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THE TEXAS CRLL 490 Speers Rd., Oakville 842â€"5222 40 Centennial Pkwy. North, Hamilton 573â€"6030 THE KITCHEN SALE YOU HAVE BEEN WAITING FOR! UP TO TT TY OFF Two Can Dine for $19.93 Monday thru Wednesday, 5â€"9p.m. 157 Cross St., 844â€"5775 During our [E to 40% off the regular cabinet price of a comâ€" plete new Canac, Cellini or Signature kitchen. Bring in this ad during our sale and receive a builtâ€"in, twinâ€"compartâ€" ment, recycling bin free when you purchase a complete kitchen. save up (Continued from page 8) Oakville Legion (Branch 114) holds Bingo at Mayfair Bingo Hall, 12:30 p.m. Proceeds to charity. First Oakville Toastmasters meet, 7:30 p.m., Knights of Columbus Hall, Wallace Road. Info: Valerie Clements, 336â€"0880. Oakville Singles Club meets, 8 p.m., Oakville Legion, Navy Street (upstairs). Dancing to the music of dj. Info: Roy (opposite the New "No Frills") It can start with a skid, slide, smack or bump but the end result is always the same: fender benders and outright car accidents must be reported to your insurance broker as soon after the event as possible. But before you leave the scene, write down as much information as you can about the circumstances surrounding the incident. It‘s a lot to ask of someone in a stressful situation but it certainly does pay off in terms of a smoother claims settlement. For the record: your broker will need to know the time, date and exact location of the accident, and you will need to give him or her a brief explanation of what happened. It‘s often helpful to make a small sketch of the scene while you‘re there, making note of important landmarks like lightpoles and stores or businesses, and their location in relation to the accident. Your broker will also need the other driver‘s name, address and telephone number and the same information as it applies to the owner of the vehicle, if that‘s a different person. Just to make a long list longer, you‘ll need to obtain, and pass along,.t he year and make of the other vehicle, its licence number, the name of the company insuring it, the policy number and the agent or broker‘s name and phone number. By Roy Spriggs Harrison, 825â€"9868 or Audrey Wiebe, §42â€"1327. Second nonâ€"competitive Chamber Music Festival, hosted by Oakvilkle Suzuki Association, noon to 8 p.m., Chartwell Baptist Church, 228 Chartwell Rd. Adjudicator: Clara Schrantz, violinist and a teacher and examiner with Royal Conservatory of Music. Oakville Skating Club Ice Expression OV Spriggs Current legislation states that a police officer must be called if property damage exceeds $700, however if any injuries are suspected, the police and an ambulance must be notified. Even if the amount of damage seems minimal â€" as is often the case â€"â€" it‘s always best to let your broker know if and when you‘re involved in a collision: a passenger in the other vehicle could turn up with an unsuspected injury â€" and resultant claim â€" down the road putting you and your insurance company in a vâ€"eâ€"râ€"y unpleasant situation. Your insurance company will want to know why they were not notified and, the long and short of it is, . you must not compromise the insurance company‘s ability to investigate a loss. While we‘re on the topic of insurance "do‘s" and "dont‘s," we suggest you never, never, never leave the scene of an accident (it could have serious legal consequences) and never, never, never decide, in concert with the other party, to settle the matter between the two of you (your interests might not be protected). Finally, we suggest that you never (ever!) admit that an accident was your fauit : insurance companies are responsible for determining the issue of responsibility. Need clarification or more information? Call your insurance broker. He or she will have the details you need to ensure your claims â€" if any â€" are handled efficiently and professionally. Roy Spriggs is founder of Spriggs Insurance Brokers Ltd. Precision Figure Skating Team‘s annual Auction, 6 p.m. (for viewing) and 7 p.m. (auction begins), St. James Catholic School, Morden Road. Proceeds to help fund the Precision Skating program. Youth in Concert, Walton Memorial United Church, 2489 Lakeshore Rd. W. Featured work: Joseph and the Amazing Technicolor Dreamcoat. 7 p.m. Director: Linda Fletcher. Tickets, $5 or $15 per famâ€" ily available at the door or church office, 827â€"1643. Any past or present Halton County Junior Farmer members or friends, can join the Halton Junior Farmer‘s 60th Anniversary Bangquet and Dance, Lion‘s Hall, Thompson Arena, Milton. Information: Sandi Brander, 877â€"1505; Julie Wilkinson, 876â€"3513 or Pat Wagner, 257â€"0528. Front Row Centre, the volunteer arm of the Oakville Centre for the Performing Arts, meets, 7:30 p.m., theatre lobby. Guest speaker June Hitchcox on the Adventures and Misadventures when Your Home is Struck by Lightning. Bronte Legion auxiliary (Branch 486) hosts Bingo, Mayfair Bingo Hall, 6.30 p.m. Canadian Legion (Branch 114) hosts Bingo, Mayfair Bingo Hall, Speers Road, 12:30 p.m. proceeds to charity. Time Out, presented by Oakville Parent Child Centre, presents Streetproofing Your Child with Sharon McKay, 9:30 to 11:30 a.m. Info: 849â€" 6366. MONDAY MARCH 7