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Russell, Ontario, Thursday Nov. 2nd] THE HE RUSSHLTL, LEADER ACTION COMMENCED. cm-- The Mutuul Rescrve Hiselt--Cel. James 1s Company. (From the Toronto Globe.) The Mutual Reserve Fund Life As- sociation has commenced proceedings against former officers and employ- ees charged with circulating false and libellous charges against the associa- tion. The charges were fire" made with the New «ik lusurance Depart- men<, and when it was found that the deparf ment ignored them in its ex- haustive report upon the association they were repeated to various New York newspapers until one was found willing to give them publicity. Col. E. C. James, the eminent at- torney in New York, is acting for the association, and the charges are to be pushed vigorously, not only against the original offenders, but also against anyone repeating the libellous state- ments. The move of the Mutual Re- serve will, it is believed, commend it- self to all honest men, and all who are interested in the association. It is a move that should have been made long ago. For years it has been slan- dered and villified through journals that are no credit either to the insur- ance business or to journalism. These attacks have been put in circular form, and sold by the thousands to compet- ing companies, who supply their agents with them, who, in tunn, distribute them among the people with a view to prejudice public opinion against the association: One will naturally inquire what the Mutual Reserve nas done to merit such unfair treatment. Its greatest sin seems to be thal it has saved its pol- icy-holders apout forty miliions of doi- lars which its competitors would have taken from them, and to this charge it pleads guilty. But why it shou.d be abused for working for the peo- ple's interest is difficult to under- stand, unless it is on the principle that the most clubs and stones are always found under the best apple tree, and no doubt the insuring public will take that view of it. Indeed, it looks as though the the question of the future would-be whether the public are to work for the stockholders of insur- ance companies, or their own families, as the business seems to be drifting into the hands of a few manipulators. In other words, is it to be life insur- ance for the people or Hooleyism ? There is one thing evident, when the association has come through such a rigid examination at the hands of an to put it mildly, did them scant justice, sostile Department of insurance, who, P|, mr Pe LL CTT 318 als solutely solvent with practically a mil- lion dollarg of surplus over and above all liabilities actual or contingent, they have nothing to fear in the fu- ture. Had the law been carried out and justice done the association, it would have shown nearly two million dollars of a surplus. This is the strongest 'endorsation the association could possibly get. Not only so, but to the thoughtful mind it means that cible, and that the vile attempt that the association 8 practically invin- cible, and that the vile attempt that has been made to injure the interests of thousands of policy-holders will end in inspiring still greater confidence in the association, leading on to still greater achievements in the future, making thousands of homes happy at the lowest cost consistent with abso- lute safety. The very men whom the shoulderers thought to please have long since been disgusted with their self-elected cham- pions and ashamed that their business should seem to need such helpers. The Mutual Reserve Fund will doubtless follow up vigorously thosa who have foully tried to injure it, and all honest men will hold upl its hands, for the public loves fairplay and is already tired of the persecution by disappoint- sd money-seekers of an association which, with serious problems to solve, Is honestly trying to meet them. Fund Life Defends Acting fer the PR THE CARRIAGE FOR WOMEN. One reason for the popularity of the automobile among women is that it is such an absolutely clean conveyance. There is no dust to speak of; no mud thrown up by the hoofs of horses, and the most immaculate costume loses none of its freshness after the drive. Then there is a safety about the horse- less carriage which also appeals to ev- ery woman who had been condemned to drive behind what are known as * ladies' horses," those staid old slow- going animals that are tagged safe and reliable enough to be trusted