PAGE 14 C.P.R. CREDIT UNION MEETING The 19th Annual meeting of' the Schreiber District C.P.R. Employees Credit: Union Ltd. will be held on November 21st at 7 p.m. in the town hall. Following the meeting a social evening, from 8 p.m. to la.m., will be enjoyed, with dancing, refreshments. and Junch.. The Schreiber Cubs and Scouts will resume their activities Monday November 10th at 7 p.m. witha registration night. Registration fee is $5.00 per boy. Meeting Nights: - Cubs - Monday 7 p.m. - Town Hall; Scouts - Thursday 7 p.m. - Town Hall. Mrs. Dan Rosentreter of Beausejour and Mrs. Harry Howe of Winnipeg have been visiting relations heres Mr. and Mrs. H.W. Gellert, Mr. and Mrs. Harold Gellert, and Mr. and Mrs. Terry O'Driscoll . ROSSPORT TOWN TOPICS Mrs. Len Ibey has returned from a holiday spent in Western Canada with relatives. Mr. and Mrs. C.W. Todesco have returned from visiting relatives in Beardmore. Mr. and Mrs. R.T. Kenney motored to Port Arthur Thursday to visit relatives. Joseph Goodchild of Heron Bay has taken up res- idence at Pays Plat. Mr. and Mrs. Herbert Legault were business visitors to the Lakehead Monday and Tuesday . ANNUAL HALLOWE'EN PARTY HELD The Hall Committee held the Annual Hallowe'en Party for the children and their parents with special guests being Rev. Dean Cano and Rev. and Mrs. E. Prinselaar and sons of Schreiber. The children and teenagers put on a very enjoyable amateur program. Albert Ray was the announcer. The hall was decorated in orange and black streamers black cats, bats and of course floating ghosts about the place. The program opened with O Canada. Mrs. Price was pianist for the entertainment. This was followed by a Hallowe'en Message by several children. Several T.V.. commercials were through- out the program. Among them ~~ = Gillett Blades TERRACE BAY NEWS NOVEMBER 6, 1969 Scope, Chocolate Bar Six, Head and Shoulders, Bold etc. Other numbers on the program were songs ¢ rec- itations, skits, A black cat drill, musicals, monolo-_ gues, pantomines, go-go girls dance, a magical exercise, jack-o-lantern game and hill-billy band. All numbers were in the Hallowe'en theme with costumes appropriate to the selection. Following God Save the Queen, a sing-song of old ballads were enjoyed with all taking part. Mrs. Campbell and Mrs. Price accompanied on the piano and guitar. Luncheon was served at tables cabaret style. A good supply of hot dogs, ice cream, dough-] nuts, coffee and koolade were served all. Games and dancing completed the pleasant entertainment till twelve midnight. CONSUMERS" NEWS AND VIEWS Do you buy on credit? There was a time when the question would have been considered an impertinence but not so today. Credit buying has become an accepted part of our way of life. It enables people to have and use things they need while still. paying for them. Used wisely, it can be helpful. Yes, credit is a convenience. But used unwisely it can lead to real problems. No matter how easy the terms, Consumers' Association of Canada suggest you keep .in mind that credit costs. :money. So don't get carried away and buy things on impulse just because no down payment is required or because the payments are small. Remember you will have to pay the full price in the end plus the cost of credit which is higher when no down payment is made or the pay- ments are stretched over a longer period of time to keep them low. Before you borrow, ask yourself what the cost of your loan will do to your budget. Think it over before you sign. Look at the total cost (purchase price plus finance charges) of the article and take into consideration - will it save you'money or just 'cost you more in the long run? Some things, like a refrigerator or a washing machine can mean sav- ings, while the purchase of a car involves many other expenses to maintain and run it in addition to the original purchase price. Take your time considering a deal, because you'll be taking lots of time to pay for it. You should shop for credit as carefully as you shop for goods. If you can: get credit on reason- able terms - terms that you fully understand and can