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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, May 26, 2016 | 26 S Trust is a critical element to successful investing Set a nancial goal that allows you to accomplish an important objective. Two critical elements There are two critical elements to investing -- an investment strategy plus the personal ability to stick with your plan. uccessful investing is based on trust. Most investors de ne investment success as achieving their nancial objectives. Were you able to assist your children with the cost of a post-secondary education or retire with your desired lifestyle? Dollars & Sense Leaky Basement? Guest Contributor Peter Watson til prices increase before buying back into the market. Research shows that most people follow this approach and as a result have very poor investment success. Trust is required to manage a successful long-term investment strategy. Without trust you could make a strong argument to not invest in the market. Personal discipline A second element of trust is having the personal discipline to continue to be proactive at doing the important things that will lead you to success. In this regard you must have the trust and con dence that you will do all the things in your control. Maintain regular savings, control personal spending, and allocate your assets between stocks and bonds in accordance with your investment objectives and risk tolerance. Be diligent to reducing investment fees and taxes. Your journey towards nancial success requires you to embrace the market and accept normal volatility and uncertainty. Manage your personal behaviour and trust that you will have long-term success. A conversation that is normal between see Identify on p.27 Let NATIONAL WATERPROOFING solve your basement water problems to increase the value of your house, maximize your living space, eliminate health risks to your family and let you appreciate your whole house! $ · Patented System · Fully Licensed & Insured · New Weeping Tile Installation · 10% Seniors Discount · 10 Year Transferable Warranty · Seamless Rubber Linings · Crack Injection/Repairs · References Available · Inside-Outside Methods · All Work 100% Guaranteed · Foundation Walls Waterproofed · Foundation Walls Rebuilt Any Job Over $1600 20000 off Not to be combined with any other offer. 1 coupon per person Both aspects require trust. A good investment strategy is important. Your investment strategy should be logical and evidence-based. The alternative is to invest in the " avour of the month" and randomly purchase securities that are popular from time to time. My recommendation is to have an investment philosophy that is sensible, persistent through time, and can be achieved with a cost effective, broadly diversi ed, portfolio. Resist the temptation Resist the temptation to alter your longterm strategy as a result of short-term normal market volatility. There will be periods where your investment returns are not as strong as some other options. That is normal and is to be expected. Undisciplined investors sell securities after they have declined in value and wait un- 20 Years' Experience 2016 905-517-1637 www.nationalwaterproofing.ca FREE WRITTEN ESTIMATES Funding to our health care system will increase by over $1 billion this year. ontario.ca/bettercare Investing in new and better ways for all Ontarians to get the care they need means: · 700 new doctors and specialists · 35 hospitals currently being renewed, modernized or expanded · $250 million invested in home and community care · $345 million invested to improve wait times and access to care These investments ensure a strong health care system for both today and tomorrow. Paid for by the Government of Ontario