un- der a feminine rein. Women like good horses, bat very few have the strength nerve and skill necessary to drive them. That they are advancing in this particular accomplishment is proved by the fact that at recent horse shows women have carried off many of the first prizes. But the automobile, at present, is the chosen conveyance, and there is little doubt that New York, will soon see many of the carriages propelled by fair hands that have been trained to handle the brakes, to back and steer in the very adept fashion that Newport women are exploiting this summer. The fact that the elec- tric carriages have been exiled from the park drives has militated against their use in town, but that restriction is to be removed shortly, and this au- tumn the girls will probably glory in the use of these new-fangled driving machines, rejoicing in them all the more in that they eliminate from the life of womankind, one persistent ter- ror, the cabman. ITEMS OF INTEREST. A Few Paragraphs Which Will Prove Worth Reading. Six undertakers in Hartford, Conn. were recently summoned at midnight, by telephone, to a house wherein no one was dead. The duped Stfin "the ers were mad enough to °0HHD ghastly joker. _. .~<¥7 Married » -~ple outlive the unmar- «eu, one temperate and industrious live longer than the giutonous and idle, and the residents of civilized na- tions live longer than those of un- civilized countries. In Austria babies are allowed to sip beer at the age of three months, and some proud mothers are given to brag- ging about the quantity of the bev- erage which little Gretchen or Hein- rich can dispose of. Murder is not considered a very great crime by the Parsees of India. According to their code, a murderer receives ninety stripes on his bare back | while the man who neglects his dog receives 200 stripes. DISUSE SS When a Man and Woman Ane married, romance ceases and his- tory begins. When you get Catarrho- zone and use it your Catarrh, Bron- chitis, Asthma, or Hay Fever disap- pears, and health begins. Catarrho- zone will cure--absolutely cure--Cat- arrh. There is no danger or risk in using this pleasant and effective rem- edy. It cures by the inhalation of medicated air, wnich is sent by the aig you breathe to the minutest cells and; passages of the lungs, and bron- chial tubes. It cures because it can~ not fail to reach the right spot. You breathe, it doed the rest, $1.00 at all druggists, or direct oy mail. Send 10c inj stamps for sample outfit to N. C. POLSON, & CO., Kingston, Ont. Whenever a black cat passes a Hindoo sentrly at Bombay he gravely | salutes it in military style. This is be- cause of a superstition which leads him to believe that the cat contains the soul of a British officer. RELIANCE CIGAR La Toscana, 10c. RIGIORS Monon During a recent small-pox outbreak in Altoona, Pa., all cats and dogs in- infected houses were put to death, by order of the Board of Health. This was to prevent the spread of the dis- eage by these animals roaming from house to house. : ' Gives new life to the \ Hair. It makes it grow . and restores the color. Sold by al soc, a bottle. l druggists, "CIGAR BOX MAKING. The construction of a cigar box may seem to be a very simple matter to the novice, but the box passes through 19 different processes before it is ready to receive 'the cigars. "Pharaoh 10¢." An artesan well is on the farm of Charles - Schaffer, at Wagukoneta, Ohio. He lately turned on the water to irrigate his parched lawn, and with the fluid came myriads of little fish of the black bass variety, from two to four inches in length. CALLA LILY CREAM ensures a youthful complexion. Send 25 cents for trial bottle, or post card for circular on skin and complexion. Address W. J. URQUHART, 489 Queen 8t. W., Toronto. Payne, of Granby, Que. Cigar Manufacturer. The champion speller of Missouri is Judge Henrly S. Kelly, of St. Joseph. He can spell any word in the Eng- lish language, with which he is famil- iar, has written three law books, and no printer has been able to discover an error in the orthography of his mapuscript. TO CURE A COLD IN ONE DAY Take Laxative Bromo Quinine Tablets. All druggists refund the money if it fails to cure. K. W. Grove's signature is on each box. ARTIFICIAL PAVING BLOCKS. The newest artificial paving blocks to .be adopted in Germany are made by combining coal tar, sulphur and chlorate of lime. ~---- MONTREAL HOTEL DIRECTORY. 