The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

Investment clubs are great. Although quite often it is the "blind leading the blind" but none the less, ©â€" there. are benefits. An investment club allows its members to meet on a regular basis and discuss specific investment options. This is an excellent way to learn. Even if the members of the investment club do not have a strong 1 1 It @ t C1A background, it can be ~~ a â€"â€"â€"useful experience. Regular meetings will increase your familiarity with investments, and it will encourage you to become better informed. Some benefits to investment clubs The â€" financial downside is fairly minimal. If you make specific group investments, the amount per person is generally fairly small. You are not there to profit, but to learn and at the same time â€" have some fun. From this point of view, investment clubs are worth the time and effort. But there is one problem. The focus is on investments. This is good from _ an e d uc a t i 0 n a 1 perspective, â€" but your actual focus $975,000 Spacious home designed for maximum water garden views, 2 bedroom with balconies, new kitchen, den, nanny suite. BARBARA CALDWELL”M{Qâ€"B” When you combine the features of this home and its location on a very quiet, mature crescent, you will redlize the value in this purchase. Comprising 3 bedrooms of good size, bright eatâ€"in kitchen, finished basement with woodâ€"burning fireplace, beautiful hardwood floor throughout â€"and rear patio leading to a lovely fenced yard. 239 LAKESHORE RD. E., OAKVILLE Miller Real Estate Ltd. REALTOR Royal LePage Real Estate Services Ltd., Broker e ||||||| 111111 e ||||||| 111111 should be on you. You are far more important than a specific investment. What â€" are your objectives? What is your current financial situation? These. ate key questions. Maybe you should forego purchasing a great investment and pay off personal debt. Your financial thinking should be 80% directed towards yourself and 20% towards a specific investment. The better you understand â€" your specific financial objectives, the better you will be able to select appropriate investments. I don‘t mean to downâ€"play the importance of selecting _ good investments. But to put things in the proper perspective, your needs and circumstances are vital. If your objective is to retire in 10 years, you would be less interested in speculating with a risky investment. Something a little more slow and steady will likely be more appropriate. In theory, the investment group should discuss its members personal financial situation except for the fact Sales Representative 845â€"9180 that this information is extremely private. One way to have a meaningful discussion would be for the group to fabricate a specific situation. Then the * Sales Rep **Assoc. Broker Be sure to visit these HOME INSPECTIONS: * Preâ€"purchase * Preâ€" Listing * Partial Diagnostic ENVIRONMENTAL TESTING: * Self Testing Kits * Professional Testing Services * Sick Building Investigations Open Sunday, May 30, 2â€"4 p.m. $219,000 457 WNARMINSTER DRIVE CAROLYN LOFQUIST** 842â€"7000 group would discuss various financial strategies. CANADIAN BUILDING INSPECTION SERVICES Tel: (416) 847â€"3187 Fax: (416) 847â€"2180 For example, an individual wants to invest $25,000 â€" has $25,000 in cash â€" but has a $25,000 Bookings: 1â€"800â€"561â€"2212 Sunday, May 30, 2â€"4 p.m. $279,000 124 TAVISTOCK SQUARE MONIKA BLEWETT** 842â€"700 Sunday, May 30, 2â€"4 p.m. Sunday, May 30, 2â€"4 p.m. $268,900 165 MARTINDALE RANDY THOMPSON®* 842â€"7000 REDUCED TO $279,900 202 ARICHAT YVONNE LTTILE** Children‘s Miracle Network mortgage. Use the cash to pay off the mortgage and borrow $25,000 to purchase the investment. You have just replaced a mortgage for a loan. But now the interest on the investment loan is tax deductible and, therefore, can be used to reduce your income taxes. SPONSORED BY The objective would be to use these discussions as a â€" catalyst: > to individuals to consider their own A RARE FIND! Finding a semi in this P attractive area of [ Oakville, where wellâ€" kept detached homes sit on treed [] lots, is rare. Finding [ a semi for sale is even rarer (This is one of only two available â€" and since e o t 2 they are side by side, you could purchase. | QPEN HOUSE MAY 29TH 1â€"3 PM and have Mom or a special friend buy next door!). Add to this prime location, a quiet court, 4 bedrooms, an overâ€"sized lot, a screenedâ€"in deck and more . . . and enjoying this summer could become, for you, a rare experience. To view this quality home, call Bruce 796â€"8000. Eireplaces, 2â€"car park, docking facilities. Luxury home in downtown core overlooking 16 Mile Creek. Ensuite master. Approx. sq. ft., private elevator, white kitchen, cherrywood details, built in cabinets, 2 3800 sq. ft, custom interior, open.concept, architectural gem Great value. ished basement 4 bedroom, open kitchen, 2 fireplaces, finished Ravine, inground pool, Bruce G. Davison Real Estate personal finances. And this can only help. Peter Watson, MBA, CFP, RFP is the president of Peter _ Watson Investments Limited â€" an Oakville firm specializing in retirement planning, RRSPs, and investment planning. He can be reached at 842â€"7602.