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HINTS FROM LIFE INSURANCE COMPANIES Canadian life insurance companies pay almost $3.25 million in life insurance and annuity benefits to Canadian families every working day, The Can- adian Life Insurance Officers Association reports. "To meet the immediate cash needs of policyhol- ders or beneficiaries, the life insurance companies are geared to process payment of these benefits rapidly, often within one or two working days, "the Association states . "Adequate and accurate information provided promptly to the company helps to speed such service where policyholders or beneficiaries have benefits due them," according to the Association . The Association also provided some hints to policy holders and their families that could be of help to them should they require information or assistance with a policy or annuity. "Keep your policies in a safe place but let your beneficiaries know where they are and what they need to do to obtain them. Tell your beneficiaries to get in touch with your life insurance agent or the company he represents. They will get help in filling out the necessary papers and will be advised how payments can be made--for ex- ample in a lump sum or by monthly cheque. If you are insured under a group plan your beneficiaries Under the terms of life insurance policies and annuity contracts, Canadian families received more than $800,000,000 in 1964, up I2 percent over the previous year, and more than twice the benefits paid ten years ago. WATCH FOR MOOSE (Dept .of Lands & Forests) Moose are coming out to the highway at night at this time of year and once again we would like to warn motorists to slow down and keep a sharp look out, before we have a human being badly hurt along with the moose. We have had four or five kills this spring already so it cannot be the flies which drive the moose out. It must be the tender young growth along the right- of way they are after. One young calf moose turned into the District Office had been hit by a car but did not seem hurt to any extent. It was returned to the scene of the accident, placed in the woods and, happily, its mother found it during the night and, by the tracks leading away, the cow moose is heading due north with her off-spring . ail llc aa ha Mr .George Mara, Treasurer of the Ontario Soc- will be able to obtain assistance from your employer." EASTER SEAL CAMPAIGN REACHES OBJECTIVE iety for Crippled Children, announced today that the care and treatment of more than 16,000 crippled children has been guaranteed in 1965 by the people of Ontario who have given solid support to the Easter Seal Campaign. Mr.Mara stated "The Easter Seal Campaign's Million Dollar Objective has been reached and exceeded and with final reports still to be received from campaign committees throughout | the province, it is expected that the 1965 results will reach an all time high. "Last September, the Executive Committee of the Ontario Society for Crippled Children realized that at least $1,000,000 had to be raised by the- Easter Seal Campaign, if the Society was to continue to provide their present programme of rehabilitation in 1965", Mr.Mara reported. "The increased re- turns will greatly assist the Society in their expanded development programme in rehabilitation services for physically handicapped children." THE ONTARIO PENSION BENEFITS ACT, 1965 A revised Ontario Pension Benefits Act, recently introduced in the Ontario Legislature by Premier John Robarts, protects the pension rights of about one million members of over 8,100 private pension plans in the province. Practically every one of these pension plans has already been altered in favour of the employees who are members, as required by the orginal Ontario Pensions Act. A new section removes the fears many people have that their existing pension rights may be lost or impaired as a result of the introduction of the Canada Pension Plan. Although it is likely that many pensio plans will be amended when the National Plan comes into force on January 1, 1966, the new rule provides that no such amendment shall adversely affect the pension benefits of any member in respect of service or plan membership before that date. The main purpose of the Ontario Act is to streng- then the existing system of private pensions, by re- quiring that pension benefits should, under certain conditions be portable. This means that because of the Ontario Act for the first time an employee does not lose his pension rights if he changes his job, no matter where he goes. The Ontario Act establishes standards of solvency for private pension plans. No employer is obliged to maintain a pension plan. Those that do, however, must provide for portability, by granting deferred 0 age