66 "» Am. Plan, Tho * Baimoral," Fres Bas JUD. European Plan. Rooms Hotel Carslake, ri. 0 G.T R. Station, Monireal. Geo. Carslake & Co., Prop's.. ___MciGll--College Avenue. Family Hotel rates $1.50 per day. AVENUE HOUSE 8T. JAMES' HOTEL--02ro5iic GTR Depct Railway. First-class Commercial House. Modern im- provements---Rates moderate BULL FIGHTS IN PARIS. Paris igs to have its bull fights to! | add to the excitement of its populace. | The arena, however, will not be with- {in the city walls, but al Engien, which | is some 12 minutes' journey by train. ELEPHANTS HAVE EIGHT TEETH. Elephants have only eight teeth, two below and two above on each side. All baby elephants' teeth fall ouf when the animal is abont * Felten and a new ou BLOWS: When a Londoner desires deep grief for the loss of he puts crape on his cane. NORTH BRUCE NOW Soon There Won't be a Leg Left for Diabetes to Stand on. a. to express a relative All Over the Couniry Diabetes 1s Being Vanquished by Dodd's Kidney Pills --Thomas Brooks, of North Bruce, This Time--His Case Required Two Dozen Boxes. North Bruce, Oct. 30. Howeves it 'is of the province knows he value of Dodd's Kidney Pills for Diabetes. It was not so long ago since Diabetes was considered incurable throughout Bruce County. Anyone who contracted Dia- betes, or its twin malady Bright's Dis- ease, were given up as hopeless by physicians and friends. And some of the most prosperous, popular and in- fluential men in Bruce have been car- ried off by Diabetes. Seldom, indeed, nowadays is a death from Diabetes in this district. Dodd's Kidney Pills are too well known here for that. Diabetes is cured before it advances to a dangerous degree gener- ally, though there have been cases where prejudiced people, trying every- thing under the sun before resorting to Dodd's Kidney Pills, have been by their use. The case of Mr. Thomas Brooks, of North Bruce, belongs somewhat to this latter class. Mr. Brooks says: "I was troubled with Diabetes. I con- {sulted a doctor, but he could not help me. I have also used other medicines, but got no relief. I have used two dozen boxes of Dodd's Kidney Pills and am completely cured. I can high- ly recommend this medicine above all others. Two years ago I could not look up to the fop of a building, my back was so bad. Now I can stoop and bend with ease. The doctors want- ed to perform an operation, but I would not allow this. Dodd's Kidney Pills are better than doctors." smd A crow hatchery, the only one in the world, has been established in Brook- ville, Pa. The crow's eggs are hatched Pin an incubator, and when the birds are eighty weeks old they are guillo- tined. The heads sell for twenty-five cents each, and are used as adorn- ments for bonnets. O'KEEFE'S '{{1'0: MIALT Invigorates and Strengthens. LLOYD WOOD, Toronto, GENERAL AGENT. INDEFINITE. Husband--This paper says a man wastes fully one-third of his life in sleep. Wife--Does that include the time he puts in at church? FOR OVER FIFTY YBARS MRS. WINSLOW'S SOOTHING SYRUP has been used by motherr for their children teething. It soothes the child, softens the gums, sllays pais, cures win colic, and is the best remedy for diarrhoea. 250. & bot- tle. Hold by all druggists throughout the world. Be sure and ask for ** Mrs. Winslow's Soothing Syrup. HELP. ; Hicks--To be strictly up-to-date you should get an automobile. Nawson = 1 suppose I but-- auto $100 Reward, $100. The readers of this paper will be pleased to learn that there is at leas. one dreaded disease that science has been able to cure in all its stages and that is Catarrh. Hall's Catarrh Cure is the only positive cure now known to the medical fraternity. Catarrh being a cons. titutional disease, requires a constitutional treatment. Hall's Catarrh Cue is tak: ninter- nally, acting directly upon the blood and mucous surfaces of the system, thereby des- troying the foundation of the disease, and giving the patient strength by building up the constitution and as-isting nature in doing its work. The proprieto:s have so much taith in its curative powers, that they otler ¢ne Hun- dred Doliars for any case that it fails to cure, Send for list of testimonials, Address. F.J.CHENEY & CO., Toledo, O. Sold by druggisis, 75c. Halls Fanly Pills are the best THE TRAGIC JOKE. Virginia, never fall in love with a man who hasn't any sense of humor. Why, Aunt Alice? 