund because “T” stands for tax. “This is best suited for people looking to receive cash on a regular basis from their investments in a tax-deferred way,” said Mr. Tew. Series T funds pay a fixed distribution each month, which is a “return of capital” and known as ROC. ROC is a return of a portion of your initial invested money. Some fund companies offer the benefit of “Series T” within a Corporate Class structure so that you can easily transition from growing your investments to receiving cash payments. Speak to your investment or tax advisor to find out more about tax-efficient investing. More information on Corporate Class and Series T funds can be found on websites like www.franklintempleton.ca. We would love to hear from our readers... Send your Letters to the Editor to: Nipigon-Red Rock Gazette Box 1057 Nipigon, ON POT 2J0. Or fax us at 887-3720 better yet, e-mail us at nipigongazette @ shaw.ca Please include your name and phone number for verification purposes. Take your children on a Magical Journey by letting them explore your Local Library. Bell Donation Doug Kashak is all smiles and gives thumbs up to Bell which recently donated $5000 to the local Minor Hockey Association. This will be earmarked for equipment and ice time and will be a real boost to the hockey funds.