1 refused one once; he took me seri- ously and never asked me again. & W PCIe CALVERT'S Carbolic Disinfectants, Soaps, Oint- ment, Tooth Powders, etc, have been awarded 100 medals and diplomas for superior excellence. Their regular use prevent infecti- ous diseases. Ask your dealer tc obtain a supply. Lists mailed free on application. F. GC. CALVERT & CO. 3 MANCHESTER, - - ENGLAND, SOLD CURE 10c. Cures in a jiffy. P. Mo- Carters Cormack & Co., Agents, Montreal. "Wo test ourdiloed . . Zar 2 fo term smbot oHerd, £ ] ud nth in other parts ofl Ontario this big toe | snatched from the edge of the grave; THE SUPERIOR QUALITY OF LUDELLA cevion Tea speaks for itself. A trial is the most convincing argument in its favor. Lead Packages. «+ + + «+ +25, 30, 40, 50 & Coe. LADIES WANTED To use the latest and most popular DYE on the mark as thoy are the most simple and easiest handled. ) Carpet Rags, Yarn, Feathers, or in fact anything that requires g and it will convince you that they will do all we claim for them. d will dye Cotton, Wool, Silk or Mixed Goods with Al results. A. Home Dyes, & Dyes are POSITIVELY Union our druggist for them, induce.aenis to agents. age yes, an or send direct and we will mail free to any address 10c TORONTO HOME DYE CO., TORONTO. et, known as Any person having Olothes, dyeing, 5 a om package, or three for 25c. Spec "AN IRRESISTIBLE POWER. No receptacle has ever been made with sufficient strength to resist the bursting power of frozen water. AT THE NUPTIALS. Migs Altpon--So he married that Sitckleby girl at last, did he? . What did be wear at the wedding? Miss Blithe--A dejected look and a breach of promice suit. Mille, Mills & Hales Barristers,eto., removed t0 Wesley Bldgs., Riob- mond St W., Toronto. wm permanently cures i & Catarrh, of nose, = LJ = throat, stomach and bladder. 50c & #1 a box. Write for particulars, The Indian Catarrh Cure Co., 146 St. James-st., Montreal. J oRqurg Gutting Sohool otters special advantages to all desirous of aequiring a thorough knowledge of Cutting and Fitting Gentlemen's Garments. Write for particulars. 113 Yonge St., Toronto. R OO0OFING and Sheet Metal Works. ROOFING SLATE, in Black, Red or Green. SLATE BLACKBOARDS (We supply Public and High Schools, Toronto). Roofing Felt, Pitch, Coal Tar, etc. ROOFING TILE (See New City Build, ings, Toronto, done by our firm). Metal Ceilings, Cor. Druggiats, or 381 Queen W. Toronto. © "BEAVER BRAND" Mackintosh h¢ never hardens & is guaranteed Water- proof, Ask for it,take no other, Beas ver Rubber Clothing Coe (absorbed without operation), Bron CATARACTS chial Asthma, and Over-fatnesss cured by safe, sure and potent remedies, Absolutely harmless. Particulars and terms address, DR. GRANT, 33 Seneoa 8t., Buffalo, New York. OMMON SENSE KILLS Roaches, Bed [5% Bugs, Rats and Mice. Sold by all od POULTRY, BUT IER, EGGS, APPLES, and other PRODUCE, to ensure best results consign to The Dawson Commission Go., Limited, ___ Gor. West-Market & Oolborne St., Toronto, ROYAL BAIL Dominion Line fa. ean Montreal and Quebec to Liverpool. Large and fast Steamers Vancouver, Dominion, Scotsman, Cambroman. Rates of passage :--First Cabin, upwards; Second Onbin, $35; Steerage, $29.50 and hh For further information apply to local agents, or DAVID TORRANCE & CO., General Agents, 17 8¢. Saorament 8t., Montreal, Dyeing ! Cleaning! For the very best send your work to the ' BRITISH AMERICAN DYEING CO." i i k let f CO akhope to Ay part of Lhe country. Phone 10 Look for agent in your town, or send direot. THIEL SONS, Adelaide &Widmer Sts. Toronto | Montreal, Toronto, Ottawa, Quebec. PER DAY SURE -- RELIABLE Book $2.00 Catholic Prayer ix. snes or person, gentleman or lady, to represent re- liable firm; position permansnt; $600 per year and expenses ; experience unnecessary. M. A. OKELFE, Dist. Manager, London, Ont. FARMS FOR SALE -- BRUCE COUNTY -- Some Great Bargains. Apply to JAMES McK. STEWART, Drawer 16, Kincardine P.O., Ont. to beoured else- Stammerers oi Dr. Arnott, Berlin who will convince you he ean cure you THE DES MOINES INOUBATOR---Best and oheapast 0. Rolland, sole agent for the Dominion. Send $08. stamp for catalogue. 373 8t. Paul Street, Montreal, 3 ____New importations finest Sausage Casings English Sheep and Am- erican Hog Casings--reliable goods at right prices, PARK, BLACKWELL & CO.; Toronto. HARRIS Ei 0rrex, brass: LEAD, COPPER, BRASS. Wholesale only. Long Distance Telephonel720. WILLIAM 8T., TORONTO. Music Teachers Wanted THE MOST NUTRITIOUS. EPPS'S GRATEFUL--COMFORTING. COCOA BREAKFAST--SUPPER. Calif ; vid... Fusonaly sonducd py via MISSOURI PACIFIC R'Y and IRON MOUNTAIN ROUTE. THROUGH TOURIST SLEEPERS. LOWEST RATES. Kepecially thks who have falled i To send for our and Sté OF DI8 NT. We are equipped to supply every MUSIC TEACHERin Canada Whaley, Royce & Co, 168 Yonge St., TORONTO, ONT. orniad Religious Pictures, Statuary, and Church Ornaments Educational Works. Mail orders receive prompt atten tion. D. & J. SBADLIER & CO0., Montreal. ROKCO Cereal Coffee Health Drink. Pure, Wholesome, Nourish. ing. 15¢1b., or 21bs. for 250. ROK00 is equal to 40c coffee. &F For Sale by all Grocers, or send 10c for $-1b. package to the ROKCO MFG. 00., 15¢ Queen E., Toronto. Agents wanted in every locality. Solid Gold... $2.85 Best Gold Fill 1.50 6 yra Gold Fill 1.00 : Best Glasses... 100 We guarantee perfect satisfaction. GLOBE OPTICAL CO. 83 Yonge Street, Toronto. 10 for I0 Conts i] This beok contains one hundred and ten of the best humorous recitations, Nu embracing the Negro, Yankee, Irishi @ Dutch dialects, both in prose and® : d, ots and novelties for only ten | 0 Johnston & McFarl i Yonge 8t., Toronto, Cane ~ Michigan Land for Sale. . 000 AORES GOOD FARMING LANDS--ARENAC Tosco, Ogemaw and Crawford Counties. Titlepper- fect. On Michigan Central, Detroit & Mackinac hg Loon Lake Railroads, at prices ranging from $2 to $5 r acre. These Landa are Olose to Enterprising New owns, Churches, Schools, ete., and will be sold on mos reasonable terms. Apply to R. M. PIERCE, Agen, 'West Bay City, Mioh. Or J.W. OURTIS, Whittemore, Mich. bBranttord Galvanized Steel Windmiils and Towers. iso 8toei Flag Staffs, Grain Grinders, iron and Weod Pumps, Bee Suppliss, Bend for New Catalogue. i Mme Tre, Rye For full information and reservation of sleeping cad berths, address H. C. TownsrND, G.P. & T.A., 8t. Louis, Mo. H.D. ARMSTRONG, T.P.A.,T W. Fort-st., Detroit, Mich BissELL WILsoN, D. P. A, 111 Adams-st., Chicago, Ill The Anglo-American News Co. Wholesale and Retail News Dealers 37 and 39 Adelaide St. West, TORONTO, ONTARIO. WE have a good line of Books-- 250 to 400 pages--list too numerous to mention, but we c:n assure our patrons that they are the Lest value in Canada, and include the best know. authors, such as Conan Doyle, Capt. Chas. King, the Duchess, Bertha Clay, Zola, Anthony Hope, Hawthorne, Kipling, @tevenson, Scribner, etc. Regular price 25c. and 30c. each, but in order to make room for our Christmas goods we have determined to close : hem out at 10¢. each, or 3 for 25 cents. (When ordering, send 2c. extra for each book, to cover postage). E have Five Thousand Sheets of Music, with words complete, all the latest songs. Regular price 40 and 30 cents eaeh, our price 10c. each, or 7 for 50c. Also song books containing 50 of the latest comic and sentimental songs, including "'The Girl I Loved in Sunny Tennessee," " Just as the Sun Went Down," 'Hello, My Baby," "I Guess I'll Have to Telegraph My Baby," etc 5c. each, or 6 different kinds for 25¢. E carry in stock all kinds of Papers, Periodicals, Books and Magazines, in- cluding comic, sporting and theatrical papers and maga- zines. You can order anything in read- ing matter published in the En:lish language, through us, and you may rest assured that your order | will be promptly filled. We are agents for Street & Smith's publications. P. & - When send ng orders for 25c. worth and up. % F 3 GE A BARE CANADA PERMANENT Loan and Savings Company. INCORPORATED 1855. The Oldest and Largest Canadian Mort. gage Corporation, Paid-up Capital, $2,600,000 Reserve Fund 1,200,000 Head Office--Toronto St., Toronto. Branch Offices--Winnipeg, Man., Vancouver, B.0 DEPOSITS RECEIVED. Interest allowed. DEBENTURES ISSUED for 1, 2, 3, 4 or 5 years, with interest coupons attached. MONEY LENT on security of real estate mortgages Government and Municipal Bounds, ete. For further particulars apply to J. HERBERT MASON, Managing Dircctor, Toronto. JAS. R. ANNETT, Manager. JOHN J. MAIN, Supt. and Treas, The Canadian Heine Safely BOILER Esplanade, Toronto _ Opp. Sherbourne St., H] | Hig™ Class Wator Tube Steam Boilers, for All Pressures, Duties and Fuel wards, P. O. Money Order is the sa'est and cheapest way. A% Ple:se mention this paper. SEND FOR DESCRIPTIVE CATALOGUR. or nto Eleotris Light Co., Limited. Relea The 'Massey-Harris Co, Limited The Gutta Percha Rubber & Mig Oo The Wilson Publishing UCa., Limited, | (AM of Popenta whore Dollars may be esen working ) T Tk. I. Haton Co, Limited.